Cost of Living Comparison Between Austin, TX and Oxford, MS Cost of Living Comparison Between Austin, TX and Oxford, MS

Monthly Cost of Living

Monthly costs for one person with rent: $2,706 in Austin, TX versus $2,372 in Oxford, MS.

Estimated couple costs with rent: $4,169 in Austin, TX versus $3,734 in Oxford, MS.

Monthly costs for a family of three with rent: $5,633 in Austin, TX versus $5,097 in Oxford, MS.

Living in Austin, TX is roughly 14% more expensive than in Oxford, MS, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 103% above, Oxford, MS 78% above.

Meal at Budget Restaurant

$19.70 $19.70

$16.38 $16.38

20.27%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$55.8 $55.8

36.29%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$9.81 $9.81

0.51%

Cappuccino

$5.48 $5.48

$5.02 $5.02

9.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.50 $1.50

76.67%

Water (0.33 liter bottle)

$2.09 $2.09

$1.91 $1.91

9.42%

Local Beer (0.5 liter draught)

$6.09 $6.09

$4.49 $4.49

35.63%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$6.79 $6.79

20.03%

Milk (1 liter)

$1.10 $1.10

$0.89 $0.89

23.60%

White Bread (500g)

$3.39 $3.39

$3.29 $3.29

3.04%

Rice (white) (1kg)

$3.38 $3.38

$2.66 $2.66

27.07%

Eggs

$4.39 $4.39

$4.02 $4.02

9.20%

Local Cheese (1kg)

$12.10 $12.10

$12.31 $12.31

-1.71%

Chicken Fillets (1kg)

$10.84 $10.84

$11.67 $11.67

-7.11%

Beef Round Steak (1kg)

$14.68 $14.68

$15.38 $15.38

-4.55%

Apples (1kg)

$4.96 $4.96

$5.76 $5.76

-13.89%

Banana (1kg)

$1.51 $1.51

$1.62 $1.62

-6.79%

Oranges (1kg)

$4.40 $4.40

$3.49 $3.49

26.07%

Tomato (1kg)

$4.10 $4.10

$4.37 $4.37

-6.18%

Potato (1kg)

$2.81 $2.81

$3.48 $3.48

-19.25%

Onion (1kg)

$2.87 $2.87

$1.75 $1.75

64.00%

Lettuce (1 head)

$1.95 $1.95

$1.75 $1.75

11.43%

Water (1.5 liter bottle)

$2.18 $2.18

$1.50 $1.50

45.33%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$7.35 $7.35

22.31%

Wine (Bottle)

$15.11 $15.11

$12.22 $12.22

23.65%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$1.69 $1.69

37.87%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$3.31 $3.31

3.63%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.05 $2.05

-24.88%

Public Transport Monthly Pass (Regular Price)

$44.15 $44.15

Taxi Start (Normal Tariff)

$4.41 $4.41

$4.98 $4.98

-11.45%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.74 $1.74

5.17%

Taxi 1hour Waiting (Normal Tariff)

$34.65 $34.65

$18.32 $18.32

89.14%

Gasoline (1 liter)

$0.78 $0.78

$0.71 $0.71

9.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$20.2K $20.2K

28.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.7K $26.7K

-3.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$140 $140

24.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$49.70 $49.70

20.14%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$66.9 $66.9

-2.11%

Gym Membership (Monthly)

$61.3 $61.3

$25.41 $25.41

141.13%

Tennis Court (1 Hour on Weekend)

$9.89 $9.89

Cinema Ticket

$14.76 $14.76

$9.21 $9.21

60.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$996 $996

37.77%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$8,317 $8,317

166.82%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$43.36 $43.36

30.35%

Summer Dress (H&M, Zara, etc)

$45.29 $45.29

$37.28 $37.28

21.49%

Sport Shoes (Adidas, Nike)

$85.0 $85.0

$87.2 $87.2

-2.49%

Men's Leather Business Shoes

$118 $118

$129 $129

-8.10%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$1,153 $1,153

90.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,403 $1,403

$1,293 $1,293

8.45%

3-bedroom Apartment, City Center (Monthly)

$3,815 $3,815

$2,611 $2,611

46.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,680 $2,680

$2,707 $2,707

-1.00%

Buy Apartment in City Center (m2)

$7,133 $7,133

$3,289 $3,289

116.84%

Buy Apartment Outside City Center (m2)

$3,078 $3,078

$2,923 $2,923

5.30%

Average Monthly Net Salary (After Tax)

$5,110 $5,110

$2,469 $2,469

106.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

4.6

40.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 12, 2026

Last update for Oxford, MS: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Austin, TX and $1,153 in Oxford, MS. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Austin, TX vs $56.0 in Oxford, MS for a mid-range dinner for two. Groceries echo the gap at $379 vs $363 per month, with Oxford, MS cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Oxford, MS: Cost of Living - Frequently Asked Questions

Oxford, MS wins on cost – living expenses run 14% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Oxford, MS the obvious pick if budget is a priority.

Average pay runs 107% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Austin, TX versus $1,153 in Oxford, MS. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,372 in Austin, TX versus $996 in Oxford, MS. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Oxford, MS – a meal for two runs $56.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,372 in Oxford, MS versus $2,706 in Austin, TX, a $2,000 budget is realistic in Oxford, MS but tight or insufficient in Austin, TX. The gap between the two cities makes Oxford, MS the clear choice for anyone on this budget.

Both work as nomad bases, but Oxford, MS delivers better value – similar infrastructure at $2,372 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Oxford, MS hard to pass up.

Expats usually find Oxford, MS gentler on the wallet – expenses run 14% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.