Cost of Living Comparison Between Hertfordshire and Osnabruck Cost of Living Comparison Between Hertfordshire and Osnabruck

Monthly Cost of Living

Monthly costs for one person with rent: $2,576 in Hertfordshire versus $1,963 in Osnabruck.

Estimated couple costs with rent: $3,845 in Hertfordshire versus $2,951 in Osnabruck.

Monthly costs for a family of three with rent: $5,114 in Hertfordshire versus $3,938 in Osnabruck.

Living in Hertfordshire is roughly 31% more expensive than in Osnabruck, driven mainly by Eating Out.

Both cities are pricier than the global median: Hertfordshire 87% above, Osnabruck 43% above.

Meal at Budget Restaurant

$27.75 £20.51

$13.29 €11.42

108.80%

Three-Course Dinner for Two, Mid-Range

$81.5 £60.2

$81.9 €70.4

-0.49%

Fast Food Meal (McDonalds, etc)

$11.02 £8.14

$10.48 €9.01

5.15%

Cappuccino

$5.15 £3.81

$3.89 €3.35

32.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 £1.84

$3.40 €2.92

-26.76%

Water (0.33 liter bottle)

$2.07 £1.53

$2.66 €2.29

-22.18%

Local Beer (0.5 liter draught)

$5.76 £4.26

$5.08 €4.37

13.39%

Imported Beer (0.33 liter bottle)

$5.49 £4.06

$4.06 €3.49

35.22%

Milk (1 liter)

$1.56 £1.15

$1.40 €1.20

11.43%

White Bread (500g)

$1.91 £1.41

$1.85 €1.59

3.24%

Rice (white) (1kg)

$2.78 £2.05

$3.52 €3.02

-21.02%

Eggs

$3.55 £2.62

$3.49 €3.00

1.72%

Local Cheese (1kg)

$8.09 £5.98

$12.91 €11.10

-37.34%

Chicken Fillets (1kg)

$7.45 £5.50

$11.21 €9.64

-33.54%

Beef Round Steak (1kg)

$17.33 £12.81

$18.96 €16.30

-8.60%

Apples (1kg)

$3.42 £2.53

$3.43 €2.95

-0.29%

Banana (1kg)

$1.59 £1.17

$1.95 €1.68

-18.46%

Oranges (1kg)

$3.11 £2.30

$2.03 €1.75

53.20%

Tomato (1kg)

$3.61 £2.67

$4.23 €3.63

-14.66%

Potato (1kg)

$1.19 £0.88

$1.41 €1.21

-15.60%

Onion (1kg)

$1.81 £1.34

$1.23 €1.06

47.15%

Lettuce (1 head)

$1.24 £0.92

$1.71 €1.47

-27.49%

Water (1.5 liter bottle)

$1.56 £1.16

$0.94 €0.81

65.96%

Cigarettes 20 Pack (Marlboro, Camel)

$22.17 £16.39

$10.20 €8.77

117.35%

Wine (Bottle)

$10.24 £7.57

$5.87 €5.05

74.45%

Local Beer (0.5 liter bottle)

$2.07 £1.53

$1.07 €0.92

93.46%

Imported Beer (0.33 liter bottle)

$2.02 £1.49

$1.50 €1.29

34.67%

One-way Ticket (Public Transport)

$3.51 £2.59

$3.97 €3.41

-11.59%

Public Transport Monthly Pass (Regular Price)

$90.1 £66.6

$72.9 €62.7

23.53%

Taxi Start (Normal Tariff)

$4.30 £3.18

$3.09 €2.66

39.16%

Taxi (Normal Tariff) (1km)

$4.00 £2.96

$3.07 €2.64

30.29%

Taxi 1hour Waiting (Normal Tariff)

$32.41 £23.96

$45.02 €38.71

-28.01%

Gasoline (1 liter)

$2.06 £1.52

$2.13 €1.83

-3.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £28.7K

$32.2K €27.7K

20.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K £31.1K

$39.5K €34.0K

6.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 £122

$287 €247

-42.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.27 £13.50

$34.73 €29.86

-47.39%

Internet (50+ Mbps, Unlimited Data)

$45.07 £33.31

$37.53 €32.27

20.09%

Gym Membership (Monthly)

$48.38 £35.76

$45.57 €39.18

6.17%

Cinema Ticket

$13.81 £10.21

$13.87 €11.92

-0.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,612 £1,192

$418 €359

285.65%

International Primary School, 1 Child (Yearly)

$21.9K £16.2K

$20.2K €17.4K

8.47%

Jeans (Levis 501 Or Similar)

$46.90 £34.67

$105 €90.3

-55.33%

Summer Dress (H&M, Zara, etc)

$40.74 £30.12

$40.40 €34.73

0.84%

Sport Shoes (Adidas, Nike)

$73.9 £54.6

$92.0 €79.1

-19.65%

Men's Leather Business Shoes

$112 £83.0

$112 €96.7

-0.12%

1-bedroom Apartment, City Center (Monthly)

$1,861 £1,376

$640 €550

190.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,339 £990

$680 €584

96.98%

3-bedroom Apartment, City Center (Monthly)

$2,978 £2,201

$1,688 €1,451

76.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,367 £1,750

$1,240 €1,066

90.86%

Buy Apartment in City Center (m2)

$5,236 £3,870

$4,100 €3,525

27.71%

Buy Apartment Outside City Center (m2)

$3,786 £2,799

$3,420 €2,940

10.72%

Average Monthly Net Salary (After Tax)

$3,285 £2,428

$1,752 €1,506

87.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.21

3.96

31.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hertfordshire: August 30, 2026

Last update for Osnabruck: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,861 in Hertfordshire and $640 in Osnabruck. Housing cost is often the main lever when comparing two cities.

Hertfordshire pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Hertfordshire vs $82.0 in Osnabruck for a mid-range dinner for two. Groceries echo the gap at $296 vs $315 per month, with Hertfordshire cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hertfordshire vs Osnabruck: Cost of Living - Frequently Asked Questions

Osnabruck is cheaper overall, especially in Eating Out, Getting Around, Sport & Entertainment. The 31% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 87% higher in Hertfordshire, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,861 in Hertfordshire versus $640 in Osnabruck. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Osnabruck – a meal for two runs $82.0 versus $81.0 in Hertfordshire. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,576 per month in Hertfordshire versus $1,963 in Osnabruck – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,963 in Osnabruck versus $2,576 in Hertfordshire, a $2,000 budget is realistic in Osnabruck but tight or insufficient in Hertfordshire. The gap between the two cities makes Osnabruck the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hertfordshire and Osnabruck are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osnabruck gentler on the wallet – expenses run 31% less than in Hertfordshire. Beyond cost, consider language, visa policies, and how big the international community is in each city.