Last update: Oct 2026

Cost of Living Comparison Between Holmestrand and Oslo

For one person, living is cheaper in Holmestrand: $2,962 a month against $3,538 in Oslo, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Holmestrand
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Holmestrand Living Index
170

Cost of Living Index in Oslo
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Oslo Living Index

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Holmestrand

🇳🇴 Norway

$2,962

/mo nomad

Oslo

🇳🇴 Norway

$3,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Holmestrand and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Holmestrand and in Oslo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,962 in Holmestrand versus $3,538 in Oslo.

Holmestrand $2,962
Oslo $3,538

Estimated couple costs with rent: $4,320 in Holmestrand versus $5,096 in Oslo.

Holmestrand $4,320
Oslo $5,096

Monthly costs for a family of three with rent: $5,678 in Holmestrand versus $6,653 in Oslo.

Holmestrand $5,678
Oslo $6,653

Living in Holmestrand costs roughly 16% less than in Oslo, and outside of rent the biggest gap is in leisure.

Both cities are pricier than the global median: Holmestrand 118% above, Oslo 160% above.

Meal at Budget Restaurant

$21.38 NOK 199

$21.75 NOK 202

-1.70%

Three-Course Dinner for Two, Mid-Range

$129 NOK 1,202

$130 NOK 1,206

-0.33%

Fast Food Meal (McDonalds, etc)

$16.34 NOK 152

$16.04 NOK 149

1.87%

Cappuccino

$5.96 NOK 55.3

$5.84 NOK 54.3

2.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.52 NOK 42.02

$4.38 NOK 40.67

3.20%

Water (0.33 liter bottle)

$3.51 NOK 32.63

$3.35 NOK 31.10

4.78%

Local Beer (0.5 liter draught)

$11.99 NOK 111

$11.65 NOK 108

2.92%

Imported Beer (0.33 liter bottle)

$12.82 NOK 119

$12.81 NOK 119

0.08%

Milk (1 liter)

$2.63 NOK 24.39

$2.61 NOK 24.27

0.77%

White Bread (500g)

$4.35 NOK 40.40

$4.38 NOK 40.73

-0.68%

Rice (white) (1kg)

$4.82 NOK 44.80

$4.70 NOK 43.68

2.55%

Eggs

$6.16 NOK 57.3

$6.25 NOK 58.1

-1.44%

Local Cheese (1kg)

$15.02 NOK 140

$15.48 NOK 144

-2.97%

Chicken Fillets (1kg)

$15.70 NOK 146

$15.84 NOK 147

-0.88%

Beef Round Steak (1kg)

$31.92 NOK 297

$32.30 NOK 300

-1.18%

Apples (1kg)

$3.45 NOK 32.03

$3.36 NOK 31.17

2.68%

Banana (1kg)

$2.68 NOK 24.94

$2.72 NOK 25.31

-1.47%

Oranges (1kg)

$3.64 NOK 33.78

$3.65 NOK 33.92

-0.27%

Tomato (1kg)

$6.00 NOK 55.8

$5.96 NOK 55.4

0.67%

Potato (1kg)

$2.76 NOK 25.64

$2.69 NOK 25.03

2.60%

Onion (1kg)

$2.89 NOK 26.87

$2.85 NOK 26.48

1.40%

Lettuce (1 head)

$3.25 NOK 30.18

$3.26 NOK 30.30

-0.31%

Water (1.5 liter bottle)

$2.44 NOK 22.67

$2.50 NOK 23.22

-2.40%

Cigarettes 20 Pack (Marlboro, Camel)

$19.30 NOK 179

$19.21 NOK 178

0.47%

Wine (Bottle)

$17.17 NOK 160

$16.64 NOK 155

3.19%

Local Beer (0.5 liter bottle)

$3.45 NOK 32.04

$3.60 NOK 33.45

-4.17%

Imported Beer (0.33 liter bottle)

$4.26 NOK 39.60

$4.23 NOK 39.25

0.71%

One-way Ticket (Public Transport)

$4.21 NOK 39.11

$5.02 NOK 46.65

-16.14%

Public Transport Monthly Pass (Regular Price)

$95.4 NOK 887

$83.5 NOK 775

14.37%

Taxi Start (Normal Tariff)

$12.16 NOK 113

$12.39 NOK 115

-1.86%

Taxi (Normal Tariff) (1km)

$1.85 NOK 17.23

$1.84 NOK 17.12

0.54%

Taxi 1hour Waiting (Normal Tariff)

$71.0 NOK 659

$70.8 NOK 658

0.21%

Gasoline (1 liter)

$2.51 NOK 23.36

$2.48 NOK 23.05

1.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 463.8K

$49.9K NOK 463.6K

0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.8K NOK 415.8K

$44.7K NOK 415.1K

0.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$436 NOK 4,055

$433 NOK 4,027

0.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.38 NOK 319

$34.50 NOK 321

-0.35%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 519

$55.7 NOK 517

0.25%

Gym Membership (Monthly)

$44.21 NOK 411

$58.1 NOK 540

-23.89%

Tennis Court (1 Hour on Weekend)

$42.90 NOK 399

$29.79 NOK 277

44.01%

Cinema Ticket

$20.72 NOK 193

$20.78 NOK 193

-0.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$244 NOK 2,268

$240 NOK 2,226

1.90%

International Primary School, 1 Child (Yearly)

$16.1K NOK 149.9K

$16.2K NOK 150.2K

-0.21%

Jeans (Levis 501 Or Similar)

$103 NOK 960

$104 NOK 969

-0.92%

Summer Dress (H&M, Zara, etc)

$62.2 NOK 578

$61.8 NOK 574

0.73%

Sport Shoes (Adidas, Nike)

$134 NOK 1,242

$135 NOK 1,253

-0.90%

Men's Leather Business Shoes

$162 NOK 1,504

$160 NOK 1,487

1.12%

1-bedroom Apartment, City Center (Monthly)

$1,064 NOK 9,889

$2,133 NOK 19.8K

-50.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,072 NOK 9,955

$1,645 NOK 15.3K

-34.86%

3-bedroom Apartment, City Center (Monthly)

$2,238 NOK 20.8K

$3,270 NOK 30.4K

-31.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,495 NOK 13.9K

$2,466 NOK 22.9K

-39.37%

Buy Apartment in City Center (m2)

$5,639 NOK 52.4K

$12.4K NOK 114.9K

-54.40%

Buy Apartment Outside City Center (m2)

$4,569 NOK 42.5K

$7,462 NOK 69.3K

-38.76%

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Holmestrand: October 24, 2026

Last update for Oslo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Holmestrand

$1.1K 36.2%

Oslo

$1.6K 46.5% 53.5% $573

Groceries & Markets

Holmestrand

$527 17.8%

Oslo

$530 15% 0.6% $3.1

Monthly Utilities & Internet

Holmestrand

$527 17.8%

Oslo

$524 14.8% 0.6% $3

Eating Out

Holmestrand

$409 13.8%

Oslo

$407 11.5% 0.5% $2.2

Clothing & Footwear

Holmestrand

$207 7%

Oslo

$207 5.9% 0% $0

Getting Around

Holmestrand

$134 4.5%

Oslo

$125 3.5% 6.4% $8.6

Sport & Entertainment

Holmestrand

$86 2.9%

Oslo

$100 2.8% 16.3% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,064 in Holmestrand and $2,133 in Oslo. Housing cost is often the main lever when comparing two cities.

Dining out: $129 in Holmestrand vs $130 in Oslo for a mid-range dinner for two. Groceries echo the gap at $527 vs $530 per month, with Holmestrand cheaper across the board.

Good to know

🇳🇴 Holmestrand

🇳🇴 Oslo

🕒 Local time

00:12 12:12 AM

Same time as Holmestrand

🌤 Weather

👥 Population

26,932

1,098,061 Capital

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

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Holmestrand Oslo 51 km

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Holmestrand
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Holmestrand vs Oslo: Cost of Living - Frequently Asked Questions

Holmestrand wins on cost – living expenses run 16% lower than in Oslo. Housing and daily spending are where you’ll feel the difference most, making Holmestrand the obvious pick if budget is a priority.

You’d need roughly $4,442 in Holmestrand and $5,307 in Oslo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,064 in Holmestrand versus $2,133 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,962 per month in Holmestrand versus $3,538 in Oslo – Holmestrand is about 16% cheaper, which adds up to real savings over time.

A monthly transit pass in Oslo runs roughly 13% less than in Holmestrand. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Holmestrand is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Holmestrand and Oslo are both considered safe, so it’s unlikely to be the deciding factor between them.