Last update: Oct 2026

Cost of Living Comparison Between Olsztyn and Austin, TX

For one person, living is cheaper in Olsztyn: $1,816 a month against $2,663 in Austin, TX, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

89

Cost of Living Index in Olsztyn
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Olsztyn Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Olsztyn

🇵🇱 Poland

$1,816

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Olsztyn and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olsztyn and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,816 in Olsztyn versus $2,663 in Austin, TX.

Olsztyn $1,816
Austin, TX $2,663

Estimated couple costs with rent: $2,678 in Olsztyn versus $4,133 in Austin, TX.

Olsztyn $2,678
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,540 in Olsztyn versus $5,603 in Austin, TX.

Olsztyn $3,540
Austin, TX $5,603

Living in Olsztyn costs roughly 32% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Olsztyn 34% above, Austin, TX 97% above.

Meal at Budget Restaurant

$12.84 zł 49.88

$20.77 $20.77

-38.18%

Three-Course Dinner for Two, Mid-Range

$50.4 zł 196

$84.6 $84.6

-40.41%

Fast Food Meal (McDonalds, etc)

$8.92 zł 34.67

$12.32 $12.32

-27.60%

Cappuccino

$3.31 zł 12.85

$5.63 $5.63

-41.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 zł 9.75

$3.72 $3.72

-32.53%

Water (0.33 liter bottle)

$1.87 zł 7.26

$2.50 $2.50

-25.20%

Local Beer (0.5 liter draught)

$2.98 zł 11.59

$8.05 $8.05

-62.98%

Imported Beer (0.33 liter bottle)

$3.91 zł 15.18

$9.01 $9.01

-56.60%

Milk (1 liter)

$1.05 zł 4.09

$1.12 $1.12

-6.25%

White Bread (500g)

$1.26 zł 4.90

$3.75 $3.75

-66.40%

Rice (white) (1kg)

$1.42 zł 5.52

$3.26 $3.26

-56.44%

Eggs

$3.85 zł 14.95

$4.17 $4.17

-7.67%

Local Cheese (1kg)

$9.72 zł 37.77

$12.90 $12.90

-24.65%

Chicken Fillets (1kg)

$7.34 zł 28.51

$14.16 $14.16

-48.16%

Beef Round Steak (1kg)

$15.04 zł 58.5

$16.22 $16.22

-7.27%

Apples (1kg)

$1.23 zł 4.77

$4.33 $4.33

-71.59%

Banana (1kg)

$1.61 zł 6.25

$1.46 $1.46

10.27%

Oranges (1kg)

$1.80 zł 6.99

$4.51 $4.51

-60.09%

Tomato (1kg)

$3.43 zł 13.32

$4.34 $4.34

-20.97%

Potato (1kg)

$0.97 zł 3.78

$2.58 $2.58

-62.40%

Onion (1kg)

$1.17 zł 4.54

$2.35 $2.35

-50.21%

Lettuce (1 head)

$1.37 zł 5.32

$1.78 $1.78

-23.03%

Water (1.5 liter bottle)

$0.68 zł 2.64

$2.22 $2.22

-69.37%

Cigarettes 20 Pack (Marlboro, Camel)

$5.49 zł 21.32

$9.88 $9.88

-44.43%

Wine (Bottle)

$7.42 zł 28.84

$15.08 $15.08

-50.80%

Local Beer (0.5 liter bottle)

$1.13 zł 4.39

$2.92 $2.92

-61.30%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$3.46 $3.46

-55.49%

One-way Ticket (Public Transport)

$1.05 zł 4.07

$1.49 $1.49

-29.53%

Public Transport Monthly Pass (Regular Price)

$25.79 zł 100

$41.72 $41.72

-38.18%

Taxi Start (Normal Tariff)

$2.08 zł 8.09

$2.73 $2.73

-23.81%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.88

$1.66 $1.66

-55.42%

Taxi 1hour Waiting (Normal Tariff)

$10.21 zł 39.67

$35.30 $35.30

-71.08%

Gasoline (1 liter)

$1.66 zł 6.43

$0.95 $0.95

74.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K zł 121.9K

$36.0K $36.0K

-12.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K zł 114.4K

$27.1K $27.1K

8.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,277

$229 $229

43.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.17 zł 39.53

$59.4 $59.4

-82.88%

Internet (50+ Mbps, Unlimited Data)

$19.00 zł 73.8

$69.9 $69.9

-72.82%

Gym Membership (Monthly)

$50.7 zł 197

$57.2 $57.2

-11.50%

Tennis Court (1 Hour on Weekend)

$22.47 zł 87.3

$16.33 $16.33

37.60%

Cinema Ticket

$9.12 zł 35.42

$14.28 $14.28

-36.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 zł 1,467

$1,506 $1,506

-74.93%

International Primary School, 1 Child (Yearly)

$13.7K zł 53.4K

$21.5K $21.5K

-35.93%

Jeans (Levis 501 Or Similar)

$103 zł 399

$52.8 $52.8

94.43%

Summer Dress (H&M, Zara, etc)

$48.59 zł 189

$43.82 $43.82

10.89%

Sport Shoes (Adidas, Nike)

$103 zł 402

$84.8 $84.8

22.05%

Men's Leather Business Shoes

$105 zł 406

$103 $103

1.50%

1-bedroom Apartment, City Center (Monthly)

$1,004 zł 3,900

$1,907 $1,907

-47.37%

1-bedroom Apartment, Outside City Center (Monthly)

$744 zł 2,892

$1,274 $1,274

-41.58%

3-bedroom Apartment, City Center (Monthly)

$1,685 zł 6,546

$3,664 $3,664

-54.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,344 zł 5,221

$2,538 $2,538

-47.05%

Buy Apartment in City Center (m2)

$3,690 zł 14.3K

$7,614 $7,614

-51.54%

Buy Apartment Outside City Center (m2)

$2,548 zł 9,898

$3,157 $3,157

-19.31%

Average Monthly Net Salary (After Tax)

$1,374 zł 5,338

$5,121 $5,121

-73.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.52

6.79

10.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olsztyn

$744 41%

Austin, TX

$1.3K 47.8% 71.2% $530

Monthly Utilities & Internet

Olsztyn

$358 19.7%

Austin, TX

$358 13.5% 0.1% $0.5

Groceries & Markets

Olsztyn

$238 13.1%

Austin, TX

$405 15.2% 70.2% $167

Eating Out

Olsztyn

$209 11.5%

Austin, TX

$354 13.3% 69% $144

Clothing & Footwear

Olsztyn

$162 8.9%

Austin, TX

$128 4.8% 20.8% $34

Sport & Entertainment

Olsztyn

$69 3.8%

Austin, TX

$86 3.2% 24.5% $17

Getting Around

Olsztyn

$36 2%

Austin, TX

$59 2.2% 64.1% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,004 in Olsztyn and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 273% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Olsztyn vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $238 vs $405 per month, with Olsztyn cheaper across the board.

Good to know

🇵🇱 Olsztyn

🇺🇸 Austin, TX

🕒 Local time

18:41 6:41 PM

11:41 11:41 AM

7 h behind Olsztyn

🌤 Weather

👥 Population

174,675

974,447

💱 Currency

Polish Złoty PLN zł

United States Dollar USD $

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to PLN in detail →

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Highest

Between locations

Olsztyn Austin, TX 8,950 km ≈ 12 h nonstop flight

From you

Olsztyn
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olsztyn vs Austin, TX: Cost of Living - Frequently Asked Questions

Olsztyn wins on cost – living expenses run 47% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Olsztyn the obvious pick if budget is a priority.

On paper, salaries run 273% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,004 in Olsztyn versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,816 per month in Olsztyn versus $2,663 in Austin, TX – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Olsztyn runs roughly 62% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,816 in Olsztyn versus $2,663 in Austin, TX, a $2,500 budget is realistic in Olsztyn but tight or insufficient in Austin, TX. The gap between the two cities makes Olsztyn the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Olsztyn and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Olsztyn gentler on the wallet – expenses run 47% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.