Last update: Oct 2026

Cost of Living Comparison Between Oslo and Holmestrand

For one person, living is cheaper in Holmestrand: $2,962 a month against $3,538 in Oslo, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Oslo
Learn more

Oslo Living Index
141

Cost of Living Index in Holmestrand
Learn more

Holmestrand Living Index

Jump to prices

Oslo

🇳🇴 Norway

$3,538

/mo nomad

Holmestrand

🇳🇴 Norway

$2,962

/mo nomad

Monthly Cost of Living

How much you'll spend in Oslo and in Holmestrand

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oslo and in Holmestrand actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,538 in Oslo versus $2,962 in Holmestrand.

Oslo $3,538
Holmestrand $2,962

Estimated couple costs with rent: $5,096 in Oslo versus $4,320 in Holmestrand.

Oslo $5,096
Holmestrand $4,320

Monthly costs for a family of three with rent: $6,653 in Oslo versus $5,678 in Holmestrand.

Oslo $6,653
Holmestrand $5,678

Living in Oslo is roughly 19% more expensive than in Holmestrand, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Oslo 160% above, Holmestrand 118% above.

Meal at Budget Restaurant

$21.75 NOK 202

$21.38 NOK 199

1.73%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,206

$129 NOK 1,202

0.33%

Fast Food Meal (McDonalds, etc)

$16.04 NOK 149

$16.34 NOK 152

-1.84%

Cappuccino

$5.84 NOK 54.3

$5.96 NOK 55.3

-2.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.38 NOK 40.67

$4.52 NOK 42.02

-3.10%

Water (0.33 liter bottle)

$3.35 NOK 31.10

$3.51 NOK 32.63

-4.56%

Local Beer (0.5 liter draught)

$11.65 NOK 108

$11.99 NOK 111

-2.84%

Imported Beer (0.33 liter bottle)

$12.81 NOK 119

$12.82 NOK 119

-0.08%

Milk (1 liter)

$2.61 NOK 24.27

$2.63 NOK 24.39

-0.76%

White Bread (500g)

$4.38 NOK 40.73

$4.35 NOK 40.40

0.69%

Rice (white) (1kg)

$4.70 NOK 43.68

$4.82 NOK 44.80

-2.49%

Eggs

$6.25 NOK 58.1

$6.16 NOK 57.3

1.46%

Local Cheese (1kg)

$15.48 NOK 144

$15.02 NOK 140

3.06%

Chicken Fillets (1kg)

$15.84 NOK 147

$15.70 NOK 146

0.89%

Beef Round Steak (1kg)

$32.30 NOK 300

$31.92 NOK 297

1.19%

Apples (1kg)

$3.36 NOK 31.17

$3.45 NOK 32.03

-2.61%

Banana (1kg)

$2.72 NOK 25.31

$2.68 NOK 24.94

1.49%

Oranges (1kg)

$3.65 NOK 33.92

$3.64 NOK 33.78

0.27%

Tomato (1kg)

$5.96 NOK 55.4

$6.00 NOK 55.8

-0.67%

Potato (1kg)

$2.69 NOK 25.03

$2.76 NOK 25.64

-2.54%

Onion (1kg)

$2.85 NOK 26.48

$2.89 NOK 26.87

-1.38%

Lettuce (1 head)

$3.26 NOK 30.30

$3.25 NOK 30.18

0.31%

Water (1.5 liter bottle)

$2.50 NOK 23.22

$2.44 NOK 22.67

2.46%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 NOK 178

$19.30 NOK 179

-0.47%

Wine (Bottle)

$16.64 NOK 155

$17.17 NOK 160

-3.09%

Local Beer (0.5 liter bottle)

$3.60 NOK 33.45

$3.45 NOK 32.04

4.35%

Imported Beer (0.33 liter bottle)

$4.23 NOK 39.25

$4.26 NOK 39.60

-0.70%

One-way Ticket (Public Transport)

$5.02 NOK 46.65

$4.21 NOK 39.11

19.24%

Public Transport Monthly Pass (Regular Price)

$83.5 NOK 775

$95.4 NOK 887

-12.56%

Taxi Start (Normal Tariff)

$12.39 NOK 115

$12.16 NOK 113

1.89%

Taxi (Normal Tariff) (1km)

$1.84 NOK 17.12

$1.85 NOK 17.23

-0.54%

Taxi 1hour Waiting (Normal Tariff)

$70.8 NOK 658

$71.0 NOK 659

-0.21%

Gasoline (1 liter)

$2.48 NOK 23.05

$2.51 NOK 23.36

-1.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 463.6K

$49.9K NOK 463.8K

-0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K NOK 415.1K

$44.8K NOK 415.8K

-0.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$433 NOK 4,027

$436 NOK 4,055

-0.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.50 NOK 321

$34.38 NOK 319

0.35%

Internet (50+ Mbps, Unlimited Data)

$55.7 NOK 517

$55.8 NOK 519

-0.25%

Gym Membership (Monthly)

$58.1 NOK 540

$44.21 NOK 411

31.40%

Tennis Court (1 Hour on Weekend)

$29.79 NOK 277

$42.90 NOK 399

-30.56%

Cinema Ticket

$20.78 NOK 193

$20.72 NOK 193

0.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NOK 2,226

$244 NOK 2,268

-1.86%

International Primary School, 1 Child (Yearly)

$16.2K NOK 150.2K

$16.1K NOK 149.9K

0.21%

Jeans (Levis 501 Or Similar)

$104 NOK 969

$103 NOK 960

0.93%

Summer Dress (H&M, Zara, etc)

$61.8 NOK 574

$62.2 NOK 578

-0.72%

Sport Shoes (Adidas, Nike)

$135 NOK 1,253

$134 NOK 1,242

0.91%

Men's Leather Business Shoes

$160 NOK 1,487

$162 NOK 1,504

-1.11%

1-bedroom Apartment, City Center (Monthly)

$2,133 NOK 19.8K

$1,064 NOK 9,889

100.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,645 NOK 15.3K

$1,072 NOK 9,955

53.51%

3-bedroom Apartment, City Center (Monthly)

$3,270 NOK 30.4K

$2,238 NOK 20.8K

46.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 NOK 22.9K

$1,495 NOK 13.9K

64.94%

Buy Apartment in City Center (m2)

$12.4K NOK 114.9K

$5,639 NOK 52.4K

119.29%

Buy Apartment Outside City Center (m2)

$7,462 NOK 69.3K

$4,569 NOK 42.5K

63.30%

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: October 25, 2026

Last update for Holmestrand: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oslo

$1.6K 46.5%

Holmestrand

$1.1K 36.2% 34.9% $573

Groceries & Markets

Oslo

$530 15%

Holmestrand

$527 17.8% 0.6% $3.1

Monthly Utilities & Internet

Oslo

$524 14.8%

Holmestrand

$527 17.8% 0.6% $3

Eating Out

Oslo

$407 11.5%

Holmestrand

$409 13.8% 0.5% $2.2

Clothing & Footwear

Oslo

$207 5.9%

Holmestrand

$207 7% 0% $0

Getting Around

Oslo

$125 3.5%

Holmestrand

$134 4.5% 6.8% $8.6

Sport & Entertainment

Oslo

$100 2.8%

Holmestrand

$86 2.9% 14% $14

Cost Breakdown

A one-bedroom apartment in the center runs $2,133 in Oslo and $1,064 in Holmestrand. Housing cost is often the main lever when comparing two cities.

Dining out: $130 in Oslo vs $129 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $530 vs $527 per month, with Holmestrand cheaper across the board.

Good to know

🇳🇴 Oslo

🇳🇴 Holmestrand

🕒 Local time

01:13 1:13 AM

Same time as Oslo

🌤 Weather

👥 Population

1,098,061 Capital

26,932

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Oslo Holmestrand 51 km

From you

Oslo
Holmestrand

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Holmestrand: Cost of Living - Frequently Asked Questions

Holmestrand wins on cost – living expenses run 16% lower than in Oslo. Housing and daily spending are where you’ll feel the difference most, making Holmestrand the obvious pick if budget is a priority.

You’d need roughly $5,307 in Oslo and $4,442 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,133 in Oslo versus $1,064 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,538 per month in Oslo versus $2,962 in Holmestrand – Holmestrand is about 16% cheaper, which adds up to real savings over time.

A monthly transit pass in Oslo runs roughly 13% less than in Holmestrand. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Holmestrand is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oslo and Holmestrand are both considered safe, so it’s unlikely to be the deciding factor between them.