Last update: Oct 2026

Cost of Living Comparison Between Novo Hamburgo and Ubud, Bali

For one person, living is cheaper in Novo Hamburgo: $776 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Novo Hamburgo
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Novo Hamburgo Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Novo Hamburgo

🇧🇷 Brazil

$776

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Novo Hamburgo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novo Hamburgo and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $776 per month in Novo Hamburgo vs $1,353 in Ubud, Bali, rent included.

Novo Hamburgo $776
Ubud, Bali $1,353

A couple spends around $1,241 per month in Novo Hamburgo vs $2,297 in Ubud, Bali, rent included.

Novo Hamburgo $1,241
Ubud, Bali $2,297

A family of three spends $1,706 per month in Novo Hamburgo vs $3,241 in Ubud, Bali, rent included.

Novo Hamburgo $1,706
Ubud, Bali $3,241

Novo Hamburgo is about 43% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Novo Hamburgo sits 43% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.88 R$24.74

$3.23 Rp 58.1K

51.08%

Three-Course Dinner for Two, Mid-Range

$18.79 R$95.3

$34.88 Rp 627.8K

-46.13%

Fast Food Meal (McDonalds, etc)

$6.91 R$35.05

$5.70 Rp 102.5K

21.23%

Cappuccino

$1.58 R$7.99

$2.62 Rp 47.1K

-39.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 R$6.53

$1.72 Rp 31.0K

-25.00%

Water (0.33 liter bottle)

$0.89 R$4.50

$0.81 Rp 14.6K

9.88%

Local Beer (0.5 liter draught)

$2.47 R$12.53

$2.65 Rp 47.7K

-6.79%

Imported Beer (0.33 liter bottle)

$2.98 R$15.11

$4.37 Rp 78.6K

-31.81%

Milk (1 liter)

$0.94 R$4.75

$1.57 Rp 28.3K

-40.13%

White Bread (500g)

$1.69 R$8.54

$2.19 Rp 39.5K

-22.83%

Rice (white) (1kg)

$0.78 R$3.95

$1.18 Rp 21.2K

-33.90%

Eggs

$2.16 R$10.97

$2.16 Rp 38.8K

Local Cheese (1kg)

$9.19 R$46.58

$17.65 Rp 317.7K

-47.93%

Chicken Fillets (1kg)

$4.56 R$23.12

$3.78 Rp 68.0K

20.63%

Beef Round Steak (1kg)

$7.14 R$36.22

$11.95 Rp 215.1K

-40.25%

Apples (1kg)

$2.39 R$12.12

$3.60 Rp 64.8K

-33.61%

Banana (1kg)

$1.10 R$5.60

$1.59 Rp 28.6K

-30.82%

Oranges (1kg)

$0.82 R$4.17

$2.31 Rp 41.6K

-64.50%

Tomato (1kg)

$1.32 R$6.70

$1.91 Rp 34.3K

-30.89%

Potato (1kg)

$1.21 R$6.14

$1.78 Rp 32.1K

-32.02%

Onion (1kg)

$0.98 R$4.97

$2.33 Rp 41.9K

-57.94%

Lettuce (1 head)

$0.88 R$4.44

$1.00 Rp 18.0K

-12.00%

Water (1.5 liter bottle)

$0.58 R$2.94

$0.53 Rp 9,509

9.43%

Cigarettes 20 Pack (Marlboro, Camel)

$1.78 R$9.02

$2.29 Rp 41.1K

-22.27%

Wine (Bottle)

$7.60 R$38.53

$22.07 Rp 397.3K

-65.56%

Local Beer (0.5 liter bottle)

$1.16 R$5.88

$2.35 Rp 42.2K

-50.64%

Imported Beer (0.33 liter bottle)

$2.23 R$11.29

$2.98 Rp 53.6K

-25.17%

One-way Ticket (Public Transport)

$0.83 R$4.20

$0.23 Rp 4,112

260.87%

Public Transport Monthly Pass (Regular Price)

$43.74 R$222

$8.90 Rp 160.2K

391.46%

Taxi Start (Normal Tariff)

$1.26 R$6.40

$0.47 Rp 8,466

168.09%

Taxi (Normal Tariff) (1km)

$0.79 R$4.03

$0.43 Rp 7,737

83.72%

Taxi 1hour Waiting (Normal Tariff)

$8.16 R$41.35

$5.47 Rp 98.4K

49.18%

Gasoline (1 liter)

$1.12 R$5.68

$0.83 Rp 14.9K

34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K R$122.9K

$23.9K Rp 429.8M

1.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K R$168.9K

$32.8K Rp 590.1M

1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.2 R$397

$80.0 Rp 1.4M

-2.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 R$64.4

$6.56 Rp 118.1K

93.75%

Internet (50+ Mbps, Unlimited Data)

$22.18 R$112

$18.60 Rp 334.8K

19.25%

Gym Membership (Monthly)

$26.30 R$133

$54.1 Rp 974.1K

-51.40%

Tennis Court (1 Hour on Weekend)

$27.58 R$140

$18.28 Rp 329.0K

50.88%

Cinema Ticket

$7.38 R$37.39

$4.25 Rp 76.5K

73.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 R$1,425

$493 Rp 8.9M

-42.95%

International Primary School, 1 Child (Yearly)

$7,080 R$35.9K

$5,597 Rp 100.7M

26.49%

Jeans (Levis 501 Or Similar)

$46.87 R$238

$45.58 Rp 820.4K

2.83%

Summer Dress (H&M, Zara, etc)

$38.13 R$193

$34.96 Rp 629.4K

9.07%

Sport Shoes (Adidas, Nike)

$80.3 R$407

$77.7 Rp 1.4M

3.27%

Men's Leather Business Shoes

$42.13 R$214

$78.5 Rp 1.4M

-46.34%

1-bedroom Apartment, City Center (Monthly)

$267 R$1,354

$1,131 Rp 20.4M

-76.40%

1-bedroom Apartment, Outside City Center (Monthly)

$190 R$965

$673 Rp 12.1M

-71.71%

3-bedroom Apartment, City Center (Monthly)

$571 R$2,892

$3,613 Rp 65.0M

-84.21%

3-bedroom Apartment, Outside City Center (Monthly)

$444 R$2,249

$1,702 Rp 30.6M

-73.92%

Buy Apartment in City Center (m2)

$1,709 R$8,661

$2,717 Rp 48.9M

-37.12%

Buy Apartment Outside City Center (m2)

$1,221 R$6,191

$2,241 Rp 40.3M

-45.51%

Average Monthly Net Salary (After Tax)

$510 R$2,585

$166 Rp 3.0M

206.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novo Hamburgo: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novo Hamburgo

$190 24.6%

Ubud, Bali

$673 49.7% 254% $483

Groceries & Markets

Novo Hamburgo

$180 23.2%

Ubud, Bali

$287 21.2% 59.7% $107

Monthly Utilities & Internet

Novo Hamburgo

$113 14.6%

Ubud, Bali

$105 7.8% 7% $8

Eating Out

Novo Hamburgo

$106 13.6%

Ubud, Bali

$106 7.9% 0.7% $0.7

Clothing & Footwear

Novo Hamburgo

$93 12%

Ubud, Bali

$107 7.9% 14.2% $13

Getting Around

Novo Hamburgo

$52 6.7%

Ubud, Bali

$12 0.9% 76.2% $40

Sport & Entertainment

Novo Hamburgo

$41 5.3%

Ubud, Bali

$63 4.6% 52.5% $22

Cost Breakdown

A central one-bedroom costs $267 in Novo Hamburgo versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 207% higher in Novo Hamburgo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Novo Hamburgo versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $180 vs $287 – making Novo Hamburgo the more affordable choice for daily food spending.

Good to know

🇧🇷 Novo Hamburgo

🇮🇩 Ubud, Bali

🕒 Local time

11:17 11:17 AM

22:17 10:17 PM

11 h ahead of Novo Hamburgo

🌤 Weather

👥 Population

227,646

74,800

💱 Currency

Brazilian Real BRL R$

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Novo Hamburgo Ubud, Bali 15,530 km ≈ 20 h nonstop flight

From you

Novo Hamburgo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novo Hamburgo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 74%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,163 per month in Novo Hamburgo and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 60% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $19.00 in Novo Hamburgo and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $776, than in Ubud, Bali at $1,353. In Novo Hamburgo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.