Last update: Oct 2026

Cost of Living Comparison Between Osnabruck and Hong Kong

For one person, living is cheaper in Osnabruck: $1,956 a month against $3,028 in Hong Kong, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Osnabruck
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Osnabruck Living Index
147

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Osnabruck

🇩🇪 Germany

$1,956

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Monthly Cost of Living

How much you'll spend in Osnabruck and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osnabruck and in Hong Kong actually costs, broken down by who's living it.

A single person spends $1,956 per month in Osnabruck vs $3,028 in Hong Kong, rent included.

Osnabruck $1,956
Hong Kong $3,028

A couple spends around $2,925 per month in Osnabruck vs $4,727 in Hong Kong, rent included.

Osnabruck $2,925
Hong Kong $4,727

A family of three spends $3,893 per month in Osnabruck vs $6,426 in Hong Kong, rent included.

Osnabruck $3,893
Hong Kong $6,426

Osnabruck is about 35% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Both Osnabruck and Hong Kong sit above the global median – Osnabruck by 44%, Hong Kong by 123%.

Meal at Budget Restaurant

$13.51 €12.10

$8.11 HK$63.6

66.58%

Three-Course Dinner for Two, Mid-Range

$77.5 €69.5

$62.9 HK$493

23.30%

Fast Food Meal (McDonalds, etc)

$10.78 €9.66

$6.33 HK$49.65

70.30%

Cappuccino

$3.92 €3.51

$5.03 HK$39.44

-22.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.61

$1.27 HK$9.98

129.13%

Water (0.33 liter bottle)

$2.89 €2.59

$1.08 HK$8.47

167.59%

Local Beer (0.5 liter draught)

$4.90 €4.39

$7.74 HK$60.7

-36.69%

Imported Beer (0.33 liter bottle)

$4.00 €3.58

$6.55 HK$51.4

-38.93%

Milk (1 liter)

$1.25 €1.12

$2.87 HK$22.51

-56.45%

White Bread (500g)

$2.37 €2.13

$2.44 HK$19.11

-2.87%

Rice (white) (1kg)

$3.66 €3.28

$2.13 HK$16.69

71.83%

Eggs

$3.49 €3.13

$3.43 HK$26.88

1.75%

Local Cheese (1kg)

$14.47 €12.96

$24.73 HK$194

-41.49%

Chicken Fillets (1kg)

$10.64 €9.53

$8.86 HK$69.5

20.09%

Beef Round Steak (1kg)

$18.59 €16.66

$17.81 HK$140

4.38%

Apples (1kg)

$3.25 €2.92

$4.21 HK$32.99

-22.80%

Banana (1kg)

$1.89 €1.69

$2.60 HK$20.36

-27.31%

Oranges (1kg)

$2.17 €1.94

$4.65 HK$36.51

-53.33%

Tomato (1kg)

$4.20 €3.76

$4.05 HK$31.80

3.70%

Potato (1kg)

$1.42 €1.27

$3.18 HK$24.97

-55.35%

Onion (1kg)

$1.18 €1.06

$3.25 HK$25.46

-63.69%

Lettuce (1 head)

$1.62 €1.45

$1.59 HK$12.47

1.89%

Water (1.5 liter bottle)

$0.86 €0.77

$1.72 HK$13.50

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 €8.91

$13.27 HK$104

-25.02%

Wine (Bottle)

$6.85 €6.14

$15.22 HK$119

-54.99%

Local Beer (0.5 liter bottle)

$0.99 €0.89

$1.93 HK$15.18

-48.70%

Imported Beer (0.33 liter bottle)

$1.49 €1.33

$2.28 HK$17.91

-34.65%

One-way Ticket (Public Transport)

$3.89 €3.49

$1.28 HK$10.05

203.91%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.5

$88.0 HK$691

-19.50%

Taxi Start (Normal Tariff)

$5.25 €4.71

$3.75 HK$29.38

40.00%

Taxi (Normal Tariff) (1km)

$2.76 €2.47

$1.30 HK$10.23

112.31%

Taxi 1hour Waiting (Normal Tariff)

$36.91 €33.07

$15.92 HK$125

131.85%

Gasoline (1 liter)

$2.09 €1.87

$4.05 HK$31.80

-48.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$44.6K HK$349.5K

-32.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €35.1K

$37.5K HK$294.3K

4.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 €254

$242 HK$1,895

17.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.62 €27.44

$15.72 HK$123

94.78%

Internet (50+ Mbps, Unlimited Data)

$40.12 €35.95

$21.12 HK$166

89.96%

Gym Membership (Monthly)

$50.3 €45.08

$99.8 HK$783

-49.57%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

Cinema Ticket

$13.22 €11.85

$12.80 HK$100

3.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 €367

$1,287 HK$10.1K

-68.18%

International Primary School, 1 Child (Yearly)

$27.5K €24.6K

$22.0K HK$172.7K

24.79%

Jeans (Levis 501 Or Similar)

$89.5 €80.2

$66.7 HK$523

34.15%

Summer Dress (H&M, Zara, etc)

$39.13 €35.06

$42.46 HK$333

-7.84%

Sport Shoes (Adidas, Nike)

$86.9 €77.9

$83.6 HK$655

4.00%

Men's Leather Business Shoes

$108 €96.7

$122 HK$957

-11.51%

1-bedroom Apartment, City Center (Monthly)

$626 €561

$2,432 HK$19.1K

-74.28%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €638

$1,764 HK$13.8K

-59.61%

3-bedroom Apartment, City Center (Monthly)

$1,675 €1,501

$5,347 HK$41.9K

-68.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,067

$3,677 HK$28.8K

-67.64%

Buy Apartment in City Center (m2)

$3,897 €3,492

$28.4K HK$223.0K

-86.29%

Buy Apartment Outside City Center (m2)

$3,302 €2,959

$18.1K HK$141.8K

-81.73%

Average Monthly Net Salary (After Tax)

$1,678 €1,504

$3,264 HK$25.6K

-48.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.79

4.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osnabruck: October 25, 2026

Last update for Hong Kong: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osnabruck

$712 36.4%

Hong Kong

$1.8K 58.2% 148% $1.1K

Monthly Utilities & Internet

Osnabruck

$354 18.1%

Hong Kong

$278 9.2% 21.3% $75

Groceries & Markets

Osnabruck

$319 16.3%

Hong Kong

$410 13.6% 28.5% $91

Eating Out

Osnabruck

$243 12.4%

Hong Kong

$205 6.8% 15.5% $38

Clothing & Footwear

Osnabruck

$146 7.4%

Hong Kong

$142 4.7% 2.7% $3.9

Getting Around

Osnabruck

$105 5.4%

Hong Kong

$103 3.4% 1.9% $2

Sport & Entertainment

Osnabruck

$77 3.9%

Hong Kong

$125 4.1% 63.3% $49

Cost Breakdown

A central one-bedroom costs $626 in Osnabruck versus $2,432 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 95% higher in Hong Kong. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Osnabruck versus $63 in Hong Kong. Groceries tell a different story – $319 in Osnabruck vs $410 in Hong Kong – so Osnabruck wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Osnabruck

🇭🇰 Hong Kong

🕒 Local time

10:21 10:21 AM

17:21 5:21 PM

7 h ahead of Osnabruck

🌤 Weather

👥 Population

169,108

1,367,900 Capital

💱 Currency

Euro EUR €

Hong Kong Dollar HKD $

📈 Exchange rate

1 EUR = 1.12 USD

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.75 HKD (1 HKD = 0.114 EUR).

USD to EUR in detail →

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Osnabruck Hong Kong 9,100 km ≈ 12 h nonstop flight

From you

Osnabruck
Hong Kong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osnabruck vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,956 in Osnabruck, $3,028 in Hong Kong – Osnabruck comes out roughly 35% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,935 per month in Osnabruck and $4,543 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osnabruck, especially for central apartments: a one-bedroom in the center costs $626 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $78 in Osnabruck and $63 in Hong Kong. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,956 in Osnabruck and $3,028 in Hong Kong. That makes Osnabruck about 35% cheaper.

Families tend to lean toward Osnabruck – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Osnabruck. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.