Cost of Living Comparison Between Ubud, Bali and Oslo Cost of Living Comparison Between Ubud, Bali and Oslo

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,393 in Oslo.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $4,964 in Oslo.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $6,535 in Oslo.

Living in Ubud, Bali costs roughly 60% less than in Oslo, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Oslo 148% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$21.87 NOK 206

-84.27%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$127 NOK 1,200

-71.49%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$16.35 NOK 154

-65.08%

Cappuccino

$2.67 Rp 47.3K

$6.18 NOK 58.2

-56.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$4.10 NOK 38.67

-57.32%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$3.45 NOK 32.51

-74.78%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$11.64 NOK 110

-74.66%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$12.70 NOK 120

-64.41%

Milk (1 liter)

$1.62 Rp 28.7K

$2.65 NOK 24.98

-38.87%

White Bread (500g)

$2.33 Rp 41.3K

$4.12 NOK 38.85

-43.45%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.76 NOK 44.87

-76.68%

Eggs

$2.20 Rp 39.0K

$6.14 NOK 57.9

-64.17%

Local Cheese (1kg)

$17.69 Rp 313.3K

$14.66 NOK 138

20.67%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$15.39 NOK 145

-73.36%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$29.69 NOK 280

-58.98%

Apples (1kg)

$3.71 Rp 65.6K

$3.44 NOK 32.45

7.85%

Banana (1kg)

$1.59 Rp 28.1K

$2.68 NOK 25.25

-40.67%

Oranges (1kg)

$2.28 Rp 40.4K

$3.54 NOK 33.37

-35.59%

Tomato (1kg)

$1.95 Rp 34.6K

$6.06 NOK 57.1

-67.82%

Potato (1kg)

$1.91 Rp 33.7K

$2.72 NOK 25.66

-29.78%

Onion (1kg)

$2.33 Rp 41.3K

$2.88 NOK 27.18

-19.10%

Lettuce (1 head)

$1.01 Rp 17.8K

$3.23 NOK 30.43

-68.73%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$2.55 NOK 23.99

-78.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$19.59 NOK 185

-88.62%

Wine (Bottle)

$23.07 Rp 408.6K

$16.63 NOK 157

38.73%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$3.48 NOK 32.75

-30.46%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$4.39 NOK 41.35

-31.66%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$5.01 NOK 47.22

-94.61%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$84.9 NOK 800

-89.42%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$12.33 NOK 116

-96.11%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.87 NOK 17.59

-77.01%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$70.1 NOK 661

-91.96%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.27 NOK 21.39

-64.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$50.2K NOK 473.1K

-50.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$45.5K NOK 428.8K

-30.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$425 NOK 4,008

-80.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$33.72 NOK 318

-80.75%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$57.5 NOK 542

-67.34%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$61.6 NOK 580

-7.60%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$29.20 NOK 275

-35.86%

Cinema Ticket

$4.54 Rp 80.4K

$19.46 NOK 183

-76.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$244 NOK 2,302

96.79%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$15.7K NOK 148.0K

-63.65%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$104 NOK 976

-56.07%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$61.1 NOK 576

-41.30%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$135 NOK 1,273

-40.50%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$158 NOK 1,492

-50.32%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$2,026 NOK 19.1K

-44.98%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$1,568 NOK 14.8K

-55.52%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$3,062 NOK 28.9K

18.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$2,302 NOK 21.7K

-24.53%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$12.0K NOK 112.8K

-76.75%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$6,933 NOK 65.3K

-66.97%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$4,691 NOK 44.2K

-96.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.98

176.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Oslo: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $2,026 in Oslo. Housing cost is often the main lever when comparing two cities.

Oslo pays 2692% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $127 in Oslo for a mid-range dinner for two. Groceries echo the gap at $295 vs $516 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oslo: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 148% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2692% lower in Oslo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $2,026 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $3,393 in Oslo – a 148% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 845% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $3,393 in Oslo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oslo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Oslo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 148% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.