Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nowshera

For one person, living is cheaper in Nowshera: $509 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
25

Cost of Living Index in Nowshera
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Nowshera Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Nowshera

🇵🇰 Pakistan

$509

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nowshera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nowshera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $509 in Nowshera.

Ubud, Bali $1,353
Nowshera $509

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $798 in Nowshera.

Ubud, Bali $2,297
Nowshera $798

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,087 in Nowshera.

Ubud, Bali $3,241
Nowshera $1,087

Living in Ubud, Bali is roughly 166% more expensive than in Nowshera, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Nowshera is 62% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.53 PKR 976

-8.50%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$23.17 PKR 6,413

50.54%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.47 PKR 1,515

4.20%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.56 PKR 986

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.88 PKR 1,904

Cappuccino

$2.62 Rp 47.1K

$2.60 PKR 720

0.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.33 PKR 90.0

421.21%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.21 PKR 58.1

285.71%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$1.01 PKR 278

55.45%

White Bread (500g)

$2.19 Rp 39.5K

$0.78 PKR 215

180.77%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.25 PKR 346

-5.60%

Eggs

$2.16 Rp 38.8K

$1.20 PKR 333

80.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$6.07 PKR 1,680

190.77%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.04 PKR 843

24.34%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$5.42 PKR 1,499

120.48%

Apples (1kg)

$3.60 Rp 64.8K

$1.28 PKR 354

181.25%

Banana (1kg)

$1.59 Rp 28.6K

$0.87 PKR 241

82.76%

Oranges (1kg)

$2.31 Rp 41.6K

$1.07 PKR 297

115.89%

Tomato (1kg)

$1.91 Rp 34.3K

$0.56 PKR 154

241.07%

Potato (1kg)

$1.78 Rp 32.1K

$0.29 PKR 80.5

513.79%

Onion (1kg)

$2.33 Rp 41.9K

$0.36 PKR 99.1

547.22%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.30 PKR 83.0

233.33%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.40 PKR 110

32.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.82 PKR 503

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 331

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.36 PKR 654

-2.97%

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.16 PKR 44.97

43.75%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$9.83 PKR 2,721

-9.46%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.25 PKR 345

-62.40%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.70 PKR 194

-38.57%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.58 PKR 437

246.20%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.32 PKR 365

-37.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$22.0K PKR 6.1M

8.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$24.0K PKR 6.6M

36.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$101 PKR 27.9K

-20.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$5.90 PKR 1,632

11.19%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$17.15 PKR 4,747

8.45%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$14.69 PKR 4,066

268.41%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$7.99 PKR 2,210

128.79%

Cinema Ticket

$4.25 Rp 76.5K

$4.46 PKR 1,234

-4.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$74.5 PKR 20.6K

561.24%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,043 PKR 288.6K

436.85%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$26.20 PKR 7,252

73.97%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$35.27 PKR 9,761

-0.88%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$96.2 PKR 26.6K

-19.24%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$40.04 PKR 11.1K

96.10%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$125 PKR 34.5K

808.24%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$75.9 PKR 21.0K

786.65%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$257 PKR 71.1K

1307.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$150 PKR 41.6K

1032.52%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$948 PKR 262.4K

186.57%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$486 PKR 134.6K

360.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.08

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Nowshera: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Nowshera

$76 14.9% 88.7% $597

Groceries & Markets

Ubud, Bali

$287 21.2%

Nowshera

$104 20.4% 63.9% $184

Clothing & Footwear

Ubud, Bali

$107 7.9%

Nowshera

$89 17.5% 16.5% $18

Eating Out

Ubud, Bali

$106 7.9%

Nowshera

$78 15.3% 26.7% $28

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Nowshera

$124 24.3% 17.6% $19

Sport & Entertainment

Ubud, Bali

$63 4.6%

Nowshera

$24 4.6% 62.3% $39

Getting Around

Ubud, Bali

$12 0.9%

Nowshera

$15 3% 22.6% $2.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $125 in Nowshera. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $23.00 in Nowshera for a mid-range dinner for two. Groceries echo the gap at $287 vs $104 per month, with Nowshera cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Nowshera

🕒 Local time

22:24 10:24 PM

19:24 7:24 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,131

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Nowshera 6,570 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Nowshera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowshera: Cost of Living - Frequently Asked Questions

Ubud, Bali and Nowshera differ by about 166% in total monthly costs ($1,353 vs $509 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,030 in Ubud, Bali and $764 in Nowshera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $125 in Nowshera. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nowshera – a meal for two runs $23.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $509 in Nowshera – a 166% gap that adds up to real savings over time for anyone picking the cheaper option.

At $509 in Nowshera versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nowshera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowshera gentler on the wallet – expenses run 166% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.