Cost of Living Comparison Between Horten and Oslo Cost of Living Comparison Between Horten and Oslo

Monthly Cost of Living

A single person spends $2,282 per month in Horten vs $3,103 in Oslo, rent included.

A couple spends around $3,473 per month in Horten vs $4,561 in Oslo, rent included.

A family of three spends $4,664 per month in Horten vs $6,018 in Oslo, rent included.

Horten is about 26% cheaper than Oslo, driven mainly by Groceries & Markets.

Both Horten and Oslo sit above the global median – Horten by 71%, Oslo by 133%.

Meal at Budget Restaurant

$28.28 NOK 275

$24.82 NOK 242

13.94%

Three-Course Dinner for Two, Mid-Range

$99.8 NOK 972

$122 NOK 1,190

-18.36%

Fast Food Meal (McDonalds, etc)

$13.51 NOK 132

$15.08 NOK 147

-10.41%

Cappuccino

$4.81 NOK 46.83

$4.82 NOK 46.92

-0.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 NOK 24.77

$4.23 NOK 41.17

-39.95%

Water (0.33 liter bottle)

$2.24 NOK 21.82

$3.35 NOK 32.67

-33.13%

Local Beer (0.5 liter draught)

$9.22 NOK 89.8

$12.18 NOK 119

-24.30%

Imported Beer (0.33 liter bottle)

$9.49 NOK 92.4

$11.33 NOK 110

-16.24%

Milk (1 liter)

$2.16 NOK 21.03

$2.29 NOK 22.29

-5.68%

White Bread (500g)

$3.27 NOK 31.90

$4.00 NOK 38.96

-18.25%

Rice (white) (1kg)

$3.17 NOK 30.88

$3.53 NOK 34.38

-10.20%

Eggs

$4.23 NOK 41.21

$4.96 NOK 48.29

-14.72%

Local Cheese (1kg)

$9.56 NOK 93.2

$13.32 NOK 130

-28.23%

Chicken Fillets (1kg)

$13.45 NOK 131

$16.29 NOK 159

-17.43%

Beef Round Steak (1kg)

$23.49 NOK 229

$31.77 NOK 309

-26.06%

Apples (1kg)

$3.64 NOK 35.50

$3.56 NOK 34.68

2.25%

Banana (1kg)

$2.24 NOK 21.82

$2.59 NOK 25.27

-13.51%

Oranges (1kg)

$3.27 NOK 31.86

$3.41 NOK 33.26

-4.11%

Tomato (1kg)

$3.89 NOK 37.87

$4.97 NOK 48.42

-21.73%

Potato (1kg)

$1.96 NOK 19.09

$2.56 NOK 24.93

-23.44%

Onion (1kg)

$2.20 NOK 21.47

$2.57 NOK 25.04

-14.40%

Lettuce (1 head)

$2.76 NOK 26.93

$2.74 NOK 26.73

0.73%

Water (1.5 liter bottle)

$1.86 NOK 18.08

$2.41 NOK 23.43

-22.82%

Cigarettes 20 Pack (Marlboro, Camel)

$14.37 NOK 140

$17.06 NOK 166

-15.77%

Wine (Bottle)

$18.73 NOK 182

$18.85 NOK 184

-0.64%

Local Beer (0.5 liter bottle)

$3.30 NOK 32.11

$3.34 NOK 32.52

-1.20%

Imported Beer (0.33 liter bottle)

$4.01 NOK 39.03

$4.18 NOK 40.73

-4.07%

One-way Ticket (Public Transport)

$5.20 NOK 50.7

$4.34 NOK 42.29

19.82%

Public Transport Monthly Pass (Regular Price)

$77.0 NOK 750

$79.0 NOK 770

-2.56%

Taxi Start (Normal Tariff)

$10.20 NOK 99.3

$10.02 NOK 97.6

1.80%

Taxi (Normal Tariff) (1km)

$1.04 NOK 10.18

$1.45 NOK 14.12

-28.28%

Taxi 1hour Waiting (Normal Tariff)

$103 NOK 999

$43.09 NOK 420

138.08%

Gasoline (1 liter)

$2.19 NOK 21.29

$2.27 NOK 22.14

-3.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K NOK 338.6K

$36.7K NOK 357.0K

-5.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K NOK 368.2K

$41.9K NOK 408.0K

-9.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 NOK 2,145

$295 NOK 2,875

-25.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.09 NOK 420

$31.21 NOK 304

38.06%

Internet (50+ Mbps, Unlimited Data)

$30.24 NOK 295

$57.1 NOK 556

-47.05%

Gym Membership (Monthly)

$49.40 NOK 481

$57.8 NOK 563

-14.53%

Tennis Court (1 Hour on Weekend)

$36.06 NOK 351

$28.69 NOK 279

25.69%

Cinema Ticket

$14.80 NOK 144

$18.58 NOK 181

-20.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$310 NOK 3,018

$268 NOK 2,613

15.53%

International Primary School, 1 Child (Yearly)

$10.0K NOK 97.7K

$14.7K NOK 142.8K

-31.62%

Jeans (Levis 501 Or Similar)

$118 NOK 1,146

$104 NOK 1,014

13.02%

Summer Dress (H&M, Zara, etc)

$41.20 NOK 401

$66.6 NOK 648

-38.09%

Sport Shoes (Adidas, Nike)

$55.2 NOK 537

$124 NOK 1,204

-55.36%

Men's Leather Business Shoes

$178 NOK 1,736

$166 NOK 1,616

7.38%

1-bedroom Apartment, City Center (Monthly)

$1,052 NOK 10.2K

$1,677 NOK 16.3K

-37.27%

1-bedroom Apartment, Outside City Center (Monthly)

$801 NOK 7,801

$1,453 NOK 14.2K

-44.89%

3-bedroom Apartment, City Center (Monthly)

$1,752 NOK 17.1K

$2,683 NOK 26.1K

-34.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,217 NOK 11.8K

$2,111 NOK 20.6K

-42.38%

Buy Apartment in City Center (m2)

$5,927 NOK 57.7K

$11.5K NOK 111.8K

-48.37%

Buy Apartment Outside City Center (m2)

$4,270 NOK 41.6K

$7,031 NOK 68.5K

-39.27%

Average Monthly Net Salary (After Tax)

$3,383 NOK 33.0K

$4,263 NOK 41.5K

-20.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

-40.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: June 14, 2026

Last update for Oslo: June 13, 2026

Cost Breakdown

A central one-bedroom costs $1,052 in Horten versus $1,677 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Horten versus $122 in Oslo. Monthly groceries follow the same trend: $420 vs $501 – making Horten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Oslo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,282 in Horten, $3,103 in Oslo – roughly 36% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,424 per month in Horten and $4,655 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,282 in Horten and $3,103 in Oslo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 3% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,282, than in Oslo at $3,103. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,282 in Horten to $3,103 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.