Last update: Oct 2026

Cost of Living Comparison Between Toronto and Oxford, MS

For one person, living is cheaper in Oxford, MS: $2,379 a month against $2,530 in Toronto, rent and utilities included – about $1,800 less a year. The total is higher in Toronto despite lower rent and utilities.

125

Cost of Living Index in Toronto
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Toronto Living Index
114

Cost of Living Index in Oxford, MS
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Oxford, MS Living Index

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Toronto

🇨🇦 Canada

$2,530

/mo nomad

Oxford, MS

🇺🇸 United States

$2,379

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Oxford, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Oxford, MS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,530 in Toronto versus $2,379 in Oxford, MS.

Toronto $2,530
Oxford, MS $2,379

Estimated couple costs with rent: $3,646 in Toronto versus $3,941 in Oxford, MS.

Toronto $3,646
Oxford, MS $3,941

Monthly costs for a family of three with rent: $4,761 in Toronto versus $5,503 in Oxford, MS.

Toronto $4,761
Oxford, MS $5,503

Living in Toronto is roughly 6% more expensive than in Oxford, MS, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 89% above, Oxford, MS 78% above.

Meal at Budget Restaurant

$17.67 CA$25.19

$17.06 $17.06

3.58%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$110

$59.7 $59.7

29.68%

Fast Food Meal (McDonalds, etc)

$10.47 CA$14.93

$11.21 $11.21

-6.60%

Cappuccino

$4.08 CA$5.81

$4.96 $4.96

-17.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.02

$1.52 $1.52

39.47%

Water (0.33 liter bottle)

$1.76 CA$2.51

$1.90 $1.90

-7.37%

Local Beer (0.5 liter draught)

$6.17 CA$8.80

$4.44 $4.44

38.96%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.82

$6.79 $6.79

1.47%

Milk (1 liter)

$2.43 CA$3.46

$0.87 $0.87

179.31%

White Bread (500g)

$2.75 CA$3.92

$2.94 $2.94

-6.46%

Rice (white) (1kg)

$2.23 CA$3.18

$2.69 $2.69

-17.10%

Eggs

$3.45 CA$4.91

$4.02 $4.02

-14.18%

Local Cheese (1kg)

$8.93 CA$12.73

$9.55 $9.55

-6.49%

Chicken Fillets (1kg)

$11.44 CA$16.31

$9.85 $9.85

16.14%

Beef Round Steak (1kg)

$14.61 CA$20.83

$14.40 $14.40

1.46%

Apples (1kg)

$3.75 CA$5.34

$3.79 $3.79

-1.06%

Banana (1kg)

$1.15 CA$1.64

$1.39 $1.39

-17.27%

Oranges (1kg)

$3.55 CA$5.06

$3.43 $3.43

3.50%

Tomato (1kg)

$4.28 CA$6.10

$2.97 $2.97

44.11%

Potato (1kg)

$1.85 CA$2.63

$2.64 $2.64

-29.92%

Onion (1kg)

$1.67 CA$2.38

$2.22 $2.22

-24.77%

Lettuce (1 head)

$2.22 CA$3.16

$1.77 $1.77

25.42%

Water (1.5 liter bottle)

$1.21 CA$1.72

$1.84 $1.84

-34.24%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.78

$7.34 $7.34

89.10%

Wine (Bottle)

$14.25 CA$20.31

$12.06 $12.06

18.16%

Local Beer (0.5 liter bottle)

$2.20 CA$3.13

$1.64 $1.64

34.15%

Imported Beer (0.33 liter bottle)

$2.42 CA$3.45

$3.28 $3.28

-26.22%

One-way Ticket (Public Transport)

$2.42 CA$3.44

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$2.90 CA$4.13

$4.42 $4.42

-34.39%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.80

$1.93 $1.93

-34.72%

Taxi 1hour Waiting (Normal Tariff)

$22.03 CA$31.40

$32.88 $32.88

-33.00%

Gasoline (1 liter)

$1.22 CA$1.74

$0.70 $0.70

74.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.4K

$34.0K $34.0K

-18.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$28.3K

$25.5K $25.5K

-22.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 CA$174

$139 $139

-12.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.03 CA$45.66

$49.74 $49.74

-35.61%

Internet (50+ Mbps, Unlimited Data)

$47.92 CA$68.3

$65.9 $65.9

-27.32%

Gym Membership (Monthly)

$38.90 CA$55.5

$25.07 $25.07

55.17%

Tennis Court (1 Hour on Weekend)

$23.24 CA$33.12

Cinema Ticket

$12.61 CA$17.97

$11.87 $11.87

6.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$834 CA$1,189

$1,540 $1,540

-45.86%

International Primary School, 1 Child (Yearly)

$23.3K CA$33.3K

$8,220 $8,220

183.94%

Jeans (Levis 501 Or Similar)

$52.6 CA$75.0

$61.6 $61.6

-14.60%

Summer Dress (H&M, Zara, etc)

$40.26 CA$57.4

$52.7 $52.7

-23.58%

Sport Shoes (Adidas, Nike)

$96.2 CA$137

$87.5 $87.5

9.92%

Men's Leather Business Shoes

$123 CA$175

$169 $169

-27.43%

1-bedroom Apartment, City Center (Monthly)

$1,598 CA$2,278

$1,295 $1,295

23.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 CA$2,045

$1,266 $1,266

13.38%

3-bedroom Apartment, City Center (Monthly)

$2,657 CA$3,787

$3,121 $3,121

-14.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,096 CA$2,988

$3,156 $3,156

-33.58%

Buy Apartment in City Center (m2)

$8,033 CA$11.5K

$3,391 $3,391

136.86%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

$2,942 $2,942

122.89%

Average Monthly Net Salary (After Tax)

$3,743 CA$5,335

$4,786 $4,786

-21.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.65

-32.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 4, 2026

Last update for Oxford, MS: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.4%

Oxford, MS

$1.3K 53.8% 11.8% $169

Groceries & Markets

Toronto

$340 13.1%

Oxford, MS

$322 13.7% 5.2% $18

Eating Out

Toronto

$282 10.9%

Oxford, MS

$279 11.9% 1% $2.7

Monthly Utilities & Internet

Toronto

$202 7.8%

Oxford, MS

$255 10.8% 26.2% $53

Clothing & Footwear

Toronto

$140 5.4%

Oxford, MS

$167 7.1% 19% $27

Getting Around

Toronto

$130 5%

Oxford, MS

$14 * 0.6% 89.1% $116

Sport & Entertainment

Toronto

$64 2.5%

Oxford, MS

$49 2.1% 23.9% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Toronto and $1,295 in Oxford, MS. Housing cost is often the main lever when comparing two cities.

Oxford, MS pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in Toronto vs $60.0 in Oxford, MS for a mid-range dinner for two. Groceries echo the gap at $340 vs $322 per month, with Oxford, MS cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Oxford, MS

🕒 Local time

16:44 4:44 PM

15:44 3:44 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

23,639

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Oxford, MS 1,350 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Oxford, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Oxford, MS: Cost of Living - Frequently Asked Questions

Oxford, MS wins on cost – living expenses run 6% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Oxford, MS the obvious pick if budget is a priority.

On paper, salaries run 28% lower in Oxford, MS. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,598 in Toronto versus $1,295 in Oxford, MS. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,530 per month in Toronto versus $2,379 in Oxford, MS – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,379 in Oxford, MS versus $2,530 in Toronto, a $2,000 budget is realistic in Oxford, MS but tight or insufficient in Toronto. The gap between the two cities makes Oxford, MS the clear choice for anyone on this budget.

Both work as nomad bases, but Oxford, MS delivers better value – similar infrastructure at $2,379 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oxford, MS hard to pass up.

Expats usually find Oxford, MS gentler on the wallet – expenses run 6% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.