🙂Monthly costs for one person with rent: $360 in Nowshera versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $591 in Nowshera versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $823 in Nowshera versus $3,660 in Ubud, Bali.
🙂Living in Nowshera costs roughly 75% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Nowshera is 73% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Nowshera
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.77PKR 771
$3.56Rp 64.3K
-22.19%
Three-Course Dinner for Two, Mid-Range
$14.03PKR 3,903
$32.73Rp 590.3K
-57.13%
Fast Food Meal(McDonalds, etc)
$5.25PKR 1,460
$4.95Rp 89.2K
6.06%
Local Non-Alcoholic Beer(0.5 liter draught)
$1.80PKR 500
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.92PKR 1,091
-
-
Cappuccino
$2.00PKR 557
$2.71Rp 48.9K
-26.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39PKR 109
$1.34Rp 24.2K
-70.90%
Water(0.33 liter bottle)
$0.22PKR 60.8
$0.70Rp 12.6K
-68.57%
Local Beer(0.5 liter draught)
-
$2.92Rp 52.7K
-
Imported Beer(0.33 liter bottle)
-
$3.96Rp 71.4K
-
🛒 Groceries & Markets
Nowshera
Ubud, Bali
Difference
Milk(1 liter)
$0.74PKR 206
$1.81Rp 32.6K
-59.12%
White Bread(500g)
$0.65PKR 182
$2.52Rp 45.4K
-74.21%
Rice(white)(1kg)
$1.28PKR 356
$1.16Rp 20.9K
10.34%
Eggs
$1.11PKR 310
$2.46Rp 44.4K
-54.88%
Local Cheese(1kg)
$6.16PKR 1,713
$14.71Rp 265.3K
-58.12%
Chicken Fillets(1kg)
$2.82PKR 783
$4.32Rp 77.9K
-34.72%
Beef Round Steak(1kg)
$3.96PKR 1,102
$12.14Rp 218.9K
-67.38%
Apples(1kg)
$0.58PKR 162
$3.84Rp 69.3K
-84.90%
Banana(1kg)
$0.44PKR 121
$1.56Rp 28.1K
-71.79%
Oranges(1kg)
$0.86PKR 240
$2.83Rp 51.1K
-69.61%
Tomato(1kg)
$0.56PKR 157
$2.33Rp 41.9K
-75.97%
Potato(1kg)
$0.39PKR 107
$1.91Rp 34.5K
-79.58%
Onion(1kg)
$0.37PKR 102
$2.20Rp 39.7K
-83.18%
Lettuce(1 head)
$0.33PKR 93.0
$1.01Rp 18.3K
-67.33%
Water(1.5 liter bottle)
$0.33PKR 92.7
$0.78Rp 14.0K
-57.69%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.37PKR 382
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.93PKR 258
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.44PKR 400
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.10PKR 585
$3.32Rp 59.8K
-36.75%
Wine(Bottle)
-
$23.74Rp 428.0K
-
Local Beer(0.5 liter bottle)
-
$2.79Rp 50.3K
-
Imported Beer(0.33 liter bottle)
-
$2.86Rp 51.6K
-
🚌 Getting Around
Nowshera
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.16PKR 44.74
$0.27Rp 4,848
-40.74%
Public Transport Monthly Pass(Regular Price)
$6.96PKR 1,936
$8.03Rp 144.8K
-13.33%
Taxi Start(Normal Tariff)
$0.91PKR 253
$0.46Rp 8,230
97.83%
Taxi(Normal Tariff)(1km)
$0.40PKR 112
$0.45Rp 8,116
-11.11%
Taxi 1hour Waiting(Normal Tariff)
$2.89PKR 803
$6.10Rp 109.9K
-52.62%
Gasoline(1 liter)
$0.97PKR 271
$0.79Rp 14.3K
22.78%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5KPKR 6.0M
$26.1KRp 471.6M
-17.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KPKR 7.2M
$32.1KRp 579.2M
-19.78%
🧾 Monthly Utilities & Internet
Nowshera
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$28.68PKR 7,980
$79.9Rp 1.4M
-64.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.11PKR 586
$4.06Rp 73.3K
-48.03%
Internet(50+ Mbps, Unlimited Data)
$11.89PKR 3,307
$23.52Rp 424.1K
-49.45%
🎉 Sport & Entertainment
Nowshera
Ubud, Bali
Difference
Gym Membership(Monthly)
$12.50PKR 3,476
$98.7Rp 1.8M
-87.34%
Tennis Court(1 Hour on Weekend)
$6.10PKR 1,698
$6.63Rp 119.6K
-7.99%
Cinema Ticket
$4.21PKR 1,171
$4.15Rp 74.8K
1.45%
🧸 Childcare & Education
Nowshera
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$59.8PKR 16.6K
$304Rp 5.5M
-80.32%
International Primary School, 1 Child(Yearly)
$1,089PKR 303.0K
$6,613Rp 119.3M
-83.53%
👕👟 Clothing & Footwear
Nowshera
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$21.77PKR 6,056
$55.5Rp 1.0M
-60.80%
Summer Dress(H&M, Zara, etc)
$28.50PKR 7,928
$38.31Rp 690.9K
-25.61%
Sport Shoes(Adidas, Nike)
$89.5PKR 24.9K
$88.6Rp 1.6M
0.97%
Men's Leather Business Shoes
$40.01PKR 11.1K
$77.9Rp 1.4M
-48.62%
🏠 Accommodation & Living
Nowshera
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$75.5PKR 21.0K
$1,006Rp 18.1M
-92.50%
1-bedroom Apartment, Outside City Center(Monthly)
$51.2PKR 14.3K
$675Rp 12.2M
-92.41%
3-bedroom Apartment, City Center(Monthly)
$167PKR 46.6K
$3,442Rp 62.1M
-95.14%
3-bedroom Apartment, Outside City Center(Monthly)
$105PKR 29.3K
$2,039Rp 36.8M
-94.84%
Buy Apartment in City Center(m2)
$1,017PKR 283.0K
$2,841Rp 51.2M
-64.20%
Buy Apartment Outside City Center(m2)
$504PKR 140.2K
$2,264Rp 40.8M
-77.74%
💵 Salaries & Financials
Nowshera
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
20.2
13.28
52.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nowshera: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $75.5 in Nowshera and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $14.00 in Nowshera vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $302 per month, with Nowshera cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nowshera vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nowshera and Ubud, Bali?
Nowshera and Ubud, Bali differ by about 294% in total monthly costs ($360 vs $1,419 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nowshera compared to Ubud, Bali?
You'd need roughly $540 in Nowshera and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nowshera and Ubud, Bali?
Rent for a central apartment: $75.5 in Nowshera versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Nowshera – a meal for two runs $14.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nowshera or Ubud, Bali?
All in, you'll spend $360 per month in Nowshera versus $1,419 in Ubud, Bali – a 294% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $360 in Nowshera versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.
How does quality of life compare between Nowshera and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nowshera or Ubud, Bali safer for residents?
Safety-wise, Nowshera and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nowshera or Ubud, Bali?
Expats usually find Nowshera gentler on the wallet – expenses run 294% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.