Cost of Living Comparison Between Oslo and Elverum Cost of Living Comparison Between Oslo and Elverum

Monthly Cost of Living

A single person spends $3,182 per month in Oslo vs $2,222 in Elverum, rent included.

A couple spends around $4,651 per month in Oslo vs $3,444 in Elverum, rent included.

A family of three spends $6,119 per month in Oslo vs $4,666 in Elverum, rent included.

Oslo costs about 43% more than Elverum, driven mainly by Groceries & Markets.

Both Oslo and Elverum sit above the global median – Oslo by 138%, Elverum by 66%.

Meal at Budget Restaurant

$24.80 NOK 231

$22.21 NOK 207

11.66%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,146

$102 NOK 952

20.44%

Fast Food Meal (McDonalds, etc)

$15.20 NOK 142

$11.78 NOK 110

29.03%

Cappuccino

$5.03 NOK 46.85

$4.68 NOK 43.64

7.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.15 NOK 38.66

$3.63 NOK 33.87

14.33%

Water (0.33 liter bottle)

$3.23 NOK 30.13

$3.00 NOK 27.95

7.67%

Local Beer (0.5 liter draught)

$12.01 NOK 112

$10.79 NOK 101

11.31%

Imported Beer (0.33 liter bottle)

$11.31 NOK 105

$8.15 NOK 76.0

38.77%

Milk (1 liter)

$2.31 NOK 21.48

$1.08 NOK 10.06

113.89%

White Bread (500g)

$4.14 NOK 38.59

$3.48 NOK 32.41

18.97%

Rice (white) (1kg)

$3.60 NOK 33.53

$3.93 NOK 36.65

-8.40%

Eggs

$5.10 NOK 47.54

$1.78 NOK 16.61

186.52%

Local Cheese (1kg)

$13.21 NOK 123

$6.93 NOK 64.6

90.62%

Chicken Fillets (1kg)

$16.45 NOK 153

$12.01 NOK 112

36.97%

Beef Round Steak (1kg)

$31.37 NOK 292

$24.99 NOK 233

25.53%

Apples (1kg)

$3.48 NOK 32.40

$0.98 NOK 9.15

255.10%

Banana (1kg)

$2.52 NOK 23.49

$2.85 NOK 26.61

-11.58%

Oranges (1kg)

$3.29 NOK 30.66

$1.50 NOK 14.02

119.33%

Tomato (1kg)

$5.11 NOK 47.67

$1.54 NOK 14.40

231.82%

Potato (1kg)

$2.43 NOK 22.65

$1.02 NOK 9.55

138.24%

Onion (1kg)

$2.65 NOK 24.73

$1.00 NOK 9.29

165.00%

Lettuce (1 head)

$2.88 NOK 26.81

$2.57 NOK 23.92

12.06%

Water (1.5 liter bottle)

$2.43 NOK 22.66

$2.50 NOK 23.29

-2.80%

Cigarettes 20 Pack (Marlboro, Camel)

$17.47 NOK 163

$14.35 NOK 134

21.74%

Wine (Bottle)

$19.32 NOK 180

$19.12 NOK 178

1.05%

Local Beer (0.5 liter bottle)

$3.41 NOK 31.81

$3.71 NOK 34.56

-8.09%

Imported Beer (0.33 liter bottle)

$4.39 NOK 40.94

$4.78 NOK 44.56

-8.16%

One-way Ticket (Public Transport)

$4.20 NOK 39.13

$4.38 NOK 40.78

-4.11%

Public Transport Monthly Pass (Regular Price)

$78.8 NOK 735

$72.0 NOK 671

9.44%

Taxi Start (Normal Tariff)

$10.18 NOK 94.9

$15.34 NOK 143

-33.64%

Taxi (Normal Tariff) (1km)

$1.40 NOK 13.06

$2.24 NOK 20.91

-37.50%

Taxi 1hour Waiting (Normal Tariff)

$42.71 NOK 398

$88.1 NOK 821

-51.54%

Gasoline (1 liter)

$2.22 NOK 20.65

$2.16 NOK 20.10

2.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K NOK 340.9K

$32.3K NOK 301.2K

13.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.0K NOK 391.0K

$35.9K NOK 334.9K

16.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 NOK 2,848

$102 NOK 953

198.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.90 NOK 288

$41.97 NOK 391

-26.38%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 520

$64.6 NOK 602

-13.62%

Gym Membership (Monthly)

$56.2 NOK 524

$49.98 NOK 466

12.40%

Tennis Court (1 Hour on Weekend)

$29.12 NOK 271

$35.41 NOK 330

-17.76%

Cinema Ticket

$17.89 NOK 167

$11.95 NOK 111

49.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 NOK 2,475

$330 NOK 3,080

-19.65%

International Primary School, 1 Child (Yearly)

$14.5K NOK 135.4K

$8,434 NOK 78.6K

72.31%

Jeans (Levis 501 Or Similar)

$105 NOK 980

$110 NOK 1,022

-4.09%

Summer Dress (H&M, Zara, etc)

$65.7 NOK 612

$48.31 NOK 450

35.91%

Sport Shoes (Adidas, Nike)

$123 NOK 1,150

$125 NOK 1,166

-1.33%

Men's Leather Business Shoes

$162 NOK 1,514

$132 NOK 1,233

22.79%

1-bedroom Apartment, City Center (Monthly)

$1,738 NOK 16.2K

$1,199 NOK 11.2K

44.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,421 NOK 13.2K

$884 NOK 8,243

60.67%

3-bedroom Apartment, City Center (Monthly)

$2,699 NOK 25.2K

$1,805 NOK 16.8K

49.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,182 NOK 20.3K

$1,542 NOK 14.4K

41.53%

Buy Apartment in City Center (m2)

$11.4K NOK 106.3K

$6,082 NOK 56.7K

87.50%

Buy Apartment Outside City Center (m2)

$7,770 NOK 72.4K

$4,495 NOK 41.9K

72.86%

Average Monthly Net Salary (After Tax)

$4,467 NOK 41.6K

$4,244 NOK 39.6K

5.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

4.32

17.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: April 28, 2026

Last update for Elverum: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,738 in Oslo versus $1,199 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $123 in Oslo versus $102 in Elverum. Monthly groceries follow the same trend: $504 vs $372 – making Elverum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 43%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,773 per month in Oslo and $3,333 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $266 per month in Oslo and $330 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 36% more in Oslo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$2,500 is a stretch for both – monthly costs hit $3,182 in Oslo and $2,222 in Elverum. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.