Cost of Living Comparison Between Oslo and Ubud, Bali Cost of Living Comparison Between Oslo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,141 in Oslo versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $4,597 in Oslo versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,053 in Oslo versus $3,660 in Ubud, Bali.

Living in Oslo is roughly 121% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Oslo 134% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$25.53 NOK 238

$3.56 Rp 64.3K

617.13%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,144

$32.73 Rp 590.3K

274.27%

Fast Food Meal (McDonalds, etc)

$15.15 NOK 141

$4.95 Rp 89.2K

206.06%

Cappuccino

$4.86 NOK 45.41

$2.71 Rp 48.9K

79.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.08 NOK 38.14

$1.34 Rp 24.2K

204.48%

Water (0.33 liter bottle)

$3.19 NOK 29.79

$0.70 Rp 12.6K

355.71%

Local Beer (0.5 liter draught)

$12.02 NOK 112

$2.92 Rp 52.7K

311.64%

Imported Beer (0.33 liter bottle)

$11.22 NOK 105

$3.96 Rp 71.4K

183.33%

Milk (1 liter)

$2.39 NOK 22.35

$1.81 Rp 32.6K

32.04%

White Bread (500g)

$4.09 NOK 38.17

$2.52 Rp 45.4K

62.30%

Rice (white) (1kg)

$3.66 NOK 34.19

$1.16 Rp 20.9K

215.52%

Eggs

$5.03 NOK 47.00

$2.46 Rp 44.4K

104.47%

Local Cheese (1kg)

$13.46 NOK 126

$14.71 Rp 265.3K

-8.50%

Chicken Fillets (1kg)

$16.04 NOK 150

$4.32 Rp 77.9K

271.30%

Beef Round Steak (1kg)

$30.76 NOK 287

$12.14 Rp 218.9K

153.38%

Apples (1kg)

$3.49 NOK 32.63

$3.84 Rp 69.3K

-9.11%

Banana (1kg)

$2.63 NOK 24.53

$1.56 Rp 28.1K

68.59%

Oranges (1kg)

$3.35 NOK 31.32

$2.83 Rp 51.1K

18.37%

Tomato (1kg)

$5.16 NOK 48.20

$2.33 Rp 41.9K

121.46%

Potato (1kg)

$2.43 NOK 22.69

$1.91 Rp 34.5K

27.23%

Onion (1kg)

$2.71 NOK 25.33

$2.20 Rp 39.7K

23.18%

Lettuce (1 head)

$2.85 NOK 26.61

$1.01 Rp 18.3K

182.18%

Water (1.5 liter bottle)

$2.34 NOK 21.84

$0.78 Rp 14.0K

200.00%

Cigarettes 20 Pack (Marlboro, Camel)

$17.19 NOK 160

$3.32 Rp 59.8K

417.77%

Wine (Bottle)

$18.93 NOK 177

$23.74 Rp 428.0K

-20.26%

Local Beer (0.5 liter bottle)

$3.35 NOK 31.28

$2.79 Rp 50.3K

20.07%

Imported Beer (0.33 liter bottle)

$4.38 NOK 40.87

$2.86 Rp 51.6K

53.15%

One-way Ticket (Public Transport)

$4.31 NOK 40.20

$0.27 Rp 4,848

1496.30%

Public Transport Monthly Pass (Regular Price)

$77.9 NOK 727

$8.03 Rp 144.8K

869.61%

Taxi Start (Normal Tariff)

$10.04 NOK 93.8

$0.46 Rp 8,230

2082.61%

Taxi (Normal Tariff) (1km)

$1.38 NOK 12.93

$0.45 Rp 8,116

206.67%

Taxi 1hour Waiting (Normal Tariff)

$42.24 NOK 394

$6.10 Rp 109.9K

592.46%

Gasoline (1 liter)

$2.18 NOK 20.34

$0.79 Rp 14.3K

175.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K NOK 340.5K

$26.1K Rp 471.6M

39.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.7K NOK 398.5K

$32.1K Rp 579.2M

32.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 NOK 2,834

$79.9 Rp 1.4M

279.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.63 NOK 295

$4.06 Rp 73.3K

679.06%

Internet (50+ Mbps, Unlimited Data)

$57.0 NOK 532

$23.52 Rp 424.1K

142.47%

Gym Membership (Monthly)

$57.8 NOK 539

$98.7 Rp 1.8M

-41.48%

Tennis Court (1 Hour on Weekend)

$28.64 NOK 267

$6.63 Rp 119.6K

331.98%

Cinema Ticket

$18.01 NOK 168

$4.15 Rp 74.8K

333.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$274 NOK 2,556

$304 Rp 5.5M

-9.94%

International Primary School, 1 Child (Yearly)

$14.5K NOK 135.8K

$6,613 Rp 119.3M

119.92%

Jeans (Levis 501 Or Similar)

$106 NOK 987

$55.5 Rp 1.0M

90.44%

Summer Dress (H&M, Zara, etc)

$65.4 NOK 611

$38.31 Rp 690.9K

70.74%

Sport Shoes (Adidas, Nike)

$124 NOK 1,158

$88.6 Rp 1.6M

39.95%

Men's Leather Business Shoes

$168 NOK 1,572

$77.9 Rp 1.4M

116.23%

1-bedroom Apartment, City Center (Monthly)

$1,671 NOK 15.6K

$1,006 Rp 18.1M

66.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,446 NOK 13.5K

$675 Rp 12.2M

114.06%

3-bedroom Apartment, City Center (Monthly)

$2,749 NOK 25.7K

$3,442 Rp 62.1M

-20.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 NOK 20.2K

$2,039 Rp 36.8M

6.15%

Buy Apartment in City Center (m2)

$12.0K NOK 112.2K

$2,841 Rp 51.2M

323.07%

Buy Apartment Outside City Center (m2)

$7,295 NOK 68.1K

$2,264 Rp 40.8M

222.22%

Average Monthly Net Salary (After Tax)

$4,411 NOK 41.2K

$165 Rp 3.0M

2569.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

13.28

-61.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,671 in Oslo and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Oslo pays 2569% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Oslo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $500 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 121% gap adds up to real monthly savings that compound significantly over time.

Oslo pays 2569% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,671 in Oslo versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,141 per month in Oslo versus $1,419 in Ubud, Bali – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 870% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,419 in Ubud, Bali versus $3,141 in Oslo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oslo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oslo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 121% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.