Last update: Oct 2026

Cost of Living Comparison Between Oslo and Horten

For one person, living is cheaper in Horten: $2,702 a month against $3,538 in Oslo, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Oslo
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Oslo Living Index
130

Cost of Living Index in Horten
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Horten Living Index

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Oslo

🇳🇴 Norway

$3,538

/mo nomad

Horten

🇳🇴 Norway

$2,702

/mo nomad

Monthly Cost of Living

How much you'll spend in Oslo and in Horten

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oslo and in Horten actually costs, broken down by who's living it.

A single person spends $3,538 per month in Oslo vs $2,702 in Horten, rent included.

Oslo $3,538
Horten $2,702

A couple spends around $5,096 per month in Oslo vs $3,828 in Horten, rent included.

Oslo $5,096
Horten $3,828

A family of three spends $6,653 per month in Oslo vs $4,954 in Horten, rent included.

Oslo $6,653
Horten $4,954

Oslo costs about 31% more than Horten, and outside of rent the biggest gap is in groceries.

Both Oslo and Horten sit above the global median – Oslo by 160%, Horten by 99%.

Meal at Budget Restaurant

$21.75 NOK 202

$21.23 NOK 197

2.45%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,203

$127 NOK 1,174

2.45%

Fast Food Meal (McDonalds, etc)

$16.04 NOK 149

$16.02 NOK 149

0.12%

Cappuccino

$5.84 NOK 54.2

$6.12 NOK 56.7

-4.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.38 NOK 40.57

$3.00 NOK 27.82

46.00%

Water (0.33 liter bottle)

$3.35 NOK 31.03

$3.19 NOK 29.56

5.02%

Local Beer (0.5 liter draught)

$11.65 NOK 108

$11.94 NOK 111

-2.43%

Imported Beer (0.33 liter bottle)

$12.81 NOK 119

$12.77 NOK 118

0.31%

Milk (1 liter)

$2.61 NOK 24.21

$2.39 NOK 22.13

9.21%

White Bread (500g)

$4.38 NOK 40.63

$3.65 NOK 33.82

20.00%

Rice (white) (1kg)

$4.70 NOK 43.57

$4.14 NOK 38.36

13.53%

Eggs

$6.25 NOK 57.9

$5.30 NOK 49.10

17.92%

Local Cheese (1kg)

$15.48 NOK 144

$7.97 NOK 73.9

94.23%

Chicken Fillets (1kg)

$15.84 NOK 147

$15.72 NOK 146

0.76%

Beef Round Steak (1kg)

$32.30 NOK 299

$12.10 NOK 112

166.94%

Apples (1kg)

$3.36 NOK 31.10

$3.33 NOK 30.90

0.90%

Banana (1kg)

$2.72 NOK 25.25

$2.70 NOK 25.03

0.74%

Oranges (1kg)

$3.65 NOK 33.84

$3.52 NOK 32.66

3.69%

Tomato (1kg)

$5.96 NOK 55.3

$5.87 NOK 54.4

1.53%

Potato (1kg)

$2.69 NOK 24.97

$2.80 NOK 25.99

-3.93%

Onion (1kg)

$2.85 NOK 26.41

$2.90 NOK 26.88

-1.72%

Lettuce (1 head)

$3.26 NOK 30.23

$2.20 NOK 20.37

48.18%

Water (1.5 liter bottle)

$2.50 NOK 23.16

$2.43 NOK 22.48

2.88%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 NOK 178

$19.01 NOK 176

1.05%

Wine (Bottle)

$16.64 NOK 154

$16.87 NOK 156

-1.36%

Local Beer (0.5 liter bottle)

$3.60 NOK 33.37

$3.51 NOK 32.53

2.56%

Imported Beer (0.33 liter bottle)

$4.23 NOK 39.16

$4.27 NOK 39.60

-0.94%

One-way Ticket (Public Transport)

$5.02 NOK 46.54

$4.94 NOK 45.82

1.62%

Public Transport Monthly Pass (Regular Price)

$83.5 NOK 773

$89.6 NOK 831

-6.91%

Taxi Start (Normal Tariff)

$12.39 NOK 115

$12.29 NOK 114

0.81%

Taxi (Normal Tariff) (1km)

$1.84 NOK 17.08

$1.91 NOK 17.69

-3.66%

Taxi 1hour Waiting (Normal Tariff)

$70.8 NOK 656

$70.1 NOK 649

1.08%

Gasoline (1 liter)

$2.48 NOK 22.99

$2.45 NOK 22.71

1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 462.5K

$48.4K NOK 448.8K

3.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K NOK 414.2K

$45.2K NOK 419.3K

-1.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$433 NOK 4,018

$430 NOK 3,984

0.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.50 NOK 320

$34.72 NOK 322

-0.63%

Internet (50+ Mbps, Unlimited Data)

$55.7 NOK 516

$53.8 NOK 499

3.48%

Gym Membership (Monthly)

$58.1 NOK 538

Tennis Court (1 Hour on Weekend)

$29.79 NOK 276

Cinema Ticket

$20.78 NOK 193

$20.50 NOK 190

1.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NOK 2,220

$130 NOK 1,205

84.23%

International Primary School, 1 Child (Yearly)

$16.2K NOK 149.8K

$15.8K NOK 146.4K

2.35%

Jeans (Levis 501 Or Similar)

$104 NOK 967

$105 NOK 973

-0.62%

Summer Dress (H&M, Zara, etc)

$61.8 NOK 572

$42.84 NOK 397

44.14%

Sport Shoes (Adidas, Nike)

$135 NOK 1,250

$58.3 NOK 540

131.57%

Men's Leather Business Shoes

$160 NOK 1,484

$158 NOK 1,469

0.99%

1-bedroom Apartment, City Center (Monthly)

$2,133 NOK 19.8K

$1,133 NOK 10.5K

88.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,645 NOK 15.2K

$1,021 NOK 9,466

61.06%

3-bedroom Apartment, City Center (Monthly)

$3,270 NOK 30.3K

$1,810 NOK 16.8K

80.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 NOK 22.9K

$1,292 NOK 12.0K

90.87%

Buy Apartment in City Center (m2)

$12.4K NOK 114.6K

Buy Apartment Outside City Center (m2)

$7,462 NOK 69.2K

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: October 25, 2026

Last update for Horten: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oslo

$1.6K 46.5%

Horten

$1K 37.8% 37.9% $624

Groceries & Markets

Oslo

$530 15%

Horten

$425 15.7% 19.8% $105

Monthly Utilities & Internet

Oslo

$524 14.8%

Horten

$518 19.2% 1% $5.3

Eating Out

Oslo

$407 11.5%

Horten

$401 14.9% 1.4% $5.8

Clothing & Footwear

Oslo

$207 5.9%

Horten

$164 6.1% 20.9% $43

Getting Around

Oslo

$125 3.5%

Horten

$131 4.9% 4.9% $6.1

Sport & Entertainment

Oslo

$100 2.8%

Horten

$41 * 1.5% 58.9% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,133 in Oslo versus $1,133 in Horten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $130 in Oslo versus $127 in Horten. Monthly groceries follow the same trend: $530 vs $425 – making Horten the more affordable choice for daily food spending.

Good to know

🇳🇴 Oslo

🇳🇴 Horten

🕒 Local time

14:36 2:36 PM

Same time as Oslo

🌤 Weather

👥 Population

1,098,061 Capital

28,001

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.79 USD

100 NOK = 9.67 EUR

100 NOK = 10.79 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

On the map

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Oslo Horten 58 km

From you

Oslo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Horten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,538 in Oslo, $2,702 in Horten – Horten comes out roughly 24% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,307 per month in Oslo and $4,054 in Horten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments: a one-bedroom in the center costs $1,133 there versus $2,133 in Oslo.

Public transport costs about 7% less in Oslo. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 25% more in Oslo, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,702, than in Oslo at $3,538. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

Families tend to lean toward Horten – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.