Cost of Living Comparison Between Oslo and Elverum Cost of Living Comparison Between Oslo and Elverum

Monthly Cost of Living

A single person spends $3,188 per month in Oslo vs $2,194 in Elverum, rent included.

A couple spends around $4,644 per month in Oslo vs $3,483 in Elverum, rent included.

A family of three spends $6,099 per month in Oslo vs $4,773 in Elverum, rent included.

Oslo costs about 45% more than Elverum, driven mainly by Groceries & Markets.

Both Oslo and Elverum sit above the global median – Oslo by 140%, Elverum by 65%.

Meal at Budget Restaurant

$25.21 NOK 239

$22.48 NOK 213

12.14%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,170

$101 NOK 954

22.55%

Fast Food Meal (McDonalds, etc)

$15.39 NOK 146

$11.42 NOK 108

34.76%

Cappuccino

$4.86 NOK 46.12

$4.52 NOK 42.87

7.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.22 NOK 40.04

$3.50 NOK 33.21

20.57%

Water (0.33 liter bottle)

$3.32 NOK 31.47

$3.04 NOK 28.86

9.21%

Local Beer (0.5 liter draught)

$12.23 NOK 116

$10.78 NOK 102

13.45%

Imported Beer (0.33 liter bottle)

$11.04 NOK 105

$7.95 NOK 75.4

38.87%

Milk (1 liter)

$2.33 NOK 22.05

$1.09 NOK 10.34

113.76%

White Bread (500g)

$4.18 NOK 39.68

$3.53 NOK 33.47

18.41%

Rice (white) (1kg)

$3.56 NOK 33.75

$3.98 NOK 37.71

-10.55%

Eggs

$4.93 NOK 46.74

$1.87 NOK 17.71

163.64%

Local Cheese (1kg)

$13.33 NOK 126

$7.04 NOK 66.7

89.35%

Chicken Fillets (1kg)

$16.54 NOK 157

$12.10 NOK 115

36.69%

Beef Round Steak (1kg)

$31.01 NOK 294

$25.56 NOK 242

21.32%

Apples (1kg)

$3.57 NOK 33.83

$1.02 NOK 9.68

250.00%

Banana (1kg)

$2.52 NOK 23.88

$2.88 NOK 27.31

-12.50%

Oranges (1kg)

$3.29 NOK 31.22

$1.54 NOK 14.57

113.64%

Tomato (1kg)

$4.97 NOK 47.14

$1.56 NOK 14.84

218.59%

Potato (1kg)

$2.44 NOK 23.18

$1.00 NOK 9.47

144.00%

Onion (1kg)

$2.65 NOK 25.13

$1.03 NOK 9.81

157.28%

Lettuce (1 head)

$2.78 NOK 26.37

$2.56 NOK 24.25

8.59%

Water (1.5 liter bottle)

$2.32 NOK 22.00

$2.53 NOK 23.96

-8.30%

Cigarettes 20 Pack (Marlboro, Camel)

$17.05 NOK 162

$14.54 NOK 138

17.26%

Wine (Bottle)

$18.64 NOK 177

$17.88 NOK 170

4.25%

Local Beer (0.5 liter bottle)

$3.45 NOK 32.70

$3.79 NOK 35.95

-8.97%

Imported Beer (0.33 liter bottle)

$4.33 NOK 41.10

$4.85 NOK 45.99

-10.72%

One-way Ticket (Public Transport)

$4.13 NOK 39.19

$4.28 NOK 40.61

-3.50%

Public Transport Monthly Pass (Regular Price)

$79.1 NOK 750

$72.9 NOK 691

8.43%

Taxi Start (Normal Tariff)

$10.04 NOK 95.3

$15.06 NOK 143

-33.33%

Taxi (Normal Tariff) (1km)

$1.44 NOK 13.64

$2.27 NOK 21.52

-36.56%

Taxi 1hour Waiting (Normal Tariff)

$42.41 NOK 402

$88.5 NOK 839

-52.07%

Gasoline (1 liter)

$2.18 NOK 20.64

$2.13 NOK 20.15

2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K NOK 340.6K

$31.6K NOK 299.6K

13.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.5K NOK 402.6K

$34.8K NOK 329.7K

22.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 NOK 2,797

$103 NOK 975

186.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.62 NOK 290

$42.59 NOK 404

-28.11%

Internet (50+ Mbps, Unlimited Data)

$55.2 NOK 524

$64.6 NOK 612

-14.45%

Gym Membership (Monthly)

$55.7 NOK 528

$49.93 NOK 473

11.58%

Tennis Court (1 Hour on Weekend)

$28.35 NOK 269

$35.18 NOK 334

-19.41%

Cinema Ticket

$18.46 NOK 175

$12.25 NOK 116

50.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$265 NOK 2,510

$322 NOK 3,055

-17.85%

International Primary School, 1 Child (Yearly)

$14.8K NOK 140.6K

$8,523 NOK 80.8K

73.98%

Jeans (Levis 501 Or Similar)

$103 NOK 978

$111 NOK 1,051

-6.92%

Summer Dress (H&M, Zara, etc)

$64.9 NOK 616

$48.37 NOK 459

34.22%

Sport Shoes (Adidas, Nike)

$121 NOK 1,147

$130 NOK 1,232

-6.90%

Men's Leather Business Shoes

$164 NOK 1,558

$129 NOK 1,223

27.42%

1-bedroom Apartment, City Center (Monthly)

$1,676 NOK 15.9K

$1,219 NOK 11.6K

37.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,415 NOK 13.4K

$890 NOK 8,435

59.02%

3-bedroom Apartment, City Center (Monthly)

$2,748 NOK 26.1K

$1,856 NOK 17.6K

48.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,158 NOK 20.5K

$1,517 NOK 14.4K

42.23%

Buy Apartment in City Center (m2)

$11.6K NOK 110.4K

$5,934 NOK 56.3K

96.15%

Buy Apartment Outside City Center (m2)

$7,087 NOK 67.2K

$4,051 NOK 38.4K

74.94%

Average Monthly Net Salary (After Tax)

$4,263 NOK 40.4K

$4,066 NOK 38.6K

4.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

4.32

17.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: July 26, 2026

Last update for Elverum: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,676 in Oslo versus $1,219 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $123 in Oslo versus $101 in Elverum. Monthly groceries follow the same trend: $501 vs $374 – making Elverum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 45%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,782 per month in Oslo and $3,291 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $265 per month in Oslo and $322 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 34% more in Oslo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Elverum, where all-in costs run around $2,194, than in Oslo at $3,188. In Elverum it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.