Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Oxford, MS

For one person, living is cheaper in Oxford, MS: $2,371 a month against $2,607 in Austin, TX, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
114

Cost of Living Index in Oxford, MS
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Oxford, MS Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Oxford, MS

🇺🇸 United States

$2,371

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Oxford, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Oxford, MS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,371 in Oxford, MS.

Austin, TX $2,607
Oxford, MS $2,371

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,947 in Oxford, MS.

Austin, TX $4,031
Oxford, MS $3,947

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,523 in Oxford, MS.

Austin, TX $5,454
Oxford, MS $5,523

Living in Austin, TX is roughly 10% more expensive than in Oxford, MS, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Oxford, MS 74% above.

Meal at Budget Restaurant

$20.35 $20.35

$16.95 $16.95

20.06%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$59.7 $59.7

41.94%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$11.20 $11.20

8.21%

Cappuccino

$5.65 $5.65

$5.13 $5.13

10.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$1.50 $1.50

145.33%

Water (0.33 liter bottle)

$2.36 $2.36

$1.89 $1.89

24.87%

Local Beer (0.5 liter draught)

$7.87 $7.87

$4.47 $4.47

76.06%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.02 $7.02

25.64%

Milk (1 liter)

$1.14 $1.14

$0.86 $0.86

32.56%

White Bread (500g)

$3.69 $3.69

$3.18 $3.18

16.04%

Rice (white) (1kg)

$3.31 $3.31

$2.59 $2.59

27.80%

Eggs

$4.15 $4.15

$4.02 $4.02

3.23%

Local Cheese (1kg)

$12.98 $12.98

$9.37 $9.37

38.53%

Chicken Fillets (1kg)

$13.86 $13.86

$11.37 $11.37

21.90%

Beef Round Steak (1kg)

$16.34 $16.34

$15.38 $15.38

6.24%

Apples (1kg)

$4.69 $4.69

$3.94 $3.94

19.04%

Banana (1kg)

$1.45 $1.45

$1.41 $1.41

2.84%

Oranges (1kg)

$5.11 $5.11

$3.33 $3.33

53.45%

Tomato (1kg)

$4.52 $4.52

$3.11 $3.11

45.34%

Potato (1kg)

$3.08 $3.08

$2.51 $2.51

22.71%

Onion (1kg)

$2.38 $2.38

$2.26 $2.26

5.31%

Lettuce (1 head)

$1.80 $1.80

$1.81 $1.81

-0.55%

Water (1.5 liter bottle)

$2.22 $2.22

$1.91 $1.91

16.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$7.39 $7.39

34.91%

Wine (Bottle)

$15.05 $15.05

$12.12 $12.12

24.17%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.71 $1.71

70.18%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.20 $3.20

4.06%

One-way Ticket (Public Transport)

$1.22 $1.22

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

$4.37 $4.37

-36.38%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.85 $1.85

-10.81%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$32.48 $32.48

8.96%

Gasoline (1 liter)

$0.95 $0.95

$0.74 $0.74

28.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$30.3K $30.3K

12.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.7K $25.7K

3.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$139 $139

60.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$49.93 $49.93

17.12%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$67.9 $67.9

4.88%

Gym Membership (Monthly)

$53.0 $53.0

$24.84 $24.84

113.53%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$11.82 $11.82

18.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,552 $1,552

-6.00%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$8,269 $8,269

158.16%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$61.7 $61.7

-14.89%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$53.5 $53.5

-20.14%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$88.0 $88.0

-1.78%

Men's Leather Business Shoes

$104 $104

$169 $169

-38.70%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,308 $1,308

61.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,267 $1,267

-2.91%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$3,163 $3,163

22.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$3,078 $3,078

-21.81%

Buy Apartment in City Center (m2)

$7,426 $7,426

$3,287 $3,287

125.89%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,920 $2,920

4.80%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$4,833 $4,833

7.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.65

2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Oxford, MS: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Oxford, MS

$1.3K 53.5% 3% $37

Groceries & Markets

Austin, TX

$410 15.7%

Oxford, MS

$336 14.2% 17.9% $73

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Oxford, MS

$257 10.8% 27.2% $96

Eating Out

Austin, TX

$348 13.4%

Oxford, MS

$281 11.8% 19.4% $67

Clothing & Footwear

Austin, TX

$128 4.9%

Oxford, MS

$168 7.1% 30.5% $39

Sport & Entertainment

Austin, TX

$81 3.1%

Oxford, MS

$48 2% 40.3% $33

Getting Around

Austin, TX

$56 2.2%

Oxford, MS

$14 * 0.6% 75.9% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,308 in Oxford, MS. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85 in Austin, TX vs $60 in Oxford, MS for a mid-range dinner for two. Groceries echo the gap at $410 vs $336 per month, with Oxford, MS cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Oxford, MS

🕒 Local time

21:15 9:15 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

23,639

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Oxford, MS 900 km ≈ 1 h 30 min nonstop flight

From you

Austin, TX
Oxford, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Oxford, MS: Cost of Living - Frequently Asked Questions

Oxford, MS wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Oxford, MS the obvious pick if budget is a priority.

Average pay runs 7% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,308 in Oxford, MS. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,459 in Austin, TX versus $1,552 in Oxford, MS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oxford, MS – a meal for two runs $60 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Oxford, MS is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Oxford, MS wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.