Last update: Oct 2026

Cost of Living Comparison Between Oxford, MS and Monterrey

For one person, living is cheaper in Monterrey: $1,607 a month against $2,379 in Oxford, MS, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

114

Cost of Living Index in Oxford, MS
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Oxford, MS Living Index
79

Cost of Living Index in Monterrey
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Monterrey Living Index

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Oxford, MS

🇺🇸 United States

$2,379

/mo nomad

Monterrey

🇲🇽 Mexico

$1,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxford, MS and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford, MS and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,379 in Oxford, MS versus $1,607 in Monterrey.

Oxford, MS $2,379
Monterrey $1,607

Estimated couple costs with rent: $3,941 in Oxford, MS versus $2,512 in Monterrey.

Oxford, MS $3,941
Monterrey $2,512

Monthly costs for a family of three with rent: $5,503 in Oxford, MS versus $3,417 in Monterrey.

Oxford, MS $5,503
Monterrey $3,417

Living in Oxford, MS is roughly 48% more expensive than in Monterrey, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Oxford, MS 78% above, Monterrey 20% above.

Meal at Budget Restaurant

$17.06 $17.06

$13.75 MX$253

24.07%

Three-Course Dinner for Two, Mid-Range

$59.7 $59.7

$50.2 MX$923

18.91%

Fast Food Meal (McDonalds, etc)

$11.21 $11.21

$11.13 MX$205

0.72%

Cappuccino

$4.96 $4.96

$4.04 MX$74.3

22.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 $1.52

$1.70 MX$31.33

-10.59%

Water (0.33 liter bottle)

$1.90 $1.90

$0.99 MX$18.19

91.92%

Local Beer (0.5 liter draught)

$4.44 $4.44

$2.41 MX$44.27

84.23%

Imported Beer (0.33 liter bottle)

$6.79 $6.79

$4.48 MX$82.5

51.56%

Milk (1 liter)

$0.87 $0.87

$1.92 MX$35.36

-54.69%

White Bread (500g)

$2.94 $2.94

$2.89 MX$53.2

1.73%

Rice (white) (1kg)

$2.69 $2.69

$1.94 MX$35.72

38.66%

Eggs

$4.02 $4.02

$2.50 MX$45.97

60.80%

Local Cheese (1kg)

$9.55 $9.55

$12.30 MX$226

-22.36%

Chicken Fillets (1kg)

$9.85 $9.85

$9.33 MX$172

5.57%

Beef Round Steak (1kg)

$14.40 $14.40

$13.07 MX$240

10.18%

Apples (1kg)

$3.79 $3.79

$3.38 MX$62.2

12.13%

Banana (1kg)

$1.39 $1.39

$1.58 MX$29.07

-12.03%

Oranges (1kg)

$3.43 $3.43

$2.20 MX$40.51

55.91%

Tomato (1kg)

$2.97 $2.97

$2.45 MX$44.96

21.22%

Potato (1kg)

$2.64 $2.64

$2.26 MX$41.54

16.81%

Onion (1kg)

$2.22 $2.22

$2.74 MX$50.4

-18.98%

Lettuce (1 head)

$1.77 $1.77

$1.53 MX$28.13

15.69%

Water (1.5 liter bottle)

$1.84 $1.84

$1.26 MX$23.19

46.03%

Cigarettes 20 Pack (Marlboro, Camel)

$7.34 $7.34

$4.84 MX$89.0

51.65%

Wine (Bottle)

$12.06 $12.06

$13.59 MX$250

-11.26%

Local Beer (0.5 liter bottle)

$1.64 $1.64

$1.91 MX$35.06

-14.14%

Imported Beer (0.33 liter bottle)

$3.28 $3.28

$3.06 MX$56.4

7.19%

One-way Ticket (Public Transport)

$0.80 MX$14.62

Public Transport Monthly Pass (Regular Price)

$31.77 MX$584

Taxi Start (Normal Tariff)

$4.42 $4.42

$1.62 MX$29.82

172.84%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$1.10 MX$20.20

75.45%

Taxi 1hour Waiting (Normal Tariff)

$32.88 $32.88

$10.97 MX$202

199.73%

Gasoline (1 liter)

$0.70 $0.70

$1.52 MX$27.98

-53.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$21.4K MX$393.0K

59.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.5K MX$468.3K

0.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 $139

$120 MX$2,201

16.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.74 $49.74

$27.08 MX$498

83.68%

Internet (50+ Mbps, Unlimited Data)

$65.9 $65.9

$26.70 MX$491

146.93%

Gym Membership (Monthly)

$25.07 $25.07

$31.15 MX$573

-19.52%

Tennis Court (1 Hour on Weekend)

$21.95 MX$404

Cinema Ticket

$11.87 $11.87

$5.14 MX$94.5

130.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,540 $1,540

$688 MX$12.6K

123.94%

International Primary School, 1 Child (Yearly)

$8,220 $8,220

$11.4K MX$210.1K

-28.07%

Jeans (Levis 501 Or Similar)

$61.6 $61.6

$71.9 MX$1,323

-14.38%

Summer Dress (H&M, Zara, etc)

$52.7 $52.7

$43.30 MX$796

21.66%

Sport Shoes (Adidas, Nike)

$87.5 $87.5

$112 MX$2,062

-21.94%

Men's Leather Business Shoes

$169 $169

$122 MX$2,240

39.09%

1-bedroom Apartment, City Center (Monthly)

$1,295 $1,295

$957 MX$17.6K

35.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,266 $1,266

$670 MX$12.3K

88.82%

3-bedroom Apartment, City Center (Monthly)

$3,121 $3,121

$1,887 MX$34.7K

65.36%

3-bedroom Apartment, Outside City Center (Monthly)

$3,156 $3,156

$1,305 MX$24.0K

141.92%

Buy Apartment in City Center (m2)

$3,391 $3,391

$4,159 MX$76.5K

-18.46%

Buy Apartment Outside City Center (m2)

$2,942 $2,942

$2,437 MX$44.8K

20.72%

Average Monthly Net Salary (After Tax)

$4,786 $4,786

$1,133 MX$20.8K

322.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

11.79

-43.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford, MS: October 3, 2026

Last update for Monterrey: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxford, MS

$1.3K 53.8%

Monterrey

$670 41.4% 47% $595

Groceries & Markets

Oxford, MS

$322 13.7%

Monterrey

$312 19.3% 3.1% $9.9

Eating Out

Oxford, MS

$279 11.9%

Monterrey

$224 13.8% 19.9% $55

Monthly Utilities & Internet

Oxford, MS

$255 10.8%

Monterrey

$174 10.7% 31.9% $81

Clothing & Footwear

Oxford, MS

$167 7.1%

Monterrey

$157 9.7% 5.9% $9.9

Sport & Entertainment

Oxford, MS

$49 2.1%

Monterrey

$41 2.6% 15.1% $7.4

Getting Around

Oxford, MS

$14 * 0.6%

Monterrey

$42 2.6% 199% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,295 in Oxford, MS and $957 in Monterrey. Housing cost is often the main lever when comparing two cities.

Oxford, MS pays 322% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Oxford, MS vs $50.0 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $322 vs $312 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Oxford, MS

🇲🇽 Monterrey

🕒 Local time

15:44 3:44 PM

14:44 2:44 PM

1 h behind Oxford, MS

🌤 Weather

👥 Population

23,639

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.892 EUR

100 MXN = 5.44 USD

100 MXN = 4.85 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of October 11, 2026: 1 USD = 18.39 MXN (100 MXN = 5.44 USD). 1 EUR = 20.61 MXN (100 MXN = 4.85 EUR).

MXN to USD in detail →

On the map

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Between locations

Oxford, MS Monterrey 1,420 km ≈ 2 h 15 min nonstop flight

From you

Oxford, MS
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford, MS vs Monterrey: Cost of Living - Frequently Asked Questions

Oxford, MS and Monterrey differ by about 48% in total monthly costs ($2,379 vs $1,607 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 322% higher in Oxford, MS, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,295 in Oxford, MS versus $957 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,540 in Oxford, MS versus $688 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $50.0 versus $60.0 in Oxford, MS. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,607 in Monterrey versus $2,379 in Oxford, MS, a $3,000 budget is realistic in Monterrey but tight or insufficient in Oxford, MS. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 48% less than in Oxford, MS. Beyond cost, consider language, visa policies, and how big the international community is in each city.