Cost of Living Comparison Between Oamaru and Chiang Mai Cost of Living Comparison Between Oamaru and Chiang Mai

😐 Solo nomad: Oamaru is 69.8% more expensive than Chiang Mai without rent, and 109.4% more expensive with rent.
😐 Family of 3: Oamaru is 98.9% more expensive than Chiang Mai without rent, and 103% more expensive with rent.
Currency
🍽 Eating Out
Oamaru
Chiang Mai
Difference
Meal at Budget Restaurant
$17.15 NZ$29.16
$2.03 ฿64.6
744.83%
Three-Course Dinner for Two, Mid-Range
$73.4 NZ$125
$18.59 ฿593
294.78%
Fast Food Meal (McDonalds, etc)
$9.76 NZ$16.59
$7.48 ฿238
30.48%
Cappuccino
$3.33 NZ$5.66
$2.00 ฿63.7
66.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.39 NZ$4.06
$0.85 ฿27.01
181.18%
Water (0.33 liter bottle)
$2.05 NZ$3.49
$0.35 ฿11.21
485.71%
Local Beer (0.5 liter draught)
$7.42 NZ$12.62
$2.21 ฿70.5
235.75%
Imported Beer (0.33 liter bottle)
$7.36 NZ$12.52
$3.76 ฿120
95.74%
🛒 Groceries & Markets
Oamaru
Chiang Mai
Difference
Milk (1 liter)
$1.82 NZ$3.09
$1.72 ฿54.8
5.81%
White Bread (500g)
$1.16 NZ$1.97
$1.63 ฿52.1
-28.83%
Rice (white) (1kg)
$1.24 NZ$2.11
$1.16 ฿36.93
6.90%
Eggs
$3.91 NZ$6.65
$1.98 ฿63.1
97.47%
Local Cheese (1kg)
$8.07 NZ$13.73
$15.93 ฿508
-49.34%
Chicken Fillets (1kg)
$9.52 NZ$16.19
$3.17 ฿101
200.32%
Beef Round Steak (1kg)
$12.74 NZ$21.66
$10.90 ฿348
16.88%
Apples (1kg)
$2.40 NZ$4.07
$2.65 ฿84.3
-9.43%
Banana (1kg)
$1.80 NZ$3.05
$1.22 ฿38.98
47.54%
Oranges (1kg)
$3.03 NZ$5.15
$1.70 ฿54.1
78.24%
Tomato (1kg)
$5.84 NZ$9.93
$1.59 ฿50.7
267.30%
Potato (1kg)
$1.48 NZ$2.51
$1.32 ฿42.21
12.12%
Onion (1kg)
$1.18 NZ$2.00
$1.17 ฿37.25
0.85%
Lettuce (1 head)
$1.80 NZ$3.05
$0.68 ฿21.61
164.71%
Water (1.5 liter bottle)
$1.48 NZ$2.51
$0.56 ฿17.76
164.29%
Cigarettes 20 Pack (Marlboro, Camel)
$24.24 NZ$41.21
$4.51 ฿144
437.47%
Wine (Bottle)
$6.06 NZ$10.30
$19.07 ฿608
-68.22%
Local Beer (0.5 liter bottle)
$3.76 NZ$6.39
$1.77 ฿56.4
112.43%
Imported Beer (0.33 liter bottle)
$4.81 NZ$8.17
$3.18 ฿101
51.26%
🚌 Getting Around
Oamaru
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.09 NZ$3.55
$0.96 ฿30.70
117.71%
Public Transport Monthly Pass (Regular Price)
$64.8 NZ$110
$18.90 ฿602
242.96%
Taxi Start (Normal Tariff)
$2.64 NZ$4.49
$1.36 ฿43.29
94.12%
Taxi (Normal Tariff) (1km)
$1.66 NZ$2.82
$1.35 ฿43.11
22.96%
Taxi 1hour Waiting (Normal Tariff)
$30.64 NZ$52.1
$8.03 ฿256
281.57%
Gasoline (1 liter)
$1.71 NZ$2.91
$1.24 ฿39.62
37.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K NZ$46.9K
$21.2K ฿674.7K
30.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.0K NZ$34.1K
$21.8K ฿693.5K
-7.87%
🧾 Monthly Utilities & Internet
Oamaru
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$118 NZ$201
$71.2 ฿2,271
66.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.93 NZ$30.48
$14.09 ฿449
27.25%
Internet (50+ Mbps, Unlimited Data)
$48.29 NZ$82.1
$17.47 ฿557
176.42%
🎉 Sport & Entertainment
Oamaru
Chiang Mai
Difference
Gym Membership (Monthly)
$36.74 NZ$62.5
$42.07 ฿1,341
-12.67%
Tennis Court (1 Hour on Weekend)
$12.26 NZ$20.84
$6.88 ฿219
78.20%
Cinema Ticket
$10.71 NZ$18.20
$5.94 ฿189
80.30%
🧸 Childcare & Education
Oamaru
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$646 NZ$1,098
$307 ฿9,799
110.04%
International Primary School, 1 Child (Yearly)
$9,420 NZ$16.0K
$14.8K ฿471.6K
-36.32%
👕👟 Clothing & Footwear
Oamaru
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$59.7 NZ$101
$55.7 ฿1,775
7.24%
Summer Dress (H&M, Zara, etc)
$18.10 NZ$30.78
$26.79 ฿854
-32.44%
Sport Shoes (Adidas, Nike)
$48.21 NZ$82.0
$83.2 ฿2,653
-42.07%
Men's Leather Business Shoes
$53.6 NZ$91.1
$70.1 ฿2,235
-23.56%
🏠 Accommodation & Living
Oamaru
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$965 NZ$1,640
$427 ฿13.6K
125.75%
1-bedroom Apartment, Outside City Center (Monthly)
$789 NZ$1,341
$237 ฿7,559
232.58%
3-bedroom Apartment, City Center (Monthly)
$1,565 NZ$2,661
$802 ฿25.6K
95.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,442 NZ$2,452
$503 ฿16.0K
186.55%
Buy Apartment in City Center (m2)
$5,074 NZ$8,626
$2,061 ฿65.7K
146.24%
Buy Apartment Outside City Center (m2)
$3,293 NZ$5,598
$1,533 ฿48.9K
114.88%
💵 Salaries & Financials
Oamaru
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,107 NZ$3,582
$654 ฿20.8K
222.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
5
20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oamaru: March 3, 2026

Last update for Chiang Mai: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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