Cost of Living Comparison Between Olsztyn and Warsaw Cost of Living Comparison Between Olsztyn and Warsaw

🙂 Solo nomad: Olsztyn is 16.1% cheaper than Warsaw without rent, and 27% cheaper with rent.

🙂 Family of 3: Olsztyn is 13.2% cheaper than Warsaw without rent, and 32.8% cheaper with rent.

Meal at Budget Restaurant

$10.86 zł 40.06

$11.03 zł 40.67

-1.54%

Three-Course Dinner for Two, Mid-Range

$46.17 zł 170

$56.1 zł 207

-17.69%

Fast Food Meal (McDonalds, etc)

$7.56 zł 27.86

$9.74 zł 35.93

-22.38%

Cappuccino

$2.97 zł 10.94

$4.28 zł 15.8

-30.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 zł 6.11

$2.03 zł 7.49

-18.23%

Water (0.33 liter bottle)

$1.84 zł 6.79

Local Beer (0.5 liter draught)

$3.3 zł 12.17

$4.43 zł 16.32

-25.51%

Imported Beer (0.33 liter bottle)

$3.77 zł 13.91

$4.57 zł 16.86

-17.51%

Milk (1 liter)

$1.1 zł 4.07

$1.2 zł 4.43

-8.33%

White Bread (500g)

$1.35 zł 5

Rice (white) (1kg)

$1.48 zł 5.46

$1.83 zł 6.76

-19.13%

Eggs

$3.43 zł 12.67

$3.61 zł 13.32

-4.99%

Local Cheese (1kg)

$8.99 zł 33.17

$10.01 zł 36.92

-10.19%

Chicken Fillets (1kg)

$5.91 zł 21.78

$6.84 zł 25.21

-13.60%

Beef Round Steak (1kg)

$9.62 zł 35.49

$14.32 zł 52.8

-32.82%

Apples (1kg)

$1.15 zł 4.23

$1.27 zł 4.67

-9.45%

Banana (1kg)

$1.57 zł 5.78

$1.8 zł 6.64

-12.78%

Oranges (1kg)

$1.96 zł 7.22

$2 zł 7.39

-2.00%

Tomato (1kg)

$2.68 zł 9.88

$3.8 zł 14

-29.47%

Potato (1kg)

$0.75 zł 2.75

$1.06 zł 3.9

-29.25%

Onion (1kg)

$1.23 zł 4.53

$1.23 zł 4.55

Lettuce (1 head)

$1.2 zł 4.42

$1.44 zł 5.33

-16.67%

Water (1.5 liter bottle)

$0.67 zł 2.48

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 zł 20.19

$5.32 zł 19.62

3.01%

Wine (Bottle)

$6.81 zł 25.13

$8.37 zł 30.87

-18.64%

Local Beer (0.5 liter bottle)

$0.99 zł 3.64

$1.42 zł 5.25

-30.28%

Imported Beer (0.33 liter bottle)

$1.78 zł 6.58

$1.87 zł 6.88

-4.81%

One-way Ticket (Public Transport)

$1.11 zł 4.11

$1.22 zł 4.49

-9.02%

Public Transport Monthly Pass (Regular Price)

$26.7 zł 98.5

$30.35 zł 112

-12.03%

Taxi Start (Normal Tariff)

$2 zł 7.36

$2.64 zł 9.74

-24.24%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.71

$1.02 zł 3.76

-27.45%

Taxi 1hour Waiting (Normal Tariff)

$13.81 zł 50.9

$13.52 zł 49.86

2.14%

Gasoline (1 liter)

$1.68 zł 6.19

$1.7 zł 6.28

-1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K zł 120K

$33.1K zł 122K

-1.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K zł 110.9K

$32.8K zł 120.8K

-8.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 zł 1,026

$360 zł 1,326

-22.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.12 zł 33.64

$10.06 zł 37.1

-9.34%

Internet (50+ Mbps, Unlimited Data)

$17 zł 62.7

$17.41 zł 64.2

-2.35%

Gym Membership (Monthly)

$32.4 zł 119

$44.32 zł 163

-26.90%

Tennis Court (1 Hour on Weekend)

$16.04 zł 59.2

$28.95 zł 107

-44.59%

Cinema Ticket

$7.93 zł 29.26

$9.29 zł 34.25

-14.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$138 zł 508

$573 zł 2,113

-75.97%

International Primary School, 1 Child (Yearly)

$15.8K zł 58.4K

$15.5K zł 57.3K

2.03%

Jeans (Levis 501 Or Similar)

$96.5 zł 356

$97.4 zł 359

-0.92%

Summer Dress (H&M, Zara, etc)

$46.7 zł 172

$48.07 zł 177

-2.85%

Sport Shoes (Adidas, Nike)

$81.7 zł 301

$94.1 zł 347

-13.26%

Men's Leather Business Shoes

$111 zł 411

$109 zł 401

2.58%

1-bedroom Apartment, City Center (Monthly)

$656 zł 2,419

$1,136 zł 4,190

-42.26%

1-bedroom Apartment, Outside City Center (Monthly)

$549 zł 2,025

$889 zł 3,278

-38.22%

3-bedroom Apartment, City Center (Monthly)

$971 zł 3,580

$2,057 zł 7,585

-52.80%

3-bedroom Apartment, Outside City Center (Monthly)

$618 zł 2,279

$1,501 zł 5,537

-58.83%

Buy Apartment in City Center (m2)

$2,649 zł 9,769

$6,880 zł 25.4K

-61.50%

Buy Apartment Outside City Center (m2)

$2,018 zł 7,444

$4,348 zł 16K

-53.58%

Average Monthly Net Salary (After Tax)

$1,392 zł 5,136

$2,062 zł 7,604

-32.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.81

7.55

-23.05%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: October 27, 2025

Last update for Warsaw: October 29, 2025

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