Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Otsu

For one person, living costs are similar in Ubud, Bali and in Otsu: $1,349 and $1,297 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Otsu
Learn more

Otsu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Otsu

🇯🇵 Japan

$1,297

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Otsu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Otsu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,297 in Otsu.

Ubud, Bali $1,349
Otsu $1,297

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,890 in Otsu.

Ubud, Bali $2,305
Otsu $1,890

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,482 in Otsu.

Ubud, Bali $3,261
Otsu $2,482

Living in Ubud, Bali is roughly 4% more expensive than in Otsu.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.43 ¥1,330

-60.62%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$31.93 ¥5,041

11.62%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.13 ¥810

7.80%

Cappuccino

$2.72 Rp 49.4K

$3.12 ¥493

-12.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.18 ¥187

44.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.90 ¥142

-15.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.19 ¥504

-16.93%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.51 ¥712

-2.88%

Milk (1 liter)

$1.49 Rp 27.1K

$1.53 ¥242

-2.61%

White Bread (500g)

$2.28 Rp 41.4K

$1.55 ¥245

47.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.52 ¥714

-73.67%

Eggs

$2.04 Rp 37.0K

$2.14 ¥338

-4.67%

Local Cheese (1kg)

$17.70 Rp 321.7K

$15.67 ¥2,474

12.95%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.88 ¥1,086

-42.44%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.21 ¥2,717

-29.17%

Apples (1kg)

$3.66 Rp 66.4K

$4.95 ¥781

-26.06%

Banana (1kg)

$1.52 Rp 27.6K

$2.49 ¥392

-38.96%

Oranges (1kg)

$2.23 Rp 40.5K

$4.97 ¥784

-55.13%

Tomato (1kg)

$1.97 Rp 35.9K

$4.42 ¥698

-55.43%

Potato (1kg)

$1.85 Rp 33.6K

$2.20 ¥348

-15.91%

Onion (1kg)

$2.42 Rp 44.1K

$1.87 ¥295

29.41%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.19 ¥187

-16.81%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.87 ¥137

-41.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.97 ¥626

-44.08%

Wine (Bottle)

$22.24 Rp 404.2K

$9.69 ¥1,529

129.51%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.06 ¥325

9.71%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.19 ¥345

35.62%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.49 ¥235

-83.22%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$57.5 ¥9,077

-86.40%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.26 ¥514

-86.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$2.85 ¥449

-84.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$28.41 ¥4,485

-80.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.12 ¥177

-26.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$22.2K ¥3.5M

7.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$15.3K ¥2.4M

108.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$118 ¥18.6K

-32.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$23.18 ¥3,660

-72.17%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$30.70 ¥4,848

-39.48%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$50.9 ¥8,039

-2.83%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$9.46 ¥1,493

86.58%

Cinema Ticket

$4.27 Rp 77.7K

$12.85 ¥2,029

-66.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$700 ¥110.6K

-29.96%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$12.6K ¥2.0M

-54.98%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$55.5 ¥8,764

-19.58%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$36.05 ¥5,691

-3.05%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$69.5 ¥11.0K

14.98%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$97.1 ¥15.3K

-18.23%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$443 ¥69.9K

154.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$366 ¥57.8K

83.29%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$623 ¥98.3K

472.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$461 ¥72.8K

273.57%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,199 ¥662.9K

-34.94%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,274 ¥359.1K

0.43%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,818 ¥287.0K

-90.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.1

556.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Otsu: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Otsu

$366 28.3% 45.4% $305

Groceries & Markets

Ubud, Bali

$288 21.4%

Otsu

$332 25.6% 15% $43

Eating Out

Ubud, Bali

$108 8%

Otsu

$154 11.8% 42.6% $46

Clothing & Footwear

Ubud, Bali

$108 8%

Otsu

$116 9% 8.1% $8.7

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Otsu

$172 13.2% 64.9% $68

Sport & Entertainment

Ubud, Bali

$58 4.3%

Otsu

$77 5.9% 32% $19

Getting Around

Ubud, Bali

$11 0.9%

Otsu

$81 6.2% 609% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $443 in Otsu. Housing cost is often the main lever when comparing two cities.

Otsu pays about 11 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $32 in Otsu. Groceries flip the comparison at $288 vs $332, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Otsu

🕒 Local time

02:04 2:04 AM

03:04 3:04 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

341,314

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 28, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Otsu 5,300 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Otsu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Otsu: Cost of Living - Frequently Asked Questions

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $443 in Otsu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $700 in Otsu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 13% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Otsu is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Otsu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.