Last update: Oct 2026

Cost of Living Comparison Between Oxford, MS and Austin, TX

For one person, living is cheaper in Oxford, MS: $2,363 a month against $2,663 in Austin, TX, rent and utilities included – about $3,600 less a year. Other living expenses account for most of the difference.

115

Cost of Living Index in Oxford, MS
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Oxford, MS Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Oxford, MS

🇺🇸 United States

$2,363

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxford, MS and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford, MS and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,363 in Oxford, MS versus $2,663 in Austin, TX.

Oxford, MS $2,363
Austin, TX $2,663

Estimated couple costs with rent: $3,967 in Oxford, MS versus $4,133 in Austin, TX.

Oxford, MS $3,967
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,570 in Oxford, MS versus $5,603 in Austin, TX.

Oxford, MS $5,570
Austin, TX $5,603

Living in Oxford, MS costs roughly 11% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Oxford, MS 75% above, Austin, TX 97% above.

Meal at Budget Restaurant

$16.78 $16.78

$20.77 $20.77

-19.21%

Three-Course Dinner for Two, Mid-Range

$61.1 $61.1

$84.6 $84.6

-27.83%

Fast Food Meal (McDonalds, etc)

$10.95 $10.95

$12.32 $12.32

-11.12%

Cappuccino

$4.91 $4.91

$5.63 $5.63

-12.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 $1.55

$3.72 $3.72

-58.33%

Water (0.33 liter bottle)

$1.89 $1.89

$2.50 $2.50

-24.40%

Local Beer (0.5 liter draught)

$4.56 $4.56

$8.05 $8.05

-43.35%

Imported Beer (0.33 liter bottle)

$7.10 $7.10

$9.01 $9.01

-21.20%

Milk (1 liter)

$0.86 $0.86

$1.12 $1.12

-23.21%

White Bread (500g)

$3.04 $3.04

$3.75 $3.75

-18.93%

Rice (white) (1kg)

$2.67 $2.67

$3.26 $3.26

-18.10%

Eggs

$4.07 $4.07

$4.17 $4.17

-2.40%

Local Cheese (1kg)

$9.52 $9.52

$12.90 $12.90

-26.20%

Chicken Fillets (1kg)

$9.65 $9.65

$14.16 $14.16

-31.85%

Beef Round Steak (1kg)

$13.96 $13.96

$16.22 $16.22

-13.93%

Apples (1kg)

$3.81 $3.81

$4.33 $4.33

-12.01%

Banana (1kg)

$1.38 $1.38

$1.46 $1.46

-5.48%

Oranges (1kg)

$3.47 $3.47

$4.51 $4.51

-23.06%

Tomato (1kg)

$2.95 $2.95

$4.34 $4.34

-32.03%

Potato (1kg)

$2.62 $2.62

$2.58 $2.58

1.55%

Onion (1kg)

$2.25 $2.25

$2.35 $2.35

-4.26%

Lettuce (1 head)

$1.82 $1.82

$1.78 $1.78

2.25%

Water (1.5 liter bottle)

$1.89 $1.89

$2.22 $2.22

-14.86%

Cigarettes 20 Pack (Marlboro, Camel)

$7.52 $7.52

$9.88 $9.88

-23.89%

Wine (Bottle)

$11.80 $11.80

$15.08 $15.08

-21.75%

Local Beer (0.5 liter bottle)

$1.67 $1.67

$2.92 $2.92

-42.81%

Imported Beer (0.33 liter bottle)

$3.27 $3.27

$3.46 $3.46

-5.49%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$4.41 $4.41

$2.73 $2.73

61.54%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$1.66 $1.66

13.25%

Taxi 1hour Waiting (Normal Tariff)

$32.93 $32.93

$35.30 $35.30

-6.71%

Gasoline (1 liter)

$0.74 $0.74

$0.95 $0.95

-22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$36.0K $36.0K

-4.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$27.1K $27.1K

-5.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 $139

$229 $229

-39.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.28 $49.28

$59.4 $59.4

-17.02%

Internet (50+ Mbps, Unlimited Data)

$68.1 $68.1

$69.9 $69.9

-2.59%

Gym Membership (Monthly)

$25.35 $25.35

$57.2 $57.2

-55.71%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$11.80 $11.80

$14.28 $14.28

-17.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,540 $1,540

$1,506 $1,506

2.24%

International Primary School, 1 Child (Yearly)

$8,530 $8,530

$21.5K $21.5K

-60.25%

Jeans (Levis 501 Or Similar)

$62.4 $62.4

$52.8 $52.8

18.20%

Summer Dress (H&M, Zara, etc)

$53.0 $53.0

$43.82 $43.82

20.99%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$84.8 $84.8

1.04%

Men's Leather Business Shoes

$167 $167

$103 $103

62.50%

1-bedroom Apartment, City Center (Monthly)

$1,293 $1,293

$1,907 $1,907

-32.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,279 $1,279

$1,274 $1,274

0.42%

3-bedroom Apartment, City Center (Monthly)

$3,116 $3,116

$3,664 $3,664

-14.95%

3-bedroom Apartment, Outside City Center (Monthly)

$3,167 $3,167

$2,538 $2,538

24.75%

Buy Apartment in City Center (m2)

$3,335 $3,335

$7,614 $7,614

-56.19%

Buy Apartment Outside City Center (m2)

$2,991 $2,991

$3,157 $3,157

-5.27%

Average Monthly Net Salary (After Tax)

$4,839 $4,839

$5,121 $5,121

-5.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.79

-2.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford, MS: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxford, MS

$1.3K 54.2%

Austin, TX

$1.3K 47.8% 0.4% $5.4

Groceries & Markets

Oxford, MS

$321 13.6%

Austin, TX

$405 15.2% 25.9% $83

Eating Out

Oxford, MS

$277 11.7%

Austin, TX

$354 13.3% 27.9% $77

Monthly Utilities & Internet

Oxford, MS

$257 10.9%

Austin, TX

$358 13.5% 39.6% $102

Clothing & Footwear

Oxford, MS

$166 7%

Austin, TX

$128 4.8% 22.8% $38

Sport & Entertainment

Oxford, MS

$49 2.1%

Austin, TX

$86 3.2% 75.3% $37

Getting Around

Oxford, MS

$14 * 0.6%

Austin, TX

$59 2.2% 325% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,293 in Oxford, MS and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Oxford, MS vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $321 vs $405 per month, with Oxford, MS cheaper across the board.

Good to know

🇺🇸 Oxford, MS

🇺🇸 Austin, TX

🕒 Local time

07:35 7:35 AM

Same time as Oxford, MS

🌤 Weather

👥 Population

23,639

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Oxford, MS Austin, TX 900 km ≈ 1 h 30 min nonstop flight

From you

Oxford, MS
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford, MS vs Austin, TX: Cost of Living - Frequently Asked Questions

Oxford, MS wins on cost – living expenses run 13% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oxford, MS the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,293 in Oxford, MS versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,540 in Oxford, MS versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oxford, MS – a meal for two runs $61.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,363 in Oxford, MS versus $2,663 in Austin, TX, a $2,000 budget is realistic in Oxford, MS but tight or insufficient in Austin, TX. The gap between the two cities makes Oxford, MS the clear choice for anyone on this budget.

Both work as nomad bases, but Oxford, MS delivers better value – similar infrastructure at $2,363 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oxford, MS hard to pass up.

Expats usually find Oxford, MS gentler on the wallet – expenses run 13% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.