Cost of Living Comparison Between Ubud, Bali and Ocotal Cost of Living Comparison Between Ubud, Bali and Ocotal

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $708 in Ocotal, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,144 in Ocotal, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,581 in Ocotal, rent included.

Ubud, Bali costs about 98% more than Ocotal, driven mainly by Sport & Entertainment.

Ubud, Bali sits 4% above the global median, while Ocotal is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$4.94 NIO 181

-27.73%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$35.42 NIO 1,297

-8.24%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.16 NIO 262

-32.12%

Cappuccino

$2.75 Rp 49.2K

$2.47 NIO 90.5

11.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.84 NIO 30.86

57.14%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.75 NIO 27.48

-6.67%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.33 NIO 48.65

118.80%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.97 NIO 72.3

92.39%

Milk (1 liter)

$1.71 Rp 30.6K

$1.27 NIO 46.47

34.65%

White Bread (500g)

$2.47 Rp 44.3K

$2.37 NIO 86.8

4.22%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.82 NIO 66.7

-34.07%

Eggs

$2.44 Rp 43.8K

$2.33 NIO 85.4

4.72%

Local Cheese (1kg)

$14.38 Rp 257.7K

$11.12 NIO 407

29.32%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.68 NIO 245

-35.48%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$8.07 NIO 295

51.30%

Apples (1kg)

$3.68 Rp 66.0K

$3.88 NIO 142

-5.15%

Banana (1kg)

$1.55 Rp 27.8K

$0.84 NIO 30.72

84.52%

Oranges (1kg)

$2.79 Rp 49.9K

$1.85 NIO 67.8

50.81%

Tomato (1kg)

$2.33 Rp 41.8K

$2.19 NIO 80.2

6.39%

Potato (1kg)

$1.97 Rp 35.3K

$4.02 NIO 147

-51.00%

Onion (1kg)

$2.31 Rp 41.4K

$2.15 NIO 78.8

7.44%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.03 NIO 37.59

2.91%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.05 NIO 38.44

-30.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.61 NIO 95.4

25.67%

Wine (Bottle)

$22.79 Rp 408.4K

$14.42 NIO 528

58.04%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.41 NIO 51.5

99.29%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.26 NIO 83.0

23.01%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.54 NIO 56.3

-70.78%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$6.67 NIO 244

-6.45%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.29 NIO 47.34

-34.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$23.3K NIO 853.4K

11.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$26.9K NIO 984.2K

17.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$98.4 NIO 3,602

-17.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$16.86 NIO 617

-75.92%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$36.99 NIO 1,355

-33.98%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$7.82 NIO 286

-48.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$124 NIO 4,540

145.26%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$6,066 NIO 222.2K

9.15%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$76.0 NIO 2,785

-28.68%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$73.5 NIO 2,693

-47.25%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$131 NIO 4,811

-34.42%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$109 NIO 3,981

-29.47%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Ocotal: June 6, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $35.00 in Ocotal. Groceries tell a different story – $297 in Ubud, Bali vs $260 in Ocotal – so Ocotal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocotal: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 98%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,062 in Ocotal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $708 in Ocotal. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $124 in Ocotal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ocotal, where all-in costs run around $708, than in Ubud, Bali at $1,404. In Ocotal it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ocotal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ocotal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.