Cost of Living Comparison Between Holmestrand and Oslo Cost of Living Comparison Between Holmestrand and Oslo

Monthly Cost of Living

Monthly costs for one person with rent: $2,359 in Holmestrand versus $3,200 in Oslo.

Estimated couple costs with rent: $3,585 in Holmestrand versus $4,586 in Oslo.

Monthly costs for a family of three with rent: $4,811 in Holmestrand versus $5,972 in Oslo.

Living in Holmestrand costs roughly 26% less than in Oslo, driven mainly by Eating Out.

Both cities are pricier than the global median: Holmestrand 76% above, Oslo 139% above.

Meal at Budget Restaurant

$18.88 NOK 176

$25.54 NOK 238

-26.08%

Three-Course Dinner for Two, Mid-Range

$101 NOK 943

$120 NOK 1,118

-15.70%

Fast Food Meal (McDonalds, etc)

$13.22 NOK 123

$15.36 NOK 143

-13.93%

Cappuccino

$5.02 NOK 46.68

$5.05 NOK 46.98

-0.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 NOK 18.38

$4.02 NOK 37.34

-50.75%

Water (0.33 liter bottle)

$2.05 NOK 19.02

$3.29 NOK 30.59

-37.69%

Local Beer (0.5 liter draught)

$9.17 NOK 85.3

$12.26 NOK 114

-25.20%

Imported Beer (0.33 liter bottle)

$9.77 NOK 90.9

$10.98 NOK 102

-11.02%

Milk (1 liter)

$1.66 NOK 15.43

$2.40 NOK 22.30

-30.83%

White Bread (500g)

$3.32 NOK 30.87

$4.11 NOK 38.21

-19.22%

Rice (white) (1kg)

$2.05 NOK 19.09

$3.49 NOK 32.42

-41.26%

Eggs

$3.94 NOK 36.68

$5.17 NOK 48.05

-23.79%

Local Cheese (1kg)

$11.16 NOK 104

$13.55 NOK 126

-17.64%

Chicken Fillets (1kg)

$14.18 NOK 132

$16.39 NOK 152

-13.48%

Beef Round Steak (1kg)

$41.11 NOK 382

$31.41 NOK 292

30.88%

Apples (1kg)

$2.08 NOK 19.30

$3.54 NOK 32.90

-41.24%

Banana (1kg)

$2.32 NOK 21.57

$2.50 NOK 23.23

-7.20%

Oranges (1kg)

$3.26 NOK 30.33

$3.45 NOK 32.11

-5.51%

Tomato (1kg)

$2.49 NOK 23.16

$4.95 NOK 46.01

-49.70%

Potato (1kg)

$0.79 NOK 7.39

$2.47 NOK 22.98

-68.02%

Onion (1kg)

$1.34 NOK 12.43

$2.62 NOK 24.36

-48.85%

Lettuce (1 head)

$2.86 NOK 26.60

$2.85 NOK 26.47

0.35%

Water (1.5 liter bottle)

$1.85 NOK 17.21

$2.40 NOK 22.28

-22.92%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 NOK 130

$17.01 NOK 158

-17.58%

Wine (Bottle)

$18.81 NOK 175

Local Beer (0.5 liter bottle)

$3.00 NOK 27.92

$3.47 NOK 32.31

-13.54%

Imported Beer (0.33 liter bottle)

$4.02 NOK 37.36

$4.33 NOK 40.30

-7.16%

One-way Ticket (Public Transport)

$4.35 NOK 40.42

$4.20 NOK 39.02

3.57%

Public Transport Monthly Pass (Regular Price)

$73.0 NOK 679

$77.8 NOK 724

-6.16%

Taxi Start (Normal Tariff)

$8.66 NOK 80.5

$10.20 NOK 94.9

-15.10%

Taxi (Normal Tariff) (1km)

$0.97 NOK 8.99

$1.38 NOK 12.82

-29.71%

Taxi 1hour Waiting (Normal Tariff)

$102 NOK 949

$42.32 NOK 394

141.02%

Gasoline (1 liter)

$2.13 NOK 19.78

$2.24 NOK 20.84

-4.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K NOK 355.0K

$36.1K NOK 335.5K

5.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K NOK 317.8K

$42.8K NOK 397.7K

-20.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 NOK 2,032

$296 NOK 2,748

-26.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.93 NOK 399

$31.62 NOK 294

35.77%

Internet (50+ Mbps, Unlimited Data)

$38.27 NOK 356

$56.2 NOK 522

-31.84%

Gym Membership (Monthly)

$48.71 NOK 453

$55.8 NOK 519

-12.63%

Tennis Court (1 Hour on Weekend)

$36.08 NOK 336

$28.63 NOK 266

26.02%

Cinema Ticket

$14.94 NOK 139

$17.98 NOK 167

-16.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 NOK 2,814

$269 NOK 2,503

12.45%

International Primary School, 1 Child (Yearly)

$10.1K NOK 94.1K

$14.6K NOK 135.8K

-30.69%

Jeans (Levis 501 Or Similar)

$112 NOK 1,038

$102 NOK 947

9.64%

Summer Dress (H&M, Zara, etc)

$30.85 NOK 287

$66.0 NOK 613

-53.22%

Sport Shoes (Adidas, Nike)

$99.9 NOK 929

$124 NOK 1,157

-19.74%

Men's Leather Business Shoes

$129 NOK 1,200

$162 NOK 1,511

-20.62%

1-bedroom Apartment, City Center (Monthly)

$1,206 NOK 11.2K

$1,727 NOK 16.1K

-30.20%

1-bedroom Apartment, Outside City Center (Monthly)

$878 NOK 8,168

$1,458 NOK 13.6K

-39.75%

3-bedroom Apartment, City Center (Monthly)

$1,800 NOK 16.7K

$2,710 NOK 25.2K

-33.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,543 NOK 14.4K

$2,172 NOK 20.2K

-28.96%

Buy Apartment in City Center (m2)

$6,023 NOK 56.0K

$11.3K NOK 105.1K

-46.72%

Buy Apartment Outside City Center (m2)

$4,461 NOK 41.5K

$7,682 NOK 71.4K

-41.93%

Average Monthly Net Salary (After Tax)

$3,733 NOK 34.7K

$4,467 NOK 41.5K

-16.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

-60.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holmestrand: April 21, 2026

Last update for Oslo: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,206 in Holmestrand and $1,727 in Oslo. Housing cost is often the main lever when comparing two cities.

Oslo pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Holmestrand vs $120 in Oslo for a mid-range dinner for two. Groceries echo the gap at $451 vs $504 per month, with Holmestrand cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holmestrand vs Oslo: Cost of Living - Frequently Asked Questions

Holmestrand wins on cost – living expenses run 36% lower than in Oslo. Housing and daily spending are where you'll feel the difference most, making Holmestrand the obvious pick if budget is a priority.

On paper, Oslo earns 20% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,206 in Holmestrand versus $1,727 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Holmestrand versus $269 in Oslo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Oslo. For households that cook at home regularly, that difference adds up over a month.

At $2,359 in Holmestrand versus $3,200 in Oslo, a $2,000 budget is realistic in Holmestrand but tight or insufficient in Oslo. The gap between the two cities makes Holmestrand the clear choice for anyone on this budget.

Both work as nomad bases, but Holmestrand delivers better value – similar infrastructure at $2,359 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Holmestrand hard to pass up.

Safety-wise, Holmestrand and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Holmestrand gentler on the wallet – expenses run 36% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.