Cost of Living Comparison Between Horten and Oslo Cost of Living Comparison Between Horten and Oslo

Monthly Cost of Living

A single person spends $2,266 per month in Horten vs $3,188 in Oslo, rent included.

A couple spends around $3,483 per month in Horten vs $4,644 in Oslo, rent included.

A family of three spends $4,700 per month in Horten vs $6,099 in Oslo, rent included.

Horten is about 29% cheaper than Oslo, driven mainly by Groceries & Markets.

Both Horten and Oslo sit above the global median – Horten by 70%, Oslo by 140%.

Meal at Budget Restaurant

$28.38 NOK 271

$25.21 NOK 240

12.57%

Three-Course Dinner for Two, Mid-Range

$103 NOK 979

$123 NOK 1,176

-16.78%

Fast Food Meal (McDonalds, etc)

$13.48 NOK 129

$15.39 NOK 147

-12.41%

Cappuccino

$4.86 NOK 46.38

$4.86 NOK 46.39

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 NOK 23.39

$4.22 NOK 40.28

-41.94%

Water (0.33 liter bottle)

$2.23 NOK 21.23

$3.32 NOK 31.65

-32.83%

Local Beer (0.5 liter draught)

$8.87 NOK 84.6

$12.23 NOK 117

-27.47%

Imported Beer (0.33 liter bottle)

$9.88 NOK 94.3

$11.04 NOK 105

-10.51%

Milk (1 liter)

$2.17 NOK 20.68

$2.33 NOK 22.18

-6.87%

White Bread (500g)

$3.45 NOK 32.94

$4.18 NOK 39.91

-17.46%

Rice (white) (1kg)

$3.19 NOK 30.45

$3.56 NOK 33.94

-10.39%

Eggs

$4.22 NOK 40.25

$4.93 NOK 47.01

-14.40%

Local Cheese (1kg)

$9.94 NOK 94.8

$13.33 NOK 127

-25.43%

Chicken Fillets (1kg)

$13.44 NOK 128

$16.54 NOK 158

-18.74%

Beef Round Steak (1kg)

$23.62 NOK 225

$31.01 NOK 296

-23.83%

Apples (1kg)

$3.62 NOK 34.53

$3.57 NOK 34.02

1.40%

Banana (1kg)

$2.34 NOK 22.31

$2.52 NOK 24.02

-7.14%

Oranges (1kg)

$3.29 NOK 31.42

$3.29 NOK 31.40

Tomato (1kg)

$4.07 NOK 38.79

$4.97 NOK 47.42

-18.11%

Potato (1kg)

$1.96 NOK 18.73

$2.44 NOK 23.31

-19.67%

Onion (1kg)

$2.14 NOK 20.45

$2.65 NOK 25.28

-19.25%

Lettuce (1 head)

$2.85 NOK 27.23

$2.78 NOK 26.52

2.52%

Water (1.5 liter bottle)

$1.84 NOK 17.55

$2.32 NOK 22.13

-20.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.35 NOK 137

$17.05 NOK 163

-15.84%

Wine (Bottle)

$18.26 NOK 174

$18.64 NOK 178

-2.04%

Local Beer (0.5 liter bottle)

$3.23 NOK 30.78

$3.45 NOK 32.90

-6.38%

Imported Beer (0.33 liter bottle)

$4.02 NOK 38.37

$4.33 NOK 41.34

-7.16%

One-way Ticket (Public Transport)

$5.05 NOK 48.12

$4.13 NOK 39.42

22.28%

Public Transport Monthly Pass (Regular Price)

$77.4 NOK 738

$79.1 NOK 754

-2.12%

Taxi Start (Normal Tariff)

$9.96 NOK 95.0

$10.04 NOK 95.8

-0.80%

Taxi (Normal Tariff) (1km)

$1.10 NOK 10.47

$1.44 NOK 13.72

-23.61%

Taxi 1hour Waiting (Normal Tariff)

$102 NOK 971

$42.41 NOK 404

139.99%

Gasoline (1 liter)

$2.09 NOK 19.98

$2.18 NOK 20.76

-4.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K NOK 341.6K

$35.9K NOK 342.6K

-0.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K NOK 368.8K

$42.5K NOK 404.9K

-8.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 NOK 2,070

$295 NOK 2,813

-26.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.09 NOK 411

$30.62 NOK 292

40.73%

Internet (50+ Mbps, Unlimited Data)

$30.39 NOK 290

$55.2 NOK 527

-44.98%

Gym Membership (Monthly)

$48.98 NOK 467

$55.7 NOK 531

-12.08%

Tennis Court (1 Hour on Weekend)

$35.29 NOK 337

$28.35 NOK 270

24.48%

Cinema Ticket

$15.07 NOK 144

$18.46 NOK 176

-18.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 NOK 2,909

$265 NOK 2,524

15.24%

International Primary School, 1 Child (Yearly)

$10.0K NOK 95.7K

$14.8K NOK 141.4K

-32.31%

Jeans (Levis 501 Or Similar)

$117 NOK 1,115

$103 NOK 984

13.36%

Summer Dress (H&M, Zara, etc)

$40.93 NOK 390

$64.9 NOK 619

-36.95%

Sport Shoes (Adidas, Nike)

$55.3 NOK 528

$121 NOK 1,154

-54.27%

Men's Leather Business Shoes

$182 NOK 1,733

$164 NOK 1,567

10.59%

1-bedroom Apartment, City Center (Monthly)

$1,074 NOK 10.2K

$1,676 NOK 16.0K

-35.91%

1-bedroom Apartment, Outside City Center (Monthly)

$804 NOK 7,667

$1,415 NOK 13.5K

-43.17%

3-bedroom Apartment, City Center (Monthly)

$1,705 NOK 16.3K

$2,748 NOK 26.2K

-37.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,235 NOK 11.8K

$2,158 NOK 20.6K

-42.78%

Buy Apartment in City Center (m2)

$5,290 NOK 50.5K

$11.6K NOK 111.0K

-54.55%

Buy Apartment Outside City Center (m2)

$3,826 NOK 36.5K

$7,087 NOK 67.6K

-46.01%

Average Monthly Net Salary (After Tax)

$4,263 NOK 40.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

-40.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: July 26, 2026

Last update for Oslo: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,074 in Horten versus $1,676 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $103 in Horten versus $123 in Oslo. Monthly groceries follow the same trend: $424 vs $501 – making Horten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Oslo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,266 in Horten, $3,188 in Oslo – roughly 41% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,399 per month in Horten and $4,782 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,266 in Horten and $3,188 in Oslo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 2% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,266, than in Oslo at $3,188. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,266 in Horten to $3,188 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.