🙂Monthly costs for one person with rent: $2,097 in Oldham versus $2,507 in Hamilton.
🙂Estimated couple costs with rent: $3,037 in Oldham versus $3,577 in Hamilton.
🙂Monthly costs for a family of three with rent: $3,976 in Oldham versus $4,647 in Hamilton.
🙂Living in Oldham costs roughly 16% less than in Hamilton, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Oldham56% above, Hamilton87% above.
Currency
🍽 Eating Out
Oldham
Hamilton
Difference
Meal at Budget Restaurant
$20.61£15.32
$18.39CA$25.47
12.07%
Three-Course Dinner for Two, Mid-Range
$87.4£64.9
$74.6CA$103
17.08%
Fast Food Meal(McDonalds, etc)
$10.23£7.60
$10.84CA$15.02
-5.63%
Cappuccino
$4.86£3.61
$4.03CA$5.58
20.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.61£1.94
$2.10CA$2.90
24.29%
Water(0.33 liter bottle)
$1.74£1.29
$1.73CA$2.39
0.58%
Local Beer(0.5 liter draught)
$6.83£5.08
$5.73CA$7.94
19.20%
Imported Beer(0.33 liter bottle)
$5.93£4.41
$6.49CA$8.99
-8.63%
🛒 Groceries & Markets
Oldham
Hamilton
Difference
Milk(1 liter)
$1.63£1.21
$2.23CA$3.09
-26.91%
White Bread(500g)
$1.71£1.27
$2.11CA$2.92
-18.96%
Rice(white)(1kg)
$3.38£2.52
$3.00CA$4.16
12.67%
Eggs
$3.93£2.92
$3.20CA$4.43
22.81%
Local Cheese(1kg)
$10.71£7.96
$7.76CA$10.74
38.02%
Chicken Fillets(1kg)
$9.74£7.24
$11.64CA$16.11
-16.32%
Beef Round Steak(1kg)
$17.44£12.96
$14.37CA$19.89
21.36%
Apples(1kg)
$3.31£2.46
$3.86CA$5.34
-14.25%
Banana(1kg)
$1.91£1.42
$1.31CA$1.81
45.80%
Oranges(1kg)
$3.11£2.31
$3.58CA$4.95
-13.13%
Tomato(1kg)
$3.71£2.76
$3.73CA$5.17
-0.54%
Potato(1kg)
$1.78£1.33
$2.64CA$3.65
-32.58%
Onion(1kg)
$1.88£1.40
$2.20CA$3.04
-14.55%
Lettuce(1 head)
$1.31£0.98
$2.22CA$3.08
-40.99%
Water(1.5 liter bottle)
$1.45£1.08
$2.00CA$2.77
-27.50%
Cigarettes 20 Pack(Marlboro, Camel)
$18.53£13.78
$13.59CA$18.82
36.35%
Wine(Bottle)
$10.32£7.67
$13.08CA$18.11
-21.10%
Local Beer(0.5 liter bottle)
$2.75£2.04
$2.47CA$3.42
11.34%
Imported Beer(0.33 liter bottle)
$3.42£2.54
$3.01CA$4.16
13.62%
🚌 Getting Around
Oldham
Hamilton
Difference
One-way Ticket(Public Transport)
$3.45£2.56
$2.56CA$3.55
34.77%
Public Transport Monthly Pass(Regular Price)
$83.7£62.2
$86.2CA$119
-2.85%
Taxi Start(Normal Tariff)
$5.39£4.01
$3.58CA$4.96
50.56%
Taxi(Normal Tariff)(1km)
$1.74£1.29
$1.21CA$1.68
43.80%
Taxi 1hour Waiting(Normal Tariff)
$33.60£24.98
$24.51CA$33.94
37.09%
Gasoline(1 liter)
$1.88£1.40
$1.15CA$1.60
63.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0K£28.2K
$25.0KCA$34.6K
52.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.4K£30.8K
$20.9KCA$29.0K
97.71%
🧾 Monthly Utilities & Internet
Oldham
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$303£225
$150CA$208
102.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.17£17.22
$38.86CA$53.8
-40.38%
Internet(50+ Mbps, Unlimited Data)
$43.56£32.38
$53.0CA$73.3
-17.76%
🎉 Sport & Entertainment
Oldham
Hamilton
Difference
Gym Membership(Monthly)
$47.04£34.97
$36.45CA$50.5
29.05%
Tennis Court(1 Hour on Weekend)
-
$21.88CA$30.29
-
Cinema Ticket
$12.68£9.43
$11.73CA$16.24
8.10%
🧸 Childcare & Education
Oldham
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,584£1,177
$644CA$892
145.77%
International Primary School, 1 Child(Yearly)
$6,885£5,118
$22.4KCA$31.0K
-69.23%
👕👟 Clothing & Footwear
Oldham
Hamilton
Difference
Jeans(Levis 501 Or Similar)
$91.4£68.0
$56.6CA$78.4
61.44%
Summer Dress(H&M, Zara, etc)
$41.64£30.95
$34.04CA$47.14
22.33%
Sport Shoes(Adidas, Nike)
$87.5£65.0
$97.3CA$135
-10.07%
Men's Leather Business Shoes
$73.1£54.3
$120CA$167
-39.32%
🏠 Accommodation & Living
Oldham
Hamilton
Difference
1-bedroom Apartment, City Center(Monthly)
$1,240£922
$1,346CA$1,864
-7.86%
1-bedroom Apartment, Outside City Center(Monthly)
$751£558
$1,306CA$1,808
-42.52%
3-bedroom Apartment, City Center(Monthly)
$1,401£1,041
$2,056CA$2,846
-31.84%
3-bedroom Apartment, Outside City Center(Monthly)
$1,110£825
$1,970CA$2,728
-43.67%
Buy Apartment in City Center(m2)
-
$2,754CA$3,813
-
Buy Apartment Outside City Center(m2)
-
$2,768CA$3,833
-
💵 Salaries & Financials
Oldham
Hamilton
Difference
Average Monthly Net Salary(After Tax)
$2,457£1,826
$2,916CA$4,037
-15.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.6
6.62
-15.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Oldham: May 30, 2026
Last update for Hamilton: May 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,240 in Oldham and $1,346 in Hamilton. Housing cost is often the main lever when comparing two cities.
💰Hamilton pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $87.0 in Oldham vs $75.0 in Hamilton. Groceries flip the comparison at $328 vs $343, with Oldham cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oldham vs Hamilton: Cost of Living - Frequently Asked Questions
Is Hamilton cheaper than Oldham?
Oldham is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Oldham or Hamilton?
On paper, Hamilton earns 19% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Oldham and Hamilton?
Rent for a central apartment: $1,240 in Oldham versus $1,346 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $1,584 in Oldham versus $644 in Hamilton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Oldham and Hamilton?
Supermarket bills run roughly 4% higher in Hamilton. For households that cook at home regularly, that difference adds up over a month.
Is $3,000 a realistic budget for Oldham or Hamilton?
At $2,097 in Oldham versus $2,507 in Hamilton, a $3,000 budget is realistic in Oldham but tight or insufficient in Hamilton. The gap between the two cities makes Oldham the clear choice for anyone on this budget.
Is Oldham or Hamilton more family-friendly?
For families, Oldham is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Oldham gentler on the wallet – expenses run 20% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.