Last update: Oct 2026

Cost of Living Comparison Between Toyama and Okinawa

For one person, living is cheaper in Toyama: $1,175 a month against $1,364 in Okinawa, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

57

Cost of Living Index in Toyama
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Toyama Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Toyama

🇯🇵 Japan

$1,175

/mo nomad

Okinawa

🇯🇵 Japan

$1,364

/mo nomad

Monthly Cost of Living

How much you'll spend in Toyama and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toyama and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,175 per month in Toyama vs $1,364 in Okinawa, rent included.

Toyama $1,175
Okinawa $1,364

A couple spends around $1,880 per month in Toyama vs $2,154 in Okinawa, rent included.

Toyama $1,880
Okinawa $2,154

A family of three spends $2,584 per month in Toyama vs $2,944 in Okinawa, rent included.

Toyama $2,584
Okinawa $2,944

Toyama is about 14% cheaper than Okinawa, and outside of rent the biggest gap is in eating out.

Toyama sits 13% below the global median, while Okinawa is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.94 ¥622

$9.91 ¥1,566

-60.24%

Three-Course Dinner for Two, Mid-Range

$40.27 ¥6,362

$39.91 ¥6,306

0.90%

Fast Food Meal (McDonalds, etc)

$4.98 ¥787

$7.13 ¥1,126

-30.15%

Cappuccino

$3.33 ¥526

$3.87 ¥611

-13.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ¥166

$1.47 ¥233

-28.57%

Water (0.33 liter bottle)

$0.79 ¥125

$0.99 ¥156

-20.20%

Local Beer (0.5 liter draught)

$2.45 ¥387

$2.51 ¥397

-2.39%

Imported Beer (0.33 liter bottle)

$3.10 ¥489

$4.34 ¥685

-28.57%

Milk (1 liter)

$1.13 ¥178

$1.63 ¥257

-30.67%

White Bread (500g)

$0.77 ¥122

$2.07 ¥326

-62.80%

Rice (white) (1kg)

$3.55 ¥561

$3.88 ¥612

-8.51%

Eggs

$2.07 ¥327

$1.78 ¥281

16.29%

Local Cheese (1kg)

$10.50 ¥1,659

$17.97 ¥2,840

-41.57%

Chicken Fillets (1kg)

$6.13 ¥968

$4.85 ¥766

26.39%

Beef Round Steak (1kg)

$14.44 ¥2,281

$22.79 ¥3,601

-36.64%

Apples (1kg)

$5.73 ¥906

$3.62 ¥571

58.29%

Banana (1kg)

$2.73 ¥431

$2.70 ¥427

1.11%

Oranges (1kg)

$2.85 ¥450

$2.19 ¥345

30.14%

Tomato (1kg)

$4.27 ¥675

$5.16 ¥816

-17.25%

Potato (1kg)

$2.55 ¥402

$2.39 ¥377

6.69%

Onion (1kg)

$2.65 ¥419

$2.45 ¥386

8.16%

Lettuce (1 head)

$1.30 ¥205

$1.26 ¥199

3.17%

Water (1.5 liter bottle)

$0.65 ¥102

$0.78 ¥122

-16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 ¥595

$4.02 ¥635

-6.22%

Wine (Bottle)

$6.44 ¥1,017

$6.30 ¥995

2.22%

Local Beer (0.5 liter bottle)

$1.72 ¥272

$1.90 ¥299

-9.47%

Imported Beer (0.33 liter bottle)

$2.00 ¥316

$3.35 ¥530

-40.30%

One-way Ticket (Public Transport)

$1.51 ¥239

$1.48 ¥233

2.03%

Public Transport Monthly Pass (Regular Price)

$53.9 ¥8,509

$65.9 ¥10.4K

-18.26%

Taxi Start (Normal Tariff)

$3.23 ¥510

$3.96 ¥625

-18.43%

Taxi (Normal Tariff) (1km)

$2.64 ¥418

$3.42 ¥540

-22.81%

Taxi 1hour Waiting (Normal Tariff)

$20.28 ¥3,203

$11.40 ¥1,802

77.89%

Gasoline (1 liter)

$1.11 ¥175

$1.06 ¥167

4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$21.1K ¥3.3M

-0.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.0K ¥2.8M

$15.1K ¥2.4M

19.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 ¥20.6K

$158 ¥25.0K

-17.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.54 ¥3,878

$25.31 ¥3,999

-3.04%

Internet (50+ Mbps, Unlimited Data)

$31.59 ¥4,991

$52.8 ¥8,338

-40.15%

Gym Membership (Monthly)

$53.1 ¥8,381

$71.1 ¥11.2K

-25.39%

Tennis Court (1 Hour on Weekend)

$55.3 ¥8,734

Cinema Ticket

$11.31 ¥1,786

$11.95 ¥1,888

-5.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$626 ¥98.9K

$329 ¥52.0K

90.26%

International Primary School, 1 Child (Yearly)

$14.6K ¥2.3M

$5,632 ¥889.8K

159.45%

Jeans (Levis 501 Or Similar)

$62.8 ¥9,928

$50.2 ¥7,928

25.23%

Summer Dress (H&M, Zara, etc)

$37.20 ¥5,877

$23.08 ¥3,647

61.18%

Sport Shoes (Adidas, Nike)

$62.0 ¥9,794

$80.5 ¥12.7K

-23.03%

Men's Leather Business Shoes

$101 ¥16.0K

$94.6 ¥14.9K

7.07%

1-bedroom Apartment, City Center (Monthly)

$234 ¥37.0K

$403 ¥63.6K

-41.85%

1-bedroom Apartment, Outside City Center (Monthly)

$330 ¥52.1K

$320 ¥50.6K

3.00%

3-bedroom Apartment, City Center (Monthly)

$1,091 ¥172.3K

$841 ¥132.9K

29.62%

3-bedroom Apartment, Outside City Center (Monthly)

$730 ¥115.4K

$663 ¥104.7K

10.17%

Buy Apartment in City Center (m2)

$4,156 ¥656.5K

$8,665 ¥1.4M

-52.04%

Buy Apartment Outside City Center (m2)

$1,755 ¥277.3K

$1,213 ¥191.7K

44.70%

Average Monthly Net Salary (After Tax)

$1,809 ¥285.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.64

2.23

18.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toyama: October 18, 2026

Last update for Okinawa: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toyama

$330 28.1%

Okinawa

$320 23.5% 2.9% $9.6

Groceries & Markets

Toyama

$276 23.5%

Okinawa

$330 24.2% 19.6% $54

Monthly Utilities & Internet

Toyama

$186 15.9%

Okinawa

$236 17.3% 26.8% $50

Clothing & Footwear

Toyama

$118 10.1%

Okinawa

$112 8.2% 5.7% $6.7

Eating Out

Toyama

$112 9.6%

Okinawa

$178 13.1% 58.8% $66

Getting Around

Toyama

$76 6.5%

Okinawa

$93 6.8% 21.6% $16

Sport & Entertainment

Toyama

$76 6.4%

Okinawa

$95 7% 25.6% $19

Cost Breakdown

A central one-bedroom costs $234 in Toyama versus $403 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Toyama versus $40.00 in Okinawa. Monthly groceries follow the same trend: $276 vs $330 – making Toyama the more affordable choice for daily food spending.

Good to know

🇯🇵 Toyama

🇯🇵 Okinawa

🕒 Local time

11:59 11:59 AM

Same time as Toyama

🌤 Weather

👥 Population

421,259

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Toyama Okinawa 1,440 km ≈ 2 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toyama vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 16%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,762 per month in Toyama and $2,047 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Toyama and $40.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,175 in Toyama and $1,364 in Okinawa. That's a gap of about 16%.

A $1,500 monthly budget goes further in Toyama, where all-in costs run around $1,175, than in Okinawa at $1,364. In Toyama it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Toyama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.