Cost of Living Comparison Between Ubud, Bali and Okinawa Cost of Living Comparison Between Ubud, Bali and Okinawa

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,428 in Okinawa, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $2,217 in Okinawa, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $3,007 in Okinawa, rent included.

Ubud, Bali is about 2% cheaper than Okinawa, driven mainly by Groceries & Markets.

Both Ubud, Bali and Okinawa sit above the global median – Ubud, Bali by 5%, Okinawa by 7%.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$8.47 ¥1,335

-57.85%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$42.01 ¥6,620

-23.07%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.84 ¥921

-14.21%

Cappuccino

$2.82 Rp 51.0K

$3.33 ¥525

-15.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.35 ¥213

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.86 ¥136

-15.12%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$3.56 ¥560

-17.70%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$4.79 ¥754

-17.75%

Milk (1 liter)

$1.78 Rp 32.1K

$1.89 ¥298

-5.82%

White Bread (500g)

$2.45 Rp 44.2K

$2.25 ¥355

8.89%

Rice (white) (1kg)

$1.15 Rp 20.7K

$4.60 ¥725

-75.00%

Eggs

$2.41 Rp 43.6K

$2.04 ¥322

18.14%

Local Cheese (1kg)

$14.33 Rp 258.7K

$16.45 ¥2,592

-12.89%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$11.24 ¥1,771

-62.72%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$26.66 ¥4,200

-54.76%

Apples (1kg)

$3.64 Rp 65.7K

$5.02 ¥791

-27.49%

Banana (1kg)

$1.57 Rp 28.3K

$2.69 ¥423

-41.64%

Oranges (1kg)

$2.79 Rp 50.3K

$3.06 ¥482

-8.82%

Tomato (1kg)

$2.24 Rp 40.5K

$5.76 ¥907

-61.11%

Potato (1kg)

$1.98 Rp 35.7K

$3.53 ¥556

-43.91%

Onion (1kg)

$2.28 Rp 41.1K

$2.77 ¥437

-17.69%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.52 ¥240

-30.92%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.88 ¥138

-10.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.76 ¥749

-32.98%

Wine (Bottle)

$23.49 Rp 424.1K

$6.27 ¥989

274.64%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.81 ¥286

60.22%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.96 ¥467

-6.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.68 ¥265

-83.93%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$35.11 ¥5,533

-76.16%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$4.06 ¥640

-88.92%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$3.77 ¥594

-87.80%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$12.85 ¥2,025

-52.76%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.25 ¥197

-31.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$23.2K ¥3.7M

14.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$17.0K ¥2.7M

91.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$176 ¥27.7K

-55.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$27.21 ¥4,287

-84.97%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$32.15 ¥5,066

-25.82%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$52.4 ¥8,252

88.62%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$7.11 ¥1,120

-10.69%

Cinema Ticket

$4.01 Rp 72.3K

$12.63 ¥1,990

-68.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$346 ¥54.6K

-14.18%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$13.4K ¥2.1M

-50.79%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$48.92 ¥7,709

9.22%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$29.26 ¥4,610

30.25%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$72.9 ¥11.5K

21.66%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$90.5 ¥14.3K

-15.37%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$453 ¥71.4K

125.18%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$400 ¥63.0K

70.05%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$960 ¥151.3K

261.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$737 ¥116.1K

183.69%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$8,685 ¥1.4M

-68.58%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,206 ¥190.1K

90.28%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,744 ¥274.8K

-90.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

564.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Okinawa: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $453 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 965% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $42.00 in Okinawa. Monthly groceries follow the same trend: $298 vs $396 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 3%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,141 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $42.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,428 in Okinawa. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Okinawa at $1,428. In Ubud, Bali it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.