🙂Monthly costs for one person with rent: $499 in Nowshera versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $767 in Nowshera versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,035 in Nowshera versus $3,273 in Ubud, Bali.
🌍Living in Nowshera costs roughly 64% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Nowshera is 64% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Nowshera
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.53PKR 979
$3.37Rp 59.5K
4.75%
Three-Course Dinner for Two, Mid-Range
$23.17PKR 6,423
$38.59Rp 680.3K
-39.96%
Fast Food Meal(McDonalds, etc)
$5.46PKR 1,513
$5.52Rp 97.3K
-1.09%
Local Non-Alcoholic Beer(0.5 liter draught)
$3.54PKR 982
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$7.00PKR 1,940
-
-
Cappuccino
$2.48PKR 688
$2.64Rp 46.6K
-6.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.33PKR 90.2
$1.67Rp 29.5K
-80.24%
Water(0.33 liter bottle)
$0.24PKR 66.8
$0.77Rp 13.6K
-68.83%
Local Beer(0.5 liter draught)
-
$2.63Rp 46.4K
-
Imported Beer(0.33 liter bottle)
-
$4.28Rp 75.5K
-
🛒 Groceries & Markets
Nowshera
Ubud, Bali
Difference
Milk(1 liter)
$0.94PKR 261
$1.55Rp 27.3K
-39.35%
White Bread(500g)
$0.74PKR 206
$2.22Rp 39.2K
-66.67%
Rice(white)(1kg)
$1.26PKR 348
$1.13Rp 19.8K
11.50%
Eggs
$1.23PKR 342
$2.09Rp 36.8K
-41.15%
Local Cheese(1kg)
$5.89PKR 1,632
$17.39Rp 306.6K
-66.13%
Chicken Fillets(1kg)
$3.19PKR 885
$3.87Rp 68.2K
-17.57%
Beef Round Steak(1kg)
$5.07PKR 1,407
$12.55Rp 221.2K
-59.60%
Apples(1kg)
$1.27PKR 352
$3.62Rp 63.8K
-64.92%
Banana(1kg)
$0.82PKR 228
$1.56Rp 27.5K
-47.44%
Oranges(1kg)
$1.07PKR 297
$2.35Rp 41.5K
-54.47%
Tomato(1kg)
$0.46PKR 128
$2.06Rp 36.2K
-77.67%
Potato(1kg)
$0.27PKR 74.6
$1.90Rp 33.5K
-85.79%
Onion(1kg)
$0.32PKR 89.8
$2.34Rp 41.2K
-86.32%
Lettuce(1 head)
$0.27PKR 74.7
$1.03Rp 18.2K
-73.79%
Water(1.5 liter bottle)
$0.38PKR 106
$0.55Rp 9,779
-30.91%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.85PKR 513
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$1.38PKR 381
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.48PKR 687
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.40PKR 665
$2.25Rp 39.7K
6.67%
Wine(Bottle)
-
$23.81Rp 419.7K
-
Local Beer(0.5 liter bottle)
-
$2.31Rp 40.8K
-
Imported Beer(0.33 liter bottle)
-
$2.80Rp 49.4K
-
🚌 Getting Around
Nowshera
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.20PKR 55.6
$0.27Rp 4,802
-25.93%
Public Transport Monthly Pass(Regular Price)
$11.34PKR 3,144
$8.66Rp 152.7K
30.95%
Taxi Start(Normal Tariff)
$1.24PKR 344
$0.48Rp 8,489
158.33%
Taxi(Normal Tariff)(1km)
$0.70PKR 195
$0.45Rp 7,863
55.56%
Taxi 1hour Waiting(Normal Tariff)
$1.64PKR 454
$5.72Rp 100.8K
-71.33%
Gasoline(1 liter)
$1.26PKR 350
$0.76Rp 13.4K
65.79%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8KPKR 6.1M
$24.5KRp 431.6M
-10.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1KPKR 7.0M
$32.1KRp 566.3M
-21.76%
🧾 Monthly Utilities & Internet
Nowshera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$103PKR 28.4K
$83.6Rp 1.5M
22.74%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.88PKR 1,630
$6.46Rp 113.8K
-8.98%
Internet(50+ Mbps, Unlimited Data)
$16.19PKR 4,489
$18.99Rp 334.8K
-14.74%
🎉 Sport & Entertainment
Nowshera
Ubud, Bali
Difference
Gym Membership(Monthly)
$15.94PKR 4,420
$56.0Rp 986.8K
-71.52%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 328.2K
-
Cinema Ticket
$4.73PKR 1,312
$4.28Rp 75.5K
10.51%
🧸 Childcare & Education
Nowshera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$74.9PKR 20.8K
$487Rp 8.6M
-84.62%
International Primary School, 1 Child(Yearly)
$999PKR 277.0K
$5,856Rp 103.2M
-82.94%
👕👟 Clothing & Footwear
Nowshera
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$23.51PKR 6,518
$45.56Rp 803.2K
-48.40%
Summer Dress(H&M, Zara, etc)
$31.94PKR 8,855
$36.38Rp 641.4K
-12.20%
Sport Shoes(Adidas, Nike)
$82.4PKR 22.8K
$82.0Rp 1.4M
0.48%
Men's Leather Business Shoes
$39.52PKR 11.0K
$80.4Rp 1.4M
-50.85%
🏠 Accommodation & Living
Nowshera
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$115PKR 31.9K
$1,117Rp 19.7M
-89.69%
1-bedroom Apartment, Outside City Center(Monthly)
$76.3PKR 21.2K
$701Rp 12.4M
-89.12%
3-bedroom Apartment, City Center(Monthly)
$277PKR 76.9K
$3,537Rp 62.4M
-92.16%
3-bedroom Apartment, Outside City Center(Monthly)
$159PKR 44.1K
$1,762Rp 31.1M
-90.97%
Buy Apartment in City Center(m2)
$808PKR 224.0K
$2,826Rp 49.8M
-71.41%
Buy Apartment Outside City Center(m2)
$538PKR 149.2K
$2,292Rp 40.4M
-76.52%
💵 Salaries & Financials
Nowshera
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$170Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.08
13.78
-5.08%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowshera: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $115 in Nowshera and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $23.00 in Nowshera vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $101 vs $293 per month, with Nowshera cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowshera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nowshera and in Ubud, Bali?
Nowshera and Ubud, Bali differ by about 180% in total monthly costs ($499 vs $1,396 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nowshera compared to Ubud, Bali?
You'd need roughly $749 in Nowshera and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nowshera and in Ubud, Bali?
Rent for a central apartment: $115 in Nowshera versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nowshera – a meal for two runs $23.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nowshera or Ubud, Bali?
All in, you'll spend $499 per month in Nowshera versus $1,396 in Ubud, Bali – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $499 in Nowshera versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.
How does quality of life compare between Nowshera and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nowshera or Ubud, Bali safer for residents?
Safety-wise, Nowshera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nowshera or Ubud, Bali?
Expats usually find Nowshera gentler on the wallet – expenses run 180% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.