Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Ubud, Bali

For one person, living costs are similar in Okinawa and in Ubud, Bali: $1,399 and $1,348 a month, rent and utilities included.

67

Cost of Living Index in Okinawa
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Okinawa Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Okinawa

🇯🇵 Japan

$1,399

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,399 per month in Okinawa vs $1,348 in Ubud, Bali, rent included.

Okinawa $1,399
Ubud, Bali $1,348

A couple spends around $2,189 per month in Okinawa vs $2,312 in Ubud, Bali, rent included.

Okinawa $2,189
Ubud, Bali $2,312

A family of three spends $2,979 per month in Okinawa vs $3,276 in Ubud, Bali, rent included.

Okinawa $2,979
Ubud, Bali $3,276

Okinawa costs about 4% more than Ubud, Bali, and outside of rent the biggest gap is in transport.

Both Okinawa and Ubud, Bali sit above the global median – Okinawa by 4%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$10.13 ¥1,603

$3.33 Rp 59.6K

204.20%

Three-Course Dinner for Two, Mid-Range

$39.78 ¥6,295

$35.42 Rp 633.1K

12.31%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,114

$5.76 Rp 102.9K

22.22%

Cappuccino

$4.26 ¥675

$2.63 Rp 47.0K

61.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 ¥233

$1.74 Rp 31.0K

-15.52%

Water (0.33 liter bottle)

$1.00 ¥158

$0.77 Rp 13.8K

29.87%

Local Beer (0.5 liter draught)

$2.01 ¥318

$2.71 Rp 48.4K

-25.83%

Imported Beer (0.33 liter bottle)

$4.55 ¥720

$4.52 Rp 80.8K

0.66%

Milk (1 liter)

$1.64 ¥259

$1.53 Rp 27.4K

7.19%

White Bread (500g)

$2.15 ¥341

$2.20 Rp 39.2K

-2.27%

Rice (white) (1kg)

$3.84 ¥607

$1.22 Rp 21.8K

214.75%

Eggs

$1.75 ¥277

$2.14 Rp 38.2K

-18.22%

Local Cheese (1kg)

$17.94 ¥2,839

$17.73 Rp 316.9K

1.18%

Chicken Fillets (1kg)

$4.87 ¥771

$3.86 Rp 68.9K

26.17%

Beef Round Steak (1kg)

$22.16 ¥3,507

$12.03 Rp 215.0K

84.21%

Apples (1kg)

$3.62 ¥573

$3.61 Rp 64.5K

0.28%

Banana (1kg)

$2.63 ¥417

$1.51 Rp 27.1K

74.17%

Oranges (1kg)

$2.14 ¥338

$2.32 Rp 41.4K

-7.76%

Tomato (1kg)

$5.18 ¥820

$2.00 Rp 35.8K

159.00%

Potato (1kg)

$2.41 ¥381

$1.81 Rp 32.4K

33.15%

Onion (1kg)

$2.58 ¥408

$2.39 Rp 42.7K

7.95%

Lettuce (1 head)

$1.31 ¥208

$0.99 Rp 17.8K

32.32%

Water (1.5 liter bottle)

$0.74 ¥117

$0.52 Rp 9,373

42.31%

Cigarettes 20 Pack (Marlboro, Camel)

$3.99 ¥631

$2.18 Rp 39.0K

83.03%

Wine (Bottle)

$6.42 ¥1,016

$22.98 Rp 410.7K

-72.06%

Local Beer (0.5 liter bottle)

$1.87 ¥295

$2.40 Rp 42.8K

-22.08%

Imported Beer (0.33 liter bottle)

$3.19 ¥505

$3.00 Rp 53.6K

6.33%

One-way Ticket (Public Transport)

$1.47 ¥233

$0.24 Rp 4,255

512.50%

Public Transport Monthly Pass (Regular Price)

$67.2 ¥10.6K

$6.99 Rp 125.0K

861.09%

Taxi Start (Normal Tariff)

$3.97 ¥628

$0.44 Rp 7,876

802.27%

Taxi (Normal Tariff) (1km)

$3.56 ¥564

$0.42 Rp 7,582

747.62%

Taxi 1hour Waiting (Normal Tariff)

$11.44 ¥1,810

$5.45 Rp 97.4K

109.91%

Gasoline (1 liter)

$1.09 ¥173

$0.84 Rp 15.1K

29.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ¥3.4M

$24.3K Rp 434.8M

-12.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K ¥2.4M

$31.9K Rp 570.0M

-51.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 ¥25.6K

$80.8 Rp 1.4M

100.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.91 ¥3,943

$6.58 Rp 117.6K

278.57%

Internet (50+ Mbps, Unlimited Data)

$53.8 ¥8,513

$18.24 Rp 326.1K

194.96%

Gym Membership (Monthly)

$71.3 ¥11.3K

$55.1 Rp 985.4K

29.39%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,689

$18.51 Rp 330.9K

196.65%

Cinema Ticket

$12.17 ¥1,927

$4.24 Rp 75.9K

187.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ¥52.1K

$486 Rp 8.7M

-32.26%

International Primary School, 1 Child (Yearly)

$5,538 ¥876.3K

$5,676 Rp 101.5M

-2.44%

Jeans (Levis 501 Or Similar)

$50.1 ¥7,923

$45.18 Rp 807.6K

10.82%

Summer Dress (H&M, Zara, etc)

$23.29 ¥3,685

$34.57 Rp 617.9K

-32.63%

Sport Shoes (Adidas, Nike)

$78.8 ¥12.5K

$79.2 Rp 1.4M

-0.47%

Men's Leather Business Shoes

$94.6 ¥15.0K

$77.6 Rp 1.4M

21.84%

1-bedroom Apartment, City Center (Monthly)

$404 ¥63.9K

$1,127 Rp 20.1M

-64.13%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$674 Rp 12.1M

-51.32%

3-bedroom Apartment, City Center (Monthly)

$826 ¥130.6K

$3,618 Rp 64.7M

-77.19%

3-bedroom Apartment, Outside City Center (Monthly)

$663 ¥105.0K

$1,735 Rp 31.0M

-61.76%

Buy Apartment in City Center (m2)

$8,594 ¥1.4M

$2,829 Rp 50.6M

203.80%

Buy Apartment Outside City Center (m2)

$1,206 ¥190.8K

$2,307 Rp 41.2M

-47.73%

Average Monthly Net Salary (After Tax)

$1,849 ¥292.6K

$166 Rp 3.0M

1016.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

13.78

-83.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okinawa

$328 23.8%

Ubud, Bali

$290 21.4% 11.6% $38

Accommodation & Living

Okinawa

$328 23.8%

Ubud, Bali

$674 49.6% 105% $346

Monthly Utilities & Internet

Okinawa

$241 17.4%

Ubud, Bali

$106 7.8% 56.1% $135

Eating Out

Okinawa

$182 13.2%

Ubud, Bali

$108 8% 40.7% $74

Clothing & Footwear

Okinawa

$111 8%

Ubud, Bali

$106 7.8% 4.1% $4.6

Sport & Entertainment

Okinawa

$96 6.9%

Ubud, Bali

$64 4.7% 33.5% $32

Getting Around

Okinawa

$95 6.9%

Ubud, Bali

$11 0.8% 88.9% $84

Cost Breakdown

A central one-bedroom costs $404 in Okinawa versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1016% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Okinawa versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $328 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇮🇩 Ubud, Bali

🕒 Local time

16:44 4:44 PM

15:44 3:44 PM

1 h behind Okinawa

🌤 Weather

👥 Population

142,752

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.32 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 177 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to JPY in detail →

On the map

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Highest

Between locations

Okinawa Ubud, Bali 4,120 km ≈ 6 h nonstop flight

From you

Okinawa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 4%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,098 per month in Okinawa and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Okinawa and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,399 in Okinawa and $1,348 in Ubud, Bali. That's a gap of about 4%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Okinawa at $1,399. In Ubud, Bali it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.