Cost of Living Comparison Between Nowshera and Ubud, Bali Cost of Living Comparison Between Nowshera and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $353 in Nowshera versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $579 in Nowshera versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $805 in Nowshera versus $3,763 in Ubud, Bali.

Living in Nowshera costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Nowshera is 74% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Nowshera
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.89 PKR 804
$3.45 Rp 62.1K
-16.23%
Three-Course Dinner for Two, Mid-Range
$14.31 PKR 3,974
$32.34 Rp 581.1K
-55.75%
Fast Food Meal (McDonalds, etc)
$5.35 PKR 1,486
$4.84 Rp 87.1K
10.54%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.79 PKR 498
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.92 PKR 1,090
-
-
Cappuccino
$2.05 PKR 569
$2.75 Rp 49.4K
-25.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKR 118
$1.38 Rp 24.9K
-68.84%
Water (0.33 liter bottle)
$0.24 PKR 66.7
$0.75 Rp 13.5K
-68.00%
Local Beer (0.5 liter draught)
-
$2.99 Rp 53.8K
-
Imported Beer (0.33 liter bottle)
-
$3.85 Rp 69.2K
-
🛒 Groceries & Markets
Nowshera
Ubud, Bali
Difference
Milk (1 liter)
$0.79 PKR 220
$1.74 Rp 31.2K
-54.60%
White Bread (500g)
$0.62 PKR 172
$2.46 Rp 44.2K
-74.80%
Rice (white) (1kg)
$1.21 PKR 337
$1.17 Rp 21.0K
3.42%
Eggs
$1.13 PKR 313
$2.43 Rp 43.7K
-53.50%
Local Cheese (1kg)
$6.34 PKR 1,760
$14.50 Rp 260.6K
-56.28%
Chicken Fillets (1kg)
$2.76 PKR 768
$4.35 Rp 78.2K
-36.55%
Beef Round Steak (1kg)
$3.91 PKR 1,086
$11.98 Rp 215.3K
-67.36%
Apples (1kg)
$0.59 PKR 164
$3.72 Rp 66.8K
-84.14%
Banana (1kg)
$0.40 PKR 112
$1.63 Rp 29.2K
-75.46%
Oranges (1kg)
$0.89 PKR 246
$2.74 Rp 49.3K
-67.52%
Tomato (1kg)
$0.60 PKR 167
$2.24 Rp 40.3K
-73.21%
Potato (1kg)
$0.41 PKR 114
$1.92 Rp 34.5K
-78.65%
Onion (1kg)
$0.33 PKR 92.5
$2.28 Rp 40.9K
-85.53%
Lettuce (1 head)
$0.31 PKR 84.8
$1.06 Rp 19.1K
-70.75%
Water (1.5 liter bottle)
$0.37 PKR 102
$0.72 Rp 12.9K
-48.61%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.48 PKR 412
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.85 PKR 235
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.37 PKR 381
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.16 PKR 600
$3.29 Rp 59.0K
-34.35%
Wine (Bottle)
-
$23.19 Rp 416.8K
-
Local Beer (0.5 liter bottle)
-
$2.78 Rp 49.9K
-
Imported Beer (0.33 liter bottle)
-
$2.73 Rp 49.1K
-
🚌 Getting Around
Nowshera
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.17 PKR 47.59
$0.27 Rp 4,786
-37.04%
Public Transport Monthly Pass (Regular Price)
$7.23 PKR 2,008
$8.11 Rp 145.7K
-10.85%
Taxi Start (Normal Tariff)
$0.92 PKR 254
$0.48 Rp 8,675
91.67%
Taxi (Normal Tariff) (1km)
$0.43 PKR 121
$0.42 Rp 7,545
2.38%
Taxi 1hour Waiting (Normal Tariff)
$2.77 PKR 768
$6.22 Rp 111.8K
-55.47%
Gasoline (1 liter)
$0.98 PKR 271
$0.81 Rp 14.6K
20.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.9K PKR 5.8M
$26.6K Rp 478.2M
-21.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K PKR 7.2M
$32.2K Rp 578.5M
-19.96%
🧾 Monthly Utilities & Internet
Nowshera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$28.81 PKR 7,999
$78.4 Rp 1.4M
-63.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.11 PKR 585
$4.07 Rp 73.1K
-48.16%
Internet (50+ Mbps, Unlimited Data)
$11.46 PKR 3,183
$24.33 Rp 437.1K
-52.90%
🎉 Sport & Entertainment
Nowshera
Ubud, Bali
Difference
Gym Membership (Monthly)
$12.55 PKR 3,486
$98.6 Rp 1.8M
-87.27%
Tennis Court (1 Hour on Weekend)
$5.92 PKR 1,642
$6.34 Rp 113.9K
-6.62%
Cinema Ticket
$4.21 PKR 1,168
$3.99 Rp 71.6K
5.51%
🧸 Childcare & Education
Nowshera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.1 PKR 16.4K
$305 Rp 5.5M
-80.61%
International Primary School, 1 Child (Yearly)
$1,108 PKR 307.8K
$6,642 Rp 119.4M
-83.31%
👕👟 Clothing & Footwear
Nowshera
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.24 PKR 5,898
$54.1 Rp 972.9K
-60.77%
Summer Dress (H&M, Zara, etc)
$28.23 PKR 7,839
$37.81 Rp 679.4K
-25.34%
Sport Shoes (Adidas, Nike)
$87.6 PKR 24.3K
$86.8 Rp 1.6M
0.92%
Men's Leather Business Shoes
$40.80 PKR 11.3K
$76.4 Rp 1.4M
-46.56%
🏠 Accommodation & Living
Nowshera
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$75.9 PKR 21.1K
$992 Rp 17.8M
-92.35%
1-bedroom Apartment, Outside City Center (Monthly)
$51.1 PKR 14.2K
$673 Rp 12.1M
-92.40%
3-bedroom Apartment, City Center (Monthly)
$166 PKR 46.0K
$3,375 Rp 60.7M
-95.09%
3-bedroom Apartment, Outside City Center (Monthly)
$104 PKR 28.9K
$2,050 Rp 36.8M
-94.93%
Buy Apartment in City Center (m2)
$871 PKR 241.8K
$2,805 Rp 50.4M
-68.95%
Buy Apartment Outside City Center (m2)
$531 PKR 147.6K
$2,227 Rp 40.0M
-76.14%
💵 Salaries & Financials
Nowshera
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
13.28
52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nowshera: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.9 in Nowshera and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Nowshera vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $297 per month, with Nowshera cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowshera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nowshera and in Ubud, Bali?
Nowshera and Ubud, Bali differ by about 299% in total monthly costs ($353 vs $1,408 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nowshera compared to Ubud, Bali?
You'd need roughly $529 in Nowshera and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nowshera and in Ubud, Bali?
Rent for a central apartment: $75.9 in Nowshera versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nowshera – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nowshera or Ubud, Bali?
All in, you'll spend $353 per month in Nowshera versus $1,408 in Ubud, Bali – a 299% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $353 in Nowshera versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.
How does quality of life compare between Nowshera and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nowshera or Ubud, Bali safer for residents?
Safety-wise, Nowshera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nowshera or Ubud, Bali?
Expats usually find Nowshera gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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