Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Setagaya-ku

For one person, living is cheaper in Setagaya-ku: $1,183 a month against $1,381 in Okinawa, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Okinawa
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Okinawa Living Index
58

Cost of Living Index in Setagaya-ku
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Setagaya-ku Living Index

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Okinawa

🇯🇵 Japan

$1,381

/mo nomad

Setagaya-ku

🇯🇵 Japan

$1,183

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Setagaya-ku

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Setagaya-ku actually costs, broken down by who's living it.

A single person spends $1,381 per month in Okinawa vs $1,183 in Setagaya-ku, rent included.

Okinawa $1,381
Setagaya-ku $1,183

A couple spends around $2,166 per month in Okinawa vs $1,834 in Setagaya-ku, rent included.

Okinawa $2,166
Setagaya-ku $1,834

A family of three spends $2,951 per month in Okinawa vs $2,484 in Setagaya-ku, rent included.

Okinawa $2,951
Setagaya-ku $2,484

Okinawa costs about 17% more than Setagaya-ku, and outside of rent the biggest gap is in eating out.

Okinawa sits 2% above the global median, while Setagaya-ku is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.80 ¥1,549

$6.12 ¥968

60.13%

Three-Course Dinner for Two, Mid-Range

$40.42 ¥6,386

$25.64 ¥4,050

57.64%

Fast Food Meal (McDonalds, etc)

$7.06 ¥1,115

$4.36 ¥690

61.93%

Cappuccino

$4.06 ¥641

$2.97 ¥470

36.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 ¥224

$1.04 ¥165

36.54%

Water (0.33 liter bottle)

$0.91 ¥143

$0.65 ¥102

40.00%

Local Beer (0.5 liter draught)

$2.55 ¥402

$2.19 ¥346

16.44%

Imported Beer (0.33 liter bottle)

$4.48 ¥708

$3.22 ¥508

39.13%

Milk (1 liter)

$1.64 ¥259

$1.23 ¥194

33.33%

White Bread (500g)

$2.06 ¥326

$1.72 ¥272

19.77%

Rice (white) (1kg)

$3.87 ¥612

$3.64 ¥575

6.32%

Eggs

$1.82 ¥288

$1.17 ¥186

55.56%

Local Cheese (1kg)

$17.61 ¥2,783

$10.40 ¥1,643

69.33%

Chicken Fillets (1kg)

$4.78 ¥754

$6.11 ¥965

-21.77%

Beef Round Steak (1kg)

$22.73 ¥3,591

$14.25 ¥2,252

59.51%

Apples (1kg)

$3.62 ¥572

$5.59 ¥883

-35.24%

Banana (1kg)

$2.67 ¥422

$2.74 ¥433

-2.55%

Oranges (1kg)

$2.14 ¥338

$2.95 ¥466

-27.46%

Tomato (1kg)

$5.20 ¥822

$4.14 ¥654

25.60%

Potato (1kg)

$2.38 ¥376

$2.62 ¥415

-9.16%

Onion (1kg)

$2.58 ¥408

$2.63 ¥416

-1.90%

Lettuce (1 head)

$1.25 ¥197

$1.24 ¥196

0.81%

Water (1.5 liter bottle)

$0.74 ¥117

$0.56 ¥87.7

32.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ¥610

$3.79 ¥599

1.85%

Wine (Bottle)

$6.44 ¥1,017

$6.26 ¥989

2.88%

Local Beer (0.5 liter bottle)

$1.89 ¥298

$1.81 ¥287

4.42%

Imported Beer (0.33 liter bottle)

$3.23 ¥510

$2.09 ¥330

54.55%

One-way Ticket (Public Transport)

$1.46 ¥231

Public Transport Monthly Pass (Regular Price)

$66.7 ¥10.5K

$50.7 ¥8,012

31.47%

Taxi Start (Normal Tariff)

$3.74 ¥590

$3.23 ¥510

15.79%

Taxi (Normal Tariff) (1km)

$3.54 ¥560

$2.66 ¥421

33.08%

Taxi 1hour Waiting (Normal Tariff)

$11.25 ¥1,777

$20.85 ¥3,294

-46.04%

Gasoline (1 liter)

$1.09 ¥173

$1.10 ¥174

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ¥3.4M

$21.2K ¥3.4M

0.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.0K ¥2.4M

$18.6K ¥2.9M

-19.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 ¥25.3K

$131 ¥20.6K

22.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.14 ¥3,972

$23.82 ¥3,764

5.54%

Internet (50+ Mbps, Unlimited Data)

$53.3 ¥8,422

$31.73 ¥5,013

68.01%

Gym Membership (Monthly)

$72.8 ¥11.5K

$55.0 ¥8,691

32.39%

Tennis Court (1 Hour on Weekend)

$55.8 ¥8,809

Cinema Ticket

$12.02 ¥1,899

$11.52 ¥1,820

4.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$331 ¥52.3K

$636 ¥100.5K

-47.91%

International Primary School, 1 Child (Yearly)

$5,489 ¥867.2K

$14.7K ¥2.3M

-62.70%

Jeans (Levis 501 Or Similar)

$48.81 ¥7,712

$62.3 ¥9,846

-21.68%

Summer Dress (H&M, Zara, etc)

$23.08 ¥3,646

$36.37 ¥5,747

-36.54%

Sport Shoes (Adidas, Nike)

$81.6 ¥12.9K

$62.1 ¥9,814

31.42%

Men's Leather Business Shoes

$94.7 ¥15.0K

$102 ¥16.2K

-7.39%

1-bedroom Apartment, City Center (Monthly)

$411 ¥64.9K

$534 ¥84.4K

-23.15%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥52.4K

$325 ¥51.4K

2.02%

3-bedroom Apartment, City Center (Monthly)

$819 ¥129.4K

$1,152 ¥182.0K

-28.92%

3-bedroom Apartment, Outside City Center (Monthly)

$660 ¥104.3K

$674 ¥106.4K

-2.02%

Buy Apartment in City Center (m2)

$8,731 ¥1.4M

$3,724 ¥588.4K

134.46%

Buy Apartment Outside City Center (m2)

$1,185 ¥187.2K

$1,635 ¥258.4K

-27.53%

Average Monthly Net Salary (After Tax)

$1,842 ¥291.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

11.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 12, 2026

Last update for Setagaya-ku: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Okinawa

$332 24%

Setagaya-ku

$325 27.5% 2% $6.6

Groceries & Markets

Okinawa

$328 23.8%

Setagaya-ku

$281 23.7% 14.5% $48

Monthly Utilities & Internet

Okinawa

$239 17.3%

Setagaya-ku

$186 15.7% 22% $53

Eating Out

Okinawa

$179 13%

Setagaya-ku

$122 10.3% 32% $57

Clothing & Footwear

Okinawa

$112 8.1%

Setagaya-ku

$118 10% 6% $6.7

Sport & Entertainment

Okinawa

$97 7%

Setagaya-ku

$78 6.6% 19.4% $19

Getting Around

Okinawa

$94 6.8%

Setagaya-ku

$73 6.2% 22.2% $21

Cost Breakdown

A central one-bedroom costs $411 in Okinawa versus $534 in Setagaya-ku. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $40.00 in Okinawa versus $26.00 in Setagaya-ku. Monthly groceries follow the same trend: $328 vs $281 – making Setagaya-ku the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇯🇵 Setagaya-ku

🕒 Local time

03:28 3:28 AM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

943,664

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Okinawa Setagaya-ku 1,510 km ≈ 2 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Setagaya-ku: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 17%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,071 per month in Okinawa and $1,775 in Setagaya-ku. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Setagaya-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Okinawa and $26.00 in Setagaya-ku. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,381 in Okinawa and $1,183 in Setagaya-ku. That's a gap of about 17%.

A $1,000 monthly budget goes further in Setagaya-ku, where all-in costs run around $1,183, than in Okinawa at $1,381. In Setagaya-ku it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Setagaya-ku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Setagaya-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.