Cost of Living Comparison Between Baerum and Oslo Cost of Living Comparison Between Baerum and Oslo

Monthly Cost of Living

A single person spends $2,557 per month in Baerum vs $3,203 in Oslo, rent included.

A couple spends around $3,928 per month in Baerum vs $4,686 in Oslo, rent included.

A family of three spends $5,298 per month in Baerum vs $6,170 in Oslo, rent included.

Baerum is about 20% cheaper than Oslo, driven mainly by Eating Out.

Both Baerum and Oslo sit above the global median – Baerum by 91%, Oslo by 140%.

Meal at Budget Restaurant

$25.61 NOK 247

$25.37 NOK 244

0.95%

Three-Course Dinner for Two, Mid-Range

$102 NOK 983

$120 NOK 1,160

-15.30%

Fast Food Meal (McDonalds, etc)

$13.15 NOK 127

$14.96 NOK 144

-12.10%

Cappuccino

$4.98 NOK 47.93

$5.08 NOK 48.89

-1.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 NOK 24.29

$4.10 NOK 39.51

-38.54%

Water (0.33 liter bottle)

$2.16 NOK 20.84

$3.19 NOK 30.74

-32.29%

Local Beer (0.5 liter draught)

$8.84 NOK 85.2

$12.37 NOK 119

-28.54%

Imported Beer (0.33 liter bottle)

$9.47 NOK 91.2

$11.03 NOK 106

-14.14%

Milk (1 liter)

$2.29 NOK 22.01

$2.40 NOK 23.15

-4.58%

White Bread (500g)

$3.58 NOK 34.48

$4.03 NOK 38.86

-11.17%

Rice (white) (1kg)

$3.21 NOK 30.89

$3.67 NOK 35.37

-12.53%

Eggs

$4.97 NOK 47.90

$4.95 NOK 47.65

0.40%

Local Cheese (1kg)

$11.42 NOK 110

$13.66 NOK 132

-16.40%

Chicken Fillets (1kg)

$16.31 NOK 157

$16.41 NOK 158

-0.61%

Beef Round Steak (1kg)

$31.23 NOK 301

$31.39 NOK 302

-0.51%

Apples (1kg)

$3.56 NOK 34.26

$3.60 NOK 34.72

-1.11%

Banana (1kg)

$2.33 NOK 22.42

$2.63 NOK 25.35

-11.41%

Oranges (1kg)

$3.27 NOK 31.51

$3.45 NOK 33.27

-5.22%

Tomato (1kg)

$3.98 NOK 38.38

$5.07 NOK 48.80

-21.50%

Potato (1kg)

$2.21 NOK 21.26

$2.51 NOK 24.14

-11.95%

Onion (1kg)

$2.14 NOK 20.66

$2.71 NOK 26.12

-21.03%

Lettuce (1 head)

$2.83 NOK 27.27

$2.78 NOK 26.73

1.80%

Water (1.5 liter bottle)

$1.83 NOK 17.58

$2.41 NOK 23.17

-24.07%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 NOK 136

$17.46 NOK 168

-19.24%

Wine (Bottle)

$18.21 NOK 175

$18.64 NOK 180

-2.31%

Local Beer (0.5 liter bottle)

$3.49 NOK 33.58

$3.41 NOK 32.88

2.35%

Imported Beer (0.33 liter bottle)

$4.01 NOK 38.66

$4.35 NOK 41.91

-7.82%

One-way Ticket (Public Transport)

$4.15 NOK 39.95

$4.18 NOK 40.29

-0.72%

Public Transport Monthly Pass (Regular Price)

$72.7 NOK 701

$79.6 NOK 766

-8.60%

Taxi Start (Normal Tariff)

$10.29 NOK 99.1

$10.20 NOK 98.2

0.88%

Taxi (Normal Tariff) (1km)

$1.41 NOK 13.54

$1.41 NOK 13.56

Taxi 1hour Waiting (Normal Tariff)

$42.77 NOK 412

$41.75 NOK 402

2.44%

Gasoline (1 liter)

$2.12 NOK 20.41

$2.27 NOK 21.88

-6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K NOK 258.3K

$36.7K NOK 353.0K

-26.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K NOK 233.9K

$42.3K NOK 407.8K

-42.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 NOK 2,949

$296 NOK 2,852

3.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.10 NOK 386

$31.29 NOK 301

28.16%

Internet (50+ Mbps, Unlimited Data)

$38.04 NOK 366

$55.5 NOK 534

-31.41%

Gym Membership (Monthly)

$50.3 NOK 485

$57.4 NOK 552

-12.28%

Tennis Court (1 Hour on Weekend)

$35.74 NOK 344

$28.40 NOK 274

25.85%

Cinema Ticket

$15.21 NOK 146

$18.01 NOK 173

-15.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$272 NOK 2,622

$274 NOK 2,644

-0.82%

International Primary School, 1 Child (Yearly)

$14.6K NOK 140.9K

$14.7K NOK 141.4K

-0.38%

Jeans (Levis 501 Or Similar)

$105 NOK 1,014

$103 NOK 995

1.91%

Summer Dress (H&M, Zara, etc)

$46.64 NOK 449

$64.5 NOK 621

-27.67%

Sport Shoes (Adidas, Nike)

$99.4 NOK 958

$121 NOK 1,164

-17.75%

Men's Leather Business Shoes

$152 NOK 1,465

$168 NOK 1,614

-9.19%

1-bedroom Apartment, City Center (Monthly)

$1,232 NOK 11.9K

$1,700 NOK 16.4K

-27.56%

1-bedroom Apartment, Outside City Center (Monthly)

$909 NOK 8,758

$1,441 NOK 13.9K

-36.92%

3-bedroom Apartment, City Center (Monthly)

$2,148 NOK 20.7K

$2,677 NOK 25.8K

-19.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 NOK 15.5K

$2,180 NOK 21.0K

-26.22%

Buy Apartment in City Center (m2)

$5,734 NOK 55.2K

$11.5K NOK 110.9K

-50.19%

Buy Apartment Outside City Center (m2)

$3,915 NOK 37.7K

$6,961 NOK 67.1K

-43.76%

Average Monthly Net Salary (After Tax)

$5,193 NOK 50.0K

$4,256 NOK 41.0K

22.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

5.08

-13.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: July 13, 2026

Last update for Oslo: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,232 in Baerum versus $1,700 in Oslo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Baerum, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $102 in Baerum versus $120 in Oslo. Monthly groceries follow the same trend: $472 vs $505 – making Baerum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baerum vs Oslo: Cost of Living - Frequently Asked Questions

Yes – Oslo is pricier by about 25%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,836 per month in Baerum and $4,804 in Oslo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Baerum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,557 in Baerum and $3,203 in Oslo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 9% less in Baerum. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in Baerum, where all-in costs run around $2,557, than in Oslo at $3,203. In Baerum it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

Families tend to lean toward Baerum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Baerum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.