Cost of Living Comparison Between Oslo and Ubud, Bali Cost of Living Comparison Between Oslo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,203 in Oslo versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $4,686 in Oslo versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,170 in Oslo versus $3,763 in Ubud, Bali.

Living in Oslo is roughly 128% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Oslo 140% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$25.37 NOK 245

$3.45 Rp 62.1K

635.36%

Three-Course Dinner for Two, Mid-Range

$120 NOK 1,164

$32.34 Rp 581.1K

272.45%

Fast Food Meal (McDonalds, etc)

$14.96 NOK 145

$4.84 Rp 87.1K

209.09%

Cappuccino

$5.08 NOK 49.07

$2.75 Rp 49.4K

84.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 NOK 39.66

$1.38 Rp 24.9K

197.10%

Water (0.33 liter bottle)

$3.19 NOK 30.85

$0.75 Rp 13.5K

325.33%

Local Beer (0.5 liter draught)

$12.37 NOK 120

$2.99 Rp 53.8K

313.71%

Imported Beer (0.33 liter bottle)

$11.03 NOK 107

$3.85 Rp 69.2K

186.49%

Milk (1 liter)

$2.40 NOK 23.24

$1.74 Rp 31.2K

37.93%

White Bread (500g)

$4.03 NOK 39.00

$2.46 Rp 44.2K

63.82%

Rice (white) (1kg)

$3.67 NOK 35.50

$1.17 Rp 21.0K

213.68%

Eggs

$4.95 NOK 47.82

$2.43 Rp 43.7K

103.70%

Local Cheese (1kg)

$13.66 NOK 132

$14.50 Rp 260.6K

-5.79%

Chicken Fillets (1kg)

$16.41 NOK 159

$4.35 Rp 78.2K

277.24%

Beef Round Steak (1kg)

$31.39 NOK 303

$11.98 Rp 215.3K

162.02%

Apples (1kg)

$3.60 NOK 34.85

$3.72 Rp 66.8K

-3.23%

Banana (1kg)

$2.63 NOK 25.44

$1.63 Rp 29.2K

61.35%

Oranges (1kg)

$3.45 NOK 33.39

$2.74 Rp 49.3K

25.91%

Tomato (1kg)

$5.07 NOK 48.98

$2.24 Rp 40.3K

126.34%

Potato (1kg)

$2.51 NOK 24.22

$1.92 Rp 34.5K

30.73%

Onion (1kg)

$2.71 NOK 26.22

$2.28 Rp 40.9K

18.86%

Lettuce (1 head)

$2.78 NOK 26.83

$1.06 Rp 19.1K

162.26%

Water (1.5 liter bottle)

$2.41 NOK 23.25

$0.72 Rp 12.9K

234.72%

Cigarettes 20 Pack (Marlboro, Camel)

$17.46 NOK 169

$3.29 Rp 59.0K

430.70%

Wine (Bottle)

$18.64 NOK 180

$23.19 Rp 416.8K

-19.62%

Local Beer (0.5 liter bottle)

$3.41 NOK 33.00

$2.78 Rp 49.9K

22.66%

Imported Beer (0.33 liter bottle)

$4.35 NOK 42.06

$2.73 Rp 49.1K

59.34%

One-way Ticket (Public Transport)

$4.18 NOK 40.44

$0.27 Rp 4,786

1448.15%

Public Transport Monthly Pass (Regular Price)

$79.6 NOK 769

$8.11 Rp 145.7K

881.13%

Taxi Start (Normal Tariff)

$10.20 NOK 98.6

$0.48 Rp 8,675

2025.00%

Taxi (Normal Tariff) (1km)

$1.41 NOK 13.60

$0.42 Rp 7,545

235.71%

Taxi 1hour Waiting (Normal Tariff)

$41.75 NOK 404

$6.22 Rp 111.8K

571.22%

Gasoline (1 liter)

$2.27 NOK 21.96

$0.81 Rp 14.6K

180.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K NOK 354.3K

$26.6K Rp 478.2M

37.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K NOK 409.3K

$32.2K Rp 578.5M

31.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 NOK 2,863

$78.4 Rp 1.4M

277.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.29 NOK 302

$4.07 Rp 73.1K

668.80%

Internet (50+ Mbps, Unlimited Data)

$55.5 NOK 536

$24.33 Rp 437.1K

127.95%

Gym Membership (Monthly)

$57.4 NOK 554

$98.6 Rp 1.8M

-41.84%

Tennis Court (1 Hour on Weekend)

$28.40 NOK 275

$6.34 Rp 113.9K

347.95%

Cinema Ticket

$18.01 NOK 174

$3.99 Rp 71.6K

351.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$274 NOK 2,653

$305 Rp 5.5M

-10.01%

International Primary School, 1 Child (Yearly)

$14.7K NOK 141.9K

$6,642 Rp 119.4M

121.02%

Jeans (Levis 501 Or Similar)

$103 NOK 999

$54.1 Rp 972.9K

90.86%

Summer Dress (H&M, Zara, etc)

$64.5 NOK 623

$37.81 Rp 679.4K

70.54%

Sport Shoes (Adidas, Nike)

$121 NOK 1,169

$86.8 Rp 1.6M

39.20%

Men's Leather Business Shoes

$168 NOK 1,620

$76.4 Rp 1.4M

119.44%

1-bedroom Apartment, City Center (Monthly)

$1,700 NOK 16.4K

$992 Rp 17.8M

71.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,441 NOK 13.9K

$673 Rp 12.1M

114.26%

3-bedroom Apartment, City Center (Monthly)

$2,677 NOK 25.9K

$3,375 Rp 60.7M

-20.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,180 NOK 21.1K

$2,050 Rp 36.8M

6.31%

Buy Apartment in City Center (m2)

$11.5K NOK 111.3K

$2,805 Rp 50.4M

310.48%

Buy Apartment Outside City Center (m2)

$6,961 NOK 67.3K

$2,227 Rp 40.0M

212.59%

Average Monthly Net Salary (After Tax)

$4,256 NOK 41.1K

$167 Rp 3.0M

2449.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

13.28

-61.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,700 in Oslo and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Oslo pays 2449% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in Oslo vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $505 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 128% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2449% higher in Oslo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,700 in Oslo versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,203 per month in Oslo versus $1,408 in Ubud, Bali – a 128% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 881% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,408 in Ubud, Bali versus $3,203 in Oslo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oslo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oslo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 128% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.