Last update: Oct 2026

Cost of Living Comparison Between Elverum and Oslo

For one person, living is cheaper in Elverum: $2,805 a month against $3,538 in Oslo, rent and utilities included – about $8,800 less a year. Higher rent and utilities in Oslo outweigh lower spending on other living expenses.

135

Cost of Living Index in Elverum
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Elverum Living Index
170

Cost of Living Index in Oslo
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Oslo Living Index

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Elverum

🇳🇴 Norway

$2,805

/mo nomad

Oslo

🇳🇴 Norway

$3,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Elverum and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elverum and in Oslo actually costs, broken down by who's living it.

A single person spends $2,805 per month in Elverum vs $3,538 in Oslo, rent included.

Elverum $2,805
Oslo $3,538

A couple spends around $4,229 per month in Elverum vs $5,096 in Oslo, rent included.

Elverum $4,229
Oslo $5,096

A family of three spends $5,654 per month in Elverum vs $6,653 in Oslo, rent included.

Elverum $5,654
Oslo $6,653

Elverum is about 21% cheaper than Oslo, and outside of rent the biggest gap is in transport.

Both Elverum and Oslo sit above the global median – Elverum by 106%, Oslo by 160%.

Meal at Budget Restaurant

$21.64 NOK 199

$21.75 NOK 200

-0.51%

Three-Course Dinner for Two, Mid-Range

$110 NOK 1,013

$130 NOK 1,193

-15.05%

Fast Food Meal (McDonalds, etc)

$16.40 NOK 151

$16.04 NOK 147

2.24%

Cappuccino

$5.58 NOK 51.2

$5.84 NOK 53.7

-4.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.64 NOK 51.8

$4.38 NOK 40.21

28.77%

Water (0.33 liter bottle)

$4.26 NOK 39.12

$3.35 NOK 30.75

27.16%

Local Beer (0.5 liter draught)

$13.68 NOK 126

$11.65 NOK 107

17.42%

Imported Beer (0.33 liter bottle)

$13.07 NOK 120

$12.81 NOK 118

2.03%

Milk (1 liter)

$2.63 NOK 24.20

$2.61 NOK 24.00

0.77%

White Bread (500g)

$3.61 NOK 33.13

$4.38 NOK 40.27

-17.58%

Rice (white) (1kg)

$3.73 NOK 34.25

$4.70 NOK 43.19

-20.64%

Eggs

$4.93 NOK 45.33

$6.25 NOK 57.4

-21.12%

Local Cheese (1kg)

$13.56 NOK 125

$15.48 NOK 142

-12.40%

Chicken Fillets (1kg)

$16.69 NOK 153

$15.84 NOK 146

5.37%

Beef Round Steak (1kg)

$32.85 NOK 302

$32.30 NOK 297

1.70%

Apples (1kg)

$3.92 NOK 36.05

$3.36 NOK 30.83

16.67%

Banana (1kg)

$2.94 NOK 27.03

$2.72 NOK 25.03

8.09%

Oranges (1kg)

$3.82 NOK 35.10

$3.65 NOK 33.54

4.66%

Tomato (1kg)

$5.64 NOK 51.9

$5.96 NOK 54.8

-5.37%

Potato (1kg)

$2.98 NOK 27.36

$2.69 NOK 24.75

10.78%

Onion (1kg)

$3.11 NOK 28.54

$2.85 NOK 26.18

9.12%

Lettuce (1 head)

$2.88 NOK 26.46

$3.26 NOK 29.96

-11.66%

Water (1.5 liter bottle)

$2.27 NOK 20.89

$2.50 NOK 22.96

-9.20%

Cigarettes 20 Pack (Marlboro, Camel)

$17.64 NOK 162

$19.21 NOK 176

-8.17%

Wine (Bottle)

$18.67 NOK 172

$16.64 NOK 153

12.20%

Local Beer (0.5 liter bottle)

$3.53 NOK 32.46

$3.60 NOK 33.08

-1.94%

Imported Beer (0.33 liter bottle)

$4.57 NOK 41.96

$4.23 NOK 38.82

8.04%

One-way Ticket (Public Transport)

$4.17 NOK 38.31

$5.02 NOK 46.13

-16.93%

Public Transport Monthly Pass (Regular Price)

$81.5 NOK 749

$83.5 NOK 767

-2.32%

Taxi Start (Normal Tariff)

$9.49 NOK 87.2

$12.39 NOK 114

-23.41%

Taxi (Normal Tariff) (1km)

$1.66 NOK 15.28

$1.84 NOK 16.93

-9.78%

Taxi 1hour Waiting (Normal Tariff)

$60.4 NOK 555

$70.8 NOK 651

-14.66%

Gasoline (1 liter)

$2.60 NOK 23.93

$2.48 NOK 22.79

4.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.4K NOK 435.8K

$49.9K NOK 458.4K

-4.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.5K NOK 427.6K

$44.7K NOK 410.5K

4.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 NOK 2,528

$433 NOK 3,983

-36.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.85 NOK 329

$34.50 NOK 317

3.91%

Internet (50+ Mbps, Unlimited Data)

$83.0 NOK 762

$55.7 NOK 512

48.99%

Gym Membership (Monthly)

$56.1 NOK 515

$58.1 NOK 534

-3.41%

Tennis Court (1 Hour on Weekend)

$38.16 NOK 351

$29.79 NOK 274

28.10%

Cinema Ticket

$19.20 NOK 176

$20.78 NOK 191

-7.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$301 NOK 2,762

$240 NOK 2,201

25.49%

International Primary School, 1 Child (Yearly)

$4,543 NOK 41.7K

$16.2K NOK 148.5K

-71.89%

Jeans (Levis 501 Or Similar)

$111 NOK 1,017

$104 NOK 958

6.20%

Summer Dress (H&M, Zara, etc)

$52.2 NOK 480

$61.8 NOK 567

-15.40%

Sport Shoes (Adidas, Nike)

$122 NOK 1,125

$135 NOK 1,239

-9.25%

Men's Leather Business Shoes

$157 NOK 1,445

$160 NOK 1,470

-1.71%

1-bedroom Apartment, City Center (Monthly)

$1,228 NOK 11.3K

$2,133 NOK 19.6K

-42.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,059 NOK 9,729

$1,645 NOK 15.1K

-35.62%

3-bedroom Apartment, City Center (Monthly)

$2,054 NOK 18.9K

$3,270 NOK 30.0K

-37.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 NOK 15.9K

$2,466 NOK 22.7K

-29.63%

Buy Apartment in City Center (m2)

$6,437 NOK 59.1K

$12.4K NOK 113.6K

-47.95%

Buy Apartment Outside City Center (m2)

$4,241 NOK 39.0K

$7,462 NOK 68.6K

-43.17%

Average Monthly Net Salary (After Tax)

$4,272 NOK 39.3K

$4,703 NOK 43.2K

-9.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.32

4.94

7.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elverum: October 27, 2026

Last update for Oslo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elverum

$1.1K 37.8%

Oslo

$1.6K 46.5% 55.3% $586

Groceries & Markets

Elverum

$519 18.5%

Oslo

$530 15% 2.3% $12

Eating Out

Elverum

$423 15.1%

Oslo

$407 11.5% 3.9% $16

Monthly Utilities & Internet

Elverum

$394 14.1%

Oslo

$524 14.8% 32.9% $130

Clothing & Footwear

Elverum

$199 7.1%

Oslo

$207 5.9% 4.1% $8.2

Getting Around

Elverum

$116 4.1%

Oslo

$125 3.5% 7.9% $9.1

Sport & Entertainment

Elverum

$95 3.4%

Oslo

$100 2.8% 5.4% $5.2

Cost Breakdown

A central one-bedroom costs $1,228 in Elverum versus $2,133 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $110 in Elverum versus $130 in Oslo. Monthly groceries follow the same trend: $519 vs $530 – making Elverum the more affordable choice for daily food spending.

Good to know

🇳🇴 Elverum

🇳🇴 Oslo

🕒 Local time

18:25 6:25 PM

Same time as Elverum

🌤 Weather

👥 Population

21,775

1,098,061 Capital

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Elverum Oslo 130 km

From you

Elverum
Oslo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elverum vs Oslo: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 26%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,207 per month in Elverum and $5,307 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elverum, especially for central apartments: a one-bedroom in the center costs $1,228 there versus $2,133 in Oslo.

A mid-range dinner for two costs $110 in Elverum and $130 in Oslo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $301 per month in Elverum and $240 in Oslo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,805 in Elverum and $3,538 in Oslo. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,805 in Elverum to $3,538 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Elverum. If higher salaries or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.