Cost of Living Comparison Between Ubud, Bali and Nowshera Cost of Living Comparison Between Ubud, Bali and Nowshera

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $353 in Nowshera.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $579 in Nowshera.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $805 in Nowshera.

Living in Ubud, Bali is roughly 299% more expensive than in Nowshera, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Nowshera is 74% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.89 PKR 804

19.38%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$14.31 PKR 3,974

126.00%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.35 PKR 1,486

-9.53%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.79 PKR 498

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.92 PKR 1,090

Cappuccino

$2.75 Rp 49.4K

$2.05 PKR 569

34.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.43 PKR 118

220.93%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.24 PKR 66.7

212.50%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$0.79 PKR 220

120.25%

White Bread (500g)

$2.46 Rp 44.2K

$0.62 PKR 172

296.77%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.21 PKR 337

-3.31%

Eggs

$2.43 Rp 43.7K

$1.13 PKR 313

115.04%

Local Cheese (1kg)

$14.50 Rp 260.6K

$6.34 PKR 1,760

128.71%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.76 PKR 768

57.61%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$3.91 PKR 1,086

206.39%

Apples (1kg)

$3.72 Rp 66.8K

$0.59 PKR 164

530.51%

Banana (1kg)

$1.63 Rp 29.2K

$0.40 PKR 112

307.50%

Oranges (1kg)

$2.74 Rp 49.3K

$0.89 PKR 246

207.87%

Tomato (1kg)

$2.24 Rp 40.3K

$0.60 PKR 167

273.33%

Potato (1kg)

$1.92 Rp 34.5K

$0.41 PKR 114

368.29%

Onion (1kg)

$2.28 Rp 40.9K

$0.33 PKR 92.5

590.91%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.31 PKR 84.8

241.94%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.37 PKR 102

94.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.48 PKR 412

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.85 PKR 235

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.37 PKR 381

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.16 PKR 600

52.31%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.17 PKR 47.59

58.82%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$7.23 PKR 2,008

12.17%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.92 PKR 254

-47.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.43 PKR 121

-2.33%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$2.77 PKR 768

124.55%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.98 PKR 271

-17.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$20.9K PKR 5.8M

27.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.8K PKR 7.2M

24.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$28.81 PKR 7,999

171.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$2.11 PKR 585

92.89%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$11.46 PKR 3,183

112.30%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$12.55 PKR 3,486

685.74%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$5.92 PKR 1,642

7.09%

Cinema Ticket

$3.99 Rp 71.6K

$4.21 PKR 1,168

-5.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$59.1 PKR 16.4K

415.78%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,108 PKR 307.8K

499.27%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$21.24 PKR 5,898

154.90%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$28.23 PKR 7,839

33.94%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$87.6 PKR 24.3K

-0.91%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$40.80 PKR 11.3K

87.13%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$75.9 PKR 21.1K

1207.02%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$51.1 PKR 14.2K

1216.50%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$166 PKR 46.0K

1936.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$104 PKR 28.9K

1870.58%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$871 PKR 241.8K

222.08%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$531 PKR 147.6K

319.09%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.2

-34.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Nowshera: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $75.9 in Nowshera. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $14.00 in Nowshera for a mid-range dinner for two. Groceries echo the gap at $297 vs $87.0 per month, with Nowshera cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowshera: Cost of Living - Frequently Asked Questions

Ubud, Bali and Nowshera differ by about 299% in total monthly costs ($1,408 vs $353 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $529 in Nowshera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $75.9 in Nowshera. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nowshera – a meal for two runs $14.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $353 in Nowshera – a 299% gap that adds up to real savings over time for anyone picking the cheaper option.

At $353 in Nowshera versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nowshera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowshera gentler on the wallet – expenses run 299% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.