Cost of Living Comparison Between Ubud, Bali and Otsu Cost of Living Comparison Between Ubud, Bali and Otsu

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,216 in Otsu.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,935 in Otsu.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,655 in Otsu.

Living in Ubud, Bali is roughly 17% more expensive than Otsu, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 6% above, Otsu is 9% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.09 ¥1,293

-56.00%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$34.07 ¥5,450

-3.93%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.64 ¥903

-12.23%

Cappuccino

$2.71 Rp 48.6K

$3.09 ¥495

-12.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.92 ¥147

45.65%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.72 ¥115

-2.78%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$3.52 ¥563

-17.05%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.19 ¥510

24.14%

Milk (1 liter)

$1.81 Rp 32.4K

$1.69 ¥270

7.10%

White Bread (500g)

$2.52 Rp 45.1K

$1.72 ¥274

46.51%

Rice (white) (1kg)

$1.16 Rp 20.8K

$3.09 ¥495

-62.46%

Eggs

$2.46 Rp 44.1K

$2.35 ¥376

4.68%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.61 ¥1,537

53.07%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.75 ¥1,239

-44.26%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$15.18 ¥2,428

-20.03%

Apples (1kg)

$3.84 Rp 68.8K

$5.40 ¥865

-28.89%

Banana (1kg)

$1.56 Rp 27.9K

$2.60 ¥416

-40.00%

Oranges (1kg)

$2.83 Rp 50.8K

$4.96 ¥793

-42.94%

Tomato (1kg)

$2.33 Rp 41.7K

$3.95 ¥632

-41.01%

Potato (1kg)

$1.91 Rp 34.3K

$1.66 ¥265

15.06%

Onion (1kg)

$2.20 Rp 39.5K

$2.36 ¥378

-6.78%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.23 ¥197

-17.89%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.01 ¥161

-22.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.04 ¥646

-17.82%

Wine (Bottle)

$23.74 Rp 425.5K

$7.31 ¥1,169

224.76%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.80 ¥288

55.00%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.39 ¥382

19.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.61 ¥258

-83.23%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$55.1 ¥8,818

-85.43%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.49 ¥557

-86.82%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$2.89 ¥462

-84.43%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$17.62 ¥2,819

-65.38%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.22 ¥196

-35.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$22.8K ¥3.6M

14.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$17.1K ¥2.7M

88.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$113 ¥18.1K

-29.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$26.63 ¥4,260

-84.75%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$33.27 ¥5,322

-29.31%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$56.5 ¥9,036

74.72%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$14.04 ¥2,246

-52.78%

Cinema Ticket

$4.15 Rp 74.3K

$12.45 ¥1,992

-66.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$374 ¥59.9K

-18.82%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$7,274 ¥1.2M

-9.08%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$46.68 ¥7,466

18.98%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$31.44 ¥5,028

21.85%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$55.4 ¥8,859

59.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.4 ¥14.8K

-15.76%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$467 ¥74.7K

115.58%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$325 ¥52.1K

107.49%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$877 ¥140.3K

292.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$651 ¥104.2K

213.15%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,879 ¥780.4K

-41.77%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,196 ¥351.2K

3.11%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.78

646.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Otsu: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $467 in Otsu. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $34.00 in Otsu for a mid-range dinner for two. Groceries echo the gap at $302 vs $306 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Otsu: Cost of Living - Frequently Asked Questions

Otsu wins on cost – living expenses run 17% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Otsu the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $1,823 in Otsu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $467 in Otsu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $374 in Otsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,216 in Otsu versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Otsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Otsu the clear choice for anyone on this budget.

Both work as nomad bases, but Otsu delivers better value – similar infrastructure at $1,216 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Otsu hard to pass up.

Safety-wise, Ubud, Bali and Otsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Otsu gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.