Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Oslo

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,538 in Oslo, rent and utilities included – about $26,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
170

Cost of Living Index in Oslo
Learn more

Oslo Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Oslo

🇳🇴 Norway

$3,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Oslo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,538 in Oslo.

Ubud, Bali $1,349
Oslo $3,538

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $5,096 in Oslo.

Ubud, Bali $2,305
Oslo $5,096

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $6,653 in Oslo.

Ubud, Bali $3,261
Oslo $6,653

Living in Ubud, Bali costs roughly 62% less than in Oslo, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$21.75 NOK 200

-84.74%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$130 NOK 1,193

-72.54%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$16.04 NOK 147

-65.52%

Cappuccino

$2.72 Rp 49.3K

$5.84 NOK 53.7

-53.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$4.38 NOK 40.21

-61.19%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.35 NOK 30.75

-77.31%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$11.65 NOK 107

-77.25%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$12.81 NOK 118

-65.81%

Milk (1 liter)

$1.49 Rp 27.0K

$2.61 NOK 24.00

-42.91%

White Bread (500g)

$2.28 Rp 41.2K

$4.38 NOK 40.27

-47.95%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.70 NOK 43.19

-74.68%

Eggs

$2.04 Rp 36.9K

$6.25 NOK 57.4

-67.36%

Local Cheese (1kg)

$17.70 Rp 320.8K

$15.48 NOK 142

14.34%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$15.84 NOK 146

-75.00%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$32.30 NOK 297

-62.26%

Apples (1kg)

$3.66 Rp 66.2K

$3.36 NOK 30.83

8.93%

Banana (1kg)

$1.52 Rp 27.5K

$2.72 NOK 25.03

-44.12%

Oranges (1kg)

$2.23 Rp 40.4K

$3.65 NOK 33.54

-38.90%

Tomato (1kg)

$1.97 Rp 35.7K

$5.96 NOK 54.8

-66.95%

Potato (1kg)

$1.85 Rp 33.5K

$2.69 NOK 24.75

-31.23%

Onion (1kg)

$2.42 Rp 43.9K

$2.85 NOK 26.18

-15.09%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.26 NOK 29.96

-69.63%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$2.50 NOK 22.96

-79.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$19.21 NOK 176

-88.44%

Wine (Bottle)

$22.24 Rp 403.0K

$16.64 NOK 153

33.65%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.60 NOK 33.08

-37.22%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.23 NOK 38.82

-29.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$5.02 NOK 46.13

-95.02%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$83.5 NOK 767

-90.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$12.39 NOK 114

-96.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.84 NOK 16.93

-76.63%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$70.8 NOK 651

-92.36%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.48 NOK 22.79

-66.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$49.9K NOK 458.4K

-52.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$44.7K NOK 410.5K

-28.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$433 NOK 3,983

-81.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$34.50 NOK 317

-81.30%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$55.7 NOK 512

-66.63%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$58.1 NOK 534

-14.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$29.79 NOK 274

-40.75%

Cinema Ticket

$4.27 Rp 77.4K

$20.78 NOK 191

-79.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$240 NOK 2,201

104.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$16.2K NOK 148.5K

-64.90%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$104 NOK 958

-57.19%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$61.8 NOK 567

-43.40%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$135 NOK 1,239

-40.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$160 NOK 1,470

-50.38%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,133 NOK 19.6K

-47.27%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,645 NOK 15.1K

-59.18%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$3,270 NOK 30.0K

9.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$2,466 NOK 22.7K

-30.11%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$12.4K NOK 113.6K

-77.91%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$7,462 NOK 68.6K

-69.39%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,703 NOK 43.2K

-96.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.94

178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Oslo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Oslo

$1.6K 46.5% 145% $973

Groceries & Markets

Ubud, Bali

$288 21.4%

Oslo

$530 15% 83.9% $242

Eating Out

Ubud, Bali

$108 8%

Oslo

$407 11.5% 278% $299

Clothing & Footwear

Ubud, Bali

$108 8%

Oslo

$207 5.9% 92.9% $100

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Oslo

$524 14.8% 403% $420

Sport & Entertainment

Ubud, Bali

$58 4.3%

Oslo

$100 2.8% 71.7% $42

Getting Around

Ubud, Bali

$11 0.9%

Oslo

$125 3.5% 996% $114

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,133 in Oslo. Housing cost is often the main lever when comparing two cities.

Oslo pays about 29 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $130 in Oslo for a mid-range dinner for two. Groceries echo the gap at $288 vs $530 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Oslo

🕒 Local time

08:00 8:00 AM

01:00 1:00 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,098,061 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Oslo 11,630 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Oslo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Oslo: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 62% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,133 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $3,538 in Oslo – Ubud, Bali is about 62% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 91% less than in Oslo. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Oslo are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 62% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.