Cost of Living Comparison Between Oslo and Elverum Cost of Living Comparison Between Oslo and Elverum

Monthly Cost of Living

A single person spends $3,167 per month in Oslo vs $2,229 in Elverum, rent included.

A couple spends around $4,598 per month in Oslo vs $3,474 in Elverum, rent included.

A family of three spends $6,029 per month in Oslo vs $4,719 in Elverum, rent included.

Oslo costs about 42% more than Elverum, driven mainly by Groceries & Markets.

Both Oslo and Elverum sit above the global median – Oslo by 136%, Elverum by 66%.

Meal at Budget Restaurant

$25.05 NOK 238

$22.57 NOK 214

10.99%

Three-Course Dinner for Two, Mid-Range

$121 NOK 1,145

$101 NOK 963

18.97%

Fast Food Meal (McDonalds, etc)

$15.29 NOK 145

$11.45 NOK 109

33.54%

Cappuccino

$5.01 NOK 47.58

$4.61 NOK 43.73

8.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.22 NOK 40.04

$3.45 NOK 32.78

22.32%

Water (0.33 liter bottle)

$3.33 NOK 31.62

$2.95 NOK 27.96

12.88%

Local Beer (0.5 liter draught)

$11.97 NOK 114

$10.71 NOK 102

11.76%

Imported Beer (0.33 liter bottle)

$11.28 NOK 107

$8.05 NOK 76.4

40.12%

Milk (1 liter)

$2.29 NOK 21.75

$1.09 NOK 10.38

110.09%

White Bread (500g)

$4.12 NOK 39.10

$3.61 NOK 34.25

14.13%

Rice (white) (1kg)

$3.60 NOK 34.19

$3.83 NOK 36.38

-6.01%

Eggs

$5.15 NOK 48.87

$1.78 NOK 16.91

189.33%

Local Cheese (1kg)

$13.37 NOK 127

$7.16 NOK 68.0

86.73%

Chicken Fillets (1kg)

$16.54 NOK 157

$12.04 NOK 114

37.38%

Beef Round Steak (1kg)

$31.78 NOK 302

$25.37 NOK 241

25.27%

Apples (1kg)

$3.55 NOK 33.66

$0.99 NOK 9.36

258.59%

Banana (1kg)

$2.60 NOK 24.69

$2.98 NOK 28.28

-12.75%

Oranges (1kg)

$3.42 NOK 32.50

$1.49 NOK 14.10

129.53%

Tomato (1kg)

$4.97 NOK 47.21

$1.55 NOK 14.70

220.65%

Potato (1kg)

$2.56 NOK 24.29

$1.02 NOK 9.71

150.98%

Onion (1kg)

$2.67 NOK 25.36

$0.99 NOK 9.38

169.70%

Lettuce (1 head)

$2.78 NOK 26.35

$2.55 NOK 24.22

9.02%

Water (1.5 liter bottle)

$2.39 NOK 22.73

$2.44 NOK 23.15

-2.05%

Cigarettes 20 Pack (Marlboro, Camel)

$16.92 NOK 161

$14.45 NOK 137

17.09%

Wine (Bottle)

$19.07 NOK 181

$18.81 NOK 179

1.38%

Local Beer (0.5 liter bottle)

$3.46 NOK 32.83

$3.65 NOK 34.60

-5.21%

Imported Beer (0.33 liter bottle)

$4.23 NOK 40.15

$4.81 NOK 45.64

-12.06%

One-way Ticket (Public Transport)

$4.16 NOK 39.48

$4.33 NOK 41.10

-3.93%

Public Transport Monthly Pass (Regular Price)

$79.0 NOK 750

$74.6 NOK 708

5.90%

Taxi Start (Normal Tariff)

$10.08 NOK 95.7

$15.16 NOK 144

-33.51%

Taxi (Normal Tariff) (1km)

$1.45 NOK 13.76

$2.19 NOK 20.79

-33.79%

Taxi 1hour Waiting (Normal Tariff)

$42.60 NOK 404

$90.1 NOK 855

-52.71%

Gasoline (1 liter)

$2.18 NOK 20.69

$2.14 NOK 20.32

1.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K NOK 349.4K

$31.8K NOK 302.1K

15.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.9K NOK 397.5K

$35.3K NOK 334.7K

18.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$301 NOK 2,857

$101 NOK 961

197.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.61 NOK 300

$41.58 NOK 395

-23.98%

Internet (50+ Mbps, Unlimited Data)

$56.3 NOK 534

$66.7 NOK 633

-15.62%

Gym Membership (Monthly)

$56.2 NOK 533

$49.31 NOK 468

13.91%

Tennis Court (1 Hour on Weekend)

$29.38 NOK 279

$34.77 NOK 330

-15.50%

Cinema Ticket

$18.20 NOK 173

$12.26 NOK 116

48.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 NOK 2,587

$329 NOK 3,127

-17.28%

International Primary School, 1 Child (Yearly)

$15.0K NOK 142.3K

$8,495 NOK 80.6K

76.44%

Jeans (Levis 501 Or Similar)

$102 NOK 966

$113 NOK 1,072

-9.81%

Summer Dress (H&M, Zara, etc)

$64.9 NOK 616

$49.18 NOK 467

31.88%

Sport Shoes (Adidas, Nike)

$122 NOK 1,155

$130 NOK 1,231

-6.22%

Men's Leather Business Shoes

$167 NOK 1,590

$131 NOK 1,239

28.33%

1-bedroom Apartment, City Center (Monthly)

$1,738 NOK 16.5K

$1,200 NOK 11.4K

44.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,422 NOK 13.5K

$905 NOK 8,593

57.12%

3-bedroom Apartment, City Center (Monthly)

$2,689 NOK 25.5K

$1,810 NOK 17.2K

48.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,122 NOK 20.1K

$1,560 NOK 14.8K

36.08%

Buy Apartment in City Center (m2)

$11.7K NOK 110.8K

$6,112 NOK 58.0K

91.06%

Buy Apartment Outside City Center (m2)

$7,097 NOK 67.4K

$4,385 NOK 41.6K

61.83%

Average Monthly Net Salary (After Tax)

$4,357 NOK 41.4K

$4,194 NOK 39.8K

3.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

4.32

17.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: June 7, 2026

Last update for Elverum: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,738 in Oslo versus $1,200 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Oslo versus $101 in Elverum. Monthly groceries follow the same trend: $506 vs $374 – making Elverum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 42%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,751 per month in Oslo and $3,343 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $273 per month in Oslo and $329 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 35% more in Oslo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,167 in Oslo and $2,229 in Elverum. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.