Cost of Living Comparison Between Ubud, Bali and Nowshera Cost of Living Comparison Between Ubud, Bali and Nowshera

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $499 in Nowshera.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $767 in Nowshera.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,035 in Nowshera.

Living in Ubud, Bali is roughly 180% more expensive than in Nowshera, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Nowshera is 64% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$3.53 PKR 979

-4.53%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$23.17 PKR 6,423

66.55%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.46 PKR 1,513

1.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.54 PKR 982

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.00 PKR 1,940

Cappuccino

$2.64 Rp 46.6K

$2.48 PKR 688

6.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.33 PKR 90.2

406.06%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.24 PKR 66.8

220.83%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

$0.94 PKR 261

64.89%

White Bread (500g)

$2.22 Rp 39.2K

$0.74 PKR 206

200.00%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.26 PKR 348

-10.32%

Eggs

$2.09 Rp 36.8K

$1.23 PKR 342

69.92%

Local Cheese (1kg)

$17.39 Rp 306.6K

$5.89 PKR 1,632

195.25%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.19 PKR 885

21.32%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$5.07 PKR 1,407

147.53%

Apples (1kg)

$3.62 Rp 63.8K

$1.27 PKR 352

185.04%

Banana (1kg)

$1.56 Rp 27.5K

$0.82 PKR 228

90.24%

Oranges (1kg)

$2.35 Rp 41.5K

$1.07 PKR 297

119.63%

Tomato (1kg)

$2.06 Rp 36.2K

$0.46 PKR 128

347.83%

Potato (1kg)

$1.90 Rp 33.5K

$0.27 PKR 74.6

603.70%

Onion (1kg)

$2.34 Rp 41.2K

$0.32 PKR 89.8

631.25%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.27 PKR 74.7

281.48%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.38 PKR 106

44.74%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.85 PKR 513

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.38 PKR 381

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.48 PKR 687

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$2.40 PKR 665

-6.25%

Wine (Bottle)

$23.81 Rp 419.7K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.20 PKR 55.6

35.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$11.34 PKR 3,144

-23.63%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.24 PKR 344

-61.29%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.70 PKR 195

-35.71%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.64 PKR 454

248.78%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.26 PKR 350

-39.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$21.8K PKR 6.1M

12.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$25.1K PKR 7.0M

27.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$103 PKR 28.4K

-18.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$5.88 PKR 1,630

9.86%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$16.19 PKR 4,489

17.29%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$15.94 PKR 4,420

251.13%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$4.28 Rp 75.5K

$4.73 PKR 1,312

-9.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$74.9 PKR 20.8K

549.99%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$999 PKR 277.0K

486.03%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$23.51 PKR 6,518

93.79%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$31.94 PKR 8,855

13.90%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$82.4 PKR 22.8K

-0.47%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$39.52 PKR 11.0K

103.44%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$115 PKR 31.9K

869.60%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$76.3 PKR 21.2K

818.73%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$277 PKR 76.9K

1175.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$159 PKR 44.1K

1007.64%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$808 PKR 224.0K

249.74%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$538 PKR 149.2K

325.96%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.08

5.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Nowshera: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $115 in Nowshera. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $23.00 in Nowshera for a mid-range dinner for two. Groceries echo the gap at $293 vs $101 per month, with Nowshera cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowshera: Cost of Living - Frequently Asked Questions

Ubud, Bali and Nowshera differ by about 180% in total monthly costs ($1,396 vs $499 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,095 in Ubud, Bali and $749 in Nowshera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,117 in Ubud, Bali versus $115 in Nowshera. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nowshera – a meal for two runs $23.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $499 in Nowshera – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.

At $499 in Nowshera versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nowshera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowshera gentler on the wallet – expenses run 180% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.