Cost of Living Comparison Between Oslo and Ubud, Bali Cost of Living Comparison Between Oslo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,393 in Oslo versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $4,964 in Oslo versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,535 in Oslo versus $3,327 in Ubud, Bali.

Living in Oslo is roughly 148% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Oslo 148% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.87 NOK 206

$3.44 Rp 60.9K

535.76%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,200

$36.31 Rp 643.0K

250.73%

Fast Food Meal (McDonalds, etc)

$16.35 NOK 154

$5.71 Rp 101.0K

186.34%

Cappuccino

$6.18 NOK 58.2

$2.67 Rp 47.3K

131.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 NOK 38.67

$1.75 Rp 31.0K

134.29%

Water (0.33 liter bottle)

$3.45 NOK 32.51

$0.87 Rp 15.4K

296.55%

Local Beer (0.5 liter draught)

$11.64 NOK 110

$2.95 Rp 52.3K

294.58%

Imported Beer (0.33 liter bottle)

$12.70 NOK 120

$4.52 Rp 80.0K

180.97%

Milk (1 liter)

$2.65 NOK 24.98

$1.62 Rp 28.7K

63.58%

White Bread (500g)

$4.12 NOK 38.85

$2.33 Rp 41.3K

76.82%

Rice (white) (1kg)

$4.76 NOK 44.87

$1.11 Rp 19.6K

328.83%

Eggs

$6.14 NOK 57.9

$2.20 Rp 39.0K

179.09%

Local Cheese (1kg)

$14.66 NOK 138

$17.69 Rp 313.3K

-17.13%

Chicken Fillets (1kg)

$15.39 NOK 145

$4.10 Rp 72.5K

275.37%

Beef Round Steak (1kg)

$29.69 NOK 280

$12.18 Rp 215.6K

143.76%

Apples (1kg)

$3.44 NOK 32.45

$3.71 Rp 65.6K

-7.28%

Banana (1kg)

$2.68 NOK 25.25

$1.59 Rp 28.1K

68.55%

Oranges (1kg)

$3.54 NOK 33.37

$2.28 Rp 40.4K

55.26%

Tomato (1kg)

$6.06 NOK 57.1

$1.95 Rp 34.6K

210.77%

Potato (1kg)

$2.72 NOK 25.66

$1.91 Rp 33.7K

42.41%

Onion (1kg)

$2.88 NOK 27.18

$2.33 Rp 41.3K

23.61%

Lettuce (1 head)

$3.23 NOK 30.43

$1.01 Rp 17.8K

219.80%

Water (1.5 liter bottle)

$2.55 NOK 23.99

$0.55 Rp 9,773

363.64%

Cigarettes 20 Pack (Marlboro, Camel)

$19.59 NOK 185

$2.23 Rp 39.5K

778.48%

Wine (Bottle)

$16.63 NOK 157

$23.07 Rp 408.6K

-27.92%

Local Beer (0.5 liter bottle)

$3.48 NOK 32.75

$2.42 Rp 42.8K

43.80%

Imported Beer (0.33 liter bottle)

$4.39 NOK 41.35

$3.00 Rp 53.1K

46.33%

One-way Ticket (Public Transport)

$5.01 NOK 47.22

$0.27 Rp 4,814

1755.56%

Public Transport Monthly Pass (Regular Price)

$84.9 NOK 800

$8.98 Rp 159.1K

845.21%

Taxi Start (Normal Tariff)

$12.33 NOK 116

$0.48 Rp 8,566

2468.75%

Taxi (Normal Tariff) (1km)

$1.87 NOK 17.59

$0.43 Rp 7,679

334.88%

Taxi 1hour Waiting (Normal Tariff)

$70.1 NOK 661

$5.64 Rp 99.9K

1143.62%

Gasoline (1 liter)

$2.27 NOK 21.39

$0.80 Rp 14.2K

183.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.2K NOK 473.1K

$24.9K Rp 441.7M

101.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.5K NOK 428.8K

$31.7K Rp 561.5M

43.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$425 NOK 4,008

$81.5 Rp 1.4M

422.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.72 NOK 318

$6.49 Rp 115.0K

419.57%

Internet (50+ Mbps, Unlimited Data)

$57.5 NOK 542

$18.77 Rp 332.4K

206.18%

Gym Membership (Monthly)

$61.6 NOK 580

$56.9 Rp 1.0M

8.23%

Tennis Court (1 Hour on Weekend)

$29.20 NOK 275

$18.73 Rp 331.7K

55.90%

Cinema Ticket

$19.46 NOK 183

$4.54 Rp 80.4K

328.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$244 NOK 2,302

$481 Rp 8.5M

-49.18%

International Primary School, 1 Child (Yearly)

$15.7K NOK 148.0K

$5,711 Rp 101.1M

175.10%

Jeans (Levis 501 Or Similar)

$104 NOK 976

$45.52 Rp 806.0K

127.66%

Summer Dress (H&M, Zara, etc)

$61.1 NOK 576

$35.88 Rp 635.4K

70.35%

Sport Shoes (Adidas, Nike)

$135 NOK 1,273

$80.4 Rp 1.4M

68.08%

Men's Leather Business Shoes

$158 NOK 1,492

$78.7 Rp 1.4M

101.27%

1-bedroom Apartment, City Center (Monthly)

$2,026 NOK 19.1K

$1,115 Rp 19.7M

81.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,568 NOK 14.8K

$698 Rp 12.4M

124.82%

3-bedroom Apartment, City Center (Monthly)

$3,062 NOK 28.9K

$3,637 Rp 64.4M

-15.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,302 NOK 21.7K

$1,737 Rp 30.8M

32.51%

Buy Apartment in City Center (m2)

$12.0K NOK 112.8K

$2,784 Rp 49.3M

330.04%

Buy Apartment Outside City Center (m2)

$6,933 NOK 65.3K

$2,290 Rp 40.5M

202.80%

Average Monthly Net Salary (After Tax)

$4,691 NOK 44.2K

$168 Rp 3.0M

2692.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.98

13.78

-63.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,026 in Oslo and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Oslo pays 2692% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $127 in Oslo vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $516 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 148% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2692% higher in Oslo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,026 in Oslo versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,393 per month in Oslo versus $1,368 in Ubud, Bali – a 148% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 845% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $3,393 in Oslo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oslo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oslo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 148% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.