Cost of Living Comparison Between Ubud, Bali and Ocotal Cost of Living Comparison Between Ubud, Bali and Ocotal

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $778 in Ocotal, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,236 in Ocotal, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,693 in Ocotal, rent included.

Ubud, Bali costs about 76% more than Ocotal, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Ocotal is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$10.07 NIO 369

-65.84%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$37.76 NIO 1,383

-3.84%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.66 NIO 280

-25.46%

Cappuccino

$2.67 Rp 47.4K

$2.55 NIO 93.3

4.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.88 NIO 32.19

98.86%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.73 NIO 26.72

19.18%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.41 NIO 51.7

109.22%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.05 NIO 75.1

120.49%

Milk (1 liter)

$1.62 Rp 28.7K

$1.23 NIO 44.93

31.71%

White Bread (500g)

$2.33 Rp 41.3K

$2.42 NIO 88.6

-3.72%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.76 NIO 64.6

-36.93%

Eggs

$2.20 Rp 39.0K

$2.38 NIO 87.0

-7.56%

Local Cheese (1kg)

$17.69 Rp 313.9K

$11.80 NIO 432

49.92%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.43 NIO 236

-36.24%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$7.07 NIO 259

72.28%

Apples (1kg)

$3.71 Rp 65.8K

$3.61 NIO 132

2.77%

Banana (1kg)

$1.59 Rp 28.2K

$0.62 NIO 22.87

156.45%

Oranges (1kg)

$2.28 Rp 40.5K

$1.77 NIO 64.9

28.81%

Tomato (1kg)

$1.95 Rp 34.7K

$2.27 NIO 83.2

-14.10%

Potato (1kg)

$1.91 Rp 33.8K

$3.88 NIO 142

-50.77%

Onion (1kg)

$2.33 Rp 41.4K

$2.25 NIO 82.5

3.56%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.00 NIO 36.76

1.00%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$1.02 NIO 37.39

-46.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.73 NIO 99.9

-18.32%

Wine (Bottle)

$23.07 Rp 409.3K

$14.78 NIO 541

56.09%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.47 NIO 53.8

64.63%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.22 NIO 81.3

35.14%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$1.68 NIO 61.4

-71.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$1.64 NIO 60.2

-73.78%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$6.95 NIO 254

-18.85%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.36 NIO 49.63

-41.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$23.3K NIO 852.3K

7.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$26.5K NIO 969.1K

19.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$117 NIO 4,275

-30.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$16.96 NIO 621

-61.73%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$36.64 NIO 1,342

-48.77%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

Cinema Ticket

$4.54 Rp 80.5K

$8.62 NIO 316

-47.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$240 NIO 8,796

100.15%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$6,194 NIO 226.9K

-7.80%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$72.1 NIO 2,642

-36.89%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$72.0 NIO 2,637

-50.16%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$132 NIO 4,849

-39.28%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$108 NIO 3,969

-27.41%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.25

34.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Ocotal: September 15, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $38.00 in Ocotal. Groceries tell a different story – $295 in Ubud, Bali vs $256 in Ocotal – so Ocotal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocotal: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 76%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,167 in Ocotal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $778 in Ocotal. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $240 in Ocotal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ocotal, where all-in costs run around $778, than in Ubud, Bali at $1,368. In Ocotal it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ocotal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ocotal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.