Cost of Living Comparison Between Horten and Oslo Cost of Living Comparison Between Horten and Oslo

Monthly Cost of Living

A single person spends $2,708 per month in Horten vs $3,393 in Oslo, rent included.

A couple spends around $3,851 per month in Horten vs $4,964 in Oslo, rent included.

A family of three spends $4,993 per month in Horten vs $6,535 in Oslo, rent included.

Horten is about 20% cheaper than Oslo, driven mainly by Groceries & Markets.

Both Horten and Oslo sit above the global median – Horten by 98%, Oslo by 148%.

Meal at Budget Restaurant

$21.21 NOK 200

$21.87 NOK 206

-3.02%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,223

$127 NOK 1,200

1.96%

Fast Food Meal (McDonalds, etc)

$16.32 NOK 154

$16.35 NOK 154

-0.18%

Cappuccino

$6.11 NOK 57.6

$6.18 NOK 58.2

-1.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 NOK 28.49

$4.10 NOK 38.66

-26.34%

Water (0.33 liter bottle)

$3.32 NOK 31.27

$3.45 NOK 32.50

-3.77%

Local Beer (0.5 liter draught)

$11.81 NOK 111

$11.64 NOK 110

1.46%

Imported Beer (0.33 liter bottle)

$12.84 NOK 121

$12.70 NOK 120

1.10%

Milk (1 liter)

$2.31 NOK 21.74

$2.65 NOK 24.97

-12.83%

White Bread (500g)

$3.50 NOK 32.93

$4.12 NOK 38.84

-15.05%

Rice (white) (1kg)

$4.05 NOK 38.14

$4.76 NOK 44.86

-14.92%

Eggs

$5.31 NOK 50.0

$6.14 NOK 57.9

-13.52%

Local Cheese (1kg)

$7.79 NOK 73.4

$14.66 NOK 138

-46.86%

Chicken Fillets (1kg)

$15.74 NOK 148

$15.39 NOK 145

2.27%

Beef Round Steak (1kg)

$11.97 NOK 113

$29.69 NOK 280

-59.68%

Apples (1kg)

$3.46 NOK 32.62

$3.44 NOK 32.44

0.58%

Banana (1kg)

$2.72 NOK 25.64

$2.68 NOK 25.24

1.49%

Oranges (1kg)

$3.54 NOK 33.30

$3.54 NOK 33.36

Tomato (1kg)

$5.95 NOK 56.0

$6.06 NOK 57.1

-1.82%

Potato (1kg)

$2.78 NOK 26.23

$2.72 NOK 25.65

2.21%

Onion (1kg)

$2.88 NOK 27.09

$2.88 NOK 27.18

Lettuce (1 head)

$2.22 NOK 20.90

$3.23 NOK 30.42

-31.27%

Water (1.5 liter bottle)

$2.42 NOK 22.77

$2.55 NOK 23.98

-5.10%

Cigarettes 20 Pack (Marlboro, Camel)

$19.42 NOK 183

$19.59 NOK 185

-0.87%

Wine (Bottle)

$16.98 NOK 160

$16.63 NOK 157

2.10%

Local Beer (0.5 liter bottle)

$3.64 NOK 34.32

$3.48 NOK 32.74

4.60%

Imported Beer (0.33 liter bottle)

$4.45 NOK 41.89

$4.39 NOK 41.34

1.37%

One-way Ticket (Public Transport)

$4.77 NOK 44.89

$5.01 NOK 47.21

-4.79%

Public Transport Monthly Pass (Regular Price)

$87.4 NOK 824

$84.9 NOK 800

3.00%

Taxi Start (Normal Tariff)

$12.17 NOK 115

$12.33 NOK 116

-1.30%

Taxi (Normal Tariff) (1km)

$1.93 NOK 18.19

$1.87 NOK 17.58

3.21%

Taxi 1hour Waiting (Normal Tariff)

$72.2 NOK 680

$70.1 NOK 661

2.91%

Gasoline (1 liter)

$2.28 NOK 21.48

$2.27 NOK 21.39

0.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.5K NOK 466.0K

$50.2K NOK 473.0K

-1.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.1K NOK 434.0K

$45.5K NOK 428.7K

1.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$420 NOK 3,959

$425 NOK 4,007

-1.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.22 NOK 313

$33.72 NOK 318

-1.48%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 525

$57.5 NOK 541

-2.94%

Gym Membership (Monthly)

$61.6 NOK 580

Tennis Court (1 Hour on Weekend)

$29.20 NOK 275

Cinema Ticket

$18.97 NOK 179

$19.46 NOK 183

-2.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 NOK 1,224

$244 NOK 2,301

-46.81%

International Primary School, 1 Child (Yearly)

$15.8K NOK 149.1K

$15.7K NOK 148.0K

0.71%

Jeans (Levis 501 Or Similar)

$105 NOK 985

$104 NOK 976

0.90%

Summer Dress (H&M, Zara, etc)

$42.77 NOK 403

$61.1 NOK 576

-30.02%

Sport Shoes (Adidas, Nike)

$60.1 NOK 566

$135 NOK 1,273

-55.54%

Men's Leather Business Shoes

$158 NOK 1,484

$158 NOK 1,492

-0.49%

1-bedroom Apartment, City Center (Monthly)

$1,145 NOK 10.8K

$2,026 NOK 19.1K

-43.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,032 NOK 9,721

$1,568 NOK 14.8K

-34.21%

3-bedroom Apartment, City Center (Monthly)

$1,793 NOK 16.9K

$3,062 NOK 28.8K

-41.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,288 NOK 12.1K

$2,302 NOK 21.7K

-44.05%

Buy Apartment in City Center (m2)

$12.0K NOK 112.8K

Buy Apartment Outside City Center (m2)

$6,933 NOK 65.3K

Average Monthly Net Salary (After Tax)

$4,691 NOK 44.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.98

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Horten: September 13, 2026

Last update for Oslo: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,145 in Horten versus $2,026 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $130 in Horten versus $127 in Oslo. Groceries tell a different story – $424 in Horten vs $516 in Oslo – so Horten wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Horten vs Oslo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,708 in Horten, $3,393 in Oslo – roughly 25% apart. Oslo costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,062 per month in Horten and $5,090 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Horten, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,708 in Horten and $3,393 in Oslo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 3% less in Horten. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $2,708 in Horten and $3,393 in Oslo. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,708 in Horten to $3,393 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Horten. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.