Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Toyama

For one person, living is cheaper in Toyama: $1,175 a month against $1,364 in Okinawa, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Okinawa
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Okinawa Living Index
57

Cost of Living Index in Toyama
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Toyama Living Index

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Okinawa

🇯🇵 Japan

$1,364

/mo nomad

Toyama

🇯🇵 Japan

$1,175

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Toyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Toyama actually costs, broken down by who's living it.

A single person spends $1,364 per month in Okinawa vs $1,175 in Toyama, rent included.

Okinawa $1,364
Toyama $1,175

A couple spends around $2,154 per month in Okinawa vs $1,880 in Toyama, rent included.

Okinawa $2,154
Toyama $1,880

A family of three spends $2,944 per month in Okinawa vs $2,584 in Toyama, rent included.

Okinawa $2,944
Toyama $2,584

Okinawa costs about 16% more than Toyama, and outside of rent the biggest gap is in eating out.

Okinawa sits 1% above the global median, while Toyama is 13% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.91 ¥1,566

$3.94 ¥622

151.52%

Three-Course Dinner for Two, Mid-Range

$39.91 ¥6,306

$40.27 ¥6,362

-0.89%

Fast Food Meal (McDonalds, etc)

$7.13 ¥1,126

$4.98 ¥787

43.17%

Cappuccino

$3.87 ¥611

$3.33 ¥526

16.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 ¥233

$1.05 ¥166

40.00%

Water (0.33 liter bottle)

$0.99 ¥156

$0.79 ¥125

25.32%

Local Beer (0.5 liter draught)

$2.51 ¥397

$2.45 ¥387

2.45%

Imported Beer (0.33 liter bottle)

$4.34 ¥685

$3.10 ¥489

40.00%

Milk (1 liter)

$1.63 ¥257

$1.13 ¥178

44.25%

White Bread (500g)

$2.07 ¥326

$0.77 ¥122

168.83%

Rice (white) (1kg)

$3.88 ¥612

$3.55 ¥561

9.30%

Eggs

$1.78 ¥281

$2.07 ¥327

-14.01%

Local Cheese (1kg)

$17.97 ¥2,840

$10.50 ¥1,659

71.14%

Chicken Fillets (1kg)

$4.85 ¥766

$6.13 ¥968

-20.88%

Beef Round Steak (1kg)

$22.79 ¥3,601

$14.44 ¥2,281

57.83%

Apples (1kg)

$3.62 ¥571

$5.73 ¥906

-36.82%

Banana (1kg)

$2.70 ¥427

$2.73 ¥431

-1.10%

Oranges (1kg)

$2.19 ¥345

$2.85 ¥450

-23.16%

Tomato (1kg)

$5.16 ¥816

$4.27 ¥675

20.84%

Potato (1kg)

$2.39 ¥377

$2.55 ¥402

-6.27%

Onion (1kg)

$2.45 ¥386

$2.65 ¥419

-7.55%

Lettuce (1 head)

$1.26 ¥199

$1.30 ¥205

-3.08%

Water (1.5 liter bottle)

$0.78 ¥122

$0.65 ¥102

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 ¥635

$3.77 ¥595

6.63%

Wine (Bottle)

$6.30 ¥995

$6.44 ¥1,017

-2.17%

Local Beer (0.5 liter bottle)

$1.90 ¥299

$1.72 ¥272

10.47%

Imported Beer (0.33 liter bottle)

$3.35 ¥530

$2.00 ¥316

67.50%

One-way Ticket (Public Transport)

$1.48 ¥233

$1.51 ¥239

-1.99%

Public Transport Monthly Pass (Regular Price)

$65.9 ¥10.4K

$53.9 ¥8,509

22.34%

Taxi Start (Normal Tariff)

$3.96 ¥625

$3.23 ¥510

22.60%

Taxi (Normal Tariff) (1km)

$3.42 ¥540

$2.64 ¥418

29.55%

Taxi 1hour Waiting (Normal Tariff)

$11.40 ¥1,802

$20.28 ¥3,203

-43.79%

Gasoline (1 liter)

$1.06 ¥167

$1.11 ¥175

-4.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ¥3.3M

$21.0K ¥3.3M

0.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$18.0K ¥2.8M

-16.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 ¥25.0K

$130 ¥20.6K

21.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.31 ¥3,999

$24.54 ¥3,878

3.14%

Internet (50+ Mbps, Unlimited Data)

$52.8 ¥8,338

$31.59 ¥4,991

67.08%

Gym Membership (Monthly)

$71.1 ¥11.2K

$53.1 ¥8,381

34.02%

Tennis Court (1 Hour on Weekend)

$55.3 ¥8,734

Cinema Ticket

$11.95 ¥1,888

$11.31 ¥1,786

5.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ¥52.0K

$626 ¥98.9K

-47.44%

International Primary School, 1 Child (Yearly)

$5,632 ¥889.8K

$14.6K ¥2.3M

-61.46%

Jeans (Levis 501 Or Similar)

$50.2 ¥7,928

$62.8 ¥9,928

-20.15%

Summer Dress (H&M, Zara, etc)

$23.08 ¥3,647

$37.20 ¥5,877

-37.96%

Sport Shoes (Adidas, Nike)

$80.5 ¥12.7K

$62.0 ¥9,794

29.92%

Men's Leather Business Shoes

$94.6 ¥14.9K

$101 ¥16.0K

-6.60%

1-bedroom Apartment, City Center (Monthly)

$403 ¥63.6K

$234 ¥37.0K

71.96%

1-bedroom Apartment, Outside City Center (Monthly)

$320 ¥50.6K

$330 ¥52.1K

-2.91%

3-bedroom Apartment, City Center (Monthly)

$841 ¥132.9K

$1,091 ¥172.3K

-22.85%

3-bedroom Apartment, Outside City Center (Monthly)

$663 ¥104.7K

$730 ¥115.4K

-9.23%

Buy Apartment in City Center (m2)

$8,665 ¥1.4M

$4,156 ¥656.5K

108.50%

Buy Apartment Outside City Center (m2)

$1,213 ¥191.7K

$1,755 ¥277.3K

-30.89%

Average Monthly Net Salary (After Tax)

$1,809 ¥285.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

2.64

-15.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 19, 2026

Last update for Toyama: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okinawa

$330 24.2%

Toyama

$276 23.5% 16.4% $54

Accommodation & Living

Okinawa

$320 23.5%

Toyama

$330 28.1% 3% $9.6

Monthly Utilities & Internet

Okinawa

$236 17.3%

Toyama

$186 15.9% 21.1% $50

Eating Out

Okinawa

$178 13.1%

Toyama

$112 9.6% 37% $66

Clothing & Footwear

Okinawa

$112 8.2%

Toyama

$118 10.1% 6% $6.7

Sport & Entertainment

Okinawa

$95 7%

Toyama

$76 6.4% 20.4% $19

Getting Around

Okinawa

$93 6.8%

Toyama

$76 6.5% 17.8% $16

Cost Breakdown

A central one-bedroom costs $403 in Okinawa versus $234 in Toyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Okinawa versus $40.00 in Toyama. Groceries tell a different story – $330 in Okinawa vs $276 in Toyama – so Toyama wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Okinawa

🇯🇵 Toyama

🕒 Local time

12:52 12:52 PM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

421,259

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Okinawa Toyama 1,440 km ≈ 2 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Toyama: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 16%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,047 per month in Okinawa and $1,762 in Toyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Okinawa and $40.00 in Toyama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,364 in Okinawa and $1,175 in Toyama. That's a gap of about 16%.

A $1,500 monthly budget goes further in Toyama, where all-in costs run around $1,175, than in Okinawa at $1,364. In Toyama it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Toyama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.