Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nyahururu

For one person, living is cheaper in Nyahururu: $621 a month against $915 in Cebu, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
30

Cost of Living Index in Nyahururu
Learn more

Nyahururu Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Nyahururu

🇰🇪 Kenya

$621

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nyahururu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nyahururu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $621 in Nyahururu.

Cebu $915
Nyahururu $621

Estimated couple costs with rent: $1,418 in Cebu versus $986 in Nyahururu.

Cebu $1,418
Nyahururu $986

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,350 in Nyahururu.

Cebu $1,921
Nyahururu $1,350

Living in Cebu is roughly 47% more expensive than in Nyahururu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Nyahururu 54% lower.

Meal at Budget Restaurant

$3.05 ₱192

$3.96 KES 513

-22.98%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$19.52 KES 2,530

22.95%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$6.51 KES 844

-38.71%

Cappuccino

$2.50 ₱157

$2.56 KES 331

-2.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.63 KES 81.5

144.44%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.56 KES 72.3

-10.71%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.26 KES 292

-21.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.75 KES 357

-21.09%

Milk (1 liter)

$2.00 ₱126

$0.74 KES 96.4

170.27%

White Bread (500g)

$1.37 ₱86.2

$0.53 KES 69.1

158.49%

Rice (white) (1kg)

$1.03 ₱64.9

$1.92 KES 249

-46.35%

Eggs

$2.03 ₱128

$1.77 KES 229

14.69%

Local Cheese (1kg)

$10.20 ₱642

$10.63 KES 1,378

-4.05%

Chicken Fillets (1kg)

$4.45 ₱280

$6.48 KES 840

-31.33%

Beef Round Steak (1kg)

$7.67 ₱483

$6.38 KES 827

20.22%

Apples (1kg)

$3.31 ₱208

$3.32 KES 431

-0.30%

Banana (1kg)

$1.46 ₱91.8

$1.05 KES 136

39.05%

Oranges (1kg)

$2.32 ₱146

$1.99 KES 258

16.58%

Tomato (1kg)

$1.49 ₱94.0

$1.11 KES 144

34.23%

Potato (1kg)

$2.34 ₱147

$1.11 KES 144

110.81%

Onion (1kg)

$1.94 ₱122

$1.09 KES 142

77.98%

Lettuce (1 head)

$1.16 ₱73.0

$0.73 KES 95.0

58.90%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.72 KES 93.8

-5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.50 KES 453

-14.57%

Wine (Bottle)

$6.24 ₱393

$11.78 KES 1,527

-47.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.20 KES 286

-44.09%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.70 KES 350

-35.93%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.37 KES 48.51

-37.84%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.51 KES 196

-47.68%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.51 KES 195

-85.43%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$2.94 KES 381

54.42%

Gasoline (1 liter)

$1.32 ₱82.9

$1.43 KES 186

-7.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$21.4K KES 2.8M

-1.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$20.3K KES 2.6M

-4.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$57.1 KES 7,401

107.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$15.46 KES 2,004

-8.02%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$34.57 KES 4,482

-20.54%

Gym Membership (Monthly)

$32.31 ₱2,034

$39.26 KES 5,090

-17.70%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$7.62 KES 988

-29.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$245 KES 31.8K

12.63%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$12.5K KES 1.6M

-37.19%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$28.41 KES 3,684

73.78%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$28.80 KES 3,734

-14.65%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$70.4 KES 9,124

8.91%

Men's Leather Business Shoes

$58.9 ₱3,706

$58.2 KES 7,540

1.20%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$86.3 KES 11.2K

483.40%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$57.4 KES 7,442

430.51%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$352 KES 45.7K

205.01%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$155 KES 20.1K

307.69%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$114 KES 14.8K

193.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.71

-51.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Nyahururu: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Nyahururu

$57 9.2% 81.2% $247

Groceries & Markets

Cebu

$210 22.9%

Nyahururu

$204 32.9% 2.5% $5.2

Monthly Utilities & Internet

Cebu

$160 17.5%

Nyahururu

$107 17.3% 33.2% $53

Clothing & Footwear

Cebu

$94 10.3%

Nyahururu

$84 13.5% 11.3% $11

Eating Out

Cebu

$88 9.6%

Nyahururu

$103 16.7% 17.8% $16

Sport & Entertainment

Cebu

$43 4.7%

Nyahururu

$55 8.8% 26.5% $11

Getting Around

Cebu

$15 1.7%

Nyahururu

$11 * 1.7% 30.4% $4.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $86.3 in Nyahururu. Housing cost is often the main lever when comparing two cities.

Cebu pays 194% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $20.00 in Nyahururu for a mid-range dinner for two. Groceries echo the gap at $210 vs $204 per month, with Nyahururu cheaper across the board.

Good to know

🇵🇭 Cebu

🇰🇪 Nyahururu

🕒 Local time

20:22 8:22 PM

15:22 3:22 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

37,650

💱 Currency

Philippine Peso PHP ₱

Kenyan Shilling KES Sh

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Kenyan Shilling exchange rates as of October 22, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nyahururu 9,740 km ≈ 13 h nonstop flight

From you

Cebu
Nyahururu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nyahururu: Cost of Living - Frequently Asked Questions

Nyahururu is cheaper overall, especially in groceries, clothing, and transport. The 47% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 194% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $86.3 in Nyahururu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $621 in Nyahururu – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nyahururu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nyahururu is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nyahururu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nyahururu gentler on the wallet – expenses run 47% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.