Cost of Living Comparison Between Osnabruck and Hertfordshire Cost of Living Comparison Between Osnabruck and Hertfordshire

Monthly Cost of Living

Monthly costs for one person with rent: $1,739 in Osnabruck versus $2,490 in Hertfordshire.

Estimated couple costs with rent: $2,801 in Osnabruck versus $3,804 in Hertfordshire.

Monthly costs for a family of three with rent: $3,863 in Osnabruck versus $5,118 in Hertfordshire.

Living in Osnabruck costs roughly 30% less than in Hertfordshire, driven mainly by Eating Out.

Both cities are pricier than the global median: Osnabruck 30% above, Hertfordshire 86% above.

Meal at Budget Restaurant

$12.01 €10.34

$26.80 £19.96

-55.19%

Three-Course Dinner for Two, Mid-Range

$70.6 €60.8

$80.6 £60.0

-12.36%

Fast Food Meal (McDonalds, etc)

$9.40 €8.09

$10.93 £8.14

-14.00%

Cappuccino

$3.50 €3.01

$4.59 £3.42

-23.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 €2.82

$1.87 £1.40

74.87%

Water (0.33 liter bottle)

$2.71 €2.33

$1.60 £1.19

69.37%

Local Beer (0.5 liter draught)

$5.07 €4.37

$5.30 £3.95

-4.34%

Imported Beer (0.33 liter bottle)

$4.21 €3.63

$5.41 £4.03

-22.18%

Milk (1 liter)

$1.16 €1.00

$1.06 £0.79

9.43%

White Bread (500g)

$2.40 €2.06

$1.61 £1.20

49.07%

Rice (white) (1kg)

$3.70 €3.18

$2.09 £1.56

77.03%

Eggs

$3.93 €3.38

$3.04 £2.27

29.28%

Local Cheese (1kg)

$14.85 €12.78

$10.14 £7.55

46.45%

Chicken Fillets (1kg)

$14.77 €12.72

$7.37 £5.49

100.41%

Beef Round Steak (1kg)

$18.86 €16.24

$17.48 £13.02

7.89%

Apples (1kg)

$3.25 €2.80

$2.39 £1.78

35.98%

Banana (1kg)

$1.75 €1.50

$2.07 £1.54

-15.46%

Oranges (1kg)

$2.25 €1.94

$3.24 £2.41

-30.56%

Tomato (1kg)

$4.95 €4.26

$2.53 £1.88

95.65%

Potato (1kg)

$1.60 €1.38

$0.92 £0.69

73.91%

Onion (1kg)

$1.64 €1.41

$1.74 £1.30

-5.75%

Lettuce (1 head)

$1.88 €1.62

$1.26 £0.94

49.21%

Water (1.5 liter bottle)

$1.20 €1.03

$1.80 £1.34

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 €8.59

$16.37 £12.20

-39.10%

Wine (Bottle)

$5.73 €4.93

$11.46 £8.54

-50.00%

Local Beer (0.5 liter bottle)

$1.04 €0.90

$2.01 £1.50

-48.26%

Imported Beer (0.33 liter bottle)

$1.59 €1.37

$2.09 £1.55

-23.92%

One-way Ticket (Public Transport)

$3.48 €2.99

$3.28 £2.45

6.10%

Public Transport Monthly Pass (Regular Price)

$53.6 €46.14

$87.0 £64.8

-38.39%

Taxi Start (Normal Tariff)

$4.94 €4.25

$4.53 £3.37

9.05%

Taxi (Normal Tariff) (1km)

$2.08 €1.79

$1.68 £1.25

23.81%

Taxi 1hour Waiting (Normal Tariff)

$27.26 €23.46

$22.90 £17.06

19.04%

Gasoline (1 liter)

$2.02 €1.74

$1.88 £1.40

7.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K €27.1K

$37.8K £28.1K

-16.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.3K €35.5K

$42.3K £31.5K

-2.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 €202

$165 £123

42.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.86 €40.34

$17.15 £12.78

173.24%

Internet (50+ Mbps, Unlimited Data)

$54.9 €47.29

$35.98 £26.81

52.67%

Gym Membership (Monthly)

$34.65 €29.83

$46.29 £34.49

-25.15%

Tennis Court (1 Hour on Weekend)

$27.38 €23.57

Cinema Ticket

$13.77 €11.85

$12.20 £9.09

12.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$259 €223

$1,762 £1,313

-85.32%

International Primary School, 1 Child (Yearly)

$11.7K €10.1K

$18.1K £13.5K

-35.33%

Jeans (Levis 501 Or Similar)

$96.2 €82.8

$48.27 £35.96

99.23%

Summer Dress (H&M, Zara, etc)

$76.1 €65.5

$53.7 £39.98

41.73%

Sport Shoes (Adidas, Nike)

$102 €87.6

$69.4 £51.7

46.79%

Men's Leather Business Shoes

$137 €118

$91.1 £67.9

50.09%

1-bedroom Apartment, City Center (Monthly)

$702 €604

$1,823 £1,358

-61.50%

1-bedroom Apartment, Outside City Center (Monthly)

$530 €456

$1,380 £1,028

-61.61%

3-bedroom Apartment, City Center (Monthly)

$1,536 €1,322

$2,928 £2,181

-47.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,179 €1,015

$2,349 £1,750

-49.82%

Buy Apartment in City Center (m2)

$3,768 €3,244

Buy Apartment Outside City Center (m2)

$3,427 €2,950

Average Monthly Net Salary (After Tax)

$2,273 €1,957

$3,281 £2,444

-30.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

5.93

-32.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osnabruck: May 31, 2026

Last update for Hertfordshire: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $702 in Osnabruck and $1,823 in Hertfordshire. Housing cost is often the main lever when comparing two cities.

Hertfordshire pays 44% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Osnabruck vs $81.0 in Hertfordshire. Groceries flip the comparison at $351 vs $287, with Hertfordshire cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osnabruck vs Hertfordshire: Cost of Living - Frequently Asked Questions

Osnabruck is cheaper overall, especially in Eating Out, Getting Around, Sport & Entertainment. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, Hertfordshire earns 44% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $702 in Osnabruck versus $1,823 in Hertfordshire. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Osnabruck – a meal for two runs $71.0 versus $81.0 in Hertfordshire. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,739 per month in Osnabruck versus $2,490 in Hertfordshire – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,739 in Osnabruck versus $2,490 in Hertfordshire, a $2,000 budget is realistic in Osnabruck but tight or insufficient in Hertfordshire. The gap between the two cities makes Osnabruck the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osnabruck and Hertfordshire are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osnabruck gentler on the wallet – expenses run 43% less than in Hertfordshire. Beyond cost, consider language, visa policies, and how big the international community is in each city.