Cost of Living Comparison Between Oslo and Elverum Cost of Living Comparison Between Oslo and Elverum

Monthly Cost of Living

A single person spends $3,393 per month in Oslo vs $2,814 in Elverum, rent included.

A couple spends around $4,964 per month in Oslo vs $4,246 in Elverum, rent included.

A family of three spends $6,535 per month in Oslo vs $5,677 in Elverum, rent included.

Oslo costs about 21% more than Elverum, driven mainly by Monthly Utilities & Internet.

Both Oslo and Elverum sit above the global median – Oslo by 148%, Elverum by 106%.

Meal at Budget Restaurant

$21.87 NOK 206

$21.69 NOK 204

0.83%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,200

$109 NOK 1,031

16.32%

Fast Food Meal (McDonalds, etc)

$16.35 NOK 154

$15.96 NOK 150

2.44%

Cappuccino

$6.18 NOK 58.2

$5.79 NOK 54.5

6.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 NOK 38.66

$5.75 NOK 54.1

-28.70%

Water (0.33 liter bottle)

$3.45 NOK 32.50

$4.17 NOK 39.24

-17.27%

Local Beer (0.5 liter draught)

$11.64 NOK 110

$13.43 NOK 127

-13.33%

Imported Beer (0.33 liter bottle)

$12.70 NOK 120

$13.24 NOK 125

-4.08%

Milk (1 liter)

$2.65 NOK 24.97

$2.61 NOK 24.61

1.53%

White Bread (500g)

$4.12 NOK 38.84

$3.52 NOK 33.17

17.05%

Rice (white) (1kg)

$4.76 NOK 44.86

$3.72 NOK 35.00

27.96%

Eggs

$6.14 NOK 57.9

$5.00 NOK 47.09

22.80%

Local Cheese (1kg)

$14.66 NOK 138

$13.11 NOK 124

11.82%

Chicken Fillets (1kg)

$15.39 NOK 145

$16.86 NOK 159

-8.72%

Beef Round Steak (1kg)

$29.69 NOK 280

$32.28 NOK 304

-8.02%

Apples (1kg)

$3.44 NOK 32.44

$4.06 NOK 38.24

-15.27%

Banana (1kg)

$2.68 NOK 25.24

$2.98 NOK 28.11

-10.07%

Oranges (1kg)

$3.54 NOK 33.36

$3.80 NOK 35.79

-6.84%

Tomato (1kg)

$6.06 NOK 57.1

$5.59 NOK 52.7

8.41%

Potato (1kg)

$2.72 NOK 25.65

$2.96 NOK 27.85

-8.11%

Onion (1kg)

$2.88 NOK 27.18

$3.07 NOK 28.88

-6.19%

Lettuce (1 head)

$3.23 NOK 30.42

$2.85 NOK 26.87

13.33%

Water (1.5 liter bottle)

$2.55 NOK 23.98

$2.28 NOK 21.49

11.84%

Cigarettes 20 Pack (Marlboro, Camel)

$19.59 NOK 185

$17.58 NOK 166

11.43%

Wine (Bottle)

$16.63 NOK 157

$19.12 NOK 180

-13.02%

Local Beer (0.5 liter bottle)

$3.48 NOK 32.74

$3.61 NOK 34.03

-3.60%

Imported Beer (0.33 liter bottle)

$4.39 NOK 41.34

$4.62 NOK 43.53

-4.98%

One-way Ticket (Public Transport)

$5.01 NOK 47.21

$4.88 NOK 45.95

2.66%

Public Transport Monthly Pass (Regular Price)

$84.9 NOK 800

$87.4 NOK 824

-2.92%

Taxi Start (Normal Tariff)

$12.33 NOK 116

$9.47 NOK 89.2

30.20%

Taxi (Normal Tariff) (1km)

$1.87 NOK 17.58

$1.62 NOK 15.24

15.43%

Taxi 1hour Waiting (Normal Tariff)

$70.1 NOK 661

$60.4 NOK 569

16.11%

Gasoline (1 liter)

$2.27 NOK 21.39

$2.33 NOK 22.00

-2.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.2K NOK 473.0K

$45.9K NOK 431.9K

9.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.5K NOK 428.7K

$46.5K NOK 438.4K

-2.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$425 NOK 4,007

$282 NOK 2,660

50.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.72 NOK 318

$36.56 NOK 344

-7.77%

Internet (50+ Mbps, Unlimited Data)

$57.5 NOK 541

$84.6 NOK 797

-32.06%

Gym Membership (Monthly)

$61.6 NOK 580

$51.8 NOK 488

18.75%

Tennis Court (1 Hour on Weekend)

$29.20 NOK 275

$32.52 NOK 306

-10.21%

Cinema Ticket

$19.46 NOK 183

$20.74 NOK 195

-6.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$244 NOK 2,301

$305 NOK 2,877

-20.01%

International Primary School, 1 Child (Yearly)

$15.7K NOK 148.0K

$4,501 NOK 42.4K

249.05%

Jeans (Levis 501 Or Similar)

$104 NOK 976

$111 NOK 1,042

-6.35%

Summer Dress (H&M, Zara, etc)

$61.1 NOK 576

$51.5 NOK 485

18.79%

Sport Shoes (Adidas, Nike)

$135 NOK 1,273

$123 NOK 1,155

10.18%

Men's Leather Business Shoes

$158 NOK 1,492

$163 NOK 1,539

-3.07%

1-bedroom Apartment, City Center (Monthly)

$2,026 NOK 19.1K

$1,214 NOK 11.4K

66.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,568 NOK 14.8K

$1,038 NOK 9,782

51.06%

3-bedroom Apartment, City Center (Monthly)

$3,062 NOK 28.8K

$2,061 NOK 19.4K

48.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,302 NOK 21.7K

$1,733 NOK 16.3K

32.86%

Buy Apartment in City Center (m2)

$12.0K NOK 112.8K

$6,274 NOK 59.1K

90.84%

Buy Apartment Outside City Center (m2)

$6,933 NOK 65.3K

$4,108 NOK 38.7K

68.78%

Average Monthly Net Salary (After Tax)

$4,691 NOK 44.2K

$4,272 NOK 40.2K

9.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.98

5.32

-6.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: September 13, 2026

Last update for Elverum: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,026 in Oslo versus $1,214 in Elverum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $127 in Oslo versus $109 in Elverum. Groceries tell a different story – $516 in Oslo vs $517 in Elverum – so Oslo wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Elverum: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 21%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $5,090 per month in Oslo and $4,221 in Elverum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $244 per month in Oslo and $305 in Elverum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 0% cheaper in Oslo – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$2,500 is a stretch for both – monthly costs hit $3,393 in Oslo and $2,814 in Elverum. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.