Last update: Oct 2026

Cost of Living Comparison Between Oslo and Elverum

For one person, living is cheaper in Elverum: $2,805 a month against $3,538 in Oslo, rent and utilities included – about $8,800 less a year. Higher rent and utilities in Oslo outweigh lower spending on other living expenses.

170

Cost of Living Index in Oslo
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Oslo Living Index
135

Cost of Living Index in Elverum
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Elverum Living Index

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Oslo

🇳🇴 Norway

$3,538

/mo nomad

Elverum

🇳🇴 Norway

$2,805

/mo nomad

Monthly Cost of Living

How much you'll spend in Oslo and in Elverum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oslo and in Elverum actually costs, broken down by who's living it.

A single person spends $3,538 per month in Oslo vs $2,805 in Elverum, rent included.

Oslo $3,538
Elverum $2,805

A couple spends around $5,096 per month in Oslo vs $4,229 in Elverum, rent included.

Oslo $5,096
Elverum $4,229

A family of three spends $6,653 per month in Oslo vs $5,654 in Elverum, rent included.

Oslo $6,653
Elverum $5,654

Oslo costs about 26% more than Elverum, and outside of rent the biggest gap is in transport.

Both Oslo and Elverum sit above the global median – Oslo by 160%, Elverum by 106%.

Meal at Budget Restaurant

$21.75 NOK 200

$21.64 NOK 199

0.51%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,196

$110 NOK 1,016

17.72%

Fast Food Meal (McDonalds, etc)

$16.04 NOK 148

$16.40 NOK 151

-2.20%

Cappuccino

$5.84 NOK 53.9

$5.58 NOK 51.4

4.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.38 NOK 40.34

$5.64 NOK 52.0

-22.34%

Water (0.33 liter bottle)

$3.35 NOK 30.85

$4.26 NOK 39.24

-21.36%

Local Beer (0.5 liter draught)

$11.65 NOK 107

$13.68 NOK 126

-14.84%

Imported Beer (0.33 liter bottle)

$12.81 NOK 118

$13.07 NOK 120

-1.99%

Milk (1 liter)

$2.61 NOK 24.08

$2.63 NOK 24.28

-0.76%

White Bread (500g)

$4.38 NOK 40.40

$3.61 NOK 33.23

21.33%

Rice (white) (1kg)

$4.70 NOK 43.33

$3.73 NOK 34.36

26.01%

Eggs

$6.25 NOK 57.6

$4.93 NOK 45.48

26.77%

Local Cheese (1kg)

$15.48 NOK 143

$13.56 NOK 125

14.16%

Chicken Fillets (1kg)

$15.84 NOK 146

$16.69 NOK 154

-5.09%

Beef Round Steak (1kg)

$32.30 NOK 298

$32.85 NOK 303

-1.67%

Apples (1kg)

$3.36 NOK 30.93

$3.92 NOK 36.16

-14.29%

Banana (1kg)

$2.72 NOK 25.11

$2.94 NOK 27.12

-7.48%

Oranges (1kg)

$3.65 NOK 33.65

$3.82 NOK 35.21

-4.45%

Tomato (1kg)

$5.96 NOK 54.9

$5.64 NOK 52.0

5.67%

Potato (1kg)

$2.69 NOK 24.83

$2.98 NOK 27.45

-9.73%

Onion (1kg)

$2.85 NOK 26.27

$3.11 NOK 28.63

-8.36%

Lettuce (1 head)

$3.26 NOK 30.06

$2.88 NOK 26.54

13.19%

Water (1.5 liter bottle)

$2.50 NOK 23.03

$2.27 NOK 20.96

10.13%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 NOK 177

$17.64 NOK 163

8.90%

Wine (Bottle)

$16.64 NOK 153

$18.67 NOK 172

-10.87%

Local Beer (0.5 liter bottle)

$3.60 NOK 33.19

$3.53 NOK 32.56

1.98%

Imported Beer (0.33 liter bottle)

$4.23 NOK 38.94

$4.57 NOK 42.10

-7.44%

One-way Ticket (Public Transport)

$5.02 NOK 46.28

$4.17 NOK 38.44

20.38%

Public Transport Monthly Pass (Regular Price)

$83.5 NOK 769

$81.5 NOK 751

2.38%

Taxi Start (Normal Tariff)

$12.39 NOK 114

$9.49 NOK 87.4

30.56%

Taxi (Normal Tariff) (1km)

$1.84 NOK 16.99

$1.66 NOK 15.33

10.84%

Taxi 1hour Waiting (Normal Tariff)

$70.8 NOK 653

$60.4 NOK 557

17.17%

Gasoline (1 liter)

$2.48 NOK 22.87

$2.60 NOK 24.01

-4.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 459.9K

$47.4K NOK 437.2K

5.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K NOK 411.8K

$46.5K NOK 429.0K

-4.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$433 NOK 3,995

$275 NOK 2,536

57.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.50 NOK 318

$35.85 NOK 330

-3.77%

Internet (50+ Mbps, Unlimited Data)

$55.7 NOK 513

$83.0 NOK 765

-32.88%

Gym Membership (Monthly)

$58.1 NOK 535

$56.1 NOK 517

3.53%

Tennis Court (1 Hour on Weekend)

$29.79 NOK 275

$38.16 NOK 352

-21.93%

Cinema Ticket

$20.78 NOK 192

$19.20 NOK 177

8.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NOK 2,208

$301 NOK 2,771

-20.31%

International Primary School, 1 Child (Yearly)

$16.2K NOK 149.0K

$4,543 NOK 41.9K

255.77%

Jeans (Levis 501 Or Similar)

$104 NOK 961

$111 NOK 1,021

-5.84%

Summer Dress (H&M, Zara, etc)

$61.8 NOK 569

$52.2 NOK 481

18.20%

Sport Shoes (Adidas, Nike)

$135 NOK 1,243

$122 NOK 1,128

10.20%

Men's Leather Business Shoes

$160 NOK 1,475

$157 NOK 1,450

1.74%

1-bedroom Apartment, City Center (Monthly)

$2,133 NOK 19.7K

$1,228 NOK 11.3K

73.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,645 NOK 15.2K

$1,059 NOK 9,760

55.33%

3-bedroom Apartment, City Center (Monthly)

$3,270 NOK 30.1K

$2,054 NOK 18.9K

59.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 NOK 22.7K

$1,735 NOK 16.0K

42.11%

Buy Apartment in City Center (m2)

$12.4K NOK 114.0K

$6,437 NOK 59.3K

92.11%

Buy Apartment Outside City Center (m2)

$7,462 NOK 68.8K

$4,241 NOK 39.1K

75.96%

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.3K

$4,272 NOK 39.4K

10.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

5.32

-7.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: October 25, 2026

Last update for Elverum: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oslo

$1.6K 46.5%

Elverum

$1.1K 37.8% 35.6% $586

Groceries & Markets

Oslo

$530 15%

Elverum

$519 18.5% 2.2% $12

Monthly Utilities & Internet

Oslo

$524 14.8%

Elverum

$394 14.1% 24.8% $130

Eating Out

Oslo

$407 11.5%

Elverum

$423 15.1% 4% $16

Clothing & Footwear

Oslo

$207 5.9%

Elverum

$199 7.1% 4% $8.2

Getting Around

Oslo

$125 3.5%

Elverum

$116 4.1% 7.3% $9.1

Sport & Entertainment

Oslo

$100 2.8%

Elverum

$95 3.4% 5.2% $5.2

Cost Breakdown

A central one-bedroom costs $2,133 in Oslo versus $1,228 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $130 in Oslo versus $110 in Elverum. Monthly groceries follow the same trend: $530 vs $519 – making Elverum the more affordable choice for daily food spending.

Good to know

🇳🇴 Oslo

🇳🇴 Elverum

🕒 Local time

13:14 1:14 PM

Same time as Oslo

🌤 Weather

👥 Population

1,098,061 Capital

21,775

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.85 USD

100 NOK = 9.72 EUR

100 NOK = 10.85 USD

100 NOK = 9.72 EUR

Exchange rates and currency converter

On the map

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Oslo Elverum 130 km

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Oslo
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 26%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,307 per month in Oslo and $4,207 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments: a one-bedroom in the center costs $1,228 there versus $2,133 in Oslo.

A mid-range dinner for two costs $130 in Oslo and $110 in Elverum. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $240 per month in Oslo and $301 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,538 in Oslo and $2,805 in Elverum. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,805 in Elverum to $3,538 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Elverum. If higher salaries or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.