Cost of Living Comparison Between Oslo and Elverum Cost of Living Comparison Between Oslo and Elverum

Monthly Cost of Living

A single person spends $3,167 per month in Oslo vs $2,229 in Elverum, rent included.

A couple spends around $4,598 per month in Oslo vs $3,474 in Elverum, rent included.

A family of three spends $6,029 per month in Oslo vs $4,719 in Elverum, rent included.

Oslo costs about 42% more than Elverum, driven mainly by Groceries & Markets.

Both Oslo and Elverum sit above the global median – Oslo by 136%, Elverum by 66%.

Currency
🍽 Eating Out
Oslo
Elverum
Difference
Meal at Budget Restaurant
$25.05 NOKΒ 238
$22.57 NOKΒ 214
10.99%
Three-Course Dinner for Two, Mid-Range
$121 NOKΒ 1,145
$101 NOKΒ 963
18.97%
Fast Food Meal (McDonalds, etc)
$15.29 NOKΒ 145
$11.45 NOKΒ 109
33.54%
Cappuccino
$5.01 NOKΒ 47.58
$4.61 NOKΒ 43.73
8.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.22 NOKΒ 40.04
$3.45 NOKΒ 32.78
22.32%
Water (0.33 liter bottle)
$3.33 NOKΒ 31.62
$2.95 NOKΒ 27.96
12.88%
Local Beer (0.5 liter draught)
$11.97 NOKΒ 114
$10.71 NOKΒ 102
11.76%
Imported Beer (0.33 liter bottle)
$11.28 NOKΒ 107
$8.05 NOKΒ 76.4
40.12%
πŸ›’ Groceries & Markets
Oslo
Elverum
Difference
Milk (1 liter)
$2.29 NOKΒ 21.75
$1.09 NOKΒ 10.38
110.09%
White Bread (500g)
$4.12 NOKΒ 39.10
$3.61 NOKΒ 34.25
14.13%
Rice (white) (1kg)
$3.60 NOKΒ 34.19
$3.83 NOKΒ 36.38
-6.01%
Eggs
$5.15 NOKΒ 48.87
$1.78 NOKΒ 16.91
189.33%
Local Cheese (1kg)
$13.37 NOKΒ 127
$7.16 NOKΒ 68.0
86.73%
Chicken Fillets (1kg)
$16.54 NOKΒ 157
$12.04 NOKΒ 114
37.38%
Beef Round Steak (1kg)
$31.78 NOKΒ 302
$25.37 NOKΒ 241
25.27%
Apples (1kg)
$3.55 NOKΒ 33.66
$0.99 NOKΒ 9.36
258.59%
Banana (1kg)
$2.60 NOKΒ 24.69
$2.98 NOKΒ 28.28
-12.75%
Oranges (1kg)
$3.42 NOKΒ 32.50
$1.49 NOKΒ 14.10
129.53%
Tomato (1kg)
$4.97 NOKΒ 47.21
$1.55 NOKΒ 14.70
220.65%
Potato (1kg)
$2.56 NOKΒ 24.29
$1.02 NOKΒ 9.71
150.98%
Onion (1kg)
$2.67 NOKΒ 25.36
$0.99 NOKΒ 9.38
169.70%
Lettuce (1 head)
$2.78 NOKΒ 26.35
$2.55 NOKΒ 24.22
9.02%
Water (1.5 liter bottle)
$2.39 NOKΒ 22.73
$2.44 NOKΒ 23.15
-2.05%
Cigarettes 20 Pack (Marlboro, Camel)
$16.92 NOKΒ 161
$14.45 NOKΒ 137
17.09%
Wine (Bottle)
$19.07 NOKΒ 181
$18.81 NOKΒ 179
1.38%
Local Beer (0.5 liter bottle)
$3.46 NOKΒ 32.83
$3.65 NOKΒ 34.60
-5.21%
Imported Beer (0.33 liter bottle)
$4.23 NOKΒ 40.15
$4.81 NOKΒ 45.64
-12.06%
🚌 Getting Around
Oslo
Elverum
Difference
One-way Ticket (Public Transport)
$4.16 NOKΒ 39.48
$4.33 NOKΒ 41.10
-3.93%
Public Transport Monthly Pass (Regular Price)
$79.0 NOKΒ 750
$74.6 NOKΒ 708
5.90%
Taxi Start (Normal Tariff)
$10.08 NOKΒ 95.7
$15.16 NOKΒ 144
-33.51%
Taxi (Normal Tariff) (1km)
$1.45 NOKΒ 13.76
$2.19 NOKΒ 20.79
-33.79%
Taxi 1hour Waiting (Normal Tariff)
$42.60 NOKΒ 404
$90.1 NOKΒ 855
-52.71%
Gasoline (1 liter)
$2.18 NOKΒ 20.69
$2.14 NOKΒ 20.32
1.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K NOKΒ 349.4K
$31.8K NOKΒ 302.1K
15.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.9K NOKΒ 397.5K
$35.3K NOKΒ 334.7K
18.76%
🧾 Monthly Utilities & Internet
Oslo
Elverum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$301 NOKΒ 2,857
$101 NOKΒ 961
197.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.61 NOKΒ 300
$41.58 NOKΒ 395
-23.98%
Internet (50+ Mbps, Unlimited Data)
$56.3 NOKΒ 534
$66.7 NOKΒ 633
-15.62%
πŸŽ‰ Sport & Entertainment
Oslo
Elverum
Difference
Gym Membership (Monthly)
$56.2 NOKΒ 533
$49.31 NOKΒ 468
13.91%
Tennis Court (1 Hour on Weekend)
$29.38 NOKΒ 279
$34.77 NOKΒ 330
-15.50%
Cinema Ticket
$18.20 NOKΒ 173
$12.26 NOKΒ 116
48.45%
🧸 Childcare & Education
Oslo
Elverum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 NOKΒ 2,587
$329 NOKΒ 3,127
-17.28%
International Primary School, 1 Child (Yearly)
$15.0K NOKΒ 142.3K
$8,495 NOKΒ 80.6K
76.44%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Oslo
Elverum
Difference
Jeans (Levis 501 Or Similar)
$102 NOKΒ 966
$113 NOKΒ 1,072
-9.81%
Summer Dress (H&M, Zara, etc)
$64.9 NOKΒ 616
$49.18 NOKΒ 467
31.88%
Sport Shoes (Adidas, Nike)
$122 NOKΒ 1,155
$130 NOKΒ 1,231
-6.22%
Men's Leather Business Shoes
$167 NOKΒ 1,590
$131 NOKΒ 1,239
28.33%
🏠 Accommodation & Living
Oslo
Elverum
Difference
1-bedroom Apartment, City Center (Monthly)
$1,738 NOKΒ 16.5K
$1,200 NOKΒ 11.4K
44.83%
1-bedroom Apartment, Outside City Center (Monthly)
$1,422 NOKΒ 13.5K
$905 NOKΒ 8,593
57.12%
3-bedroom Apartment, City Center (Monthly)
$2,689 NOKΒ 25.5K
$1,810 NOKΒ 17.2K
48.54%
3-bedroom Apartment, Outside City Center (Monthly)
$2,122 NOKΒ 20.1K
$1,560 NOKΒ 14.8K
36.08%
Buy Apartment in City Center (m2)
$11.7K NOKΒ 110.8K
$6,112 NOKΒ 58.0K
91.06%
Buy Apartment Outside City Center (m2)
$7,097 NOKΒ 67.4K
$4,385 NOKΒ 41.6K
61.83%
πŸ’΅ Salaries & Financials
Oslo
Elverum
Difference
Average Monthly Net Salary (After Tax)
$4,357 NOKΒ 41.4K
$4,194 NOKΒ 39.8K
3.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.08
4.32
17.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: June 7, 2026

Last update for Elverum: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,738 in Oslo versus $1,200 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Oslo versus $101 in Elverum. Monthly groceries follow the same trend: $506 vs $374 – making Elverum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oslo vs Elverum: Cost of Living - Frequently Asked Questions
Is Elverum cheaper than Oslo?
Yes – Oslo is pricier by about 42%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $4,751 per month in Oslo and $3,343 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $273 per month in Oslo and $329 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Oslo and Elverum?
Groceries cost about 35% more in Oslo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 enough to cover costs in Oslo or Elverum?
$2,500 is a stretch for both – monthly costs hit $3,167 in Oslo and $2,229 in Elverum. You'll need shared housing and careful budgeting no matter which city you pick.
Is Oslo or Elverum more family-friendly?
Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Oslo or Elverum?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.

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