Last update: Oct 2026

Cost of Living Comparison Between Owensboro, KY and Montreal

For one person, living costs are similar in Owensboro, KY and in Montreal: $1,990 and $2,018 a month, rent and utilities included.

96

Cost of Living Index in Owensboro, KY
Learn more

Owensboro, KY Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Owensboro, KY

🇺🇸 United States

$1,990

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Owensboro, KY and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Owensboro, KY and in Montreal actually costs, broken down by who's living it.

A single person spends $1,990 per month in Owensboro, KY vs $2,018 in Montreal, rent included.

Owensboro, KY $1,990
Montreal $2,018

A couple spends around $2,922 per month in Owensboro, KY vs $3,085 in Montreal, rent included.

Owensboro, KY $2,922
Montreal $3,085

A family of three spends $3,855 per month in Owensboro, KY vs $4,152 in Montreal, rent included.

Owensboro, KY $3,855
Montreal $4,152

Owensboro, KY is about 1% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both Owensboro, KY and Montreal sit above the global median – Owensboro, KY by 47%, Montreal by 49%.

Meal at Budget Restaurant

$19.67 $19.67

$18.82 CA$26.61

4.52%

Three-Course Dinner for Two, Mid-Range

$60.8 $60.8

$70.3 CA$99.4

-13.47%

Fast Food Meal (McDonalds, etc)

$10.19 $10.19

$10.66 CA$15.06

-4.41%

Cappuccino

$5.39 $5.39

$3.84 CA$5.43

40.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 $1.93

$1.92 CA$2.71

0.52%

Water (0.33 liter bottle)

$1.32 $1.32

$1.54 CA$2.18

-14.29%

Local Beer (0.5 liter draught)

$4.09 $4.09

$6.23 CA$8.81

-34.35%

Imported Beer (0.33 liter bottle)

$4.95 $4.95

$7.10 CA$10.03

-30.28%

Milk (1 liter)

$0.80 $0.80

$2.31 CA$3.27

-65.37%

White Bread (500g)

$3.20 $3.20

$3.14 CA$4.44

1.91%

Rice (white) (1kg)

$4.49 $4.49

$3.21 CA$4.54

39.88%

Eggs

$2.93 $2.93

$3.52 CA$4.97

-16.76%

Local Cheese (1kg)

$6.65 $6.65

$12.81 CA$18.11

-48.09%

Chicken Fillets (1kg)

$11.15 $11.15

$11.46 CA$16.20

-2.71%

Beef Round Steak (1kg)

$12.01 $12.01

$13.39 CA$18.92

-10.31%

Apples (1kg)

$4.44 $4.44

$3.14 CA$4.43

41.40%

Banana (1kg)

$1.23 $1.23

$1.44 CA$2.03

-14.58%

Oranges (1kg)

$2.70 $2.70

$3.47 CA$4.91

-22.19%

Tomato (1kg)

$3.61 $3.61

$3.07 CA$4.34

17.59%

Potato (1kg)

$2.24 $2.24

$1.90 CA$2.69

17.89%

Onion (1kg)

$2.25 $2.25

$1.77 CA$2.50

27.12%

Lettuce (1 head)

$1.98 $1.98

$2.34 CA$3.31

-15.38%

Water (1.5 liter bottle)

$1.46 $1.46

$1.55 CA$2.19

-5.81%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$11.38 CA$16.09

-22.06%

Wine (Bottle)

$7.82 $7.82

$10.63 CA$15.03

-26.43%

Local Beer (0.5 liter bottle)

$1.90 $1.90

$2.27 CA$3.21

-16.30%

Imported Beer (0.33 liter bottle)

$5.08 $5.08

$2.82 CA$3.99

80.14%

One-way Ticket (Public Transport)

$1.02 $1.02

$2.66 CA$3.76

-61.65%

Public Transport Monthly Pass (Regular Price)

$29.41 $29.41

$77.3 CA$109

-61.95%

Taxi Start (Normal Tariff)

$5.59 $5.59

$3.20 CA$4.53

74.69%

Taxi (Normal Tariff) (1km)

$1.03 $1.03

$1.48 CA$2.09

-30.41%

Taxi 1hour Waiting (Normal Tariff)

$17.81 $17.81

$32.88 CA$46.48

-45.83%

Gasoline (1 liter)

$0.85 $0.85

$1.34 CA$1.90

-36.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K $37.4K

$28.2K CA$39.8K

32.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$19.6K CA$27.8K

37.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 $168

$76.0 CA$107

120.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.0 $61.0

$33.95 CA$48.00

79.65%

Internet (50+ Mbps, Unlimited Data)

$59.9 $59.9

$42.31 CA$59.8

41.50%

Gym Membership (Monthly)

$50.5 $50.5

$29.76 CA$42.07

69.56%

Tennis Court (1 Hour on Weekend)

$9.98 $9.98

$20.28 CA$28.67

-50.79%

Cinema Ticket

$13.34 $13.34

$11.15 CA$15.77

19.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$57.6 CA$81.4

30.70%

Summer Dress (H&M, Zara, etc)

$42.44 $42.44

$37.58 CA$53.1

12.93%

Sport Shoes (Adidas, Nike)

$68.2 $68.2

$91.9 CA$130

-25.77%

Men's Leather Business Shoes

$91.5 $91.5

$110 CA$155

-16.51%

1-bedroom Apartment, City Center (Monthly)

$857 $857

$1,260 CA$1,782

-32.02%

1-bedroom Apartment, Outside City Center (Monthly)

$848 $848

$948 CA$1,340

-10.54%

3-bedroom Apartment, City Center (Monthly)

$1,401 $1,401

$2,137 CA$3,021

-34.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,349 $1,349

$1,614 CA$2,281

-16.40%

Buy Apartment in City Center (m2)

$1,690 $1,690

$4,960 CA$7,011

-65.93%

Buy Apartment Outside City Center (m2)

$1,654 $1,654

$3,838 CA$5,425

-56.90%

Average Monthly Net Salary (After Tax)

$3,316 $3,316

$2,827 CA$3,997

17.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.48

46.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Owensboro, KY

$848 42.6%

Montreal

$948 47% 11.8% $100

Groceries & Markets

Owensboro, KY

$312 15.7%

Montreal

$346 17.2% 11.1% $35

Eating Out

Owensboro, KY

$296 14.9%

Montreal

$288 14.3% 2.7% $8.1

Monthly Utilities & Internet

Owensboro, KY

$288 14.5%

Montreal

$152 7.5% 47.2% $136

Clothing & Footwear

Owensboro, KY

$125 6.3%

Montreal

$133 6.6% 6.9% $8.7

Sport & Entertainment

Owensboro, KY

$77 3.9%

Montreal

$52 2.6% 32.5% $25

Getting Around

Owensboro, KY

$44 2.2%

Montreal

$99 4.9% 123% $54

Cost Breakdown

A central one-bedroom costs $857 in Owensboro, KY versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Owensboro, KY, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $61.0 in Owensboro, KY versus $70.0 in Montreal. Monthly groceries follow the same trend: $312 vs $346 – making Owensboro, KY the more affordable choice for daily food spending.

Good to know

🇺🇸 Owensboro, KY

🇨🇦 Montreal

🕒 Local time

21:09 9:09 PM

22:09 10:09 PM

1 h ahead of Owensboro, KY

🌤 Weather

👥 Population

55,525

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Owensboro, KY Montreal 1,410 km ≈ 2 h 15 min nonstop flight

From you

Owensboro, KY
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Owensboro, KY vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 1% more than Owensboro, KY, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,985 per month in Owensboro, KY and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Owensboro, KY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 163% less in Owensboro, KY. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 11% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Owensboro, KY, where all-in costs run around $1,990, than in Montreal at $2,018. In Owensboro, KY it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Owensboro, KY costs $1,990 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Owensboro, KY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.