Last update: Oct 2026

Cost of Living Comparison Between Osnabruck and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,956 in Osnabruck, rent and utilities included – about $7,300 less a year. Other living expenses account for most of the difference.

93

Cost of Living Index in Osnabruck
Learn more

Osnabruck Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Osnabruck

🇩🇪 Germany

$1,956

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Osnabruck and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osnabruck and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,956 per month in Osnabruck vs $1,349 in Ubud, Bali, rent included.

Osnabruck $1,956
Ubud, Bali $1,349

A couple spends around $2,925 per month in Osnabruck vs $2,305 in Ubud, Bali, rent included.

Osnabruck $2,925
Ubud, Bali $2,305

A family of three spends $3,893 per month in Osnabruck vs $3,261 in Ubud, Bali, rent included.

Osnabruck $3,893
Ubud, Bali $3,261

Osnabruck costs about 45% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.51 €12.10

$3.32 Rp 60.4K

306.93%

Three-Course Dinner for Two, Mid-Range

$77.5 €69.5

$35.64 Rp 648.1K

117.51%

Fast Food Meal (McDonalds, etc)

$10.78 €9.66

$5.53 Rp 100.6K

94.94%

Cappuccino

$3.92 €3.51

$2.72 Rp 49.4K

44.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.61

$1.70 Rp 30.9K

71.18%

Water (0.33 liter bottle)

$2.89 €2.59

$0.76 Rp 13.8K

280.26%

Local Beer (0.5 liter draught)

$4.90 €4.39

$2.65 Rp 48.3K

84.91%

Imported Beer (0.33 liter bottle)

$4.00 €3.58

$4.38 Rp 79.7K

-8.68%

Milk (1 liter)

$1.25 €1.12

$1.49 Rp 27.1K

-16.11%

White Bread (500g)

$2.37 €2.13

$2.28 Rp 41.4K

3.95%

Rice (white) (1kg)

$3.66 €3.28

$1.19 Rp 21.6K

207.56%

Eggs

$3.49 €3.13

$2.04 Rp 37.0K

71.08%

Local Cheese (1kg)

$14.47 €12.96

$17.70 Rp 321.9K

-18.25%

Chicken Fillets (1kg)

$10.64 €9.53

$3.96 Rp 72.1K

168.69%

Beef Round Steak (1kg)

$18.59 €16.66

$12.19 Rp 221.7K

52.50%

Apples (1kg)

$3.25 €2.92

$3.66 Rp 66.5K

-11.20%

Banana (1kg)

$1.89 €1.69

$1.52 Rp 27.6K

24.34%

Oranges (1kg)

$2.17 €1.94

$2.23 Rp 40.5K

-2.69%

Tomato (1kg)

$4.20 €3.76

$1.97 Rp 35.9K

113.20%

Potato (1kg)

$1.42 €1.27

$1.85 Rp 33.6K

-23.24%

Onion (1kg)

$1.18 €1.06

$2.42 Rp 44.1K

-51.24%

Lettuce (1 head)

$1.62 €1.45

$0.99 Rp 18.0K

63.64%

Water (1.5 liter bottle)

$0.86 €0.77

$0.51 Rp 9,336

68.63%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 €8.91

$2.22 Rp 40.4K

348.20%

Wine (Bottle)

$6.85 €6.14

$22.24 Rp 404.4K

-69.20%

Local Beer (0.5 liter bottle)

$0.99 €0.89

$2.26 Rp 41.1K

-56.19%

Imported Beer (0.33 liter bottle)

$1.49 €1.33

$2.97 Rp 54.0K

-49.83%

One-way Ticket (Public Transport)

$3.89 €3.49

$0.25 Rp 4,564

1456.00%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.5

$7.82 Rp 142.3K

806.27%

Taxi Start (Normal Tariff)

$5.25 €4.71

$0.44 Rp 7,992

1093.18%

Taxi (Normal Tariff) (1km)

$2.76 €2.47

$0.43 Rp 7,821

541.86%

Taxi 1hour Waiting (Normal Tariff)

$36.91 €33.07

$5.41 Rp 98.4K

582.26%

Gasoline (1 liter)

$2.09 €1.87

$0.82 Rp 15.0K

154.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$23.8K Rp 433.5M

26.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €35.1K

$31.7K Rp 577.3M

23.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 €254

$79.1 Rp 1.4M

257.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.62 €27.44

$6.45 Rp 117.2K

374.73%

Internet (50+ Mbps, Unlimited Data)

$40.12 €35.95

$18.58 Rp 337.8K

115.93%

Gym Membership (Monthly)

$50.3 €45.08

$49.48 Rp 899.8K

1.68%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$13.22 €11.85

$4.27 Rp 77.7K

209.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 €367

$491 Rp 8.9M

-16.55%

International Primary School, 1 Child (Yearly)

$27.5K €24.6K

$5,674 Rp 103.2M

384.25%

Jeans (Levis 501 Or Similar)

$89.5 €80.2

$44.64 Rp 811.7K

100.38%

Summer Dress (H&M, Zara, etc)

$39.13 €35.06

$34.95 Rp 635.6K

11.96%

Sport Shoes (Adidas, Nike)

$86.9 €77.9

$79.9 Rp 1.5M

8.75%

Men's Leather Business Shoes

$108 €96.7

$79.4 Rp 1.4M

35.87%

1-bedroom Apartment, City Center (Monthly)

$626 €561

$1,125 Rp 20.5M

-44.39%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €638

$671 Rp 12.2M

6.10%

3-bedroom Apartment, City Center (Monthly)

$1,675 €1,501

$3,565 Rp 64.8M

-53.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,067

$1,723 Rp 31.3M

-30.94%

Buy Apartment in City Center (m2)

$3,897 €3,492

$2,732 Rp 49.7M

42.67%

Buy Apartment Outside City Center (m2)

$3,302 €2,959

$2,284 Rp 41.5M

44.58%

Average Monthly Net Salary (After Tax)

$1,678 €1,504

$164 Rp 3.0M

924.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osnabruck: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osnabruck

$712 36.4%

Ubud, Bali

$672 49.8% 5.7% $41

Monthly Utilities & Internet

Osnabruck

$354 18.1%

Ubud, Bali

$104 7.7% 70.6% $250

Groceries & Markets

Osnabruck

$319 16.3%

Ubud, Bali

$288 21.4% 9.7% $31

Eating Out

Osnabruck

$243 12.4%

Ubud, Bali

$108 8% 55.7% $135

Clothing & Footwear

Osnabruck

$146 7.4%

Ubud, Bali

$108 8% 26.1% $38

Getting Around

Osnabruck

$105 5.4%

Ubud, Bali

$11 0.9% 89.2% $94

Sport & Entertainment

Osnabruck

$77 3.9%

Ubud, Bali

$58 4.3% 24.4% $19

Cost Breakdown

A central one-bedroom costs $626 in Osnabruck versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Osnabruck are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Osnabruck versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $319 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Osnabruck

🇮🇩 Ubud, Bali

🕒 Local time

11:07 11:07 AM

18:07 6:07 PM

7 h ahead of Osnabruck

🌤 Weather

👥 Population

169,108

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Osnabruck Ubud, Bali 11,920 km ≈ 15 h nonstop flight

From you

Osnabruck
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osnabruck vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Osnabruck costs about 45% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,935 per month in Osnabruck and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osnabruck, especially for central apartments: a one-bedroom in the center costs $626 there versus $1,125 in Ubud, Bali.

Groceries cost about 11% more in Osnabruck, though the gap depends on what you buy.

A mid-range dinner for two costs $78 in Osnabruck and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,956 in Osnabruck and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,956 in Osnabruck. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Osnabruck makes more sense. Both are solid long-term options with distinct trade-offs.