Last update: Oct 2026

Cost of Living Comparison Between Osnabruck and Hertfordshire

For one person, living is cheaper in Osnabruck: $1,956 a month against $2,499 in Hertfordshire, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Osnabruck
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Osnabruck Living Index
121

Cost of Living Index in Hertfordshire
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Hertfordshire Living Index

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Osnabruck

🇩🇪 Germany

$1,956

/mo nomad

Hertfordshire

🇬🇧 United Kingdom

$2,499

/mo nomad

Monthly Cost of Living

How much you'll spend in Osnabruck and in Hertfordshire

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osnabruck and in Hertfordshire actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,956 in Osnabruck versus $2,499 in Hertfordshire.

Osnabruck $1,956
Hertfordshire $2,499

Estimated couple costs with rent: $2,925 in Osnabruck versus $3,774 in Hertfordshire.

Osnabruck $2,925
Hertfordshire $3,774

Monthly costs for a family of three with rent: $3,893 in Osnabruck versus $5,049 in Hertfordshire.

Osnabruck $3,893
Hertfordshire $5,049

Living in Osnabruck costs roughly 22% less than in Hertfordshire, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Osnabruck 44% above, Hertfordshire 84% above.

Meal at Budget Restaurant

$13.51 €12.10

$26.87 £20.16

-49.72%

Three-Course Dinner for Two, Mid-Range

$77.5 €69.5

$81.1 £60.9

-4.44%

Fast Food Meal (McDonalds, etc)

$10.78 €9.66

$10.61 £7.96

1.60%

Cappuccino

$3.92 €3.51

$5.14 £3.86

-23.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.61

$2.42 £1.81

20.25%

Water (0.33 liter bottle)

$2.89 €2.59

$2.08 £1.56

38.94%

Local Beer (0.5 liter draught)

$4.90 €4.39

$5.50 £4.13

-10.91%

Imported Beer (0.33 liter bottle)

$4.00 €3.58

$5.62 £4.22

-28.83%

Milk (1 liter)

$1.25 €1.12

$1.53 £1.15

-18.30%

White Bread (500g)

$2.37 €2.13

$1.91 £1.43

24.08%

Rice (white) (1kg)

$3.66 €3.28

$2.78 £2.09

31.65%

Eggs

$3.49 €3.13

$3.64 £2.73

-4.12%

Local Cheese (1kg)

$14.47 €12.96

$7.83 £5.88

84.80%

Chicken Fillets (1kg)

$10.64 €9.53

$7.38 £5.53

44.17%

Beef Round Steak (1kg)

$18.59 €16.66

$16.87 £12.66

10.20%

Apples (1kg)

$3.25 €2.92

$3.28 £2.46

-0.91%

Banana (1kg)

$1.89 €1.69

$1.54 £1.16

22.73%

Oranges (1kg)

$2.17 €1.94

$3.03 £2.27

-28.38%

Tomato (1kg)

$4.20 €3.76

$3.40 £2.55

23.53%

Potato (1kg)

$1.42 €1.27

$1.16 £0.87

22.41%

Onion (1kg)

$1.18 €1.06

$1.82 £1.37

-35.16%

Lettuce (1 head)

$1.62 €1.45

$1.26 £0.95

28.57%

Water (1.5 liter bottle)

$0.86 €0.77

$1.30 £0.97

-33.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 €8.91

$20.92 £15.70

-52.44%

Wine (Bottle)

$6.85 €6.14

$10.09 £7.57

-32.11%

Local Beer (0.5 liter bottle)

$0.99 €0.89

$2.01 £1.51

-50.75%

Imported Beer (0.33 liter bottle)

$1.49 €1.33

$1.96 £1.47

-23.98%

One-way Ticket (Public Transport)

$3.89 €3.49

$3.54 £2.66

9.89%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.5

$85.7 £64.3

-17.29%

Taxi Start (Normal Tariff)

$5.25 €4.71

$4.05 £3.04

29.63%

Taxi (Normal Tariff) (1km)

$2.76 €2.47

$3.94 £2.96

-29.95%

Taxi 1hour Waiting (Normal Tariff)

$36.91 €33.07

$32.16 £24.13

14.77%

Gasoline (1 liter)

$2.09 €1.87

$2.00 £1.50

4.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$38.3K £28.8K

-21.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €35.1K

$39.8K £29.9K

-1.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 €254

$158 £118

79.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.62 €27.44

$17.19 £12.90

78.13%

Internet (50+ Mbps, Unlimited Data)

$40.12 €35.95

$43.88 £32.93

-8.57%

Gym Membership (Monthly)

$50.3 €45.08

$46.49 £34.88

8.22%

Cinema Ticket

$13.22 €11.85

$13.52 £10.15

-2.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 €367

$1,620 £1,216

-74.74%

International Primary School, 1 Child (Yearly)

$27.5K €24.6K

$22.4K £16.8K

22.65%

Jeans (Levis 501 Or Similar)

$89.5 €80.2

$47.28 £35.48

89.19%

Summer Dress (H&M, Zara, etc)

$39.13 €35.06

$39.28 £29.47

-0.38%

Sport Shoes (Adidas, Nike)

$86.9 €77.9

$74.0 £55.6

17.36%

Men's Leather Business Shoes

$108 €96.7

$113 £84.4

-4.09%

1-bedroom Apartment, City Center (Monthly)

$626 €561

$1,787 £1,341

-64.99%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €638

$1,307 £981

-45.50%

3-bedroom Apartment, City Center (Monthly)

$1,675 €1,501

$2,899 £2,175

-42.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,067

$2,311 £1,734

-48.49%

Buy Apartment in City Center (m2)

$3,897 €3,492

$5,001 £3,753

-22.07%

Buy Apartment Outside City Center (m2)

$3,302 €2,959

$3,819 £2,866

-13.54%

Average Monthly Net Salary (After Tax)

$1,678 €1,504

$3,256 £2,443

-48.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

5.21

-24.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osnabruck: October 25, 2026

Last update for Hertfordshire: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osnabruck

$712 36.4%

Hertfordshire

$1.3K 52.3% 83.5% $595

Monthly Utilities & Internet

Osnabruck

$354 18.1%

Hertfordshire

$219 8.8% 38.2% $135

Groceries & Markets

Osnabruck

$319 16.3%

Hertfordshire

$288 11.5% 9.9% $32

Eating Out

Osnabruck

$243 12.4%

Hertfordshire

$365 14.6% 50.3% $122

Clothing & Footwear

Osnabruck

$146 7.4%

Hertfordshire

$123 4.9% 15.5% $23

Getting Around

Osnabruck

$105 5.4%

Hertfordshire

$124 5% 17.2% $18

Sport & Entertainment

Osnabruck

$77 3.9%

Hertfordshire

$74 2.9% 4.2% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $626 in Osnabruck and $1,787 in Hertfordshire. Housing cost is often the main lever when comparing two cities.

Hertfordshire pays 94% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Osnabruck vs $81 in Hertfordshire. Groceries flip the comparison at $319 vs $288, with Hertfordshire cheaper for home cooking.

Good to know

🇩🇪 Osnabruck

🇬🇧 Hertfordshire

🕒 Local time

09:39 9:39 AM

08:39 8:39 AM

1 h behind Osnabruck

🌤 Weather

👥 Population

169,108

33,990

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

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Osnabruck Hertfordshire 570 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osnabruck vs Hertfordshire: Cost of Living - Frequently Asked Questions

Osnabruck is about 22% cheaper overall, especially in eating out and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 48% lower in Osnabruck. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $626 in Osnabruck versus $1,787 in Hertfordshire. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Osnabruck – a meal for two runs $78 versus $81 in Hertfordshire. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,956 per month in Osnabruck versus $2,499 in Hertfordshire – Osnabruck is about 22% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osnabruck and Hertfordshire are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Osnabruck wins on affordability, Hertfordshire on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.