Cost of Living Comparison Between Nowshera and Ubud, Bali Cost of Living Comparison Between Nowshera and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $360 in Nowshera versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $591 in Nowshera versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $823 in Nowshera versus $3,660 in Ubud, Bali.

Living in Nowshera costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Nowshera is 73% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Nowshera
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.77 PKR 771
$3.56 Rp 64.3K
-22.19%
Three-Course Dinner for Two, Mid-Range
$14.03 PKR 3,903
$32.73 Rp 590.3K
-57.13%
Fast Food Meal (McDonalds, etc)
$5.25 PKR 1,460
$4.95 Rp 89.2K
6.06%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.80 PKR 500
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.92 PKR 1,091
-
-
Cappuccino
$2.00 PKR 557
$2.71 Rp 48.9K
-26.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 PKR 109
$1.34 Rp 24.2K
-70.90%
Water (0.33 liter bottle)
$0.22 PKR 60.8
$0.70 Rp 12.6K
-68.57%
Local Beer (0.5 liter draught)
-
$2.92 Rp 52.7K
-
Imported Beer (0.33 liter bottle)
-
$3.96 Rp 71.4K
-
🛒 Groceries & Markets
Nowshera
Ubud, Bali
Difference
Milk (1 liter)
$0.74 PKR 206
$1.81 Rp 32.6K
-59.12%
White Bread (500g)
$0.65 PKR 182
$2.52 Rp 45.4K
-74.21%
Rice (white) (1kg)
$1.28 PKR 356
$1.16 Rp 20.9K
10.34%
Eggs
$1.11 PKR 310
$2.46 Rp 44.4K
-54.88%
Local Cheese (1kg)
$6.16 PKR 1,713
$14.71 Rp 265.3K
-58.12%
Chicken Fillets (1kg)
$2.82 PKR 783
$4.32 Rp 77.9K
-34.72%
Beef Round Steak (1kg)
$3.96 PKR 1,102
$12.14 Rp 218.9K
-67.38%
Apples (1kg)
$0.58 PKR 162
$3.84 Rp 69.3K
-84.90%
Banana (1kg)
$0.44 PKR 121
$1.56 Rp 28.1K
-71.79%
Oranges (1kg)
$0.86 PKR 240
$2.83 Rp 51.1K
-69.61%
Tomato (1kg)
$0.56 PKR 157
$2.33 Rp 41.9K
-75.97%
Potato (1kg)
$0.39 PKR 107
$1.91 Rp 34.5K
-79.58%
Onion (1kg)
$0.37 PKR 102
$2.20 Rp 39.7K
-83.18%
Lettuce (1 head)
$0.33 PKR 93.0
$1.01 Rp 18.3K
-67.33%
Water (1.5 liter bottle)
$0.33 PKR 92.7
$0.78 Rp 14.0K
-57.69%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.37 PKR 382
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.93 PKR 258
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.44 PKR 400
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.10 PKR 585
$3.32 Rp 59.8K
-36.75%
Wine (Bottle)
-
$23.74 Rp 428.0K
-
Local Beer (0.5 liter bottle)
-
$2.79 Rp 50.3K
-
Imported Beer (0.33 liter bottle)
-
$2.86 Rp 51.6K
-
🚌 Getting Around
Nowshera
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.16 PKR 44.74
$0.27 Rp 4,848
-40.74%
Public Transport Monthly Pass (Regular Price)
$6.96 PKR 1,936
$8.03 Rp 144.8K
-13.33%
Taxi Start (Normal Tariff)
$0.91 PKR 253
$0.46 Rp 8,230
97.83%
Taxi (Normal Tariff) (1km)
$0.40 PKR 112
$0.45 Rp 8,116
-11.11%
Taxi 1hour Waiting (Normal Tariff)
$2.89 PKR 803
$6.10 Rp 109.9K
-52.62%
Gasoline (1 liter)
$0.97 PKR 271
$0.79 Rp 14.3K
22.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K PKR 6.0M
$26.1K Rp 471.6M
-17.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K PKR 7.2M
$32.1K Rp 579.2M
-19.78%
🧾 Monthly Utilities & Internet
Nowshera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$28.68 PKR 7,980
$79.9 Rp 1.4M
-64.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.11 PKR 586
$4.06 Rp 73.3K
-48.03%
Internet (50+ Mbps, Unlimited Data)
$11.89 PKR 3,307
$23.52 Rp 424.1K
-49.45%
🎉 Sport & Entertainment
Nowshera
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.50 PKR 3,476
$98.7 Rp 1.8M
-87.34%
Tennis Court (1 Hour on Weekend)
$6.10 PKR 1,698
$6.63 Rp 119.6K
-7.99%
Cinema Ticket
$4.21 PKR 1,171
$4.15 Rp 74.8K
1.45%
🧸 Childcare & Education
Nowshera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.8 PKR 16.6K
$304 Rp 5.5M
-80.32%
International Primary School, 1 Child (Yearly)
$1,089 PKR 303.0K
$6,613 Rp 119.3M
-83.53%
👕👟 Clothing & Footwear
Nowshera
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.77 PKR 6,056
$55.5 Rp 1.0M
-60.80%
Summer Dress (H&M, Zara, etc)
$28.50 PKR 7,928
$38.31 Rp 690.9K
-25.61%
Sport Shoes (Adidas, Nike)
$89.5 PKR 24.9K
$88.6 Rp 1.6M
0.97%
Men's Leather Business Shoes
$40.01 PKR 11.1K
$77.9 Rp 1.4M
-48.62%
🏠 Accommodation & Living
Nowshera
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$75.5 PKR 21.0K
$1,006 Rp 18.1M
-92.50%
1-bedroom Apartment, Outside City Center (Monthly)
$51.2 PKR 14.3K
$675 Rp 12.2M
-92.41%
3-bedroom Apartment, City Center (Monthly)
$167 PKR 46.6K
$3,442 Rp 62.1M
-95.14%
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.3K
$2,039 Rp 36.8M
-94.84%
Buy Apartment in City Center (m2)
$1,017 PKR 283.0K
$2,841 Rp 51.2M
-64.20%
Buy Apartment Outside City Center (m2)
$504 PKR 140.2K
$2,264 Rp 40.8M
-77.74%
💵 Salaries & Financials
Nowshera
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
13.28
52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowshera: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.5 in Nowshera and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Nowshera vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $302 per month, with Nowshera cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowshera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nowshera and Ubud, Bali?
Nowshera and Ubud, Bali differ by about 294% in total monthly costs ($360 vs $1,419 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nowshera compared to Ubud, Bali?
You'd need roughly $540 in Nowshera and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nowshera and Ubud, Bali?
Rent for a central apartment: $75.5 in Nowshera versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nowshera – a meal for two runs $14.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nowshera or Ubud, Bali?
All in, you'll spend $360 per month in Nowshera versus $1,419 in Ubud, Bali – a 294% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $360 in Nowshera versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.
How does quality of life compare between Nowshera and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nowshera or Ubud, Bali safer for residents?
Safety-wise, Nowshera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nowshera or Ubud, Bali?
Expats usually find Nowshera gentler on the wallet – expenses run 294% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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