Last update: Oct 2026

Cost of Living Comparison Between Nowy Sacz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,302 in Nowy Sacz, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Nowy Sacz
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Nowy Sacz Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nowy Sacz

🇵🇱 Poland

$1,302

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nowy Sacz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nowy Sacz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,302 in Nowy Sacz versus $918 in Cebu.

Nowy Sacz $1,302
Cebu $918

Estimated couple costs with rent: $1,984 in Nowy Sacz versus $1,409 in Cebu.

Nowy Sacz $1,984
Cebu $1,409

Monthly costs for a family of three with rent: $2,666 in Nowy Sacz versus $1,900 in Cebu.

Nowy Sacz $2,666
Cebu $1,900

Living in Nowy Sacz is roughly 42% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Nowy Sacz 4% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.66 zł 33.65

$3.09 ₱194

180.26%

Three-Course Dinner for Two, Mid-Range

$38.46 zł 149

$24.22 ₱1,525

58.79%

Fast Food Meal (McDonalds, etc)

$7.80 zł 30.31

$3.92 ₱247

98.98%

Cappuccino

$2.98 zł 11.57

$2.51 ₱158

18.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 zł 7.45

$1.59 ₱100

20.75%

Water (0.33 liter bottle)

$1.54 zł 5.99

$0.53 ₱33.43

190.57%

Local Beer (0.5 liter draught)

$2.74 zł 10.65

$1.78 ₱112

53.93%

Imported Beer (0.33 liter bottle)

$3.25 zł 12.64

$2.17 ₱137

49.77%

Milk (1 liter)

$1.02 zł 3.98

$1.92 ₱121

-46.87%

White Bread (500g)

$1.31 zł 5.07

$1.36 ₱85.4

-3.68%

Rice (white) (1kg)

$1.54 zł 5.97

$1.01 ₱63.5

52.48%

Eggs

$3.31 zł 12.86

$2.03 ₱128

63.05%

Local Cheese (1kg)

$8.53 zł 33.13

$9.86 ₱621

-13.49%

Chicken Fillets (1kg)

$6.56 zł 25.47

$4.39 ₱277

49.43%

Beef Round Steak (1kg)

$11.37 zł 44.16

$7.60 ₱479

49.61%

Apples (1kg)

$1.18 zł 4.60

$3.30 ₱208

-64.24%

Banana (1kg)

$1.72 zł 6.68

$1.39 ₱87.8

23.74%

Oranges (1kg)

$1.73 zł 6.72

$2.33 ₱147

-25.75%

Tomato (1kg)

$2.55 zł 9.93

$1.50 ₱94.3

70.00%

Potato (1kg)

$0.93 zł 3.62

$2.36 ₱149

-60.59%

Onion (1kg)

$1.04 zł 4.05

$1.90 ₱119

-45.26%

Lettuce (1 head)

$1.39 zł 5.41

$1.19 ₱74.9

16.81%

Water (1.5 liter bottle)

$0.73 zł 2.85

$0.63 ₱39.71

15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.81 zł 18.70

$3.00 ₱189

60.33%

Wine (Bottle)

$6.45 zł 25.08

$6.03 ₱379

6.97%

Local Beer (0.5 liter bottle)

$1.06 zł 4.13

$1.23 ₱77.7

-13.82%

Imported Beer (0.33 liter bottle)

$1.75 zł 6.82

$1.75 ₱110

One-way Ticket (Public Transport)

$0.93 zł 3.63

$0.25 ₱15.86

272.00%

Public Transport Monthly Pass (Regular Price)

$28.06 zł 109

$12.64 ₱796

121.99%

Taxi Start (Normal Tariff)

$2.00 zł 7.76

$0.77 ₱48.62

159.74%

Taxi (Normal Tariff) (1km)

$0.79 zł 3.09

$0.23 ₱14.53

243.48%

Taxi 1hour Waiting (Normal Tariff)

$9.75 zł 37.89

$4.46 ₱281

118.61%

Gasoline (1 liter)

$1.66 zł 6.43

$1.31 ₱82.8

26.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K zł 118.8K

$21.2K ₱1.3M

43.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K zł 102.5K

$19.1K ₱1.2M

37.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 zł 1,145

$120 ₱7,569

145.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.54 zł 37.08

$14.00 ₱882

-31.86%

Internet (50+ Mbps, Unlimited Data)

$12.80 zł 49.73

$27.54 ₱1,734

-53.52%

Gym Membership (Monthly)

$32.47 zł 126

$32.33 ₱2,035

0.43%

Tennis Court (1 Hour on Weekend)

$20.48 zł 79.6

$6.65 ₱419

207.97%

Cinema Ticket

$7.91 zł 30.73

$5.65 ₱356

40.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$251 zł 976

$275 ₱17.3K

-8.73%

International Primary School, 1 Child (Yearly)

$2,095 zł 8,138

$7,918 ₱498.5K

-73.55%

Jeans (Levis 501 Or Similar)

$56.2 zł 219

$49.33 ₱3,106

14.01%

Summer Dress (H&M, Zara, etc)

$37.64 zł 146

$25.24 ₱1,589

49.13%

Sport Shoes (Adidas, Nike)

$55.5 zł 216

$77.0 ₱4,846

-27.87%

Men's Leather Business Shoes

$72.3 zł 281

$57.2 ₱3,601

26.47%

1-bedroom Apartment, City Center (Monthly)

$516 zł 2,003

$500 ₱31.5K

3.22%

1-bedroom Apartment, Outside City Center (Monthly)

$425 zł 1,652

$309 ₱19.4K

37.64%

3-bedroom Apartment, City Center (Monthly)

$1,064 zł 4,133

$1,078 ₱67.9K

-1.31%

3-bedroom Apartment, Outside City Center (Monthly)

$912 zł 3,542

$615 ₱38.7K

48.18%

Buy Apartment in City Center (m2)

$1,912 zł 7,428

$2,886 ₱181.7K

-33.75%

Buy Apartment Outside City Center (m2)

$1,126 zł 4,376

$1,917 ₱120.7K

-41.23%

Average Monthly Net Salary (After Tax)

$917 zł 3,562

$346 ₱21.8K

165.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.02

7.2

-2.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowy Sacz: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nowy Sacz

$425 32.6%

Cebu

$309 33.6% 27.3% $116

Monthly Utilities & Internet

Nowy Sacz

$317 24.3%

Cebu

$162 17.6% 49% $155

Groceries & Markets

Nowy Sacz

$212 16.3%

Cebu

$206 22.4% 2.9% $6.2

Eating Out

Nowy Sacz

$162 12.5%

Cebu

$88 9.6% 45.7% $74

Clothing & Footwear

Nowy Sacz

$100 7.7%

Cebu

$94 10.2% 5.9% $5.8

Sport & Entertainment

Nowy Sacz

$48 3.7%

Cebu

$44 4.8% 9.7% $4.7

Getting Around

Nowy Sacz

$38 2.9%

Cebu

$16 1.7% 58.8% $22

Cost Breakdown

A one-bedroom apartment in the center runs $516 in Nowy Sacz and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Nowy Sacz pays 165% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Nowy Sacz vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $212 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Nowy Sacz

🇵🇭 Cebu

🕒 Local time

08:01 8:01 AM

14:01 2:01 PM

6 h ahead of Nowy Sacz

🌤 Weather

👥 Population

83,943

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Nowy Sacz Cebu 10,070 km ≈ 13 h nonstop flight

From you

Nowy Sacz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowy Sacz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 42% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 165% higher in Nowy Sacz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $516 in Nowy Sacz versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,302 per month in Nowy Sacz versus $918 in Cebu – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 122% less than in Nowy Sacz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,302 in Nowy Sacz, a $1,500 budget is realistic in Cebu but tight or insufficient in Nowy Sacz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nowy Sacz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nowy Sacz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 42% less than in Nowy Sacz. Beyond cost, consider language, visa policies, and how big the international community is in each city.