Cost of Living Comparison Between Oslo and Horten Cost of Living Comparison Between Oslo and Horten

Monthly Cost of Living

A single person spends $3,188 per month in Oslo vs $2,266 in Horten, rent included.

A couple spends around $4,644 per month in Oslo vs $3,483 in Horten, rent included.

A family of three spends $6,099 per month in Oslo vs $4,700 in Horten, rent included.

Oslo costs about 41% more than Horten, driven mainly by Groceries & Markets.

Both Oslo and Horten sit above the global median – Oslo by 140%, Horten by 70%.

Meal at Budget Restaurant

$25.21 NOK 240

$28.38 NOK 271

-11.17%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,176

$103 NOK 979

20.17%

Fast Food Meal (McDonalds, etc)

$15.39 NOK 147

$13.48 NOK 129

14.17%

Cappuccino

$4.86 NOK 46.39

$4.86 NOK 46.38

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.22 NOK 40.28

$2.45 NOK 23.39

72.24%

Water (0.33 liter bottle)

$3.32 NOK 31.65

$2.23 NOK 21.23

48.88%

Local Beer (0.5 liter draught)

$12.23 NOK 117

$8.87 NOK 84.6

37.88%

Imported Beer (0.33 liter bottle)

$11.04 NOK 105

$9.88 NOK 94.3

11.74%

Milk (1 liter)

$2.33 NOK 22.18

$2.17 NOK 20.68

7.37%

White Bread (500g)

$4.18 NOK 39.91

$3.45 NOK 32.94

21.16%

Rice (white) (1kg)

$3.56 NOK 33.94

$3.19 NOK 30.45

11.60%

Eggs

$4.93 NOK 47.01

$4.22 NOK 40.25

16.82%

Local Cheese (1kg)

$13.33 NOK 127

$9.94 NOK 94.8

34.10%

Chicken Fillets (1kg)

$16.54 NOK 158

$13.44 NOK 128

23.07%

Beef Round Steak (1kg)

$31.01 NOK 296

$23.62 NOK 225

31.29%

Apples (1kg)

$3.57 NOK 34.02

$3.62 NOK 34.53

-1.38%

Banana (1kg)

$2.52 NOK 24.02

$2.34 NOK 22.31

7.69%

Oranges (1kg)

$3.29 NOK 31.40

$3.29 NOK 31.42

Tomato (1kg)

$4.97 NOK 47.42

$4.07 NOK 38.79

22.11%

Potato (1kg)

$2.44 NOK 23.31

$1.96 NOK 18.73

24.49%

Onion (1kg)

$2.65 NOK 25.28

$2.14 NOK 20.45

23.83%

Lettuce (1 head)

$2.78 NOK 26.52

$2.85 NOK 27.23

-2.46%

Water (1.5 liter bottle)

$2.32 NOK 22.13

$1.84 NOK 17.55

26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$17.05 NOK 163

$14.35 NOK 137

18.82%

Wine (Bottle)

$18.64 NOK 178

$18.26 NOK 174

2.08%

Local Beer (0.5 liter bottle)

$3.45 NOK 32.90

$3.23 NOK 30.78

6.81%

Imported Beer (0.33 liter bottle)

$4.33 NOK 41.34

$4.02 NOK 38.37

7.71%

One-way Ticket (Public Transport)

$4.13 NOK 39.42

$5.05 NOK 48.12

-18.22%

Public Transport Monthly Pass (Regular Price)

$79.1 NOK 754

$77.4 NOK 738

2.17%

Taxi Start (Normal Tariff)

$10.04 NOK 95.8

$9.96 NOK 95.0

0.80%

Taxi (Normal Tariff) (1km)

$1.44 NOK 13.72

$1.10 NOK 10.47

30.91%

Taxi 1hour Waiting (Normal Tariff)

$42.41 NOK 404

$102 NOK 971

-58.33%

Gasoline (1 liter)

$2.18 NOK 20.76

$2.09 NOK 19.98

4.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K NOK 342.6K

$35.8K NOK 341.6K

0.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.5K NOK 404.9K

$38.7K NOK 368.8K

9.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 NOK 2,813

$217 NOK 2,070

35.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.62 NOK 292

$43.09 NOK 411

-28.94%

Internet (50+ Mbps, Unlimited Data)

$55.2 NOK 527

$30.39 NOK 290

81.74%

Gym Membership (Monthly)

$55.7 NOK 531

$48.98 NOK 467

13.74%

Tennis Court (1 Hour on Weekend)

$28.35 NOK 270

$35.29 NOK 337

-19.67%

Cinema Ticket

$18.46 NOK 176

$15.07 NOK 144

22.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$265 NOK 2,524

$305 NOK 2,909

-13.23%

International Primary School, 1 Child (Yearly)

$14.8K NOK 141.4K

$10.0K NOK 95.7K

47.72%

Jeans (Levis 501 Or Similar)

$103 NOK 984

$117 NOK 1,115

-11.79%

Summer Dress (H&M, Zara, etc)

$64.9 NOK 619

$40.93 NOK 390

58.61%

Sport Shoes (Adidas, Nike)

$121 NOK 1,154

$55.3 NOK 528

118.66%

Men's Leather Business Shoes

$164 NOK 1,567

$182 NOK 1,733

-9.58%

1-bedroom Apartment, City Center (Monthly)

$1,676 NOK 16.0K

$1,074 NOK 10.2K

56.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,415 NOK 13.5K

$804 NOK 7,667

75.96%

3-bedroom Apartment, City Center (Monthly)

$2,748 NOK 26.2K

$1,705 NOK 16.3K

61.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,158 NOK 20.6K

$1,235 NOK 11.8K

74.77%

Buy Apartment in City Center (m2)

$11.6K NOK 111.0K

$5,290 NOK 50.5K

120.02%

Buy Apartment Outside City Center (m2)

$7,087 NOK 67.6K

$3,826 NOK 36.5K

85.22%

Average Monthly Net Salary (After Tax)

$4,263 NOK 40.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

69.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: July 26, 2026

Last update for Horten: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,676 in Oslo versus $1,074 in Horten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $123 in Oslo versus $103 in Horten. Monthly groceries follow the same trend: $501 vs $424 – making Horten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Horten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,188 in Oslo, $2,266 in Horten – roughly 41% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,782 per month in Oslo and $3,399 in Horten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,188 in Oslo and $2,266 in Horten. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 2% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,266, than in Oslo at $3,188. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,266 in Horten to $3,188 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.