Last update: Oct 2026

Cost of Living Comparison Between Hong Kong and Osnabruck

For one person, living is cheaper in Osnabruck: $1,956 a month against $3,028 in Hong Kong, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

147

Cost of Living Index in Hong Kong
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Hong Kong Living Index
93

Cost of Living Index in Osnabruck
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Osnabruck Living Index

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Hong Kong

🇭🇰 Hong Kong (China)

$3,028

/mo nomad

Osnabruck

🇩🇪 Germany

$1,956

/mo nomad

Monthly Cost of Living

How much you'll spend in Hong Kong and in Osnabruck

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hong Kong and in Osnabruck actually costs, broken down by who's living it.

A single person spends $3,028 per month in Hong Kong vs $1,956 in Osnabruck, rent included.

Hong Kong $3,028
Osnabruck $1,956

A couple spends around $4,727 per month in Hong Kong vs $2,925 in Osnabruck, rent included.

Hong Kong $4,727
Osnabruck $2,925

A family of three spends $6,426 per month in Hong Kong vs $3,893 in Osnabruck, rent included.

Hong Kong $6,426
Osnabruck $3,893

Hong Kong costs about 55% more than Osnabruck, and outside of rent the biggest gap is in groceries.

Both Hong Kong and Osnabruck sit above the global median – Hong Kong by 123%, Osnabruck by 44%.

Meal at Budget Restaurant

$8.11 HK$63.6

$13.51 €12.10

-39.97%

Three-Course Dinner for Two, Mid-Range

$62.9 HK$493

$77.5 €69.5

-18.90%

Fast Food Meal (McDonalds, etc)

$6.33 HK$49.65

$10.78 €9.66

-41.28%

Cappuccino

$5.03 HK$39.44

$3.92 €3.51

28.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 HK$9.98

$2.91 €2.61

-56.36%

Water (0.33 liter bottle)

$1.08 HK$8.47

$2.89 €2.59

-62.63%

Local Beer (0.5 liter draught)

$7.74 HK$60.7

$4.90 €4.39

57.96%

Imported Beer (0.33 liter bottle)

$6.55 HK$51.4

$4.00 €3.58

63.75%

Milk (1 liter)

$2.87 HK$22.51

$1.25 €1.12

129.60%

White Bread (500g)

$2.44 HK$19.11

$2.37 €2.13

2.95%

Rice (white) (1kg)

$2.13 HK$16.69

$3.66 €3.28

-41.80%

Eggs

$3.43 HK$26.88

$3.49 €3.13

-1.72%

Local Cheese (1kg)

$24.73 HK$194

$14.47 €12.96

70.91%

Chicken Fillets (1kg)

$8.86 HK$69.5

$10.64 €9.53

-16.73%

Beef Round Steak (1kg)

$17.81 HK$140

$18.59 €16.66

-4.20%

Apples (1kg)

$4.21 HK$32.99

$3.25 €2.92

29.54%

Banana (1kg)

$2.60 HK$20.36

$1.89 €1.69

37.57%

Oranges (1kg)

$4.65 HK$36.51

$2.17 €1.94

114.29%

Tomato (1kg)

$4.05 HK$31.80

$4.20 €3.76

-3.57%

Potato (1kg)

$3.18 HK$24.97

$1.42 €1.27

123.94%

Onion (1kg)

$3.25 HK$25.46

$1.18 €1.06

175.42%

Lettuce (1 head)

$1.59 HK$12.47

$1.62 €1.45

-1.85%

Water (1.5 liter bottle)

$1.72 HK$13.50

$0.86 €0.77

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 HK$104

$9.95 €8.91

33.37%

Wine (Bottle)

$15.22 HK$119

$6.85 €6.14

122.19%

Local Beer (0.5 liter bottle)

$1.93 HK$15.18

$0.99 €0.89

94.95%

Imported Beer (0.33 liter bottle)

$2.28 HK$17.91

$1.49 €1.33

53.02%

One-way Ticket (Public Transport)

$1.28 HK$10.05

$3.89 €3.49

-67.10%

Public Transport Monthly Pass (Regular Price)

$88.0 HK$691

$70.9 €63.5

24.23%

Taxi Start (Normal Tariff)

$3.75 HK$29.38

$5.25 €4.71

-28.57%

Taxi (Normal Tariff) (1km)

$1.30 HK$10.23

$2.76 €2.47

-52.90%

Taxi 1hour Waiting (Normal Tariff)

$15.92 HK$125

$36.91 €33.07

-56.87%

Gasoline (1 liter)

$4.05 HK$31.80

$2.09 €1.87

93.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.6K HK$349.5K

$30.2K €27.0K

47.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K HK$294.3K

$39.1K €35.1K

-4.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 HK$1,895

$283 €254

-14.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.72 HK$123

$30.62 €27.44

-48.66%

Internet (50+ Mbps, Unlimited Data)

$21.12 HK$166

$40.12 €35.95

-47.36%

Gym Membership (Monthly)

$99.8 HK$783

$50.3 €45.08

98.31%

Tennis Court (1 Hour on Weekend)

$9.52 HK$74.7

Cinema Ticket

$12.80 HK$100

$13.22 €11.85

-3.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,287 HK$10.1K

$409 €367

214.29%

International Primary School, 1 Child (Yearly)

$22.0K HK$172.7K

$27.5K €24.6K

-19.87%

Jeans (Levis 501 Or Similar)

$66.7 HK$523

$89.5 €80.2

-25.46%

Summer Dress (H&M, Zara, etc)

$42.46 HK$333

$39.13 €35.06

8.51%

Sport Shoes (Adidas, Nike)

$83.6 HK$655

$86.9 €77.9

-3.84%

Men's Leather Business Shoes

$122 HK$957

$108 €96.7

13.00%

1-bedroom Apartment, City Center (Monthly)

$2,432 HK$19.1K

$626 €561

288.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,764 HK$13.8K

$712 €638

147.59%

3-bedroom Apartment, City Center (Monthly)

$5,347 HK$41.9K

$1,675 €1,501

219.23%

3-bedroom Apartment, Outside City Center (Monthly)

$3,677 HK$28.8K

$1,190 €1,067

208.98%

Buy Apartment in City Center (m2)

$28.4K HK$223.0K

$3,897 €3,492

629.31%

Buy Apartment Outside City Center (m2)

$18.1K HK$141.8K

$3,302 €2,959

447.43%

Average Monthly Net Salary (After Tax)

$3,264 HK$25.6K

$1,678 €1,504

94.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

3.95

-4.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hong Kong: October 27, 2026

Last update for Osnabruck: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hong Kong

$1.8K 58.2%

Osnabruck

$712 36.4% 59.6% $1.1K

Groceries & Markets

Hong Kong

$410 13.6%

Osnabruck

$319 16.3% 22.2% $91

Monthly Utilities & Internet

Hong Kong

$278 9.2%

Osnabruck

$354 18.1% 27.1% $75

Eating Out

Hong Kong

$205 6.8%

Osnabruck

$243 12.4% 18.4% $38

Clothing & Footwear

Hong Kong

$142 4.7%

Osnabruck

$146 7.4% 2.8% $3.9

Sport & Entertainment

Hong Kong

$125 4.1%

Osnabruck

$77 3.9% 38.8% $49

Getting Around

Hong Kong

$103 3.4%

Osnabruck

$105 5.4% 2% $2

Cost Breakdown

A central one-bedroom costs $2,432 in Hong Kong versus $626 in Osnabruck. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 95% higher in Hong Kong. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63 in Hong Kong versus $78 in Osnabruck. Groceries tell a different story – $410 in Hong Kong vs $319 in Osnabruck – so Osnabruck wins on supermarket bills even if dining out costs more.

Good to know

🇭🇰 Hong Kong

🇩🇪 Osnabruck

🕒 Local time

18:05 6:05 PM

11:05 11:05 AM

7 h behind Hong Kong

🌤 Weather

👥 Population

1,367,900 Capital

169,108

💱 Currency

Hong Kong Dollar HKD $

Euro EUR €

📈 Exchange rate

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to HKD – Hong Kong Dollar Converter

🇺🇸 United States Dollar ($)

🇭🇰 Hong Kong Dollar ($)

Hong Kong Dollar exchange rates as of October 29, 2026: 1 USD = 7.84 HKD (1 HKD = 0.127 USD). 1 EUR = 8.75 HKD (1 HKD = 0.114 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to HKD in detail →

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Hong Kong Osnabruck 9,100 km ≈ 12 h nonstop flight

From you

Hong Kong
Osnabruck

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hong Kong vs Osnabruck: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,028 in Hong Kong, $1,956 in Osnabruck – Osnabruck comes out roughly 35% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,543 per month in Hong Kong and $2,935 in Osnabruck. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osnabruck, especially for central apartments: a one-bedroom in the center costs $626 there versus $2,432 in Hong Kong.

A mid-range dinner for two costs $63 in Hong Kong and $78 in Osnabruck. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,028 in Hong Kong and $1,956 in Osnabruck. That makes Osnabruck about 35% cheaper.

Families tend to lean toward Osnabruck – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Osnabruck. If higher salaries or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.