Cost of Living Comparison Between Ubud, Bali and Osnabruck Cost of Living Comparison Between Ubud, Bali and Osnabruck

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,949 in Osnabruck, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $3,007 in Osnabruck, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $4,065 in Osnabruck, rent included.

Ubud, Bali is about 29% cheaper than Osnabruck, driven mainly by Eating Out.

Both Ubud, Bali and Osnabruck sit above the global median – Ubud, Bali by 0%, Osnabruck by 41%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$13.22 €11.39

-74.81%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$79.8 €68.8

-55.09%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$10.30 €8.88

-45.34%

Cappuccino

$2.82 Rp 49.7K

$3.95 €3.40

-28.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$3.54 €3.05

-50.56%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.64 €2.28

-69.70%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$5.34 €4.60

-43.07%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.97 €3.42

8.31%

Milk (1 liter)

$1.61 Rp 28.3K

$1.32 €1.14

21.97%

White Bread (500g)

$2.27 Rp 39.9K

$1.83 €1.58

24.04%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.53 €3.05

-66.86%

Eggs

$2.17 Rp 38.2K

$3.57 €3.08

-39.22%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.92 €11.14

36.46%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$10.96 €9.45

-63.05%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$18.84 €16.24

-35.35%

Apples (1kg)

$3.62 Rp 63.7K

$3.58 €3.08

1.12%

Banana (1kg)

$1.64 Rp 28.8K

$2.05 €1.76

-20.00%

Oranges (1kg)

$2.31 Rp 40.6K

$2.12 €1.83

8.96%

Tomato (1kg)

$1.96 Rp 34.5K

$4.08 €3.52

-51.96%

Potato (1kg)

$1.84 Rp 32.5K

$1.44 €1.24

27.78%

Onion (1kg)

$2.37 Rp 41.7K

$1.22 €1.05

94.26%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.78 €1.54

-41.01%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.94 €0.81

-42.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$9.95 €8.58

-76.88%

Wine (Bottle)

$23.08 Rp 406.4K

$5.65 €4.87

308.50%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.06 €0.92

120.75%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.55 €1.33

98.06%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$4.03 €3.48

-93.80%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$73.5 €63.4

-87.19%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.07 €2.65

-84.04%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$3.11 €2.68

-84.89%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$44.21 €38.11

-87.33%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.21 €1.90

-63.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$32.1K €27.7K

-22.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$40.5K €35.0K

-23.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$297 €256

-72.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$35.30 €30.43

-81.61%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$36.73 €31.67

-48.84%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$46.90 €40.43

17.78%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$13.97 €12.04

-69.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$420 €362

17.64%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$20.4K €17.6K

-71.05%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$103 €88.6

-54.99%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$41.38 €35.67

-11.94%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$91.2 €78.6

-11.49%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$109 €94.0

-27.77%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$656 €566

69.70%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$693 €598

-0.02%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,728 €1,489

110.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,215 €1,047

40.92%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$4,084 €3,521

-32.41%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$3,422 €2,950

-33.00%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,775 €1,530

-90.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.96

247.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Osnabruck: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $656 in Osnabruck. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 963% higher in Osnabruck, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $80.0 in Osnabruck. Monthly groceries follow the same trend: $294 vs $314 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Osnabruck: Cost of Living - Frequently Asked Questions

Osnabruck costs about 41% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $2,923 in Osnabruck. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Osnabruck, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $80.0 in Osnabruck. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Osnabruck at $1,949. In Ubud, Bali it covers expenses comfortably, while in Osnabruck it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $1,949 in Osnabruck. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Osnabruck makes more sense. Both are solid long-term options with distinct trade-offs.