Last update: Oct 2026

Cost of Living Comparison Between Oamaru and Nadi

For one person, living is cheaper in Nadi: $1,386 a month against $1,769 in Oamaru, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Oamaru
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Oamaru Living Index
67

Cost of Living Index in Nadi
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Nadi Living Index

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Oamaru

🇳🇿 New Zealand

$1,769

/mo nomad

Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Monthly Cost of Living

How much you'll spend in Oamaru and in Nadi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oamaru and in Nadi actually costs, broken down by who's living it.

A single person spends $1,769 per month in Oamaru vs $1,386 in Nadi, rent included.

Oamaru $1,769
Nadi $1,386

A couple spends around $2,802 per month in Oamaru vs $2,044 in Nadi, rent included.

Oamaru $2,802
Nadi $2,044

A family of three spends $3,834 per month in Oamaru vs $2,702 in Nadi, rent included.

Oamaru $3,834
Nadi $2,702

Oamaru costs about 28% more than Nadi, and outside of rent the biggest gap is in transport.

Both Oamaru and Nadi sit above the global median – Oamaru by 31%, Nadi by 3%.

Meal at Budget Restaurant

$13.87 NZ$24.53

$8.87 FJD 19.85

56.37%

Three-Course Dinner for Two, Mid-Range

$67.7 NZ$120

$36.73 FJD 82.2

84.32%

Fast Food Meal (McDonalds, etc)

$9.18 NZ$16.23

$9.00 FJD 20.16

2.00%

Cappuccino

$3.30 NZ$5.84

$4.41 FJD 9.88

-25.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 NZ$4.12

$1.49 FJD 3.35

56.38%

Water (0.33 liter bottle)

$1.78 NZ$3.14

$1.28 FJD 2.86

39.06%

Local Beer (0.5 liter draught)

$6.58 NZ$11.63

$2.74 FJD 6.13

140.15%

Imported Beer (0.33 liter bottle)

$6.91 NZ$12.22

$4.55 FJD 10.19

51.87%

Milk (1 liter)

$1.67 NZ$2.94

$1.34 FJD 3.00

24.63%

White Bread (500g)

$1.28 NZ$2.27

$1.08 FJD 2.43

18.52%

Rice (white) (1kg)

$1.50 NZ$2.65

$1.31 FJD 2.93

14.50%

Eggs

$5.48 NZ$9.70

$3.12 FJD 6.99

75.64%

Local Cheese (1kg)

$7.26 NZ$12.83

$12.07 FJD 27.01

-39.85%

Chicken Fillets (1kg)

$8.87 NZ$15.69

$13.75 FJD 30.78

-35.49%

Beef Round Steak (1kg)

$13.60 NZ$24.04

$15.66 FJD 35.07

-13.15%

Apples (1kg)

$2.39 NZ$4.22

$2.94 FJD 6.57

-18.71%

Banana (1kg)

$2.02 NZ$3.58

$2.77 FJD 6.20

-27.08%

Oranges (1kg)

$2.69 NZ$4.76

$3.71 FJD 8.30

-27.49%

Tomato (1kg)

$2.97 NZ$5.25

Potato (1kg)

$1.50 NZ$2.65

$1.98 FJD 4.44

-24.24%

Onion (1kg)

$1.33 NZ$2.35

$1.98 FJD 4.44

-32.83%

Lettuce (1 head)

$2.06 NZ$3.64

$1.10 FJD 2.45

87.27%

Water (1.5 liter bottle)

$0.70 NZ$1.24

$0.96 FJD 2.15

-27.08%

Cigarettes 20 Pack (Marlboro, Camel)

$24.24 NZ$42.87

$9.46 FJD 21.19

156.24%

Wine (Bottle)

$5.44 NZ$9.63

$10.00 FJD 22.39

-45.60%

Local Beer (0.5 liter bottle)

$3.37 NZ$5.96

$2.73 FJD 6.11

23.44%

Imported Beer (0.33 liter bottle)

$4.29 NZ$7.60

$3.41 FJD 7.63

25.81%

One-way Ticket (Public Transport)

$1.49 NZ$2.64

$0.70 FJD 1.57

112.86%

Public Transport Monthly Pass (Regular Price)

$89.0 NZ$157

Taxi Start (Normal Tariff)

$2.55 NZ$4.52

$1.14 FJD 2.55

123.68%

Taxi (Normal Tariff) (1km)

$1.70 NZ$3.00

$0.42 FJD 0.94

304.76%

Taxi 1hour Waiting (Normal Tariff)

$27.87 NZ$49.29

$4.84 FJD 10.84

475.83%

Gasoline (1 liter)

$1.58 NZ$2.79

$1.32 FJD 2.96

19.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K NZ$44.6K

$24.9K FJD 55.7K

1.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K NZ$42.2K

$22.3K FJD 50.0K

6.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 NZ$279

$65.8 FJD 147

139.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.36 NZ$34.24

$17.97 FJD 40.23

7.74%

Internet (50+ Mbps, Unlimited Data)

$45.43 NZ$80.3

$23.26 FJD 52.1

95.31%

Gym Membership (Monthly)

$39.08 NZ$69.1

$37.21 FJD 83.3

5.03%

Cinema Ticket

$9.98 NZ$17.65

$5.45 FJD 12.19

83.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 NZ$1,181

International Primary School, 1 Child (Yearly)

$21.7K NZ$38.4K

Jeans (Levis 501 Or Similar)

$56.4 NZ$99.7

$29.10 FJD 65.2

93.68%

Summer Dress (H&M, Zara, etc)

$16.83 NZ$29.77

$43.62 FJD 97.7

-61.42%

Sport Shoes (Adidas, Nike)

$44.83 NZ$79.3

$56.8 FJD 127

-21.02%

Men's Leather Business Shoes

$50.3 NZ$88.9

$67.7 FJD 152

-25.70%

1-bedroom Apartment, City Center (Monthly)

$973 NZ$1,720

$1,127 FJD 2,524

-13.70%

1-bedroom Apartment, Outside City Center (Monthly)

$790 NZ$1,398

$645 FJD 1,444

22.58%

3-bedroom Apartment, City Center (Monthly)

$1,725 NZ$3,051

$1,673 FJD 3,745

3.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,631 NZ$2,884

$1,004 FJD 2,248

62.42%

Buy Apartment in City Center (m2)

$4,751 NZ$8,403

$679 FJD 1,521

599.58%

Buy Apartment Outside City Center (m2)

$3,236 NZ$5,724

$518 FJD 1,161

524.33%

Average Monthly Net Salary (After Tax)

$1,926 NZ$3,405

$806 FJD 1,805

138.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.91

7.25

-18.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oamaru: October 11, 2026

Last update for Nadi: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oamaru

$790 44.7%

Nadi

$645 46.5% 18.4% $146

Groceries & Markets

Oamaru

$274 15.5%

Nadi

$306 * 22.1% 11.7% $32

Eating Out

Oamaru

$241 13.6%

Nadi

$185 13.3% 23.4% $57

Monthly Utilities & Internet

Oamaru

$223 12.6%

Nadi

$107 7.7% 51.9% $116

Getting Around

Oamaru

$106 6%

Nadi

$6 * 0.4% 94.3% $100

Clothing & Footwear

Oamaru

$76 4.3%

Nadi

$89 6.4% 17.1% $13

Sport & Entertainment

Oamaru

$59 3.3%

Nadi

$48 3.5% 18.5% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $973 in Oamaru versus $1,127 in Nadi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 139% higher in Oamaru, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Oamaru versus $37.00 in Nadi. Groceries tell a different story – $274 in Oamaru vs $306 in Nadi – so Oamaru wins on supermarket bills even if dining out costs more.

Good to know

🇳🇿 Oamaru

🇫🇯 Nadi

🕒 Local time

17:08 5:08 PM

16:08 4:08 PM

1 h behind Oamaru

🌤 Weather

👥 Population

13,850

50,000

💱 Currency

New Zealand Dollar NZD $

Fijian Dollar FJD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

Exchange rates and currency converter

FJD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Fijian Dollar exchange rates as of October 18, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

USD to NZD in detail →

On the map

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Between locations

Oamaru Nadi 3,090 km ≈ 4 h 15 min nonstop flight

From you

Oamaru
Nadi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oamaru vs Nadi: Cost of Living - Frequently Asked Questions

Yes – Oamaru is pricier by about 28%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,654 per month in Oamaru and $2,079 in Nadi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 12% cheaper in Oamaru – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $68.0 in Oamaru and $37.00 in Nadi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,386, than in Oamaru at $1,769. In Nadi it covers expenses comfortably, while in Oamaru it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Oamaru makes more sense. Both are solid long-term options with distinct trade-offs.