Last update: Oct 2026

Cost of Living Comparison Between Oslo and Baerum

For one person, living is cheaper in Baerum: $3,200 a month against $3,538 in Oslo, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Oslo
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Oslo Living Index
154

Cost of Living Index in Baerum
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Baerum Living Index

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Oslo

🇳🇴 Norway

$3,538

/mo nomad

Baerum

🇳🇴 Norway

$3,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Oslo and in Baerum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oslo and in Baerum actually costs, broken down by who's living it.

A single person spends $3,538 per month in Oslo vs $3,200 in Baerum, rent included.

Oslo $3,538
Baerum $3,200

A couple spends around $5,096 per month in Oslo vs $4,976 in Baerum, rent included.

Oslo $5,096
Baerum $4,976

A family of three spends $6,653 per month in Oslo vs $6,752 in Baerum, rent included.

Oslo $6,653
Baerum $6,752

Oslo costs about 11% more than Baerum, and outside of rent the biggest gap is in transport.

Both Oslo and Baerum sit above the global median – Oslo by 160%, Baerum by 135%.

Meal at Budget Restaurant

$21.75 NOK 202

$21.48 NOK 200

1.26%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,206

$131 NOK 1,217

-0.87%

Fast Food Meal (McDonalds, etc)

$16.04 NOK 149

$16.27 NOK 151

-1.41%

Cappuccino

$5.84 NOK 54.3

$6.07 NOK 56.4

-3.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.38 NOK 40.67

$4.30 NOK 39.97

1.86%

Water (0.33 liter bottle)

$3.35 NOK 31.10

$3.35 NOK 31.11

Local Beer (0.5 liter draught)

$11.65 NOK 108

$11.64 NOK 108

0.09%

Imported Beer (0.33 liter bottle)

$12.81 NOK 119

$13.09 NOK 122

-2.14%

Milk (1 liter)

$2.61 NOK 24.27

$2.49 NOK 23.09

4.82%

White Bread (500g)

$4.38 NOK 40.73

$3.67 NOK 34.12

19.35%

Rice (white) (1kg)

$4.70 NOK 43.68

$4.92 NOK 45.73

-4.47%

Eggs

$6.25 NOK 58.1

$5.89 NOK 54.7

6.11%

Local Cheese (1kg)

$15.48 NOK 144

$10.74 NOK 99.8

44.13%

Chicken Fillets (1kg)

$15.84 NOK 147

$15.80 NOK 147

0.25%

Beef Round Steak (1kg)

$32.30 NOK 300

$32.14 NOK 299

0.50%

Apples (1kg)

$3.36 NOK 31.17

$2.70 NOK 25.05

24.44%

Banana (1kg)

$2.72 NOK 25.31

$2.09 NOK 19.45

30.14%

Oranges (1kg)

$3.65 NOK 33.92

$2.10 NOK 19.49

73.81%

Tomato (1kg)

$5.96 NOK 55.4

$4.39 NOK 40.74

35.76%

Potato (1kg)

$2.69 NOK 25.03

$1.74 NOK 16.20

54.60%

Onion (1kg)

$2.85 NOK 26.48

$2.87 NOK 26.64

-0.70%

Lettuce (1 head)

$3.26 NOK 30.30

$3.29 NOK 30.53

-0.91%

Water (1.5 liter bottle)

$2.50 NOK 23.22

$2.53 NOK 23.50

-1.19%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 NOK 178

$19.05 NOK 177

0.84%

Wine (Bottle)

$16.64 NOK 155

$17.01 NOK 158

-2.18%

Local Beer (0.5 liter bottle)

$3.60 NOK 33.45

$3.64 NOK 33.80

-1.10%

Imported Beer (0.33 liter bottle)

$4.23 NOK 39.25

$4.46 NOK 41.48

-5.16%

One-way Ticket (Public Transport)

$5.02 NOK 46.65

$4.40 NOK 40.89

14.09%

Public Transport Monthly Pass (Regular Price)

$83.5 NOK 775

Taxi Start (Normal Tariff)

$12.39 NOK 115

$12.34 NOK 115

0.41%

Taxi (Normal Tariff) (1km)

$1.84 NOK 17.12

$1.83 NOK 16.96

0.55%

Taxi 1hour Waiting (Normal Tariff)

$70.8 NOK 658

$70.7 NOK 657

0.21%

Gasoline (1 liter)

$2.48 NOK 23.05

$2.35 NOK 21.83

5.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 463.6K

$29.2K NOK 271.3K

70.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K NOK 415.1K

$26.1K NOK 242.3K

71.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$433 NOK 4,027

$340 NOK 3,154

27.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.50 NOK 321

$34.21 NOK 318

0.85%

Internet (50+ Mbps, Unlimited Data)

$55.7 NOK 517

$55.3 NOK 514

0.63%

Gym Membership (Monthly)

$58.1 NOK 540

$54.7 NOK 508

6.22%

Tennis Court (1 Hour on Weekend)

$29.79 NOK 277

Cinema Ticket

$20.78 NOK 193

$15.85 NOK 147

31.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NOK 2,226

$245 NOK 2,278

-2.30%

International Primary School, 1 Child (Yearly)

$16.2K NOK 150.2K

$16.0K NOK 148.2K

1.34%

Jeans (Levis 501 Or Similar)

$104 NOK 969

$103 NOK 956

1.30%

Summer Dress (H&M, Zara, etc)

$61.8 NOK 574

$62.4 NOK 580

-1.11%

Sport Shoes (Adidas, Nike)

$135 NOK 1,253

$135 NOK 1,255

-0.16%

Men's Leather Business Shoes

$160 NOK 1,487

$160 NOK 1,483

0.30%

1-bedroom Apartment, City Center (Monthly)

$2,133 NOK 19.8K

$1,747 NOK 16.2K

22.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,645 NOK 15.3K

$1,546 NOK 14.4K

6.43%

3-bedroom Apartment, City Center (Monthly)

$3,270 NOK 30.4K

$3,538 NOK 32.9K

-7.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 NOK 22.9K

$2,995 NOK 27.8K

-17.67%

Buy Apartment in City Center (m2)

$12.4K NOK 114.9K

$11.3K NOK 105.4K

9.00%

Buy Apartment Outside City Center (m2)

$7,462 NOK 69.3K

$10.1K NOK 94.1K

-26.31%

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.7K

$5,569 NOK 51.7K

-15.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

4.6

7.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: October 25, 2026

Last update for Baerum: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oslo

$1.6K 46.5%

Baerum

$1.5K 48.3% 6% $99

Groceries & Markets

Oslo

$530 15%

Baerum

$484 15.1% 8.7% $46

Monthly Utilities & Internet

Oslo

$524 14.8%

Baerum

$429 13.4% 18.1% $95

Eating Out

Oslo

$407 11.5%

Baerum

$408 12.8% 0.3% $1.4

Clothing & Footwear

Oslo

$207 5.9%

Baerum

$207 6.5% 0.2% $0.4

Getting Around

Oslo

$125 3.5%

Baerum

$39 * 1.2% 68.8% $86

Sport & Entertainment

Oslo

$100 2.8%

Baerum

$86 2.7% 13.3% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,133 in Oslo versus $1,747 in Baerum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Baerum, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $130 in Oslo versus $131 in Baerum. Groceries tell a different story – $530 in Oslo vs $484 in Baerum – so Baerum wins on supermarket bills even if dining out costs more.

Good to know

🇳🇴 Oslo

🇳🇴 Baerum

🕒 Local time

18:58 6:58 PM

Same time as Oslo

🌤 Weather

👥 Population

1,098,061 Capital

131,136

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

On the map

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Between locations

Oslo Baerum 13 km

From you

Oslo
Baerum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Baerum: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 11%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $5,307 per month in Oslo and $4,800 in Baerum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Baerum, especially for central apartments: a one-bedroom in the center costs $1,747 there versus $2,133 in Oslo.

Groceries cost about 9% more in Oslo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $240 per month in Oslo and $245 in Baerum. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,538 in Oslo and $3,200 in Baerum. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $3,200 in Baerum to $3,538 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.