Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Osnabruck

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,956 in Osnabruck, rent and utilities included – about $7,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
93

Cost of Living Index in Osnabruck
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Osnabruck Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Osnabruck

🇩🇪 Germany

$1,956

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Osnabruck

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Osnabruck actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,956 in Osnabruck, rent included.

Ubud, Bali $1,349
Osnabruck $1,956

A couple spends around $2,305 per month in Ubud, Bali vs $2,925 in Osnabruck, rent included.

Ubud, Bali $2,305
Osnabruck $2,925

A family of three spends $3,261 per month in Ubud, Bali vs $3,893 in Osnabruck, rent included.

Ubud, Bali $3,261
Osnabruck $3,893

Ubud, Bali is about 31% cheaper than Osnabruck, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$13.51 €12.10

-75.43%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$77.5 €69.5

-54.02%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.78 €9.66

-48.70%

Cappuccino

$2.72 Rp 49.4K

$3.92 €3.51

-30.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.91 €2.61

-41.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.89 €2.59

-73.70%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.90 €4.39

-45.92%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$4.00 €3.58

9.50%

Milk (1 liter)

$1.49 Rp 27.1K

$1.25 €1.12

19.20%

White Bread (500g)

$2.28 Rp 41.4K

$2.37 €2.13

-3.80%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.66 €3.28

-67.49%

Eggs

$2.04 Rp 37.0K

$3.49 €3.13

-41.55%

Local Cheese (1kg)

$17.70 Rp 321.9K

$14.47 €12.96

22.32%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$10.64 €9.53

-62.78%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$18.59 €16.66

-34.43%

Apples (1kg)

$3.66 Rp 66.5K

$3.25 €2.92

12.62%

Banana (1kg)

$1.52 Rp 27.6K

$1.89 €1.69

-19.58%

Oranges (1kg)

$2.23 Rp 40.5K

$2.17 €1.94

2.76%

Tomato (1kg)

$1.97 Rp 35.9K

$4.20 €3.76

-53.10%

Potato (1kg)

$1.85 Rp 33.6K

$1.42 €1.27

30.28%

Onion (1kg)

$2.42 Rp 44.1K

$1.18 €1.06

105.08%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.62 €1.45

-38.89%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.86 €0.77

-40.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.95 €8.91

-77.69%

Wine (Bottle)

$22.24 Rp 404.4K

$6.85 €6.14

224.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.99 €0.89

128.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.49 €1.33

99.33%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$3.89 €3.49

-93.57%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$70.9 €63.5

-88.97%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$5.25 €4.71

-91.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$2.76 €2.47

-84.42%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$36.91 €33.07

-85.34%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.09 €1.87

-60.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$30.2K €27.0K

-21.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$39.1K €35.1K

-18.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$283 €254

-72.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$30.62 €27.44

-78.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$40.12 €35.95

-53.69%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$50.3 €45.08

-1.65%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$13.22 €11.85

-67.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$409 €367

19.84%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$27.5K €24.6K

-79.35%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$89.5 €80.2

-50.10%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$39.13 €35.06

-10.68%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$86.9 €77.9

-8.04%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$108 €96.7

-26.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$626 €561

79.83%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$712 €638

-5.75%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,675 €1,501

112.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,190 €1,067

44.79%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$3,897 €3,492

-29.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$3,302 €2,959

-30.83%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,678 €1,504

-90.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Osnabruck: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Osnabruck

$712 36.4% 6.1% $41

Groceries & Markets

Ubud, Bali

$288 21.4%

Osnabruck

$319 16.3% 10.7% $31

Eating Out

Ubud, Bali

$108 8%

Osnabruck

$243 12.4% 126% $135

Clothing & Footwear

Ubud, Bali

$108 8%

Osnabruck

$146 7.4% 35.4% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Osnabruck

$354 18.1% 240% $250

Sport & Entertainment

Ubud, Bali

$58 4.3%

Osnabruck

$77 3.9% 32.3% $19

Getting Around

Ubud, Bali

$11 0.9%

Osnabruck

$105 5.4% 824% $94

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $626 in Osnabruck. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Osnabruck are about 10 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $78 in Osnabruck. Monthly groceries follow the same trend: $288 vs $319 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Osnabruck

🕒 Local time

18:42 6:42 PM

11:42 11:42 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

169,108

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

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Between locations

Ubud, Bali Osnabruck 11,920 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Osnabruck

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osnabruck: Cost of Living - Frequently Asked Questions

Osnabruck costs about 45% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,935 in Osnabruck. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osnabruck, especially for central apartments: a one-bedroom in the center costs $626 there versus $1,125 in Ubud, Bali.

Groceries cost about 11% more in Osnabruck, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $78 in Osnabruck. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,956 in Osnabruck. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,956 in Osnabruck. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Osnabruck makes more sense. Both are solid long-term options with distinct trade-offs.