Cost of Living Comparison Between Oslo and Horten Cost of Living Comparison Between Oslo and Horten

Monthly Cost of Living

A single person spends $3,103 per month in Oslo vs $2,282 in Horten, rent included.

A couple spends around $4,561 per month in Oslo vs $3,473 in Horten, rent included.

A family of three spends $6,018 per month in Oslo vs $4,664 in Horten, rent included.

Oslo costs about 36% more than Horten, driven mainly by Groceries & Markets.

Both Oslo and Horten sit above the global median – Oslo by 133%, Horten by 71%.

Meal at Budget Restaurant

$24.82 NOK 242

$28.28 NOK 275

-12.23%

Three-Course Dinner for Two, Mid-Range

$122 NOK 1,190

$99.8 NOK 972

22.48%

Fast Food Meal (McDonalds, etc)

$15.08 NOK 147

$13.51 NOK 132

11.62%

Cappuccino

$4.82 NOK 46.92

$4.81 NOK 46.83

0.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.23 NOK 41.17

$2.54 NOK 24.77

66.54%

Water (0.33 liter bottle)

$3.35 NOK 32.67

$2.24 NOK 21.82

49.55%

Local Beer (0.5 liter draught)

$12.18 NOK 119

$9.22 NOK 89.8

32.10%

Imported Beer (0.33 liter bottle)

$11.33 NOK 110

$9.49 NOK 92.4

19.39%

Milk (1 liter)

$2.29 NOK 22.29

$2.16 NOK 21.03

6.02%

White Bread (500g)

$4.00 NOK 38.96

$3.27 NOK 31.90

22.32%

Rice (white) (1kg)

$3.53 NOK 34.38

$3.17 NOK 30.88

11.36%

Eggs

$4.96 NOK 48.29

$4.23 NOK 41.21

17.26%

Local Cheese (1kg)

$13.32 NOK 130

$9.56 NOK 93.2

39.33%

Chicken Fillets (1kg)

$16.29 NOK 159

$13.45 NOK 131

21.12%

Beef Round Steak (1kg)

$31.77 NOK 309

$23.49 NOK 229

35.25%

Apples (1kg)

$3.56 NOK 34.68

$3.64 NOK 35.50

-2.20%

Banana (1kg)

$2.59 NOK 25.27

$2.24 NOK 21.82

15.62%

Oranges (1kg)

$3.41 NOK 33.26

$3.27 NOK 31.86

4.28%

Tomato (1kg)

$4.97 NOK 48.42

$3.89 NOK 37.87

27.76%

Potato (1kg)

$2.56 NOK 24.93

$1.96 NOK 19.09

30.61%

Onion (1kg)

$2.57 NOK 25.04

$2.20 NOK 21.47

16.82%

Lettuce (1 head)

$2.74 NOK 26.73

$2.76 NOK 26.93

-0.72%

Water (1.5 liter bottle)

$2.41 NOK 23.43

$1.86 NOK 18.08

29.57%

Cigarettes 20 Pack (Marlboro, Camel)

$17.06 NOK 166

$14.37 NOK 140

18.72%

Wine (Bottle)

$18.85 NOK 184

$18.73 NOK 182

0.64%

Local Beer (0.5 liter bottle)

$3.34 NOK 32.52

$3.30 NOK 32.11

1.21%

Imported Beer (0.33 liter bottle)

$4.18 NOK 40.73

$4.01 NOK 39.03

4.24%

One-way Ticket (Public Transport)

$4.34 NOK 42.29

$5.20 NOK 50.7

-16.54%

Public Transport Monthly Pass (Regular Price)

$79.0 NOK 770

$77.0 NOK 750

2.62%

Taxi Start (Normal Tariff)

$10.02 NOK 97.6

$10.20 NOK 99.3

-1.76%

Taxi (Normal Tariff) (1km)

$1.45 NOK 14.12

$1.04 NOK 10.18

39.42%

Taxi 1hour Waiting (Normal Tariff)

$43.09 NOK 420

$103 NOK 999

-58.00%

Gasoline (1 liter)

$2.27 NOK 22.14

$2.19 NOK 21.29

3.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K NOK 357.0K

$34.8K NOK 338.6K

5.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.9K NOK 408.0K

$37.8K NOK 368.2K

10.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 NOK 2,875

$220 NOK 2,145

34.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.21 NOK 304

$43.09 NOK 420

-27.57%

Internet (50+ Mbps, Unlimited Data)

$57.1 NOK 556

$30.24 NOK 295

88.86%

Gym Membership (Monthly)

$57.8 NOK 563

$49.40 NOK 481

17.00%

Tennis Court (1 Hour on Weekend)

$28.69 NOK 279

$36.06 NOK 351

-20.44%

Cinema Ticket

$18.58 NOK 181

$14.80 NOK 144

25.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$268 NOK 2,613

$310 NOK 3,018

-13.44%

International Primary School, 1 Child (Yearly)

$14.7K NOK 142.8K

$10.0K NOK 97.7K

46.25%

Jeans (Levis 501 Or Similar)

$104 NOK 1,014

$118 NOK 1,146

-11.52%

Summer Dress (H&M, Zara, etc)

$66.6 NOK 648

$41.20 NOK 401

61.53%

Sport Shoes (Adidas, Nike)

$124 NOK 1,204

$55.2 NOK 537

124.02%

Men's Leather Business Shoes

$166 NOK 1,616

$178 NOK 1,736

-6.87%

1-bedroom Apartment, City Center (Monthly)

$1,677 NOK 16.3K

$1,052 NOK 10.2K

59.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,453 NOK 14.2K

$801 NOK 7,801

81.47%

3-bedroom Apartment, City Center (Monthly)

$2,683 NOK 26.1K

$1,752 NOK 17.1K

53.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,111 NOK 20.6K

$1,217 NOK 11.8K

73.56%

Buy Apartment in City Center (m2)

$11.5K NOK 111.8K

$5,927 NOK 57.7K

93.70%

Buy Apartment Outside City Center (m2)

$7,031 NOK 68.5K

$4,270 NOK 41.6K

64.67%

Average Monthly Net Salary (After Tax)

$4,263 NOK 41.5K

$3,383 NOK 33.0K

26.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

69.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: June 13, 2026

Last update for Horten: June 14, 2026

Cost Breakdown

A central one-bedroom costs $1,677 in Oslo versus $1,052 in Horten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in Oslo versus $100 in Horten. Monthly groceries follow the same trend: $501 vs $420 – making Horten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Horten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,103 in Oslo, $2,282 in Horten – roughly 36% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,655 per month in Oslo and $3,424 in Horten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,103 in Oslo and $2,282 in Horten. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 3% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,282, than in Oslo at $3,103. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,282 in Horten to $3,103 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.