Cost of Living Comparison Between Ubud, Bali and Otsu Cost of Living Comparison Between Ubud, Bali and Otsu

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,353 in Otsu.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,946 in Otsu.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,539 in Otsu.

Living in Ubud, Bali is roughly 2% more expensive than in Otsu, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 0% above, Otsu is 2% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$8.97 ¥1,378

-62.88%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$32.16 ¥4,939

11.38%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.06 ¥777

11.26%

Cappuccino

$2.82 Rp 49.7K

$3.18 ¥489

-11.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.27 ¥194

37.80%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.85 ¥131

-5.88%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.18 ¥488

-4.40%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.61 ¥707

-6.72%

Milk (1 liter)

$1.61 Rp 28.3K

$1.55 ¥237

3.87%

White Bread (500g)

$2.27 Rp 39.9K

$1.58 ¥242

43.67%

Rice (white) (1kg)

$1.17 Rp 20.6K

$4.55 ¥699

-74.29%

Eggs

$2.17 Rp 38.2K

$2.29 ¥351

-5.24%

Local Cheese (1kg)

$17.63 Rp 310.5K

$16.29 ¥2,501

8.23%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$6.63 ¥1,018

-38.91%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$17.39 ¥2,670

-29.96%

Apples (1kg)

$3.62 Rp 63.7K

$5.07 ¥778

-28.60%

Banana (1kg)

$1.64 Rp 28.8K

$2.64 ¥405

-37.88%

Oranges (1kg)

$2.31 Rp 40.6K

$5.07 ¥779

-54.44%

Tomato (1kg)

$1.96 Rp 34.5K

$4.42 ¥678

-55.66%

Potato (1kg)

$1.84 Rp 32.5K

$2.23 ¥342

-17.49%

Onion (1kg)

$2.37 Rp 41.7K

$1.91 ¥293

24.08%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.17 ¥180

-10.26%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.90 ¥139

-40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.00 ¥613

-42.50%

Wine (Bottle)

$23.08 Rp 406.4K

$9.71 ¥1,491

137.69%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.13 ¥327

9.86%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.22 ¥341

38.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.52 ¥233

-83.55%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$60.8 ¥9,332

-84.50%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.26 ¥501

-84.97%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$2.97 ¥456

-84.18%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$28.77 ¥4,418

-80.54%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.13 ¥174

-28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$22.5K ¥3.5M

10.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$15.4K ¥2.4M

101.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$120 ¥18.4K

-30.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$24.17 ¥3,712

-73.15%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$32.09 ¥4,927

-41.45%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$53.1 ¥8,159

3.97%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$9.90 ¥1,519

83.94%

Cinema Ticket

$4.30 Rp 75.7K

$12.86 ¥1,974

-66.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$585 ¥89.9K

-15.59%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$13.0K ¥2.0M

-54.43%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$56.8 ¥8,724

-18.54%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$36.65 ¥5,628

-0.57%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$69.7 ¥10.7K

15.83%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$102 ¥15.7K

-23.00%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$454 ¥69.8K

145.11%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$375 ¥57.6K

84.80%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$658 ¥101.0K

453.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$480 ¥73.7K

256.79%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$4,448 ¥683.0K

-37.93%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$2,019 ¥310.0K

13.56%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,871 ¥287.3K

-91.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.1

556.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Otsu: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $454 in Otsu. Housing cost is often the main lever when comparing two cities.

Otsu pays 1020% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Otsu. Groceries flip the comparison at $294 vs $337, with Ubud, Bali cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Otsu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Otsu differ by about 2% in total monthly costs ($1,378 vs $1,353 including rent). Otsu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1020% lower in Otsu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $454 in Otsu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $585 in Otsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 15% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,353 in Otsu versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Otsu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Otsu the clear choice for anyone on this budget.

Both work as nomad bases, but Otsu delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Otsu hard to pass up.

Safety-wise, Ubud, Bali and Otsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Otsu gentler on the wallet – expenses run 2% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.