Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Old Harbour

For one person, living is cheaper in Old Harbour: $1,001 a month against $2,689 in Austin, TX, rent and utilities included – about $20,300 less a year. Rent and utilities account for most of the difference.

Austin, TX, United States
Old Harbour, Jamaica
Austin, TX
🇺🇸 United States
$2,689
/mo nomad
Old Harbour
🇯🇲 Jamaica
$1,001
/mo nomad
Monthly Cost of Living

How much you'll spend in Austin, TX and in Old Harbour

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Old Harbour actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $1,001 in Old Harbour.

  • Austin, TX $2,689
  • Old Harbour $1,001

Estimated couple costs with rent: $4,112 in Austin, TX versus $1,662 in Old Harbour.

  • Austin, TX $4,112
  • Old Harbour $1,662

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $2,324 in Old Harbour.

  • Austin, TX $5,534
  • Old Harbour $2,324

Living in Austin, TX is roughly 169% more expensive than in Old Harbour, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Old Harbour is 26% below.

Currency
🍽 Eating Out
Austin, TX
Old Harbour
Difference
Meal at Budget Restaurant
$21.34 $21.34
$13.64 JMD 2,152
56.45%
Three-Course Dinner for Two, Mid-Range
$87.9 $87.9
$76.6 JMD 12.1K
14.73%
Fast Food Meal (McDonalds, etc)
$12.44 $12.44
$8.12 JMD 1,281
53.20%
Cappuccino
$5.60 $5.60
$5.24 JMD 826
6.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.65 $3.65
$1.15 JMD 181
217.39%
Water (0.33 liter bottle)
$2.39 $2.39
$0.75 JMD 118
218.67%
Local Beer (0.5 liter draught)
$7.82 $7.82
$2.22 JMD 350
252.25%
Imported Beer (0.33 liter bottle)
$8.75 $8.75
$3.23 JMD 510
170.90%
🛒 Groceries & Markets
Austin, TX
Old Harbour
Difference
Milk (1 liter)
$1.12 $1.12
$4.20 JMD 662
-73.33%
White Bread (500g)
$3.62 $3.62
$3.71 JMD 585
-2.43%
Rice (white) (1kg)
$3.50 $3.50
$1.58 JMD 250
121.52%
Eggs
$4.45 $4.45
$3.50 JMD 553
27.14%
Local Cheese (1kg)
$13.18 $13.18
$11.34 JMD 1,789
16.23%
Chicken Fillets (1kg)
$13.94 $13.94
$6.11 JMD 965
128.15%
Beef Round Steak (1kg)
$16.46 $16.46
$10.24 JMD 1,616
60.74%
Apples (1kg)
$4.73 $4.73
$6.14 JMD 968
-22.96%
Banana (1kg)
$1.50 $1.50
$3.86 JMD 609
-61.14%
Oranges (1kg)
$4.64 $4.64
$7.14 JMD 1,127
-35.01%
Tomato (1kg)
$4.52 $4.52
$2.96 JMD 468
52.70%
Potato (1kg)
$2.55 $2.55
$3.33 JMD 525
-23.42%
Onion (1kg)
$2.39 $2.39
$2.58 JMD 407
-7.36%
Lettuce (1 head)
$1.84 $1.84
$3.10 JMD 489
-40.65%
Water (1.5 liter bottle)
$2.13 $2.13
$1.43 JMD 226
48.95%
Cigarettes 20 Pack (Marlboro, Camel)
$10.05 $10.05
$9.71 JMD 1,533
3.50%
Wine (Bottle)
$14.88 $14.88
$11.32 JMD 1,786
31.45%
Local Beer (0.5 liter bottle)
$2.82 $2.82
$2.82 JMD 445
-
Imported Beer (0.33 liter bottle)
$3.29 $3.29
$3.88 JMD 612
-15.21%
🚌 Getting Around
Austin, TX
Old Harbour
Difference
One-way Ticket (Public Transport)
$1.23 $1.23
-
-
Public Transport Monthly Pass (Regular Price)
$41.43 $41.43
-
-
Taxi Start (Normal Tariff)
$2.68 $2.68
$1.23 JMD 195
117.89%
Taxi (Normal Tariff) (1km)
$1.63 $1.63
$3.20 JMD 505
-49.06%
Taxi 1hour Waiting (Normal Tariff)
$35.20 $35.20
$6.32 JMD 997
456.96%
Gasoline (1 liter)
$0.98 $0.98
$1.47 JMD 232
-33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K $34.4K
$44.9K JMD 7.1M
-23.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$33.3K JMD 5.3M
-19.54%
🧾 Monthly Utilities & Internet
Austin, TX
Old Harbour
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 $252
$165 JMD 26.1K
52.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.8 $59.8
$29.93 JMD 4,722
99.93%
Internet (50+ Mbps, Unlimited Data)
$69.7 $69.7
$52.6 JMD 8,293
32.52%
🎉 Sport & Entertainment
Austin, TX
Old Harbour
Difference
Gym Membership (Monthly)
$60.4 $60.4
-
-
Tennis Court (1 Hour on Weekend)
$18.14 $18.14
-
-
Cinema Ticket
$13.75 $13.75
$13.19 JMD 2,081
4.25%
🧸 Childcare & Education
Austin, TX
Old Harbour
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,458 $1,458
$365 JMD 57.6K
299.80%
International Primary School, 1 Child (Yearly)
$26.6K $26.6K
$8,105 JMD 1.3M
227.88%
👕👟 Clothing & Footwear
Austin, TX
Old Harbour
Difference
Jeans (Levis 501 Or Similar)
$52.6 $52.6
$23.69 JMD 3,739
122.20%
Summer Dress (H&M, Zara, etc)
$45.76 $45.76
$31.12 JMD 4,911
47.04%
Sport Shoes (Adidas, Nike)
$85.5 $85.5
$78.7 JMD 12.4K
8.63%
Men's Leather Business Shoes
$106 $106
$105 JMD 16.5K
1.21%
🏠 Accommodation & Living
Austin, TX
Old Harbour
Difference
1-bedroom Apartment, City Center (Monthly)
$2,195 $2,195
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,269 $1,269
-
-
3-bedroom Apartment, City Center (Monthly)
$4,000 $4,000
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,406 $2,406
-
-
Buy Apartment in City Center (m2)
$7,381 $7,381
-
-
Buy Apartment Outside City Center (m2)
$2,964 $2,964
-
-
💵 Salaries & Financials
Austin, TX
Old Harbour
Difference
Average Monthly Net Salary (After Tax)
$5,043 $5,043
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
9.45
-27.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Old Harbour: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Austin, TX
$1.3K
Old Harbour
- * 100%
Groceries & Markets
Austin, TX
$407
Old Harbour
$381 6.4% $26
Monthly Utilities & Internet
Austin, TX
$382
Old Harbour
$248 35.1% $134
Eating Out
Austin, TX
$356
Old Harbour
$221 37.8% $135
Clothing & Footwear
Austin, TX
$130
Old Harbour
$107 17.8% $23
Sport & Entertainment
Austin, TX
$88
Old Harbour
$26 * 70% $61
Getting Around
Austin, TX
$57
Old Harbour
$17 * 69.9% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $88 in Austin, TX vs $77 in Old Harbour for a mid-range dinner for two. Groceries echo the gap at $407 vs $381 per month, with Old Harbour cheaper across the board.

Good to know
🇺🇸 Austin, TX
🇯🇲 Old Harbour
🕒 Local time
03:05 3:05 AM
04:05 4:05 AM
1 h ahead of Austin, TX
🌤 Weather
👥 Population
974,447
26,024
Exchange rates and currency converter

JMD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Jamaican Dollar exchange rates as of November 6, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 177 JMD (1,000 JMD = 5.64 EUR).

On the map
Between locations
  • Austin, TX Old Harbour 2,500 km ≈ 3 h 30 min nonstop flight
From you
  • Austin, TX
  • Old Harbour

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Old Harbour: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Old Harbour?
Old Harbour wins on cost – living expenses run 63% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Old Harbour the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Austin, TX and in Old Harbour?
You’d need roughly $4,034 in Austin, TX and $1,502 in Old Harbour to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do childcare costs compare in Austin, TX and in Old Harbour?
Childcare runs $1,458 in Austin, TX versus $365 in Old Harbour. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Austin, TX and in Old Harbour?
Dining out is cheaper in Old Harbour – a meal for two runs $77 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Austin, TX or in Old Harbour?
At $1,001 in Old Harbour versus $2,689 in Austin, TX, a $2,000 budget is realistic in Old Harbour but tight or insufficient in Austin, TX. The gap between the two cities makes Old Harbour the clear choice for anyone on this budget.
Which city offers a better quality of life: Austin, TX or Old Harbour?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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