Cost of Living Comparison Between Otsu and Ubud, Bali Cost of Living Comparison Between Otsu and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,216 in Otsu versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,935 in Otsu versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,655 in Otsu versus $3,660 in Ubud, Bali.

Living in Otsu costs roughly 14% less than in Ubud, Bali, driven mainly by Getting Around.

The two cities straddle the global median: Otsu is 9% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Otsu
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.09 ¥1,293
$3.56 Rp 63.9K
127.25%
Three-Course Dinner for Two, Mid-Range
$34.07 ¥5,450
$32.73 Rp 586.8K
4.09%
Fast Food Meal (McDonalds, etc)
$5.64 ¥903
$4.95 Rp 88.7K
13.94%
Cappuccino
$3.09 ¥495
$2.71 Rp 48.6K
14.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 ¥147
$1.34 Rp 24.1K
-31.34%
Water (0.33 liter bottle)
$0.72 ¥115
$0.70 Rp 12.5K
2.86%
Local Beer (0.5 liter draught)
$3.52 ¥563
$2.92 Rp 52.3K
20.55%
Imported Beer (0.33 liter bottle)
$3.19 ¥510
$3.96 Rp 70.9K
-19.44%
🛒 Groceries & Markets
Otsu
Ubud, Bali
Difference
Milk (1 liter)
$1.69 ¥270
$1.81 Rp 32.4K
-6.63%
White Bread (500g)
$1.72 ¥274
$2.52 Rp 45.1K
-31.75%
Rice (white) (1kg)
$3.09 ¥495
$1.16 Rp 20.8K
166.38%
Eggs
$2.35 ¥376
$2.46 Rp 44.1K
-4.47%
Local Cheese (1kg)
$9.61 ¥1,537
$14.71 Rp 263.7K
-34.67%
Chicken Fillets (1kg)
$7.75 ¥1,239
$4.32 Rp 77.4K
79.40%
Beef Round Steak (1kg)
$15.18 ¥2,428
$12.14 Rp 217.5K
25.04%
Apples (1kg)
$5.40 ¥865
$3.84 Rp 68.8K
40.63%
Banana (1kg)
$2.60 ¥416
$1.56 Rp 27.9K
66.67%
Oranges (1kg)
$4.96 ¥793
$2.83 Rp 50.8K
75.27%
Tomato (1kg)
$3.95 ¥632
$2.33 Rp 41.7K
69.53%
Potato (1kg)
$1.66 ¥265
$1.91 Rp 34.3K
-13.09%
Onion (1kg)
$2.36 ¥378
$2.20 Rp 39.5K
7.27%
Lettuce (1 head)
$1.23 ¥197
$1.01 Rp 18.2K
21.78%
Water (1.5 liter bottle)
$1.01 ¥161
$0.78 Rp 13.9K
29.49%
Cigarettes 20 Pack (Marlboro, Camel)
$4.04 ¥646
$3.32 Rp 59.4K
21.69%
Wine (Bottle)
$7.31 ¥1,169
$23.74 Rp 425.5K
-69.21%
Local Beer (0.5 liter bottle)
$1.80 ¥288
$2.79 Rp 50.0K
-35.48%
Imported Beer (0.33 liter bottle)
$2.39 ¥382
$2.86 Rp 51.3K
-16.43%
🚌 Getting Around
Otsu
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.61 ¥258
$0.27 Rp 4,819
496.30%
Public Transport Monthly Pass (Regular Price)
$55.1 ¥8,818
$8.03 Rp 143.9K
586.55%
Taxi Start (Normal Tariff)
$3.49 ¥557
$0.46 Rp 8,181
658.70%
Taxi (Normal Tariff) (1km)
$2.89 ¥462
$0.45 Rp 8,068
542.22%
Taxi 1hour Waiting (Normal Tariff)
$17.62 ¥2,819
$6.10 Rp 109.3K
188.85%
Gasoline (1 liter)
$1.22 ¥196
$0.79 Rp 14.2K
54.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8K ¥3.6M
$26.1K Rp 468.8M
-12.88%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.1K ¥2.7M
$32.1K Rp 575.8M
-46.90%
🧾 Monthly Utilities & Internet
Otsu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$113 ¥18.1K
$79.9 Rp 1.4M
41.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.63 ¥4,260
$4.06 Rp 72.9K
555.91%
Internet (50+ Mbps, Unlimited Data)
$33.27 ¥5,322
$23.52 Rp 421.6K
41.45%
🎉 Sport & Entertainment
Otsu
Ubud, Bali
Difference
Gym Membership (Monthly)
$56.5 ¥9,036
$98.7 Rp 1.8M
-42.77%
Tennis Court (1 Hour on Weekend)
$14.04 ¥2,246
$6.63 Rp 118.8K
111.76%
Cinema Ticket
$12.45 ¥1,992
$4.15 Rp 74.3K
200.00%
🧸 Childcare & Education
Otsu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$374 ¥59.9K
$304 Rp 5.4M
23.19%
International Primary School, 1 Child (Yearly)
$7,274 ¥1.2M
$6,613 Rp 118.5M
9.99%
👕👟 Clothing & Footwear
Otsu
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$46.68 ¥7,466
$55.5 Rp 995.6K
-15.95%
Summer Dress (H&M, Zara, etc)
$31.44 ¥5,028
$38.31 Rp 686.7K
-17.93%
Sport Shoes (Adidas, Nike)
$55.4 ¥8,859
$88.6 Rp 1.6M
-37.48%
Men's Leather Business Shoes
$92.4 ¥14.8K
$77.9 Rp 1.4M
18.71%
🏠 Accommodation & Living
Otsu
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$467 ¥74.7K
$1,006 Rp 18.0M
-53.61%
1-bedroom Apartment, Outside City Center (Monthly)
$325 ¥52.1K
$675 Rp 12.1M
-51.81%
3-bedroom Apartment, City Center (Monthly)
$877 ¥140.3K
$3,442 Rp 61.7M
-74.52%
3-bedroom Apartment, Outside City Center (Monthly)
$651 ¥104.2K
$2,039 Rp 36.6M
-68.07%
Buy Apartment in City Center (m2)
$4,879 ¥780.4K
$2,841 Rp 50.9M
71.73%
Buy Apartment Outside City Center (m2)
$2,196 ¥351.2K
$2,264 Rp 40.6M
-3.01%
💵 Salaries & Financials
Otsu
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
1.78
13.28
-86.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Otsu: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $467 in Otsu and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Otsu vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $306 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Otsu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Otsu or Ubud, Bali?
Otsu wins on cost – living expenses run 17% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Otsu the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Otsu vs Ubud, Bali?
You'd need roughly $1,823 in Otsu and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Otsu vs Ubud, Bali?
Rent for a central apartment: $467 in Otsu versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Otsu and Ubud, Bali?
Childcare runs $374 in Otsu versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Otsu or Ubud, Bali?
Shoppers in Ubud, Bali pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Otsu or Ubud, Bali?
At $1,216 in Otsu versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Otsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Otsu the clear choice for anyone on this budget.
Which city is better for digital nomads, Otsu or Ubud, Bali?
Both work as nomad bases, but Otsu delivers better value – similar infrastructure at $1,216 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Otsu hard to pass up.
How safe is Otsu compared to Ubud, Bali?
Safety-wise, Otsu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Otsu gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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