Cost of Living Comparison Between Elverum and Oslo Cost of Living Comparison Between Elverum and Oslo

Monthly Cost of Living

A single person spends $2,194 per month in Elverum vs $3,188 in Oslo, rent included.

A couple spends around $3,483 per month in Elverum vs $4,644 in Oslo, rent included.

A family of three spends $4,773 per month in Elverum vs $6,099 in Oslo, rent included.

Elverum is about 31% cheaper than Oslo, driven mainly by Groceries & Markets.

Both Elverum and Oslo sit above the global median – Elverum by 65%, Oslo by 140%.

Meal at Budget Restaurant

$22.48 NOK 213

$25.21 NOK 239

-10.83%

Three-Course Dinner for Two, Mid-Range

$101 NOK 954

$123 NOK 1,170

-18.40%

Fast Food Meal (McDonalds, etc)

$11.42 NOK 108

$15.39 NOK 146

-25.80%

Cappuccino

$4.52 NOK 42.87

$4.86 NOK 46.12

-7.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.50 NOK 33.21

$4.22 NOK 40.04

-17.06%

Water (0.33 liter bottle)

$3.04 NOK 28.86

$3.32 NOK 31.47

-8.43%

Local Beer (0.5 liter draught)

$10.78 NOK 102

$12.23 NOK 116

-11.86%

Imported Beer (0.33 liter bottle)

$7.95 NOK 75.4

$11.04 NOK 105

-27.99%

Milk (1 liter)

$1.09 NOK 10.34

$2.33 NOK 22.05

-53.22%

White Bread (500g)

$3.53 NOK 33.47

$4.18 NOK 39.68

-15.55%

Rice (white) (1kg)

$3.98 NOK 37.71

$3.56 NOK 33.75

11.80%

Eggs

$1.87 NOK 17.71

$4.93 NOK 46.74

-62.07%

Local Cheese (1kg)

$7.04 NOK 66.7

$13.33 NOK 126

-47.19%

Chicken Fillets (1kg)

$12.10 NOK 115

$16.54 NOK 157

-26.84%

Beef Round Steak (1kg)

$25.56 NOK 242

$31.01 NOK 294

-17.57%

Apples (1kg)

$1.02 NOK 9.68

$3.57 NOK 33.83

-71.43%

Banana (1kg)

$2.88 NOK 27.31

$2.52 NOK 23.88

14.29%

Oranges (1kg)

$1.54 NOK 14.57

$3.29 NOK 31.22

-53.19%

Tomato (1kg)

$1.56 NOK 14.84

$4.97 NOK 47.14

-68.61%

Potato (1kg)

$1.00 NOK 9.47

$2.44 NOK 23.18

-59.02%

Onion (1kg)

$1.03 NOK 9.81

$2.65 NOK 25.13

-61.13%

Lettuce (1 head)

$2.56 NOK 24.25

$2.78 NOK 26.37

-7.91%

Water (1.5 liter bottle)

$2.53 NOK 23.96

$2.32 NOK 22.00

9.05%

Cigarettes 20 Pack (Marlboro, Camel)

$14.54 NOK 138

$17.05 NOK 162

-14.72%

Wine (Bottle)

$17.88 NOK 170

$18.64 NOK 177

-4.08%

Local Beer (0.5 liter bottle)

$3.79 NOK 35.95

$3.45 NOK 32.70

9.86%

Imported Beer (0.33 liter bottle)

$4.85 NOK 45.99

$4.33 NOK 41.10

12.01%

One-way Ticket (Public Transport)

$4.28 NOK 40.61

$4.13 NOK 39.19

3.63%

Public Transport Monthly Pass (Regular Price)

$72.9 NOK 691

$79.1 NOK 750

-7.78%

Taxi Start (Normal Tariff)

$15.06 NOK 143

$10.04 NOK 95.3

50.00%

Taxi (Normal Tariff) (1km)

$2.27 NOK 21.52

$1.44 NOK 13.64

57.64%

Taxi 1hour Waiting (Normal Tariff)

$88.5 NOK 839

$42.41 NOK 402

108.65%

Gasoline (1 liter)

$2.13 NOK 20.15

$2.18 NOK 20.64

-2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K NOK 299.6K

$35.9K NOK 340.6K

-12.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K NOK 329.7K

$42.5K NOK 402.6K

-18.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 NOK 975

$295 NOK 2,797

-65.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.59 NOK 404

$30.62 NOK 290

39.09%

Internet (50+ Mbps, Unlimited Data)

$64.6 NOK 612

$55.2 NOK 524

16.89%

Gym Membership (Monthly)

$49.93 NOK 473

$55.7 NOK 528

-10.38%

Tennis Court (1 Hour on Weekend)

$35.18 NOK 334

$28.35 NOK 269

24.09%

Cinema Ticket

$12.25 NOK 116

$18.46 NOK 175

-33.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 NOK 3,055

$265 NOK 2,510

21.73%

International Primary School, 1 Child (Yearly)

$8,523 NOK 80.8K

$14.8K NOK 140.6K

-42.52%

Jeans (Levis 501 Or Similar)

$111 NOK 1,051

$103 NOK 978

7.44%

Summer Dress (H&M, Zara, etc)

$48.37 NOK 459

$64.9 NOK 616

-25.49%

Sport Shoes (Adidas, Nike)

$130 NOK 1,232

$121 NOK 1,147

7.42%

Men's Leather Business Shoes

$129 NOK 1,223

$164 NOK 1,558

-21.52%

1-bedroom Apartment, City Center (Monthly)

$1,219 NOK 11.6K

$1,676 NOK 15.9K

-27.27%

1-bedroom Apartment, Outside City Center (Monthly)

$890 NOK 8,435

$1,415 NOK 13.4K

-37.12%

3-bedroom Apartment, City Center (Monthly)

$1,856 NOK 17.6K

$2,748 NOK 26.1K

-32.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,517 NOK 14.4K

$2,158 NOK 20.5K

-29.69%

Buy Apartment in City Center (m2)

$5,934 NOK 56.3K

$11.6K NOK 110.4K

-49.02%

Buy Apartment Outside City Center (m2)

$4,051 NOK 38.4K

$7,087 NOK 67.2K

-42.84%

Average Monthly Net Salary (After Tax)

$4,066 NOK 38.6K

$4,263 NOK 40.4K

-4.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.32

5.08

-14.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elverum: July 28, 2026

Last update for Oslo: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,219 in Elverum versus $1,676 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Elverum versus $123 in Oslo. Monthly groceries follow the same trend: $374 vs $501 – making Elverum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elverum vs Oslo: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 45%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,291 per month in Elverum and $4,782 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $322 per month in Elverum and $265 in Oslo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 34% more in Oslo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Elverum, where all-in costs run around $2,194, than in Oslo at $3,188. In Elverum it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

Families tend to lean toward Elverum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elverum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.