Last update: Oct 2026

Cost of Living Comparison Between Otsu and Ubud, Bali

For one person, living is cheaper in Otsu: $1,297 a month against $1,349 in Ubud, Bali, rent and utilities included – about $620 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

63

Cost of Living Index in Otsu
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Otsu Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Otsu

🇯🇵 Japan

$1,297

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Otsu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Otsu and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,297 in Otsu versus $1,349 in Ubud, Bali.

Otsu $1,297
Ubud, Bali $1,349

Estimated couple costs with rent: $1,890 in Otsu versus $2,305 in Ubud, Bali.

Otsu $1,890
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,482 in Otsu versus $3,261 in Ubud, Bali.

Otsu $2,482
Ubud, Bali $3,261

Living in Otsu costs roughly 4% less than in Ubud, Bali.

Meal at Budget Restaurant

$8.43 ¥1,330

$3.32 Rp 60.4K

153.92%

Three-Course Dinner for Two, Mid-Range

$31.93 ¥5,041

$35.64 Rp 647.8K

-10.41%

Fast Food Meal (McDonalds, etc)

$5.13 ¥810

$5.53 Rp 100.6K

-7.23%

Cappuccino

$3.12 ¥493

$2.72 Rp 49.4K

14.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥187

$1.70 Rp 30.9K

-30.59%

Water (0.33 liter bottle)

$0.90 ¥142

$0.76 Rp 13.8K

18.42%

Local Beer (0.5 liter draught)

$3.19 ¥504

$2.65 Rp 48.2K

20.38%

Imported Beer (0.33 liter bottle)

$4.51 ¥712

$4.38 Rp 79.6K

2.97%

Milk (1 liter)

$1.53 ¥242

$1.49 Rp 27.1K

2.68%

White Bread (500g)

$1.55 ¥245

$2.28 Rp 41.4K

-32.02%

Rice (white) (1kg)

$4.52 ¥714

$1.19 Rp 21.6K

279.83%

Eggs

$2.14 ¥338

$2.04 Rp 37.0K

4.90%

Local Cheese (1kg)

$15.67 ¥2,474

$17.70 Rp 321.7K

-11.47%

Chicken Fillets (1kg)

$6.88 ¥1,086

$3.96 Rp 72.0K

73.74%

Beef Round Steak (1kg)

$17.21 ¥2,717

$12.19 Rp 221.6K

41.18%

Apples (1kg)

$4.95 ¥781

$3.66 Rp 66.4K

35.25%

Banana (1kg)

$2.49 ¥392

$1.52 Rp 27.6K

63.82%

Oranges (1kg)

$4.97 ¥784

$2.23 Rp 40.5K

122.87%

Tomato (1kg)

$4.42 ¥698

$1.97 Rp 35.9K

124.37%

Potato (1kg)

$2.20 ¥348

$1.85 Rp 33.6K

18.92%

Onion (1kg)

$1.87 ¥295

$2.42 Rp 44.1K

-22.73%

Lettuce (1 head)

$1.19 ¥187

$0.99 Rp 18.0K

20.20%

Water (1.5 liter bottle)

$0.87 ¥137

$0.51 Rp 9,332

70.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.97 ¥626

$2.22 Rp 40.4K

78.83%

Wine (Bottle)

$9.69 ¥1,529

$22.24 Rp 404.2K

-56.43%

Local Beer (0.5 liter bottle)

$2.06 ¥325

$2.26 Rp 41.1K

-8.85%

Imported Beer (0.33 liter bottle)

$2.19 ¥345

$2.97 Rp 54.0K

-26.26%

One-way Ticket (Public Transport)

$1.49 ¥235

$0.25 Rp 4,562

496.00%

Public Transport Monthly Pass (Regular Price)

$57.5 ¥9,077

$7.82 Rp 142.2K

635.17%

Taxi Start (Normal Tariff)

$3.26 ¥514

$0.44 Rp 7,989

640.91%

Taxi (Normal Tariff) (1km)

$2.85 ¥449

$0.43 Rp 7,817

562.79%

Taxi 1hour Waiting (Normal Tariff)

$28.41 ¥4,485

$5.41 Rp 98.3K

425.14%

Gasoline (1 liter)

$1.12 ¥177

$0.82 Rp 15.0K

36.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K ¥3.5M

$23.8K Rp 433.3M

-7.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$31.7K Rp 577.0M

-51.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ¥18.6K

$79.1 Rp 1.4M

48.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.18 ¥3,660

$6.45 Rp 117.2K

259.38%

Internet (50+ Mbps, Unlimited Data)

$30.70 ¥4,848

$18.58 Rp 337.7K

65.23%

Gym Membership (Monthly)

$50.9 ¥8,039

$49.48 Rp 899.4K

2.91%

Tennis Court (1 Hour on Weekend)

$9.46 ¥1,493

$17.65 Rp 320.8K

-46.40%

Cinema Ticket

$12.85 ¥2,029

$4.27 Rp 77.7K

200.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$700 ¥110.6K

$491 Rp 8.9M

42.78%

International Primary School, 1 Child (Yearly)

$12.6K ¥2.0M

$5,674 Rp 103.1M

122.14%

Jeans (Levis 501 Or Similar)

$55.5 ¥8,764

$44.64 Rp 811.4K

24.35%

Summer Dress (H&M, Zara, etc)

$36.05 ¥5,691

$34.95 Rp 635.3K

3.15%

Sport Shoes (Adidas, Nike)

$69.5 ¥11.0K

$79.9 Rp 1.5M

-13.03%

Men's Leather Business Shoes

$97.1 ¥15.3K

$79.4 Rp 1.4M

22.30%

1-bedroom Apartment, City Center (Monthly)

$443 ¥69.9K

$1,125 Rp 20.4M

-60.64%

1-bedroom Apartment, Outside City Center (Monthly)

$366 ¥57.8K

$671 Rp 12.2M

-45.44%

3-bedroom Apartment, City Center (Monthly)

$623 ¥98.3K

$3,565 Rp 64.8M

-82.52%

3-bedroom Apartment, Outside City Center (Monthly)

$461 ¥72.8K

$1,723 Rp 31.3M

-73.23%

Buy Apartment in City Center (m2)

$4,199 ¥662.9K

$2,732 Rp 49.6M

53.70%

Buy Apartment Outside City Center (m2)

$2,274 ¥359.1K

$2,284 Rp 41.5M

-0.42%

Average Monthly Net Salary (After Tax)

$1,818 ¥287.0K

$164 Rp 3.0M

1009.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.1

13.78

-84.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsu: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Otsu

$366 28.3%

Ubud, Bali

$672 49.8% 83.3% $305

Groceries & Markets

Otsu

$332 25.6%

Ubud, Bali

$288 21.4% 13% $43

Monthly Utilities & Internet

Otsu

$172 13.2%

Ubud, Bali

$104 7.7% 39.3% $68

Eating Out

Otsu

$154 11.8%

Ubud, Bali

$108 8% 29.9% $46

Clothing & Footwear

Otsu

$116 9%

Ubud, Bali

$108 8% 7.5% $8.7

Getting Around

Otsu

$81 6.2%

Ubud, Bali

$11 0.9% 85.9% $70

Sport & Entertainment

Otsu

$77 5.9%

Ubud, Bali

$58 4.3% 24.3% $19

Cost Breakdown

A one-bedroom apartment in the center runs $443 in Otsu and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Otsu pays about 11 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32 in Otsu vs $36 in Ubud, Bali. Groceries flip the comparison at $332 vs $288, with Ubud, Bali cheaper for home cooking.

Good to know

🇯🇵 Otsu

🇮🇩 Ubud, Bali

🕒 Local time

04:58 4:58 AM

03:58 3:58 AM

1 h behind Otsu

🌤 Weather

👥 Population

341,314

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

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Otsu Ubud, Bali 5,300 km ≈ 7 h nonstop flight

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Otsu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Otsu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Average pay in Otsu is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $443 in Otsu versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $700 in Otsu versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Otsu is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Otsu and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.