Last update: Nov 2026

Cost of Living Comparison Between Old Harbour and Austin, TX

For one person, living is cheaper in Old Harbour: $1,001 a month against $2,689 in Austin, TX, rent and utilities included – about $20,300 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Old Harbour
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Old Harbour Living Index
128

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Old Harbour

🇯🇲 Jamaica

$1,001

/mo nomad

Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Monthly Cost of Living

How much you'll spend in Old Harbour and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Old Harbour and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,001 in Old Harbour versus $2,689 in Austin, TX.

Old Harbour $1,001
Austin, TX $2,689

Estimated couple costs with rent: $1,662 in Old Harbour versus $4,112 in Austin, TX.

Old Harbour $1,662
Austin, TX $4,112

Monthly costs for a family of three with rent: $2,324 in Old Harbour versus $5,534 in Austin, TX.

Old Harbour $2,324
Austin, TX $5,534

Living in Old Harbour costs roughly 63% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Old Harbour is 26% below, Austin, TX is 99% above.

Meal at Budget Restaurant

$13.64 JMD 2,152

$21.34 $21.34

-36.08%

Three-Course Dinner for Two, Mid-Range

$76.6 JMD 12.1K

$87.9 $87.9

-12.84%

Fast Food Meal (McDonalds, etc)

$8.12 JMD 1,281

$12.44 $12.44

-34.73%

Cappuccino

$5.24 JMD 826

$5.60 $5.60

-6.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 JMD 181

$3.65 $3.65

-68.49%

Water (0.33 liter bottle)

$0.75 JMD 118

$2.39 $2.39

-68.62%

Local Beer (0.5 liter draught)

$2.22 JMD 350

$7.82 $7.82

-71.61%

Imported Beer (0.33 liter bottle)

$3.23 JMD 510

$8.75 $8.75

-63.09%

Milk (1 liter)

$4.20 JMD 662

$1.12 $1.12

275.00%

White Bread (500g)

$3.71 JMD 585

$3.62 $3.62

2.49%

Rice (white) (1kg)

$1.58 JMD 250

$3.50 $3.50

-54.86%

Eggs

$3.50 JMD 553

$4.45 $4.45

-21.35%

Local Cheese (1kg)

$11.34 JMD 1,789

$13.18 $13.18

-13.96%

Chicken Fillets (1kg)

$6.11 JMD 965

$13.94 $13.94

-56.17%

Beef Round Steak (1kg)

$10.24 JMD 1,616

$16.46 $16.46

-37.79%

Apples (1kg)

$6.14 JMD 968

$4.73 $4.73

29.81%

Banana (1kg)

$3.86 JMD 609

$1.50 $1.50

157.33%

Oranges (1kg)

$7.14 JMD 1,127

$4.64 $4.64

53.88%

Tomato (1kg)

$2.96 JMD 468

$4.52 $4.52

-34.51%

Potato (1kg)

$3.33 JMD 525

$2.55 $2.55

30.59%

Onion (1kg)

$2.58 JMD 407

$2.39 $2.39

7.95%

Lettuce (1 head)

$3.10 JMD 489

$1.84 $1.84

68.48%

Water (1.5 liter bottle)

$1.43 JMD 226

$2.13 $2.13

-32.86%

Cigarettes 20 Pack (Marlboro, Camel)

$9.71 JMD 1,533

$10.05 $10.05

-3.38%

Wine (Bottle)

$11.32 JMD 1,786

$14.88 $14.88

-23.92%

Local Beer (0.5 liter bottle)

$2.82 JMD 445

$2.82 $2.82

Imported Beer (0.33 liter bottle)

$3.88 JMD 612

$3.29 $3.29

17.93%

One-way Ticket (Public Transport)

$1.23 $1.23

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$1.23 JMD 195

$2.68 $2.68

-54.10%

Taxi (Normal Tariff) (1km)

$3.20 JMD 505

$1.63 $1.63

96.32%

Taxi 1hour Waiting (Normal Tariff)

$6.32 JMD 997

$35.20 $35.20

-82.05%

Gasoline (1 liter)

$1.47 JMD 232

$0.98 $0.98

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K JMD 7.1M

$34.4K $34.4K

30.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K JMD 5.3M

$26.8K $26.8K

24.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 JMD 26.1K

$252 $252

-34.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.93 JMD 4,722

$59.8 $59.8

-49.98%

Internet (50+ Mbps, Unlimited Data)

$52.6 JMD 8,293

$69.7 $69.7

-24.54%

Gym Membership (Monthly)

$60.4 $60.4

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.19 JMD 2,081

$13.75 $13.75

-4.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$365 JMD 57.6K

$1,458 $1,458

-74.99%

International Primary School, 1 Child (Yearly)

$8,105 JMD 1.3M

$26.6K $26.6K

-69.50%

Jeans (Levis 501 Or Similar)

$23.69 JMD 3,739

$52.6 $52.6

-55.00%

Summer Dress (H&M, Zara, etc)

$31.12 JMD 4,911

$45.76 $45.76

-31.99%

Sport Shoes (Adidas, Nike)

$78.7 JMD 12.4K

$85.5 $85.5

-7.94%

Men's Leather Business Shoes

$105 JMD 16.5K

$106 $106

-1.19%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

Buy Apartment in City Center (m2)

$7,381 $7,381

Buy Apartment Outside City Center (m2)

$2,964 $2,964

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

6.82

38.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Old Harbour: November 2, 2026

Last update for Austin, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Old Harbour

$381 38.1%

Austin, TX

$407 15.2% 6.9% $26

Monthly Utilities & Internet

Old Harbour

$248 24.8%

Austin, TX

$382 14.2% 54% $134

Eating Out

Old Harbour

$221 22.1%

Austin, TX

$356 13.2% 60.8% $135

Clothing & Footwear

Old Harbour

$107 10.7%

Austin, TX

$130 4.9% 21.7% $23

Sport & Entertainment

Old Harbour

$26 * 2.6%

Austin, TX

$88 3.3% 233% $61

Getting Around

Old Harbour

$17 * 1.7%

Austin, TX

$57 2.1% 232% $40

Accommodation & Living

Old Harbour

- * 0%

Austin, TX

$1.3K 47.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $77 in Old Harbour vs $88 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $381 vs $407 per month, with Old Harbour cheaper across the board.

Good to know

🇯🇲 Old Harbour

🇺🇸 Austin, TX

🕒 Local time

03:07 3:07 AM

02:07 2:07 AM

1 h behind Old Harbour

🌤 Weather

👥 Population

26,024

974,447

💱 Currency

Jamaican Dollar JMD $

United States Dollar USD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.64 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 6, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 177 JMD (1,000 JMD = 5.64 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to JMD in detail →

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Between locations

Old Harbour Austin, TX 2,500 km ≈ 3 h 30 min nonstop flight

From you

Old Harbour
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Old Harbour vs Austin, TX: Cost of Living - Frequently Asked Questions

Old Harbour wins on cost – living expenses run 63% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Old Harbour the obvious pick if budget is a priority.

You’d need roughly $1,502 in Old Harbour and $4,034 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $365 in Old Harbour versus $1,458 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Old Harbour – a meal for two runs $77 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,001 in Old Harbour versus $2,689 in Austin, TX, a $2,000 budget is realistic in Old Harbour but tight or insufficient in Austin, TX. The gap between the two cities makes Old Harbour the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.