Cost of Living Comparison Between Ubud, Bali and Ocotal Cost of Living Comparison Between Ubud, Bali and Ocotal

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $720 in Ocotal, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,139 in Ocotal, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,558 in Ocotal, rent included.

Ubud, Bali costs about 93% more than Ocotal, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Ocotal is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.94 NIO 181

-27.73%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$34.95 NIO 1,280

-7.53%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$7.06 NIO 258

-29.04%

Cappuccino

$2.82 Rp 51.0K

$2.39 NIO 87.4

17.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.84 NIO 30.77

60.71%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.70 NIO 25.70

4.29%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.32 NIO 48.53

121.97%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.04 NIO 74.9

93.14%

Milk (1 liter)

$1.78 Rp 32.1K

$1.26 NIO 46.18

41.27%

White Bread (500g)

$2.45 Rp 44.2K

$2.42 NIO 88.7

1.24%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.86 NIO 68.0

-38.17%

Eggs

$2.41 Rp 43.6K

$2.30 NIO 84.3

4.78%

Local Cheese (1kg)

$14.33 Rp 258.7K

$11.36 NIO 416

26.14%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.55 NIO 240

-36.03%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$8.02 NIO 294

50.37%

Apples (1kg)

$3.64 Rp 65.7K

$3.92 NIO 144

-7.14%

Banana (1kg)

$1.57 Rp 28.3K

$0.90 NIO 32.95

74.44%

Oranges (1kg)

$2.79 Rp 50.3K

$1.81 NIO 66.4

54.14%

Tomato (1kg)

$2.24 Rp 40.5K

$2.26 NIO 82.9

-0.88%

Potato (1kg)

$1.98 Rp 35.7K

$4.02 NIO 147

-50.75%

Onion (1kg)

$2.28 Rp 41.1K

$2.26 NIO 82.7

0.88%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.06 NIO 38.98

-0.94%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.01 NIO 36.93

-21.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.62 NIO 95.9

21.76%

Wine (Bottle)

$23.49 Rp 424.1K

$14.90 NIO 546

57.65%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.42 NIO 51.9

104.23%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.16 NIO 79.2

27.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.54 NIO 56.4

-70.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.89 NIO 252

-11.90%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.37 NIO 50.1

-37.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$23.4K NIO 856.8K

13.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$26.7K NIO 979.3K

21.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$98.7 NIO 3,615

-19.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$16.99 NIO 622

-75.93%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$36.71 NIO 1,344

-35.03%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$7.82 NIO 286

-48.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$126 NIO 4,596

136.84%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$6,051 NIO 221.6K

9.10%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$78.9 NIO 2,890

-32.28%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$72.0 NIO 2,635

-47.04%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$135 NIO 4,935

-34.21%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$108 NIO 3,963

-29.20%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.25

29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Ocotal: July 26, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $35.00 in Ocotal. Groceries tell a different story – $298 in Ubud, Bali vs $262 in Ocotal – so Ocotal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ocotal: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 93%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,080 in Ocotal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $720 in Ocotal. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $126 in Ocotal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Ocotal, where all-in costs run around $720, than in Ubud, Bali at $1,392. In Ocotal it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ocotal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ocotal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.