🙂Monthly costs for one person with rent: $353 in Nowshera versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $579 in Nowshera versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $805 in Nowshera versus $3,763 in Ubud, Bali.
🌍Living in Nowshera costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Nowshera is 74% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Nowshera
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.89PKR 804
$3.45Rp 62.1K
-16.23%
Three-Course Dinner for Two, Mid-Range
$14.31PKR 3,974
$32.34Rp 581.1K
-55.75%
Fast Food Meal(McDonalds, etc)
$5.35PKR 1,486
$4.84Rp 87.1K
10.54%
Local Non-Alcoholic Beer(0.5 liter draught)
$1.79PKR 498
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.92PKR 1,090
-
-
Cappuccino
$2.05PKR 569
$2.75Rp 49.4K
-25.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.43PKR 118
$1.38Rp 24.9K
-68.84%
Water(0.33 liter bottle)
$0.24PKR 66.7
$0.75Rp 13.5K
-68.00%
Local Beer(0.5 liter draught)
-
$2.99Rp 53.8K
-
Imported Beer(0.33 liter bottle)
-
$3.85Rp 69.2K
-
🛒 Groceries & Markets
Nowshera
Ubud, Bali
Difference
Milk(1 liter)
$0.79PKR 220
$1.74Rp 31.2K
-54.60%
White Bread(500g)
$0.62PKR 172
$2.46Rp 44.2K
-74.80%
Rice(white)(1kg)
$1.21PKR 337
$1.17Rp 21.0K
3.42%
Eggs
$1.13PKR 313
$2.43Rp 43.7K
-53.50%
Local Cheese(1kg)
$6.34PKR 1,760
$14.50Rp 260.6K
-56.28%
Chicken Fillets(1kg)
$2.76PKR 768
$4.35Rp 78.2K
-36.55%
Beef Round Steak(1kg)
$3.91PKR 1,086
$11.98Rp 215.3K
-67.36%
Apples(1kg)
$0.59PKR 164
$3.72Rp 66.8K
-84.14%
Banana(1kg)
$0.40PKR 112
$1.63Rp 29.2K
-75.46%
Oranges(1kg)
$0.89PKR 246
$2.74Rp 49.3K
-67.52%
Tomato(1kg)
$0.60PKR 167
$2.24Rp 40.3K
-73.21%
Potato(1kg)
$0.41PKR 114
$1.92Rp 34.5K
-78.65%
Onion(1kg)
$0.33PKR 92.5
$2.28Rp 40.9K
-85.53%
Lettuce(1 head)
$0.31PKR 84.8
$1.06Rp 19.1K
-70.75%
Water(1.5 liter bottle)
$0.37PKR 102
$0.72Rp 12.9K
-48.61%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.48PKR 412
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.85PKR 235
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.37PKR 381
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.16PKR 600
$3.29Rp 59.0K
-34.35%
Wine(Bottle)
-
$23.19Rp 416.8K
-
Local Beer(0.5 liter bottle)
-
$2.78Rp 49.9K
-
Imported Beer(0.33 liter bottle)
-
$2.73Rp 49.1K
-
🚌 Getting Around
Nowshera
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.17PKR 47.59
$0.27Rp 4,786
-37.04%
Public Transport Monthly Pass(Regular Price)
$7.23PKR 2,008
$8.11Rp 145.7K
-10.85%
Taxi Start(Normal Tariff)
$0.92PKR 254
$0.48Rp 8,675
91.67%
Taxi(Normal Tariff)(1km)
$0.43PKR 121
$0.42Rp 7,545
2.38%
Taxi 1hour Waiting(Normal Tariff)
$2.77PKR 768
$6.22Rp 111.8K
-55.47%
Gasoline(1 liter)
$0.98PKR 271
$0.81Rp 14.6K
20.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9KPKR 5.8M
$26.6KRp 478.2M
-21.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KPKR 7.2M
$32.2KRp 578.5M
-19.96%
🧾 Monthly Utilities & Internet
Nowshera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$28.81PKR 7,999
$78.4Rp 1.4M
-63.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.11PKR 585
$4.07Rp 73.1K
-48.16%
Internet(50+ Mbps, Unlimited Data)
$11.46PKR 3,183
$24.33Rp 437.1K
-52.90%
🎉 Sport & Entertainment
Nowshera
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.55PKR 3,486
$98.6Rp 1.8M
-87.27%
Tennis Court(1 Hour on Weekend)
$5.92PKR 1,642
$6.34Rp 113.9K
-6.62%
Cinema Ticket
$4.21PKR 1,168
$3.99Rp 71.6K
5.51%
🧸 Childcare & Education
Nowshera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$59.1PKR 16.4K
$305Rp 5.5M
-80.61%
International Primary School, 1 Child(Yearly)
$1,108PKR 307.8K
$6,642Rp 119.4M
-83.31%
👕👟 Clothing & Footwear
Nowshera
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$21.24PKR 5,898
$54.1Rp 972.9K
-60.77%
Summer Dress(H&M, Zara, etc)
$28.23PKR 7,839
$37.81Rp 679.4K
-25.34%
Sport Shoes(Adidas, Nike)
$87.6PKR 24.3K
$86.8Rp 1.6M
0.92%
Men's Leather Business Shoes
$40.80PKR 11.3K
$76.4Rp 1.4M
-46.56%
🏠 Accommodation & Living
Nowshera
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$75.9PKR 21.1K
$992Rp 17.8M
-92.35%
1-bedroom Apartment, Outside City Center(Monthly)
$51.1PKR 14.2K
$673Rp 12.1M
-92.40%
3-bedroom Apartment, City Center(Monthly)
$166PKR 46.0K
$3,375Rp 60.7M
-95.09%
3-bedroom Apartment, Outside City Center(Monthly)
$104PKR 28.9K
$2,050Rp 36.8M
-94.93%
Buy Apartment in City Center(m2)
$871PKR 241.8K
$2,805Rp 50.4M
-68.95%
Buy Apartment Outside City Center(m2)
$531PKR 147.6K
$2,227Rp 40.0M
-76.14%
💵 Salaries & Financials
Nowshera
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
20.2
13.28
52.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowshera: July 14, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $75.9 in Nowshera and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Nowshera vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $297 per month, with Nowshera cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowshera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nowshera and in Ubud, Bali?
Nowshera and Ubud, Bali differ by about 299% in total monthly costs ($353 vs $1,408 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nowshera compared to Ubud, Bali?
You'd need roughly $529 in Nowshera and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nowshera and in Ubud, Bali?
Rent for a central apartment: $75.9 in Nowshera versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nowshera – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nowshera or Ubud, Bali?
All in, you'll spend $353 per month in Nowshera versus $1,408 in Ubud, Bali – a 299% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $353 in Nowshera versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.
How does quality of life compare between Nowshera and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nowshera or Ubud, Bali safer for residents?
Safety-wise, Nowshera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nowshera or Ubud, Bali?
Expats usually find Nowshera gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.