Last update: Oct 2026

Cost of Living Comparison Between Nowshera and Ubud, Bali

For one person, living is cheaper in Nowshera: $509 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

25

Cost of Living Index in Nowshera
Learn more

Nowshera Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Nowshera

🇵🇰 Pakistan

$509

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Nowshera and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nowshera and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $509 in Nowshera versus $1,353 in Ubud, Bali.

Nowshera $509
Ubud, Bali $1,353

Estimated couple costs with rent: $798 in Nowshera versus $2,297 in Ubud, Bali.

Nowshera $798
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,087 in Nowshera versus $3,241 in Ubud, Bali.

Nowshera $1,087
Ubud, Bali $3,241

Living in Nowshera costs roughly 62% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Nowshera is 62% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.53 PKR 976

$3.23 Rp 58.1K

9.29%

Three-Course Dinner for Two, Mid-Range

$23.17 PKR 6,413

$34.88 Rp 627.8K

-33.57%

Fast Food Meal (McDonalds, etc)

$5.47 PKR 1,515

$5.70 Rp 102.5K

-4.04%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.56 PKR 986

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.88 PKR 1,904

Cappuccino

$2.60 PKR 720

$2.62 Rp 47.1K

-0.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 90.0

$1.72 Rp 31.0K

-80.81%

Water (0.33 liter bottle)

$0.21 PKR 58.1

$0.81 Rp 14.6K

-74.07%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.01 PKR 278

$1.57 Rp 28.3K

-35.67%

White Bread (500g)

$0.78 PKR 215

$2.19 Rp 39.5K

-64.38%

Rice (white) (1kg)

$1.25 PKR 346

$1.18 Rp 21.2K

5.93%

Eggs

$1.20 PKR 333

$2.16 Rp 38.8K

-44.44%

Local Cheese (1kg)

$6.07 PKR 1,680

$17.65 Rp 317.7K

-65.61%

Chicken Fillets (1kg)

$3.04 PKR 843

$3.78 Rp 68.0K

-19.58%

Beef Round Steak (1kg)

$5.42 PKR 1,499

$11.95 Rp 215.1K

-54.64%

Apples (1kg)

$1.28 PKR 354

$3.60 Rp 64.8K

-64.44%

Banana (1kg)

$0.87 PKR 241

$1.59 Rp 28.6K

-45.28%

Oranges (1kg)

$1.07 PKR 297

$2.31 Rp 41.6K

-53.68%

Tomato (1kg)

$0.56 PKR 154

$1.91 Rp 34.3K

-70.68%

Potato (1kg)

$0.29 PKR 80.5

$1.78 Rp 32.1K

-83.71%

Onion (1kg)

$0.36 PKR 99.1

$2.33 Rp 41.9K

-84.55%

Lettuce (1 head)

$0.30 PKR 83.0

$1.00 Rp 18.0K

-70.00%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.53 Rp 9,509

-24.53%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 331

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$2.36 PKR 654

$2.29 Rp 41.1K

3.06%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.16 PKR 44.97

$0.23 Rp 4,112

-30.43%

Public Transport Monthly Pass (Regular Price)

$9.83 PKR 2,721

$8.90 Rp 160.2K

10.45%

Taxi Start (Normal Tariff)

$1.25 PKR 345

$0.47 Rp 8,466

165.96%

Taxi (Normal Tariff) (1km)

$0.70 PKR 194

$0.43 Rp 7,737

62.79%

Taxi 1hour Waiting (Normal Tariff)

$1.58 PKR 437

$5.47 Rp 98.4K

-71.12%

Gasoline (1 liter)

$1.32 PKR 365

$0.83 Rp 14.9K

59.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K PKR 6.1M

$23.9K Rp 429.8M

-7.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PKR 6.6M

$32.8K Rp 590.1M

-26.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 PKR 27.9K

$80.0 Rp 1.4M

25.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.90 PKR 1,632

$6.56 Rp 118.1K

-10.06%

Internet (50+ Mbps, Unlimited Data)

$17.15 PKR 4,747

$18.60 Rp 334.8K

-7.80%

Gym Membership (Monthly)

$14.69 PKR 4,066

$54.1 Rp 974.1K

-72.86%

Tennis Court (1 Hour on Weekend)

$7.99 PKR 2,210

$18.28 Rp 329.0K

-56.29%

Cinema Ticket

$4.46 PKR 1,234

$4.25 Rp 76.5K

4.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$74.5 PKR 20.6K

$493 Rp 8.9M

-84.88%

International Primary School, 1 Child (Yearly)

$1,043 PKR 288.6K

$5,597 Rp 100.7M

-81.37%

Jeans (Levis 501 Or Similar)

$26.20 PKR 7,252

$45.58 Rp 820.4K

-42.52%

Summer Dress (H&M, Zara, etc)

$35.27 PKR 9,761

$34.96 Rp 629.4K

0.89%

Sport Shoes (Adidas, Nike)

$96.2 PKR 26.6K

$77.7 Rp 1.4M

23.83%

Men's Leather Business Shoes

$40.04 PKR 11.1K

$78.5 Rp 1.4M

-49.01%

1-bedroom Apartment, City Center (Monthly)

$125 PKR 34.5K

$1,131 Rp 20.4M

-88.99%

1-bedroom Apartment, Outside City Center (Monthly)

$75.9 PKR 21.0K

$673 Rp 12.1M

-88.72%

3-bedroom Apartment, City Center (Monthly)

$257 PKR 71.1K

$3,613 Rp 65.0M

-92.89%

3-bedroom Apartment, Outside City Center (Monthly)

$150 PKR 41.6K

$1,702 Rp 30.6M

-91.17%

Buy Apartment in City Center (m2)

$948 PKR 262.4K

$2,717 Rp 48.9M

-65.10%

Buy Apartment Outside City Center (m2)

$486 PKR 134.6K

$2,241 Rp 40.3M

-78.29%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.78

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowshera: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Nowshera

$124 24.3%

Ubud, Bali

$105 7.8% 15% $19

Groceries & Markets

Nowshera

$104 20.4%

Ubud, Bali

$287 21.2% 177% $184

Clothing & Footwear

Nowshera

$89 17.5%

Ubud, Bali

$107 7.9% 19.7% $18

Eating Out

Nowshera

$78 15.3%

Ubud, Bali

$106 7.9% 36.5% $28

Accommodation & Living

Nowshera

$76 14.9%

Ubud, Bali

$673 49.7% 787% $597

Sport & Entertainment

Nowshera

$24 4.6%

Ubud, Bali

$63 4.6% 165% $39

Getting Around

Nowshera

$15 3%

Ubud, Bali

$12 0.9% 18.4% $2.8

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Nowshera and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Nowshera vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $104 vs $287 per month, with Nowshera cheaper across the board.

Good to know

🇵🇰 Nowshera

🇮🇩 Ubud, Bali

🕒 Local time

01:31 1:31 AM

04:31 4:31 AM

3 h ahead of Nowshera

🌤 Weather

👥 Population

120,131

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Nowshera Ubud, Bali 6,570 km ≈ 9 h nonstop flight

From you

Nowshera
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nowshera vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Nowshera and Ubud, Bali differ by about 166% in total monthly costs ($509 vs $1,353 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $764 in Nowshera and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $125 in Nowshera versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nowshera – a meal for two runs $23.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $509 per month in Nowshera versus $1,353 in Ubud, Bali – a 166% gap that adds up to real savings over time for anyone picking the cheaper option.

At $509 in Nowshera versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nowshera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowshera gentler on the wallet – expenses run 166% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.