Cost of Living Comparison Between Ubud, Bali and Nowshera Cost of Living Comparison Between Ubud, Bali and Nowshera

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $360 in Nowshera.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $591 in Nowshera.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $823 in Nowshera.

Living in Ubud, Bali is roughly 294% more expensive than Nowshera, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Nowshera is 73% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$2.77 PKR 771

28.52%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$14.03 PKR 3,903

133.29%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$5.25 PKR 1,460

-5.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.80 PKR 500

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.92 PKR 1,091

Cappuccino

$2.71 Rp 48.9K

$2.00 PKR 557

35.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.39 PKR 109

243.59%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 PKR 60.8

218.18%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$1.81 Rp 32.6K

$0.74 PKR 206

144.59%

White Bread (500g)

$2.52 Rp 45.4K

$0.65 PKR 182

287.69%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.28 PKR 356

-9.38%

Eggs

$2.46 Rp 44.4K

$1.11 PKR 310

121.62%

Local Cheese (1kg)

$14.71 Rp 265.3K

$6.16 PKR 1,713

138.80%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$2.82 PKR 783

53.19%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$3.96 PKR 1,102

206.57%

Apples (1kg)

$3.84 Rp 69.3K

$0.58 PKR 162

562.07%

Banana (1kg)

$1.56 Rp 28.1K

$0.44 PKR 121

254.55%

Oranges (1kg)

$2.83 Rp 51.1K

$0.86 PKR 240

229.07%

Tomato (1kg)

$2.33 Rp 41.9K

$0.56 PKR 157

316.07%

Potato (1kg)

$1.91 Rp 34.5K

$0.39 PKR 107

389.74%

Onion (1kg)

$2.20 Rp 39.7K

$0.37 PKR 102

494.59%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.33 PKR 93.0

206.06%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.33 PKR 92.7

136.36%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.37 PKR 382

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.93 PKR 258

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.44 PKR 400

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$2.10 PKR 585

58.10%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.16 PKR 44.74

68.75%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$6.96 PKR 1,936

15.37%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$0.91 PKR 253

-49.45%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.40 PKR 112

12.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$2.89 PKR 803

111.07%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.97 PKR 271

-18.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$21.5K PKR 6.0M

21.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$25.8K PKR 7.2M

24.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$28.68 PKR 7,980

178.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$2.11 PKR 586

92.42%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$11.89 PKR 3,307

97.81%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.50 PKR 3,476

689.60%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$6.10 PKR 1,698

8.69%

Cinema Ticket

$4.15 Rp 74.8K

$4.21 PKR 1,171

-1.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$59.8 PKR 16.6K

408.04%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$1,089 PKR 303.0K

507.11%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$21.77 PKR 6,056

155.12%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$28.50 PKR 7,928

34.42%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$89.5 PKR 24.9K

-0.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$40.01 PKR 11.1K

94.63%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$75.5 PKR 21.0K

1233.73%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$51.2 PKR 14.3K

1217.97%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$167 PKR 46.6K

1956.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$105 PKR 29.3K

1836.42%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,017 PKR 283.0K

179.32%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$504 PKR 140.2K

349.17%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

20.2

-34.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Nowshera: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $75.5 in Nowshera. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $14.00 in Nowshera for a mid-range dinner for two. Groceries echo the gap at $302 vs $87.0 per month, with Nowshera cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nowshera: Cost of Living - Frequently Asked Questions

Ubud, Bali and Nowshera differ by about 294% in total monthly costs ($1,419 vs $360 including rent). Nowshera is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,129 in Ubud, Bali and $540 in Nowshera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $75.5 in Nowshera. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nowshera – a meal for two runs $14.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $360 in Nowshera – a 294% gap that adds up to real savings over time for anyone picking the cheaper option.

At $360 in Nowshera versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Nowshera but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nowshera the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nowshera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nowshera gentler on the wallet – expenses run 294% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.