Cost of Living Comparison Between Novo Hamburgo and Ubud, Bali Cost of Living Comparison Between Novo Hamburgo and Ubud, Bali

Monthly Cost of Living

A single person spends $700 per month in Novo Hamburgo vs $1,397 in Ubud, Bali, rent included.

A couple spends around $1,104 per month in Novo Hamburgo vs $2,588 in Ubud, Bali, rent included.

A family of three spends $1,509 per month in Novo Hamburgo vs $3,778 in Ubud, Bali, rent included.

Novo Hamburgo is about 50% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Novo Hamburgo sits 48% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Novo Hamburgo
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.39 R$22.23
$3.43 Rp 61.4K
27.99%
Three-Course Dinner for Two, Mid-Range
$16.90 R$85.5
$31.97 Rp 572.4K
-47.14%
Fast Food Meal (McDonalds, etc)
$6.14 R$31.03
$5.05 Rp 90.4K
21.58%
Cappuccino
$1.47 R$7.42
$2.71 Rp 48.6K
-45.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.17 R$5.92
$1.39 Rp 24.9K
-15.83%
Water (0.33 liter bottle)
$0.79 R$4.00
$0.74 Rp 13.3K
6.76%
Local Beer (0.5 liter draught)
$2.12 R$10.74
$2.89 Rp 51.8K
-26.64%
Imported Beer (0.33 liter bottle)
$2.80 R$14.18
$3.79 Rp 67.9K
-26.12%
🛒 Groceries & Markets
Novo Hamburgo
Ubud, Bali
Difference
Milk (1 liter)
$0.85 R$4.29
$1.79 Rp 32.1K
-52.51%
White Bread (500g)
$1.40 R$7.07
$2.51 Rp 44.9K
-44.22%
Rice (white) (1kg)
$0.69 R$3.50
$1.21 Rp 21.7K
-42.98%
Eggs
$1.99 R$10.08
$2.37 Rp 42.4K
-16.03%
Local Cheese (1kg)
$7.96 R$40.27
$14.43 Rp 258.4K
-44.84%
Chicken Fillets (1kg)
$4.02 R$20.36
$4.15 Rp 74.3K
-3.13%
Beef Round Steak (1kg)
$6.42 R$32.47
$12.11 Rp 216.9K
-46.99%
Apples (1kg)
$1.99 R$10.08
$3.77 Rp 67.5K
-47.21%
Banana (1kg)
$0.99 R$5.03
$1.63 Rp 29.1K
-39.26%
Oranges (1kg)
$0.75 R$3.78
$2.71 Rp 48.5K
-72.32%
Tomato (1kg)
$1.18 R$5.98
$2.26 Rp 40.4K
-47.79%
Potato (1kg)
$1.15 R$5.80
$1.93 Rp 34.5K
-40.41%
Onion (1kg)
$0.92 R$4.65
$2.19 Rp 39.3K
-57.99%
Lettuce (1 head)
$0.76 R$3.87
$1.02 Rp 18.2K
-25.49%
Water (1.5 liter bottle)
$0.52 R$2.64
$0.72 Rp 12.8K
-27.78%
Cigarettes 20 Pack (Marlboro, Camel)
$1.63 R$8.26
$3.18 Rp 57.0K
-48.74%
Wine (Bottle)
$7.25 R$36.66
$23.84 Rp 426.8K
-69.59%
Local Beer (0.5 liter bottle)
$1.02 R$5.18
$2.77 Rp 49.7K
-63.18%
Imported Beer (0.33 liter bottle)
$1.87 R$9.48
$2.75 Rp 49.3K
-32.00%
🚌 Getting Around
Novo Hamburgo
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.73 R$3.71
$0.27 Rp 4,786
170.37%
Public Transport Monthly Pass (Regular Price)
$38.74 R$196
$8.20 Rp 146.8K
372.44%
Taxi Start (Normal Tariff)
$1.61 R$8.12
$0.48 Rp 8,653
235.42%
Taxi (Normal Tariff) (1km)
$1.05 R$5.30
$0.42 Rp 7,545
150.00%
Taxi 1hour Waiting (Normal Tariff)
$5.25 R$26.55
$6.03 Rp 107.9K
-12.94%
Gasoline (1 liter)
$1.03 R$5.23
$0.82 Rp 14.7K
25.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K R$123.6K
$26.6K Rp 475.6M
-8.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K R$142.4K
$32.2K Rp 576.6M
-12.59%
🧾 Monthly Utilities & Internet
Novo Hamburgo
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.0 R$303
$78.3 Rp 1.4M
-23.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.51 R$73.4
$3.91 Rp 70.1K
271.10%
Internet (50+ Mbps, Unlimited Data)
$20.25 R$102
$23.91 Rp 428.2K
-15.31%
🎉 Sport & Entertainment
Novo Hamburgo
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.64 R$115
$96.2 Rp 1.7M
-76.46%
Tennis Court (1 Hour on Weekend)
$21.20 R$107
$6.53 Rp 116.8K
224.66%
Cinema Ticket
$6.27 R$31.71
$4.01 Rp 71.9K
56.36%
🧸 Childcare & Education
Novo Hamburgo
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$310 R$1,570
$303 Rp 5.4M
2.60%
International Primary School, 1 Child (Yearly)
$7,320 R$37.0K
$6,551 Rp 117.3M
11.75%
👕👟 Clothing & Footwear
Novo Hamburgo
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$41.95 R$212
$55.3 Rp 990.4K
-24.15%
Summer Dress (H&M, Zara, etc)
$33.68 R$170
$38.32 Rp 686.1K
-12.11%
Sport Shoes (Adidas, Nike)
$72.0 R$364
$88.5 Rp 1.6M
-18.67%
Men's Leather Business Shoes
$37.16 R$188
$76.7 Rp 1.4M
-51.58%
🏠 Accommodation & Living
Novo Hamburgo
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$241 R$1,217
$986 Rp 17.6M
-75.60%
1-bedroom Apartment, Outside City Center (Monthly)
$172 R$869
$682 Rp 12.2M
-74.81%
3-bedroom Apartment, City Center (Monthly)
$515 R$2,606
$3,420 Rp 61.2M
-84.94%
3-bedroom Apartment, Outside City Center (Monthly)
$394 R$1,992
$2,075 Rp 37.1M
-81.02%
Buy Apartment in City Center (m2)
$1,659 R$8,392
$2,762 Rp 49.5M
-39.94%
Buy Apartment Outside City Center (m2)
$1,162 R$5,880
$2,243 Rp 40.2M
-48.17%
💵 Salaries & Financials
Novo Hamburgo
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$484 R$2,450
$169 Rp 3.0M
187.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
10
13.28
-24.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novo Hamburgo: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $241 in Novo Hamburgo versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Novo Hamburgo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $17.00 in Novo Hamburgo versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $159 vs $298 – making Novo Hamburgo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Novo Hamburgo vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Novo Hamburgo?
Yes – Ubud, Bali is pricier by about 100%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,050 per month in Novo Hamburgo and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Novo Hamburgo and in Ubud, Bali?
Groceries cost about 87% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Novo Hamburgo or in Ubud, Bali?
A mid-range dinner for two costs $17.00 in Novo Hamburgo and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Novo Hamburgo or in Ubud, Bali?
A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $700, than in Ubud, Bali at $1,397. In Novo Hamburgo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Novo Hamburgo or Ubud, Bali more family-friendly?
Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Novo Hamburgo or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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