Cost of Living Comparison Between Ocotal and Ubud, Bali Cost of Living Comparison Between Ocotal and Ubud, Bali

Monthly Cost of Living

A single person spends $725 per month in Ocotal vs $1,438 in Ubud, Bali, rent included.

A couple spends around $1,160 per month in Ocotal vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,594 per month in Ocotal vs $3,732 in Ubud, Bali, rent included.

Ocotal is about 50% cheaper than Ubud, Bali, driven mainly by Sport & Entertainment.

Ocotal sits 46% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.03 NIO 185

$3.57 Rp 61.9K

40.90%

Three-Course Dinner for Two, Mid-Range

$34.51 NIO 1,268

$32.58 Rp 564.7K

5.92%

Fast Food Meal (McDonalds, etc)

$7.09 NIO 261

$5.07 Rp 87.8K

39.84%

Cappuccino

$2.46 NIO 90.6

$2.83 Rp 49.0K

-13.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 NIO 29.47

$1.34 Rp 23.2K

-40.30%

Water (0.33 liter bottle)

$0.75 NIO 27.39

$0.69 Rp 12.0K

8.70%

Local Beer (0.5 liter draught)

$1.30 NIO 47.62

$2.99 Rp 51.8K

-56.52%

Imported Beer (0.33 liter bottle)

$2.01 NIO 74.1

$3.85 Rp 66.7K

-47.79%

Milk (1 liter)

$1.26 NIO 46.38

$1.74 Rp 30.2K

-27.59%

White Bread (500g)

$2.42 NIO 89.0

$2.54 Rp 44.0K

-4.72%

Rice (white) (1kg)

$1.83 NIO 67.1

$1.19 Rp 20.6K

53.78%

Eggs

$2.22 NIO 81.7

$2.43 Rp 42.0K

-8.64%

Local Cheese (1kg)

$11.41 NIO 420

$14.66 Rp 254.1K

-22.17%

Chicken Fillets (1kg)

$6.81 NIO 250

$4.18 Rp 72.4K

62.92%

Beef Round Steak (1kg)

$7.84 NIO 288

$11.94 Rp 206.9K

-34.34%

Apples (1kg)

$3.94 NIO 145

$3.69 Rp 63.9K

6.78%

Banana (1kg)

$0.90 NIO 33.10

$1.61 Rp 27.8K

-44.10%

Oranges (1kg)

$1.79 NIO 65.7

$2.69 Rp 46.5K

-33.46%

Tomato (1kg)

$2.18 NIO 80.2

$2.33 Rp 40.4K

-6.44%

Potato (1kg)

$3.88 NIO 143

$1.91 Rp 33.0K

103.14%

Onion (1kg)

$2.26 NIO 83.1

$2.19 Rp 37.9K

3.20%

Lettuce (1 head)

$1.01 NIO 37.17

$1.06 Rp 18.3K

-4.72%

Water (1.5 liter bottle)

$1.01 NIO 37.08

$0.72 Rp 12.5K

40.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.58 NIO 94.9

$3.13 Rp 54.3K

-17.57%

Wine (Bottle)

$14.51 NIO 533

$23.49 Rp 407.1K

-38.23%

Local Beer (0.5 liter bottle)

$1.45 NIO 53.3

$2.74 Rp 47.5K

-47.08%

Imported Beer (0.33 liter bottle)

$2.21 NIO 81.2

$2.88 Rp 49.9K

-23.26%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$1.47 NIO 53.9

$0.45 Rp 7,863

226.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.69 NIO 246

$6.16 Rp 106.7K

8.60%

Gasoline (1 liter)

$1.30 NIO 47.87

$0.84 Rp 14.6K

54.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.6K NIO 831.2K

$26.2K Rp 454.9M

-13.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K NIO 954.8K

$32.5K Rp 562.9M

-20.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.9 NIO 3,599

$78.4 Rp 1.4M

24.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.25 NIO 634

$3.95 Rp 68.5K

336.71%

Internet (50+ Mbps, Unlimited Data)

$37.51 NIO 1,379

$24.40 Rp 423.0K

53.73%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$7.95 NIO 292

$4.04 Rp 70.0K

96.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$124 NIO 4,570

$303 Rp 5.2M

-58.92%

International Primary School, 1 Child (Yearly)

$6,100 NIO 224.2K

$6,523 Rp 113.1M

-6.48%

Jeans (Levis 501 Or Similar)

$77.3 NIO 2,840

$53.8 Rp 933.1K

43.48%

Summer Dress (H&M, Zara, etc)

$71.2 NIO 2,618

$37.98 Rp 658.3K

87.55%

Sport Shoes (Adidas, Nike)

$130 NIO 4,782

$86.8 Rp 1.5M

49.93%

Men's Leather Business Shoes

$109 NIO 4,001

$78.9 Rp 1.4M

38.03%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ocotal: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Ocotal versus $33.00 in Ubud, Bali. Groceries tell a different story – $261 in Ocotal vs $298 in Ubud, Bali – so Ocotal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ocotal vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 98%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,088 per month in Ocotal and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $725 in Ocotal and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $124 per month in Ocotal and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ocotal, where all-in costs run around $725, than in Ubud, Bali at $1,438. In Ocotal it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ocotal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ocotal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.