Last update: Oct 2026

Cost of Living Comparison Between Nyahururu and Cebu

For one person, living is cheaper in Nyahururu: $621 a month against $915 in Cebu, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

30

Cost of Living Index in Nyahururu
Learn more

Nyahururu Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Nyahururu

🇰🇪 Kenya

$621

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Nyahururu and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nyahururu and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $621 in Nyahururu versus $915 in Cebu.

Nyahururu $621
Cebu $915

Estimated couple costs with rent: $986 in Nyahururu versus $1,418 in Cebu.

Nyahururu $986
Cebu $1,418

Monthly costs for a family of three with rent: $1,350 in Nyahururu versus $1,921 in Cebu.

Nyahururu $1,350
Cebu $1,921

Living in Nyahururu costs roughly 32% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Nyahururu 54% lower, Cebu 33% lower.

Meal at Budget Restaurant

$3.96 KES 513

$3.05 ₱192

29.84%

Three-Course Dinner for Two, Mid-Range

$19.52 KES 2,530

$24.00 ₱1,511

-18.67%

Fast Food Meal (McDonalds, etc)

$6.51 KES 844

$3.99 ₱251

63.16%

Cappuccino

$2.56 KES 331

$2.50 ₱157

2.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 KES 81.5

$1.54 ₱97.1

-59.09%

Water (0.33 liter bottle)

$0.56 KES 72.3

$0.50 ₱31.37

12.00%

Local Beer (0.5 liter draught)

$2.26 KES 292

$1.78 ₱112

26.97%

Imported Beer (0.33 liter bottle)

$2.75 KES 357

$2.17 ₱136

26.73%

Milk (1 liter)

$0.74 KES 96.4

$2.00 ₱126

-63.00%

White Bread (500g)

$0.53 KES 69.1

$1.37 ₱86.2

-61.31%

Rice (white) (1kg)

$1.92 KES 249

$1.03 ₱64.9

86.41%

Eggs

$1.77 KES 229

$2.03 ₱128

-12.81%

Local Cheese (1kg)

$10.63 KES 1,378

$10.20 ₱642

4.22%

Chicken Fillets (1kg)

$6.48 KES 840

$4.45 ₱280

45.62%

Beef Round Steak (1kg)

$6.38 KES 827

$7.67 ₱483

-16.82%

Apples (1kg)

$3.32 KES 431

$3.31 ₱208

0.30%

Banana (1kg)

$1.05 KES 136

$1.46 ₱91.8

-28.08%

Oranges (1kg)

$1.99 KES 258

$2.32 ₱146

-14.22%

Tomato (1kg)

$1.11 KES 144

$1.49 ₱94.0

-25.50%

Potato (1kg)

$1.11 KES 144

$2.34 ₱147

-52.56%

Onion (1kg)

$1.09 KES 142

$1.94 ₱122

-43.81%

Lettuce (1 head)

$0.73 KES 95.0

$1.16 ₱73.0

-37.07%

Water (1.5 liter bottle)

$0.72 KES 93.8

$0.68 ₱42.89

5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.50 KES 453

$2.99 ₱188

17.06%

Wine (Bottle)

$11.78 KES 1,527

$6.24 ₱393

88.78%

Local Beer (0.5 liter bottle)

$2.20 KES 286

$1.23 ₱77.3

78.86%

Imported Beer (0.33 liter bottle)

$2.70 KES 350

$1.73 ₱109

56.07%

One-way Ticket (Public Transport)

$0.37 KES 48.51

$0.23 ₱14.36

60.87%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$1.51 KES 196

$0.79 ₱49.96

91.14%

Taxi (Normal Tariff) (1km)

$1.51 KES 195

$0.22 ₱13.86

586.36%

Taxi 1hour Waiting (Normal Tariff)

$2.94 KES 381

$4.54 ₱286

-35.24%

Gasoline (1 liter)

$1.43 KES 186

$1.32 ₱82.9

8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K KES 2.8M

$21.0K ₱1.3M

1.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K KES 2.6M

$19.4K ₱1.2M

4.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.1 KES 7,401

$119 ₱7,464

-51.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 KES 2,004

$14.22 ₱896

8.72%

Internet (50+ Mbps, Unlimited Data)

$34.57 KES 4,482

$27.47 ₱1,730

25.85%

Gym Membership (Monthly)

$39.26 KES 5,090

$32.31 ₱2,034

21.51%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$7.62 KES 988

$5.40 ₱340

41.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 KES 31.8K

$276 ₱17.4K

-11.22%

International Primary School, 1 Child (Yearly)

$12.5K KES 1.6M

$7,866 ₱495.3K

59.22%

Jeans (Levis 501 Or Similar)

$28.41 KES 3,684

$49.37 ₱3,108

-42.45%

Summer Dress (H&M, Zara, etc)

$28.80 KES 3,734

$24.58 ₱1,548

17.17%

Sport Shoes (Adidas, Nike)

$70.4 KES 9,124

$76.6 ₱4,825

-8.18%

Men's Leather Business Shoes

$58.2 KES 7,540

$58.9 ₱3,706

-1.19%

1-bedroom Apartment, City Center (Monthly)

$86.3 KES 11.2K

$503 ₱31.7K

-82.86%

1-bedroom Apartment, Outside City Center (Monthly)

$57.4 KES 7,442

$305 ₱19.2K

-81.15%

3-bedroom Apartment, City Center (Monthly)

$352 KES 45.7K

$1,075 ₱67.7K

-67.21%

3-bedroom Apartment, Outside City Center (Monthly)

$155 KES 20.1K

$632 ₱39.8K

-75.47%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$114 KES 14.8K

$336 ₱21.1K

-65.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

7.2

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nyahururu: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nyahururu

$204 32.9%

Cebu

$210 22.9% 2.5% $5.2

Monthly Utilities & Internet

Nyahururu

$107 17.3%

Cebu

$160 17.5% 49.6% $53

Eating Out

Nyahururu

$103 16.7%

Cebu

$88 9.6% 15.1% $16

Clothing & Footwear

Nyahururu

$84 13.5%

Cebu

$94 10.3% 12.8% $11

Accommodation & Living

Nyahururu

$57 9.2%

Cebu

$305 33.3% 431% $247

Sport & Entertainment

Nyahururu

$55 8.8%

Cebu

$43 4.7% 20.9% $11

Getting Around

Nyahururu

$11 * 1.7%

Cebu

$15 1.7% 43.7% $4.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $86.3 in Nyahururu and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 194% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Nyahururu vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $204 vs $210 per month, with Nyahururu cheaper across the board.

Good to know

🇰🇪 Nyahururu

🇵🇭 Cebu

🕒 Local time

14:39 2:39 PM

19:39 7:39 PM

5 h ahead of Nyahururu

🌤 Weather

👥 Population

37,650

964,169

💱 Currency

Kenyan Shilling KES Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of October 22, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Nyahururu Cebu 9,740 km ≈ 13 h nonstop flight

From you

Nyahururu
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nyahururu vs Cebu: Cost of Living - Frequently Asked Questions

Nyahururu is cheaper overall, especially in groceries, clothing, and transport. The 47% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 194% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $86.3 in Nyahururu versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $621 per month in Nyahururu versus $915 in Cebu – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nyahururu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nyahururu is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nyahururu and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nyahururu gentler on the wallet – expenses run 47% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.