Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Okinawa

For one person, living costs are similar in Ubud, Bali and in Okinawa: $1,348 and $1,399 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
67

Cost of Living Index in Okinawa
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Okinawa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Okinawa

🇯🇵 Japan

$1,399

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,399 in Okinawa, rent included.

Ubud, Bali $1,348
Okinawa $1,399

A couple spends around $2,312 per month in Ubud, Bali vs $2,189 in Okinawa, rent included.

Ubud, Bali $2,312
Okinawa $2,189

A family of three spends $3,276 per month in Ubud, Bali vs $2,979 in Okinawa, rent included.

Ubud, Bali $3,276
Okinawa $2,979

Ubud, Bali is about 4% cheaper than Okinawa, and outside of rent the biggest gap is in transport.

Both Ubud, Bali and Okinawa sit above the global median – Ubud, Bali by 1%, Okinawa by 4%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$10.13 ¥1,602

-67.13%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$39.78 ¥6,288

-10.96%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$7.04 ¥1,112

-18.18%

Cappuccino

$2.63 Rp 47.0K

$4.26 ¥674

-38.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.47 ¥233

18.37%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.00 ¥158

-23.00%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$2.01 ¥318

34.83%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$4.55 ¥719

-0.66%

Milk (1 liter)

$1.53 Rp 27.4K

$1.64 ¥258

-6.71%

White Bread (500g)

$2.20 Rp 39.3K

$2.15 ¥340

2.33%

Rice (white) (1kg)

$1.22 Rp 21.8K

$3.84 ¥606

-68.23%

Eggs

$2.14 Rp 38.3K

$1.75 ¥277

22.29%

Local Cheese (1kg)

$17.73 Rp 317.2K

$17.94 ¥2,835

-1.17%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$4.87 ¥770

-20.74%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$22.16 ¥3,503

-45.71%

Apples (1kg)

$3.61 Rp 64.6K

$3.62 ¥572

-0.28%

Banana (1kg)

$1.51 Rp 27.1K

$2.63 ¥416

-42.59%

Oranges (1kg)

$2.32 Rp 41.5K

$2.14 ¥338

8.41%

Tomato (1kg)

$2.00 Rp 35.9K

$5.18 ¥819

-61.39%

Potato (1kg)

$1.81 Rp 32.4K

$2.41 ¥380

-24.90%

Onion (1kg)

$2.39 Rp 42.7K

$2.58 ¥407

-7.36%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.31 ¥207

-24.43%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.74 ¥117

-29.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$3.99 ¥630

-45.36%

Wine (Bottle)

$22.98 Rp 411.0K

$6.42 ¥1,015

257.94%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$1.87 ¥295

28.34%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$3.19 ¥504

-5.96%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$1.47 ¥232

-83.67%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

$67.2 ¥10.6K

-89.60%

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

$3.97 ¥627

-88.92%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

$3.56 ¥563

-88.20%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

$11.44 ¥1,808

-52.36%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.09 ¥173

-22.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

$21.3K ¥3.4M

14.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

$15.4K ¥2.4M

106.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$162 ¥25.6K

-50.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

$24.91 ¥3,938

-73.58%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

$53.8 ¥8,503

-66.10%

Gym Membership (Monthly)

$55.1 Rp 986.2K

$71.3 ¥11.3K

-22.71%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

$54.9 ¥8,679

-66.29%

Cinema Ticket

$4.24 Rp 75.9K

$12.17 ¥1,924

-65.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$329 ¥52.0K

47.62%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$5,538 ¥875.3K

2.50%

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

$50.1 ¥7,913

-9.77%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

$23.29 ¥3,681

48.43%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$78.8 ¥12.5K

0.47%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$94.6 ¥14.9K

-17.92%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$404 ¥63.9K

178.81%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$328 ¥51.9K

105.42%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$826 ¥130.5K

338.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$663 ¥104.8K

161.52%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$8,594 ¥1.4M

-67.08%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

$1,206 ¥190.6K

91.31%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,849 ¥292.3K

-91.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.23

517.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Okinawa: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Okinawa

$328 23.8% 51.3% $346

Groceries & Markets

Ubud, Bali

$290 21.4%

Okinawa

$328 23.8% 13.2% $38

Eating Out

Ubud, Bali

$108 8%

Okinawa

$182 13.2% 68.8% $74

Clothing & Footwear

Ubud, Bali

$106 7.8%

Okinawa

$111 8% 4.3% $4.6

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Okinawa

$241 17.4% 128% $135

Sport & Entertainment

Ubud, Bali

$64 4.7%

Okinawa

$96 6.9% 50.4% $32

Getting Around

Ubud, Bali

$11 0.8%

Okinawa

$95 6.9% 803% $84

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $404 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1016% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $40.00 in Okinawa. Monthly groceries follow the same trend: $290 vs $328 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Okinawa

🕒 Local time

16:38 4:38 PM

17:38 5:38 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

142,752

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.98 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.64 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,065 IDR (100,000 IDR = 4.98 EUR).

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 177 JPY (1,000 JPY = 5.64 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Okinawa 4,120 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Okinawa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 4%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $2,098 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $40.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,348 in Ubud, Bali and $1,399 in Okinawa. That's a gap of about 4%.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Okinawa at $1,399. In Ubud, Bali it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.