Last update: Oct 2026

Cost of Living Comparison Between Oldham and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,986 in Oldham, rent and utilities included – about $12,800 less a year. Rent and utilities account for about half of the difference.

96

Cost of Living Index in Oldham
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Oldham Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Oldham

🇬🇧 United Kingdom

$1,986

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oldham and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oldham and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,986 in Oldham versus $918 in Cebu.

Oldham $1,986
Cebu $918

Estimated couple costs with rent: $2,900 in Oldham versus $1,409 in Cebu.

Oldham $2,900
Cebu $1,409

Monthly costs for a family of three with rent: $3,813 in Oldham versus $1,900 in Cebu.

Oldham $3,813
Cebu $1,900

Living in Oldham is roughly 116% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oldham is 47% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.72 £14.79

$3.09 ₱194

538.19%

Three-Course Dinner for Two, Mid-Range

$84.4 £63.3

$24.22 ₱1,525

248.60%

Fast Food Meal (McDonalds, etc)

$9.10 £6.83

$3.92 ₱247

132.14%

Cappuccino

$4.66 £3.50

$2.51 ₱158

85.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 £2.17

$1.59 ₱100

81.76%

Water (0.33 liter bottle)

$2.02 £1.51

$0.53 ₱33.43

281.13%

Local Beer (0.5 liter draught)

$7.38 £5.54

$1.78 ₱112

314.61%

Imported Beer (0.33 liter bottle)

$6.67 £5.00

$2.17 ₱137

207.37%

Milk (1 liter)

$1.49 £1.12

$1.92 ₱121

-22.40%

White Bread (500g)

$1.67 £1.25

$1.36 ₱85.4

22.79%

Rice (white) (1kg)

$2.80 £2.10

$1.01 ₱63.5

177.23%

Eggs

$4.01 £3.01

$2.03 ₱128

97.54%

Local Cheese (1kg)

$9.43 £7.07

$9.86 ₱621

-4.36%

Chicken Fillets (1kg)

$8.69 £6.52

$4.39 ₱277

97.95%

Beef Round Steak (1kg)

$15.25 £11.44

$7.60 ₱479

100.66%

Apples (1kg)

$3.00 £2.25

$3.30 ₱208

-9.09%

Banana (1kg)

$1.89 £1.42

$1.39 ₱87.8

35.97%

Oranges (1kg)

$2.81 £2.11

$2.33 ₱147

20.60%

Tomato (1kg)

$3.34 £2.50

$1.50 ₱94.3

122.67%

Potato (1kg)

$1.56 £1.17

$2.36 ₱149

-33.90%

Onion (1kg)

$1.65 £1.24

$1.90 ₱119

-13.16%

Lettuce (1 head)

$1.20 £0.90

$1.19 ₱74.9

0.84%

Water (1.5 liter bottle)

$1.26 £0.95

$0.63 ₱39.71

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$23.79 £17.85

$3.00 ₱189

693.00%

Wine (Bottle)

$10.40 £7.80

$6.03 ₱379

72.47%

Local Beer (0.5 liter bottle)

$2.80 £2.10

$1.23 ₱77.7

127.64%

Imported Beer (0.33 liter bottle)

$3.18 £2.39

$1.75 ₱110

81.71%

One-way Ticket (Public Transport)

$2.71 £2.03

$0.25 ₱15.86

984.00%

Public Transport Monthly Pass (Regular Price)

$97.4 £73.1

$12.64 ₱796

670.81%

Taxi Start (Normal Tariff)

$3.21 £2.41

$0.77 ₱48.62

316.88%

Taxi (Normal Tariff) (1km)

$2.01 £1.51

$0.23 ₱14.53

773.91%

Taxi 1hour Waiting (Normal Tariff)

$30.29 £22.72

$4.46 ₱281

579.15%

Gasoline (1 liter)

$2.03 £1.52

$1.31 ₱82.8

54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.6K

$21.2K ₱1.3M

79.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.5K

$19.1K ₱1.2M

112.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 £189

$120 ₱7,569

109.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.60 £12.45

$14.00 ₱882

18.57%

Internet (50+ Mbps, Unlimited Data)

$40.12 £30.10

$27.54 ₱1,734

45.68%

Gym Membership (Monthly)

$43.39 £32.55

$32.33 ₱2,035

34.21%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$13.37 £10.03

$5.65 ₱356

136.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,254 £941

$275 ₱17.3K

355.44%

International Primary School, 1 Child (Yearly)

$19.8K £14.8K

$7,918 ₱498.5K

149.48%

Jeans (Levis 501 Or Similar)

$89.1 £66.8

$49.33 ₱3,106

80.54%

Summer Dress (H&M, Zara, etc)

$42.61 £31.96

$25.24 ₱1,589

68.82%

Sport Shoes (Adidas, Nike)

$93.2 £69.9

$77.0 ₱4,846

21.09%

Men's Leather Business Shoes

$87.0 £65.3

$57.2 ₱3,601

52.17%

1-bedroom Apartment, City Center (Monthly)

$1,239 £930

$500 ₱31.5K

148.07%

1-bedroom Apartment, Outside City Center (Monthly)

$735 £552

$309 ₱19.4K

138.07%

3-bedroom Apartment, City Center (Monthly)

$1,401 £1,051

$1,078 ₱67.9K

29.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,047 £786

$615 ₱38.7K

70.20%

Buy Apartment in City Center (m2)

$4,990 £3,743

$2,886 ₱181.7K

72.89%

Buy Apartment Outside City Center (m2)

$3,924 £2,944

$1,917 ₱120.7K

104.73%

Average Monthly Net Salary (After Tax)

$2,389 £1,793

$346 ₱21.8K

590.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.82

7.2

-33.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oldham: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oldham

$735 37%

Cebu

$309 33.6% 58% $426

Eating Out

Oldham

$311 15.7%

Cebu

$88 9.6% 71.6% $223

Monthly Utilities & Internet

Oldham

$308 15.5%

Cebu

$162 17.6% 47.5% $147

Groceries & Markets

Oldham

$300 15.1%

Cebu

$206 22.4% 31.3% $94

Clothing & Footwear

Oldham

$140 7.1%

Cebu

$94 10.2% 33.1% $46

Getting Around

Oldham

$122 6.1%

Cebu

$16 1.7% 87.2% $106

Sport & Entertainment

Oldham

$70 3.5%

Cebu

$44 4.8% 37.8% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,239 in Oldham and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Oldham pays 591% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Oldham vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $300 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Oldham

🇵🇭 Cebu

🕒 Local time

04:15 4:15 AM

11:15 11:15 AM

7 h ahead of Oldham

🌤 Weather

👥 Population

110,718

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Oldham Cebu 11,290 km ≈ 15 h nonstop flight

From you

Oldham
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oldham vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 116% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 591% higher in Oldham, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,239 in Oldham versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,986 per month in Oldham versus $918 in Cebu – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 671% less than in Oldham. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,986 in Oldham, a $1,500 budget is realistic in Cebu but tight or insufficient in Oldham. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oldham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oldham and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 116% less than in Oldham. Beyond cost, consider language, visa policies, and how big the international community is in each city.