Last update: Oct 2026

Cost of Living Comparison Between Oxford, MS and Toronto

For one person, living is cheaper in Oxford, MS: $2,379 a month against $2,530 in Toronto, rent and utilities included – about $1,800 less a year. The total is higher in Toronto despite lower rent and utilities.

114

Cost of Living Index in Oxford, MS
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Oxford, MS Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Oxford, MS

🇺🇸 United States

$2,379

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxford, MS and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford, MS and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,379 in Oxford, MS versus $2,530 in Toronto.

Oxford, MS $2,379
Toronto $2,530

Estimated couple costs with rent: $3,941 in Oxford, MS versus $3,646 in Toronto.

Oxford, MS $3,941
Toronto $3,646

Monthly costs for a family of three with rent: $5,503 in Oxford, MS versus $4,761 in Toronto.

Oxford, MS $5,503
Toronto $4,761

Living in Oxford, MS costs roughly 6% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Oxford, MS 78% above, Toronto 89% above.

Meal at Budget Restaurant

$17.06 $17.06

$17.67 CA$25.19

-3.45%

Three-Course Dinner for Two, Mid-Range

$59.7 $59.7

$77.4 CA$110

-22.89%

Fast Food Meal (McDonalds, etc)

$11.21 $11.21

$10.47 CA$14.93

7.07%

Cappuccino

$4.96 $4.96

$4.08 CA$5.81

21.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 $1.52

$2.12 CA$3.02

-28.30%

Water (0.33 liter bottle)

$1.90 $1.90

$1.76 CA$2.51

7.95%

Local Beer (0.5 liter draught)

$4.44 $4.44

$6.17 CA$8.80

-28.04%

Imported Beer (0.33 liter bottle)

$6.79 $6.79

$6.89 CA$9.82

-1.45%

Milk (1 liter)

$0.87 $0.87

$2.43 CA$3.46

-64.20%

White Bread (500g)

$2.94 $2.94

$2.75 CA$3.92

6.91%

Rice (white) (1kg)

$2.69 $2.69

$2.23 CA$3.18

20.63%

Eggs

$4.02 $4.02

$3.45 CA$4.91

16.52%

Local Cheese (1kg)

$9.55 $9.55

$8.93 CA$12.73

6.94%

Chicken Fillets (1kg)

$9.85 $9.85

$11.44 CA$16.31

-13.90%

Beef Round Steak (1kg)

$14.40 $14.40

$14.61 CA$20.83

-1.44%

Apples (1kg)

$3.79 $3.79

$3.75 CA$5.34

1.07%

Banana (1kg)

$1.39 $1.39

$1.15 CA$1.64

20.87%

Oranges (1kg)

$3.43 $3.43

$3.55 CA$5.06

-3.38%

Tomato (1kg)

$2.97 $2.97

$4.28 CA$6.10

-30.61%

Potato (1kg)

$2.64 $2.64

$1.85 CA$2.63

42.70%

Onion (1kg)

$2.22 $2.22

$1.67 CA$2.38

32.93%

Lettuce (1 head)

$1.77 $1.77

$2.22 CA$3.16

-20.27%

Water (1.5 liter bottle)

$1.84 $1.84

$1.21 CA$1.72

52.07%

Cigarettes 20 Pack (Marlboro, Camel)

$7.34 $7.34

$13.88 CA$19.78

-47.12%

Wine (Bottle)

$12.06 $12.06

$14.25 CA$20.31

-15.37%

Local Beer (0.5 liter bottle)

$1.64 $1.64

$2.20 CA$3.13

-25.45%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$2.42 CA$3.45

35.54%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$4.42 $4.42

$2.90 CA$4.13

52.41%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$1.26 CA$1.80

53.17%

Taxi 1hour Waiting (Normal Tariff)

$32.88 $32.88

$22.03 CA$31.40

49.25%

Gasoline (1 liter)

$0.70 $0.70

$1.22 CA$1.74

-42.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.6K CA$39.4K

23.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$19.8K CA$28.3K

28.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 $139

$122 CA$174

14.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.74 $49.74

$32.03 CA$45.66

55.29%

Internet (50+ Mbps, Unlimited Data)

$65.9 $65.9

$47.92 CA$68.3

37.58%

Gym Membership (Monthly)

$25.07 $25.07

$38.90 CA$55.5

-35.55%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$11.87 $11.87

$12.61 CA$17.97

-5.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,540 $1,540

$834 CA$1,189

84.69%

International Primary School, 1 Child (Yearly)

$8,220 $8,220

$23.3K CA$33.3K

-64.78%

Jeans (Levis 501 Or Similar)

$61.6 $61.6

$52.6 CA$75.0

17.09%

Summer Dress (H&M, Zara, etc)

$52.7 $52.7

$40.26 CA$57.4

30.85%

Sport Shoes (Adidas, Nike)

$87.5 $87.5

$96.2 CA$137

-9.02%

Men's Leather Business Shoes

$169 $169

$123 CA$175

37.81%

1-bedroom Apartment, City Center (Monthly)

$1,295 $1,295

$1,598 CA$2,278

-18.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,266 $1,266

$1,435 CA$2,045

-11.80%

3-bedroom Apartment, City Center (Monthly)

$3,121 $3,121

$2,657 CA$3,787

17.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 $3,156

$2,096 CA$2,988

50.57%

Buy Apartment in City Center (m2)

$3,391 $3,391

$8,033 CA$11.5K

-57.78%

Buy Apartment Outside City Center (m2)

$2,942 $2,942

$6,557 CA$9,347

-55.13%

Average Monthly Net Salary (After Tax)

$4,786 $4,786

$3,743 CA$5,335

27.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

4.47

48.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford, MS: October 3, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxford, MS

$1.3K 53.8%

Toronto

$1.4K 55.4% 13.4% $169

Groceries & Markets

Oxford, MS

$322 13.7%

Toronto

$340 13.1% 5.5% $18

Eating Out

Oxford, MS

$279 11.9%

Toronto

$282 10.9% 1% $2.7

Monthly Utilities & Internet

Oxford, MS

$255 10.8%

Toronto

$202 7.8% 20.7% $53

Clothing & Footwear

Oxford, MS

$167 7.1%

Toronto

$140 5.4% 15.9% $27

Sport & Entertainment

Oxford, MS

$49 2.1%

Toronto

$64 2.5% 31.4% $15

Getting Around

Oxford, MS

$14 * 0.6%

Toronto

$130 5% 820% $116

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,295 in Oxford, MS and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Oxford, MS pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in Oxford, MS vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $322 vs $340 per month, with Oxford, MS cheaper across the board.

Good to know

🇺🇸 Oxford, MS

🇨🇦 Toronto

🕒 Local time

13:33 1:33 PM

14:33 2:33 PM

1 h ahead of Oxford, MS

🌤 Weather

👥 Population

23,639

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Oxford, MS Toronto 1,350 km ≈ 2 h 15 min nonstop flight

From you

Oxford, MS
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford, MS vs Toronto: Cost of Living - Frequently Asked Questions

Oxford, MS wins on cost – living expenses run 6% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Oxford, MS the obvious pick if budget is a priority.

Average pay runs 28% higher in Oxford, MS, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,295 in Oxford, MS versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,379 per month in Oxford, MS versus $2,530 in Toronto – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,379 in Oxford, MS versus $2,530 in Toronto, a $2,000 budget is realistic in Oxford, MS but tight or insufficient in Toronto. The gap between the two cities makes Oxford, MS the clear choice for anyone on this budget.

Both work as nomad bases, but Oxford, MS delivers better value – similar infrastructure at $2,379 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oxford, MS hard to pass up.

Expats usually find Oxford, MS gentler on the wallet – expenses run 6% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.