Cost of Living Comparison Between Horten and Oslo Cost of Living Comparison Between Horten and Oslo

Monthly Cost of Living

A single person spends $2,271 per month in Horten vs $3,182 in Oslo, rent included.

A couple spends around $3,451 per month in Horten vs $4,651 in Oslo, rent included.

A family of three spends $4,631 per month in Horten vs $6,119 in Oslo, rent included.

Horten is about 29% cheaper than Oslo, driven mainly by Groceries & Markets.

Both Horten and Oslo sit above the global median – Horten by 70%, Oslo by 138%.

Currency
🍽 Eating Out
Horten
Oslo
Difference
Meal at Budget Restaurant
$28.64 NOK 267
$24.80 NOK 231
15.48%
Three-Course Dinner for Two, Mid-Range
$101 NOK 945
$123 NOK 1,146
-17.58%
Fast Food Meal (McDonalds, etc)
$13.56 NOK 126
$15.20 NOK 142
-10.79%
Cappuccino
$5.06 NOK 47.12
$5.03 NOK 46.85
0.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.53 NOK 23.62
$4.15 NOK 38.66
-39.04%
Water (0.33 liter bottle)
$2.12 NOK 19.77
$3.23 NOK 30.13
-34.37%
Local Beer (0.5 liter draught)
$9.18 NOK 85.6
$12.01 NOK 112
-23.56%
Imported Beer (0.33 liter bottle)
$9.85 NOK 91.8
$11.31 NOK 105
-12.91%
🛒 Groceries & Markets
Horten
Oslo
Difference
Milk (1 liter)
$2.14 NOK 19.95
$2.31 NOK 21.48
-7.36%
White Bread (500g)
$3.38 NOK 31.52
$4.14 NOK 38.59
-18.36%
Rice (white) (1kg)
$3.20 NOK 29.78
$3.60 NOK 33.53
-11.11%
Eggs
$4.18 NOK 38.94
$5.10 NOK 47.54
-18.04%
Local Cheese (1kg)
$9.52 NOK 88.7
$13.21 NOK 123
-27.93%
Chicken Fillets (1kg)
$13.25 NOK 124
$16.45 NOK 153
-19.45%
Beef Round Steak (1kg)
$23.68 NOK 221
$31.37 NOK 292
-24.51%
Apples (1kg)
$3.62 NOK 33.70
$3.48 NOK 32.40
4.02%
Banana (1kg)
$2.23 NOK 20.83
$2.52 NOK 23.49
-11.51%
Oranges (1kg)
$3.25 NOK 30.27
$3.29 NOK 30.66
-1.22%
Tomato (1kg)
$3.84 NOK 35.79
$5.11 NOK 47.67
-24.85%
Potato (1kg)
$2.01 NOK 18.73
$2.43 NOK 22.65
-17.28%
Onion (1kg)
$2.15 NOK 20.07
$2.65 NOK 24.73
-18.87%
Lettuce (1 head)
$2.81 NOK 26.20
$2.88 NOK 26.81
-2.43%
Water (1.5 liter bottle)
$1.82 NOK 16.93
$2.43 NOK 22.66
-25.10%
Cigarettes 20 Pack (Marlboro, Camel)
$14.10 NOK 131
$17.47 NOK 163
-19.29%
Wine (Bottle)
$18.65 NOK 174
$19.32 NOK 180
-3.47%
Local Beer (0.5 liter bottle)
$3.27 NOK 30.48
$3.41 NOK 31.81
-4.11%
Imported Beer (0.33 liter bottle)
$4.08 NOK 38.06
$4.39 NOK 40.94
-7.06%
🚌 Getting Around
Horten
Oslo
Difference
One-way Ticket (Public Transport)
$5.04 NOK 46.93
$4.20 NOK 39.13
20.00%
Public Transport Monthly Pass (Regular Price)
$75.6 NOK 704
$78.8 NOK 735
-4.11%
Taxi Start (Normal Tariff)
$10.32 NOK 96.2
$10.18 NOK 94.9
1.38%
Taxi (Normal Tariff) (1km)
$1.08 NOK 10.08
$1.40 NOK 13.06
-22.86%
Taxi 1hour Waiting (Normal Tariff)
$99.3 NOK 926
$42.71 NOK 398
132.57%
Gasoline (1 liter)
$2.08 NOK 19.40
$2.22 NOK 20.65
-6.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K NOK 329.4K
$36.6K NOK 340.9K
-3.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.1K NOK 355.5K
$42.0K NOK 391.0K
-9.09%
🧾 Monthly Utilities & Internet
Horten
Oslo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$216 NOK 2,017
$306 NOK 2,848
-29.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.91 NOK 400
$30.90 NOK 288
38.87%
Internet (50+ Mbps, Unlimited Data)
$30.17 NOK 281
$55.8 NOK 520
-45.94%
🎉 Sport & Entertainment
Horten
Oslo
Difference
Gym Membership (Monthly)
$49.02 NOK 457
$56.2 NOK 524
-12.74%
Tennis Court (1 Hour on Weekend)
$34.95 NOK 326
$29.12 NOK 271
20.02%
Cinema Ticket
$14.70 NOK 137
$17.89 NOK 167
-17.83%
🧸 Childcare & Education
Horten
Oslo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 NOK 2,878
$266 NOK 2,475
16.29%
International Primary School, 1 Child (Yearly)
$9,993 NOK 93.1K
$14.5K NOK 135.4K
-31.24%
👕👟 Clothing & Footwear
Horten
Oslo
Difference
Jeans (Levis 501 Or Similar)
$114 NOK 1,064
$105 NOK 980
8.56%
Summer Dress (H&M, Zara, etc)
$40.42 NOK 377
$65.7 NOK 612
-38.44%
Sport Shoes (Adidas, Nike)
$56.8 NOK 529
$123 NOK 1,150
-54.01%
Men's Leather Business Shoes
$181 NOK 1,685
$162 NOK 1,514
11.31%
🏠 Accommodation & Living
Horten
Oslo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,045 NOK 9,737
$1,738 NOK 16.2K
-39.89%
1-bedroom Apartment, Outside City Center (Monthly)
$802 NOK 7,477
$1,421 NOK 13.2K
-43.54%
3-bedroom Apartment, City Center (Monthly)
$1,715 NOK 16.0K
$2,699 NOK 25.2K
-36.45%
3-bedroom Apartment, Outside City Center (Monthly)
$1,217 NOK 11.3K
$2,182 NOK 20.3K
-44.25%
Buy Apartment in City Center (m2)
$6,086 NOK 56.7K
$11.4K NOK 106.3K
-46.63%
Buy Apartment Outside City Center (m2)
$4,662 NOK 43.5K
$7,770 NOK 72.4K
-40.00%
💵 Salaries & Financials
Horten
Oslo
Difference
Average Monthly Net Salary (After Tax)
$3,505 NOK 32.7K
$4,467 NOK 41.6K
-21.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
3
5.08
-40.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: April 26, 2026

Last update for Oslo: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,045 in Horten versus $1,738 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Horten versus $123 in Oslo. Monthly groceries follow the same trend: $420 vs $504 – making Horten the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Horten vs Oslo: Cost of Living - Frequently Asked Questions
How do living costs in Horten and Oslo compare overall?
Monthly costs with rent: $2,271 in Horten, $3,182 in Oslo – roughly 40% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Horten compared to Oslo?
For a comfortable life, plan on about $3,407 per month in Horten and $4,773 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Horten and Oslo?
Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Horten or Oslo?
Monthly expenses with rent come to $2,271 in Horten and $3,182 in Oslo. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Horten and Oslo?
Public transport costs about 4% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Horten, where all-in costs run around $2,271, than in Oslo at $3,182. In Horten it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.
How does quality of life compare between Horten and Oslo?
It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,271 in Horten to $3,182 in Oslo. Climate, culture, job market, and personal taste all factor in.
Is Horten or Oslo safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Horten and Oslo?
If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.

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