Cost of Living Comparison Between Ubud, Bali and Okinawa Cost of Living Comparison Between Ubud, Bali and Okinawa

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,418 in Okinawa, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,190 in Okinawa, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $2,962 in Okinawa, rent included.

Ubud, Bali costs about 1% more than Okinawa, driven mainly by Groceries & Markets.

Both Ubud, Bali and Okinawa sit above the global median – Ubud, Bali by 7%, Okinawa by 6%.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.49 ¥1,359

-57.95%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$41.68 ¥6,672

-21.83%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.06 ¥971

-16.34%

Cappuccino

$2.83 Rp 49.0K

$3.45 ¥553

-17.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.37 ¥219

-2.19%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.85 ¥136

-18.82%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.40 ¥544

-12.06%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.97 ¥795

-22.54%

Milk (1 liter)

$1.74 Rp 30.2K

$1.94 ¥311

-10.31%

White Bread (500g)

$2.54 Rp 44.0K

$2.35 ¥376

8.09%

Rice (white) (1kg)

$1.19 Rp 20.6K

$4.64 ¥743

-74.35%

Eggs

$2.43 Rp 42.0K

$2.07 ¥332

17.39%

Local Cheese (1kg)

$14.66 Rp 254.1K

$16.49 ¥2,640

-11.10%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$11.02 ¥1,765

-62.07%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$26.68 ¥4,271

-55.25%

Apples (1kg)

$3.69 Rp 63.9K

$5.15 ¥825

-28.35%

Banana (1kg)

$1.61 Rp 27.8K

$2.58 ¥413

-37.60%

Oranges (1kg)

$2.69 Rp 46.5K

$3.00 ¥480

-10.33%

Tomato (1kg)

$2.33 Rp 40.4K

$5.64 ¥903

-58.69%

Potato (1kg)

$1.91 Rp 33.0K

$3.57 ¥572

-46.50%

Onion (1kg)

$2.19 Rp 37.9K

$2.81 ¥450

-22.06%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.55 ¥247

-31.61%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.91 ¥146

-20.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.93 ¥789

-36.51%

Wine (Bottle)

$23.49 Rp 407.1K

$8.50 ¥1,360

176.35%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.81 ¥289

51.38%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.99 ¥479

-3.68%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.64 ¥263

-82.32%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$34.66 ¥5,548

-76.43%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$4.28 ¥685

-89.49%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$3.64 ¥582

-88.46%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$12.70 ¥2,033

-51.50%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.21 ¥194

-30.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$23.2K ¥3.7M

12.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$17.3K ¥2.8M

88.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$177 ¥28.3K

-55.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$27.99 ¥4,480

-85.89%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$32.04 ¥5,129

-23.85%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$52.9 ¥8,466

82.53%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$7.00 ¥1,121

-9.29%

Cinema Ticket

$4.04 Rp 70.0K

$12.28 ¥1,966

-67.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$343 ¥54.9K

-11.76%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$13.2K ¥2.1M

-50.63%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$47.74 ¥7,642

12.78%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$28.65 ¥4,587

32.57%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$72.4 ¥11.6K

19.85%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$93.1 ¥14.9K

-15.25%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$452 ¥72.4K

123.95%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$402 ¥64.4K

67.76%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$945 ¥151.3K

258.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$751 ¥120.2K

179.47%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$8,673 ¥1.4M

-65.59%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,203 ¥192.5K

94.53%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,316 ¥210.7K

-86.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

564.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Okinawa: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $452 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 660% higher in Okinawa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $42.00 in Okinawa. Monthly groceries follow the same trend: $298 vs $401 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $2,127 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $42.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $1,418 in Okinawa. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Okinawa, where all-in costs run around $1,418, than in Ubud, Bali at $1,438. In Okinawa it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.