Last update: Oct 2026

Cost of Living Comparison Between Ornskoldsvik and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,734 in Ornskoldsvik, rent and utilities included – about $9,800 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Ornskoldsvik
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Ornskoldsvik Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Ornskoldsvik

🇸🇪 Sweden

$1,734

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ornskoldsvik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ornskoldsvik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,734 in Ornskoldsvik versus $918 in Cebu.

Ornskoldsvik $1,734
Cebu $918

Estimated couple costs with rent: $2,681 in Ornskoldsvik versus $1,409 in Cebu.

Ornskoldsvik $2,681
Cebu $1,409

Monthly costs for a family of three with rent: $3,628 in Ornskoldsvik versus $1,900 in Cebu.

Ornskoldsvik $3,628
Cebu $1,900

Living in Ornskoldsvik is roughly 89% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ornskoldsvik is 28% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.11 SEK 130

$3.09 ₱194

324.27%

Three-Course Dinner for Two, Mid-Range

$75.6 SEK 749

$24.22 ₱1,525

212.22%

Fast Food Meal (McDonalds, etc)

$9.97 SEK 98.8

$3.92 ₱247

154.34%

Cappuccino

$4.38 SEK 43.44

$2.51 ₱158

74.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 SEK 25.19

$1.59 ₱100

59.75%

Water (0.33 liter bottle)

$2.15 SEK 21.26

$0.53 ₱33.43

305.66%

Local Beer (0.5 liter draught)

$7.07 SEK 70.1

$1.78 ₱112

297.19%

Imported Beer (0.33 liter bottle)

$7.17 SEK 71.1

$2.17 ₱137

230.41%

Milk (1 liter)

$1.70 SEK 16.86

$1.92 ₱121

-11.46%

White Bread (500g)

$2.72 SEK 26.96

$1.36 ₱85.4

100.00%

Rice (white) (1kg)

$3.45 SEK 34.16

$1.01 ₱63.5

241.58%

Eggs

$4.02 SEK 39.83

$2.03 ₱128

98.03%

Local Cheese (1kg)

$11.76 SEK 117

$9.86 ₱621

19.27%

Chicken Fillets (1kg)

$11.74 SEK 116

$4.39 ₱277

167.43%

Beef Round Steak (1kg)

$16.73 SEK 166

$7.60 ₱479

120.13%

Apples (1kg)

$3.06 SEK 30.29

$3.30 ₱208

-7.27%

Banana (1kg)

$2.55 SEK 25.28

$1.39 ₱87.8

83.45%

Oranges (1kg)

$3.01 SEK 29.78

$2.33 ₱147

29.18%

Tomato (1kg)

$4.47 SEK 44.30

$1.50 ₱94.3

198.00%

Potato (1kg)

$1.66 SEK 16.47

$2.36 ₱149

-29.66%

Onion (1kg)

$1.64 SEK 16.21

$1.90 ₱119

-13.68%

Lettuce (1 head)

$2.27 SEK 22.54

$1.19 ₱74.9

90.76%

Water (1.5 liter bottle)

$1.46 SEK 14.42

$0.63 ₱39.71

131.75%

Cigarettes 20 Pack (Marlboro, Camel)

$7.22 SEK 71.5

$3.00 ₱189

140.67%

Wine (Bottle)

$10.22 SEK 101

$6.03 ₱379

69.49%

Local Beer (0.5 liter bottle)

$1.98 SEK 19.64

$1.23 ₱77.7

60.98%

Imported Beer (0.33 liter bottle)

$2.16 SEK 21.43

$1.75 ₱110

23.43%

One-way Ticket (Public Transport)

$3.26 SEK 32.29

$0.25 ₱15.86

1204.00%

Public Transport Monthly Pass (Regular Price)

$77.7 SEK 770

$12.64 ₱796

514.95%

Taxi Start (Normal Tariff)

$5.92 SEK 58.7

$0.77 ₱48.62

668.83%

Taxi (Normal Tariff) (1km)

$1.71 SEK 16.93

$0.23 ₱14.53

643.48%

Taxi 1hour Waiting (Normal Tariff)

$59.6 SEK 590

$4.46 ₱281

1235.20%

Gasoline (1 liter)

$1.70 SEK 16.89

$1.31 ₱82.8

29.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K SEK 330.6K

$21.2K ₱1.3M

57.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K SEK 327.6K

$19.1K ₱1.2M

72.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 SEK 1,029

$120 ₱7,569

-13.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.96 SEK 237

$14.00 ₱882

71.14%

Internet (50+ Mbps, Unlimited Data)

$38.13 SEK 378

$27.54 ₱1,734

38.45%

Gym Membership (Monthly)

$37.08 SEK 367

$32.33 ₱2,035

14.69%

Tennis Court (1 Hour on Weekend)

$25.66 SEK 254

$6.65 ₱419

285.86%

Cinema Ticket

$15.73 SEK 156

$5.65 ₱356

178.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$155 SEK 1,533

$275 ₱17.3K

-43.81%

International Primary School, 1 Child (Yearly)

$5,079 SEK 50.3K

$7,918 ₱498.5K

-35.85%

Jeans (Levis 501 Or Similar)

$93.6 SEK 928

$49.33 ₱3,106

89.80%

Summer Dress (H&M, Zara, etc)

$39.36 SEK 390

$25.24 ₱1,589

55.94%

Sport Shoes (Adidas, Nike)

$90.0 SEK 892

$77.0 ₱4,846

16.90%

Men's Leather Business Shoes

$139 SEK 1,378

$57.2 ₱3,601

143.15%

1-bedroom Apartment, City Center (Monthly)

$811 SEK 8,032

$500 ₱31.5K

62.28%

1-bedroom Apartment, Outside City Center (Monthly)

$622 SEK 6,166

$309 ₱19.4K

101.51%

3-bedroom Apartment, City Center (Monthly)

$1,317 SEK 13.1K

$1,078 ₱67.9K

22.20%

3-bedroom Apartment, Outside City Center (Monthly)

$996 SEK 9,865

$615 ₱38.7K

61.82%

Buy Apartment in City Center (m2)

$3,998 SEK 39.6K

$2,886 ₱181.7K

38.52%

Buy Apartment Outside City Center (m2)

$2,825 SEK 28.0K

$1,917 ₱120.7K

47.39%

Average Monthly Net Salary (After Tax)

$2,903 SEK 28.8K

$346 ₱21.8K

739.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.45

7.2

-52.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ornskoldsvik: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ornskoldsvik

$622 35.9%

Cebu

$309 33.6% 50.4% $313

Groceries & Markets

Ornskoldsvik

$353 20.4%

Cebu

$206 22.4% 41.6% $147

Eating Out

Ornskoldsvik

$256 14.8%

Cebu

$88 9.6% 65.5% $168

Monthly Utilities & Internet

Ornskoldsvik

$166 9.6%

Cebu

$162 17.6% 2.5% $4.2

Clothing & Footwear

Ornskoldsvik

$163 9.4%

Cebu

$94 10.2% 42.3% $69

Getting Around

Ornskoldsvik

$105 6.1%

Cebu

$16 1.7% 85.2% $90

Sport & Entertainment

Ornskoldsvik

$69 4%

Cebu

$44 4.8% 36.3% $25

Cost Breakdown

A one-bedroom apartment in the center runs $811 in Ornskoldsvik and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ornskoldsvik pays 739% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Ornskoldsvik vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $353 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Ornskoldsvik

🇵🇭 Cebu

🕒 Local time

22:22 10:22 PM

04:22 4:22 AM

6 h ahead of Ornskoldsvik

🌤 Weather

👥 Population

32,953

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SEK in detail →

On the map

Lowest

Highest

Between locations

Ornskoldsvik Cebu 9,730 km ≈ 13 h nonstop flight

From you

Ornskoldsvik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ornskoldsvik vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 89% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 739% higher in Ornskoldsvik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $811 in Ornskoldsvik versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,734 per month in Ornskoldsvik versus $918 in Cebu – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 515% less than in Ornskoldsvik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,734 in Ornskoldsvik, a $1,500 budget is realistic in Cebu but tight or insufficient in Ornskoldsvik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ornskoldsvik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ornskoldsvik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 89% less than in Ornskoldsvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.