Last update: Oct 2026

Cost of Living Comparison Between Setagaya-ku and Okinawa

For one person, living is cheaper in Setagaya-ku: $1,183 a month against $1,381 in Okinawa, rent and utilities included – about $2,400 less a year. Other living expenses account for most of the difference.

58

Cost of Living Index in Setagaya-ku
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Setagaya-ku Living Index
67

Cost of Living Index in Okinawa
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Okinawa Living Index

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Setagaya-ku

🇯🇵 Japan

$1,183

/mo nomad

Okinawa

🇯🇵 Japan

$1,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Setagaya-ku and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setagaya-ku and in Okinawa actually costs, broken down by who's living it.

A single person spends $1,183 per month in Setagaya-ku vs $1,381 in Okinawa, rent included.

Setagaya-ku $1,183
Okinawa $1,381

A couple spends around $1,834 per month in Setagaya-ku vs $2,166 in Okinawa, rent included.

Setagaya-ku $1,834
Okinawa $2,166

A family of three spends $2,484 per month in Setagaya-ku vs $2,951 in Okinawa, rent included.

Setagaya-ku $2,484
Okinawa $2,951

Setagaya-ku is about 14% cheaper than Okinawa, and outside of rent the biggest gap is in eating out.

Setagaya-ku sits 12% below the global median, while Okinawa is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.12 ¥968

$9.80 ¥1,549

-37.55%

Three-Course Dinner for Two, Mid-Range

$25.64 ¥4,050

$40.42 ¥6,386

-36.57%

Fast Food Meal (McDonalds, etc)

$4.36 ¥690

$7.06 ¥1,115

-38.24%

Cappuccino

$2.97 ¥470

$4.06 ¥641

-26.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥165

$1.42 ¥224

-26.76%

Water (0.33 liter bottle)

$0.65 ¥102

$0.91 ¥143

-28.57%

Local Beer (0.5 liter draught)

$2.19 ¥346

$2.55 ¥402

-14.12%

Imported Beer (0.33 liter bottle)

$3.22 ¥508

$4.48 ¥708

-28.13%

Milk (1 liter)

$1.23 ¥194

$1.64 ¥259

-25.00%

White Bread (500g)

$1.72 ¥272

$2.06 ¥326

-16.50%

Rice (white) (1kg)

$3.64 ¥575

$3.87 ¥612

-5.94%

Eggs

$1.17 ¥186

$1.82 ¥288

-35.71%

Local Cheese (1kg)

$10.40 ¥1,643

$17.61 ¥2,783

-40.94%

Chicken Fillets (1kg)

$6.11 ¥965

$4.78 ¥754

27.82%

Beef Round Steak (1kg)

$14.25 ¥2,252

$22.73 ¥3,591

-37.31%

Apples (1kg)

$5.59 ¥883

$3.62 ¥572

54.42%

Banana (1kg)

$2.74 ¥433

$2.67 ¥422

2.62%

Oranges (1kg)

$2.95 ¥466

$2.14 ¥338

37.85%

Tomato (1kg)

$4.14 ¥654

$5.20 ¥822

-20.38%

Potato (1kg)

$2.62 ¥415

$2.38 ¥376

10.08%

Onion (1kg)

$2.63 ¥416

$2.58 ¥408

1.94%

Lettuce (1 head)

$1.24 ¥196

$1.25 ¥197

-0.80%

Water (1.5 liter bottle)

$0.56 ¥87.7

$0.74 ¥117

-24.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 ¥599

$3.86 ¥610

-1.81%

Wine (Bottle)

$6.26 ¥989

$6.44 ¥1,017

-2.80%

Local Beer (0.5 liter bottle)

$1.81 ¥287

$1.89 ¥298

-4.23%

Imported Beer (0.33 liter bottle)

$2.09 ¥330

$3.23 ¥510

-35.29%

One-way Ticket (Public Transport)

$1.46 ¥231

Public Transport Monthly Pass (Regular Price)

$50.7 ¥8,012

$66.7 ¥10.5K

-23.94%

Taxi Start (Normal Tariff)

$3.23 ¥510

$3.74 ¥590

-13.64%

Taxi (Normal Tariff) (1km)

$2.66 ¥421

$3.54 ¥560

-24.86%

Taxi 1hour Waiting (Normal Tariff)

$20.85 ¥3,294

$11.25 ¥1,777

85.33%

Gasoline (1 liter)

$1.10 ¥174

$1.09 ¥173

0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ¥3.4M

$21.3K ¥3.4M

-0.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K ¥2.9M

$15.0K ¥2.4M

23.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.6K

$160 ¥25.3K

-18.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.82 ¥3,764

$25.14 ¥3,972

-5.25%

Internet (50+ Mbps, Unlimited Data)

$31.73 ¥5,013

$53.3 ¥8,422

-40.48%

Gym Membership (Monthly)

$55.0 ¥8,691

$72.8 ¥11.5K

-24.47%

Tennis Court (1 Hour on Weekend)

$55.8 ¥8,809

Cinema Ticket

$11.52 ¥1,820

$12.02 ¥1,899

-4.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 ¥100.5K

$331 ¥52.3K

91.96%

International Primary School, 1 Child (Yearly)

$14.7K ¥2.3M

$5,489 ¥867.2K

168.07%

Jeans (Levis 501 Or Similar)

$62.3 ¥9,846

$48.81 ¥7,712

27.68%

Summer Dress (H&M, Zara, etc)

$36.37 ¥5,747

$23.08 ¥3,646

57.58%

Sport Shoes (Adidas, Nike)

$62.1 ¥9,814

$81.6 ¥12.9K

-23.91%

Men's Leather Business Shoes

$102 ¥16.2K

$94.7 ¥15.0K

7.98%

1-bedroom Apartment, City Center (Monthly)

$534 ¥84.4K

$411 ¥64.9K

30.12%

1-bedroom Apartment, Outside City Center (Monthly)

$325 ¥51.4K

$332 ¥52.4K

-1.98%

3-bedroom Apartment, City Center (Monthly)

$1,152 ¥182.0K

$819 ¥129.4K

40.68%

3-bedroom Apartment, Outside City Center (Monthly)

$674 ¥106.4K

$660 ¥104.3K

2.06%

Buy Apartment in City Center (m2)

$3,724 ¥588.4K

$8,731 ¥1.4M

-57.35%

Buy Apartment Outside City Center (m2)

$1,635 ¥258.4K

$1,185 ¥187.2K

37.98%

Average Monthly Net Salary (After Tax)

$1,842 ¥291.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

-10.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setagaya-ku: October 12, 2026

Last update for Okinawa: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Setagaya-ku

$325 27.5%

Okinawa

$332 24% 2% $6.6

Groceries & Markets

Setagaya-ku

$281 23.7%

Okinawa

$328 23.8% 17% $48

Monthly Utilities & Internet

Setagaya-ku

$186 15.7%

Okinawa

$239 17.3% 28.3% $53

Eating Out

Setagaya-ku

$122 10.3%

Okinawa

$179 13% 47.1% $57

Clothing & Footwear

Setagaya-ku

$118 10%

Okinawa

$112 8.1% 5.6% $6.7

Sport & Entertainment

Setagaya-ku

$78 6.6%

Okinawa

$97 7% 24.1% $19

Getting Around

Setagaya-ku

$73 6.2%

Okinawa

$94 6.8% 28.5% $21

Cost Breakdown

A central one-bedroom costs $534 in Setagaya-ku versus $411 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $26.00 in Setagaya-ku versus $40.00 in Okinawa. Monthly groceries follow the same trend: $281 vs $328 – making Setagaya-ku the more affordable choice for daily food spending.

Good to know

🇯🇵 Setagaya-ku

🇯🇵 Okinawa

🕒 Local time

23:47 11:47 PM

Same time as Setagaya-ku

🌤 Weather

👥 Population

943,664

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Setagaya-ku Okinawa 1,510 km ≈ 2 h 30 min nonstop flight

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Setagaya-ku
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setagaya-ku vs Okinawa: Cost of Living - Frequently Asked Questions

Yes – Okinawa is pricier by about 17%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,775 per month in Setagaya-ku and $2,071 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Setagaya-ku, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $26.00 in Setagaya-ku and $40.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,183 in Setagaya-ku and $1,381 in Okinawa. That's a gap of about 17%.

A $1,000 monthly budget goes further in Setagaya-ku, where all-in costs run around $1,183, than in Okinawa at $1,381. In Setagaya-ku it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Setagaya-ku – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Setagaya-ku. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.