Last update: Oct 2026

Cost of Living Comparison Between Horten and Oslo

For one person, living is cheaper in Horten: $2,702 a month against $3,538 in Oslo, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Horten
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Horten Living Index
170

Cost of Living Index in Oslo
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Oslo Living Index

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Horten

🇳🇴 Norway

$2,702

/mo nomad

Oslo

🇳🇴 Norway

$3,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Horten and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Horten and in Oslo actually costs, broken down by who's living it.

A single person spends $2,702 per month in Horten vs $3,538 in Oslo, rent included.

Horten $2,702
Oslo $3,538

A couple spends around $3,828 per month in Horten vs $5,096 in Oslo, rent included.

Horten $3,828
Oslo $5,096

A family of three spends $4,954 per month in Horten vs $6,653 in Oslo, rent included.

Horten $4,954
Oslo $6,653

Horten is about 24% cheaper than Oslo, and outside of rent the biggest gap is in groceries.

Both Horten and Oslo sit above the global median – Horten by 99%, Oslo by 160%.

Meal at Budget Restaurant

$21.23 NOK 197

$21.75 NOK 202

-2.39%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,174

$130 NOK 1,203

-2.40%

Fast Food Meal (McDonalds, etc)

$16.02 NOK 149

$16.04 NOK 149

-0.12%

Cappuccino

$6.12 NOK 56.7

$5.84 NOK 54.2

4.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 NOK 27.82

$4.38 NOK 40.57

-31.51%

Water (0.33 liter bottle)

$3.19 NOK 29.56

$3.35 NOK 31.03

-4.78%

Local Beer (0.5 liter draught)

$11.94 NOK 111

$11.65 NOK 108

2.49%

Imported Beer (0.33 liter bottle)

$12.77 NOK 118

$12.81 NOK 119

-0.31%

Milk (1 liter)

$2.39 NOK 22.13

$2.61 NOK 24.21

-8.43%

White Bread (500g)

$3.65 NOK 33.82

$4.38 NOK 40.63

-16.67%

Rice (white) (1kg)

$4.14 NOK 38.36

$4.70 NOK 43.57

-11.91%

Eggs

$5.30 NOK 49.10

$6.25 NOK 57.9

-15.20%

Local Cheese (1kg)

$7.97 NOK 73.9

$15.48 NOK 144

-48.51%

Chicken Fillets (1kg)

$15.72 NOK 146

$15.84 NOK 147

-0.76%

Beef Round Steak (1kg)

$12.10 NOK 112

$32.30 NOK 299

-62.54%

Apples (1kg)

$3.33 NOK 30.90

$3.36 NOK 31.10

-0.89%

Banana (1kg)

$2.70 NOK 25.03

$2.72 NOK 25.25

-0.74%

Oranges (1kg)

$3.52 NOK 32.66

$3.65 NOK 33.84

-3.56%

Tomato (1kg)

$5.87 NOK 54.4

$5.96 NOK 55.3

-1.51%

Potato (1kg)

$2.80 NOK 25.99

$2.69 NOK 24.97

4.09%

Onion (1kg)

$2.90 NOK 26.88

$2.85 NOK 26.41

1.75%

Lettuce (1 head)

$2.20 NOK 20.37

$3.26 NOK 30.23

-32.52%

Water (1.5 liter bottle)

$2.43 NOK 22.48

$2.50 NOK 23.16

-2.80%

Cigarettes 20 Pack (Marlboro, Camel)

$19.01 NOK 176

$19.21 NOK 178

-1.04%

Wine (Bottle)

$16.87 NOK 156

$16.64 NOK 154

1.38%

Local Beer (0.5 liter bottle)

$3.51 NOK 32.53

$3.60 NOK 33.37

-2.50%

Imported Beer (0.33 liter bottle)

$4.27 NOK 39.60

$4.23 NOK 39.16

0.95%

One-way Ticket (Public Transport)

$4.94 NOK 45.82

$5.02 NOK 46.54

-1.59%

Public Transport Monthly Pass (Regular Price)

$89.6 NOK 831

$83.5 NOK 773

7.42%

Taxi Start (Normal Tariff)

$12.29 NOK 114

$12.39 NOK 115

-0.81%

Taxi (Normal Tariff) (1km)

$1.91 NOK 17.69

$1.84 NOK 17.08

3.80%

Taxi 1hour Waiting (Normal Tariff)

$70.1 NOK 649

$70.8 NOK 656

-1.07%

Gasoline (1 liter)

$2.45 NOK 22.71

$2.48 NOK 22.99

-1.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.4K NOK 448.8K

$49.9K NOK 462.5K

-2.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.2K NOK 419.3K

$44.7K NOK 414.2K

1.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$430 NOK 3,984

$433 NOK 4,018

-0.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.72 NOK 322

$34.50 NOK 320

0.64%

Internet (50+ Mbps, Unlimited Data)

$53.8 NOK 499

$55.7 NOK 516

-3.36%

Gym Membership (Monthly)

$58.1 NOK 538

Tennis Court (1 Hour on Weekend)

$29.79 NOK 276

Cinema Ticket

$20.50 NOK 190

$20.78 NOK 193

-1.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 NOK 1,205

$240 NOK 2,220

-45.72%

International Primary School, 1 Child (Yearly)

$15.8K NOK 146.4K

$16.2K NOK 149.8K

-2.29%

Jeans (Levis 501 Or Similar)

$105 NOK 973

$104 NOK 967

0.62%

Summer Dress (H&M, Zara, etc)

$42.84 NOK 397

$61.8 NOK 572

-30.62%

Sport Shoes (Adidas, Nike)

$58.3 NOK 540

$135 NOK 1,250

-56.82%

Men's Leather Business Shoes

$158 NOK 1,469

$160 NOK 1,484

-0.98%

1-bedroom Apartment, City Center (Monthly)

$1,133 NOK 10.5K

$2,133 NOK 19.8K

-46.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,021 NOK 9,466

$1,645 NOK 15.2K

-37.91%

3-bedroom Apartment, City Center (Monthly)

$1,810 NOK 16.8K

$3,270 NOK 30.3K

-44.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,292 NOK 12.0K

$2,466 NOK 22.9K

-47.61%

Buy Apartment in City Center (m2)

$12.4K NOK 114.6K

Buy Apartment Outside City Center (m2)

$7,462 NOK 69.2K

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: October 25, 2026

Last update for Oslo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Horten

$1K 37.8%

Oslo

$1.6K 46.5% 61.1% $624

Monthly Utilities & Internet

Horten

$518 19.2%

Oslo

$524 14.8% 1% $5.3

Groceries & Markets

Horten

$425 15.7%

Oslo

$530 15% 24.7% $105

Eating Out

Horten

$401 14.9%

Oslo

$407 11.5% 1.4% $5.8

Clothing & Footwear

Horten

$164 6.1%

Oslo

$207 5.9% 26.5% $43

Getting Around

Horten

$131 4.9%

Oslo

$125 3.5% 4.7% $6.1

Sport & Entertainment

Horten

$41 * 1.5%

Oslo

$100 2.8% 143% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,133 in Horten versus $2,133 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $127 in Horten versus $130 in Oslo. Monthly groceries follow the same trend: $425 vs $530 – making Horten the more affordable choice for daily food spending.

Good to know

🇳🇴 Horten

🇳🇴 Oslo

🕒 Local time

16:26 4:26 PM

Same time as Horten

🌤 Weather

👥 Population

28,001

1,098,061 Capital

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.79 USD

100 NOK = 9.67 EUR

100 NOK = 10.79 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

On the map

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Between locations

Horten Oslo 58 km

From you

Horten
Oslo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Oslo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,702 in Horten, $3,538 in Oslo – Horten comes out roughly 24% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,054 per month in Horten and $5,307 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments: a one-bedroom in the center costs $1,133 there versus $2,133 in Oslo.

Public transport costs about 7% less in Oslo. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 25% more in Oslo, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,702, than in Oslo at $3,538. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

Families tend to lean toward Horten – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.