Cost of Living Comparison Between Oslo and Horten Cost of Living Comparison Between Oslo and Horten

Monthly Cost of Living

A single person spends $3,182 per month in Oslo vs $2,271 in Horten, rent included.

A couple spends around $4,651 per month in Oslo vs $3,451 in Horten, rent included.

A family of three spends $6,119 per month in Oslo vs $4,631 in Horten, rent included.

Oslo costs about 40% more than Horten, driven mainly by Groceries & Markets.

Both Oslo and Horten sit above the global median – Oslo by 138%, Horten by 70%.

Meal at Budget Restaurant

$24.80 NOK 231

$28.64 NOK 267

-13.41%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,146

$101 NOK 945

21.32%

Fast Food Meal (McDonalds, etc)

$15.20 NOK 142

$13.56 NOK 126

12.09%

Cappuccino

$5.03 NOK 46.85

$5.06 NOK 47.12

-0.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.15 NOK 38.66

$2.53 NOK 23.62

64.03%

Water (0.33 liter bottle)

$3.23 NOK 30.13

$2.12 NOK 19.77

52.36%

Local Beer (0.5 liter draught)

$12.01 NOK 112

$9.18 NOK 85.6

30.83%

Imported Beer (0.33 liter bottle)

$11.31 NOK 105

$9.85 NOK 91.8

14.82%

Milk (1 liter)

$2.31 NOK 21.48

$2.14 NOK 19.95

7.94%

White Bread (500g)

$4.14 NOK 38.59

$3.38 NOK 31.52

22.49%

Rice (white) (1kg)

$3.60 NOK 33.53

$3.20 NOK 29.78

12.50%

Eggs

$5.10 NOK 47.54

$4.18 NOK 38.94

22.01%

Local Cheese (1kg)

$13.21 NOK 123

$9.52 NOK 88.7

38.76%

Chicken Fillets (1kg)

$16.45 NOK 153

$13.25 NOK 124

24.15%

Beef Round Steak (1kg)

$31.37 NOK 292

$23.68 NOK 221

32.47%

Apples (1kg)

$3.48 NOK 32.40

$3.62 NOK 33.70

-3.87%

Banana (1kg)

$2.52 NOK 23.49

$2.23 NOK 20.83

13.00%

Oranges (1kg)

$3.29 NOK 30.66

$3.25 NOK 30.27

1.23%

Tomato (1kg)

$5.11 NOK 47.67

$3.84 NOK 35.79

33.07%

Potato (1kg)

$2.43 NOK 22.65

$2.01 NOK 18.73

20.90%

Onion (1kg)

$2.65 NOK 24.73

$2.15 NOK 20.07

23.26%

Lettuce (1 head)

$2.88 NOK 26.81

$2.81 NOK 26.20

2.49%

Water (1.5 liter bottle)

$2.43 NOK 22.66

$1.82 NOK 16.93

33.52%

Cigarettes 20 Pack (Marlboro, Camel)

$17.47 NOK 163

$14.10 NOK 131

23.90%

Wine (Bottle)

$19.32 NOK 180

$18.65 NOK 174

3.59%

Local Beer (0.5 liter bottle)

$3.41 NOK 31.81

$3.27 NOK 30.48

4.28%

Imported Beer (0.33 liter bottle)

$4.39 NOK 40.94

$4.08 NOK 38.06

7.60%

One-way Ticket (Public Transport)

$4.20 NOK 39.13

$5.04 NOK 46.93

-16.67%

Public Transport Monthly Pass (Regular Price)

$78.8 NOK 735

$75.6 NOK 704

4.29%

Taxi Start (Normal Tariff)

$10.18 NOK 94.9

$10.32 NOK 96.2

-1.36%

Taxi (Normal Tariff) (1km)

$1.40 NOK 13.06

$1.08 NOK 10.08

29.63%

Taxi 1hour Waiting (Normal Tariff)

$42.71 NOK 398

$99.3 NOK 926

-57.00%

Gasoline (1 liter)

$2.22 NOK 20.65

$2.08 NOK 19.40

6.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K NOK 340.9K

$35.3K NOK 329.4K

3.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K NOK 391.0K

$38.1K NOK 355.5K

10.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 NOK 2,848

$216 NOK 2,017

41.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.90 NOK 288

$42.91 NOK 400

-27.99%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 520

$30.17 NOK 281

84.99%

Gym Membership (Monthly)

$56.2 NOK 524

$49.02 NOK 457

14.61%

Tennis Court (1 Hour on Weekend)

$29.12 NOK 271

$34.95 NOK 326

-16.68%

Cinema Ticket

$17.89 NOK 167

$14.70 NOK 137

21.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 NOK 2,475

$309 NOK 2,878

-14.01%

International Primary School, 1 Child (Yearly)

$14.5K NOK 135.4K

$9,993 NOK 93.1K

45.44%

Jeans (Levis 501 Or Similar)

$105 NOK 980

$114 NOK 1,064

-7.88%

Summer Dress (H&M, Zara, etc)

$65.7 NOK 612

$40.42 NOK 377

62.44%

Sport Shoes (Adidas, Nike)

$123 NOK 1,150

$56.8 NOK 529

117.44%

Men's Leather Business Shoes

$162 NOK 1,514

$181 NOK 1,685

-10.16%

1-bedroom Apartment, City Center (Monthly)

$1,738 NOK 16.2K

$1,045 NOK 9,737

66.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,421 NOK 13.2K

$802 NOK 7,477

77.12%

3-bedroom Apartment, City Center (Monthly)

$2,699 NOK 25.2K

$1,715 NOK 16.0K

57.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,182 NOK 20.3K

$1,217 NOK 11.3K

79.38%

Buy Apartment in City Center (m2)

$11.4K NOK 106.3K

$6,086 NOK 56.7K

87.36%

Buy Apartment Outside City Center (m2)

$7,770 NOK 72.4K

$4,662 NOK 43.5K

66.66%

Average Monthly Net Salary (After Tax)

$4,467 NOK 41.6K

$3,505 NOK 32.7K

27.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

69.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: April 28, 2026

Last update for Horten: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,738 in Oslo versus $1,045 in Horten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $123 in Oslo versus $101 in Horten. Monthly groceries follow the same trend: $504 vs $420 – making Horten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Horten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,182 in Oslo, $2,271 in Horten – roughly 40% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,773 per month in Oslo and $3,407 in Horten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,182 in Oslo and $2,271 in Horten. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 4% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,271, than in Oslo at $3,182. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,271 in Horten to $3,182 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.