Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $700 in Novo Hamburgo, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $1,104 in Novo Hamburgo, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $1,509 in Novo Hamburgo, rent included.

Ubud, Bali costs about 100% more than Novo Hamburgo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Novo Hamburgo is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$4.39 R$22.23

-21.87%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$16.90 R$85.5

89.17%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$6.14 R$31.03

-17.75%

Cappuccino

$2.71 Rp 48.6K

$1.47 R$7.42

84.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$1.17 R$5.92

18.80%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.79 R$4.00

-6.33%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$2.12 R$10.74

36.32%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$2.80 R$14.18

35.36%

Milk (1 liter)

$1.79 Rp 32.1K

$0.85 R$4.29

110.59%

White Bread (500g)

$2.51 Rp 44.9K

$1.40 R$7.07

79.29%

Rice (white) (1kg)

$1.21 Rp 21.7K

$0.69 R$3.50

75.36%

Eggs

$2.37 Rp 42.4K

$1.99 R$10.08

19.10%

Local Cheese (1kg)

$14.43 Rp 258.4K

$7.96 R$40.27

81.28%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$4.02 R$20.36

3.23%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$6.42 R$32.47

88.63%

Apples (1kg)

$3.77 Rp 67.5K

$1.99 R$10.08

89.45%

Banana (1kg)

$1.63 Rp 29.1K

$0.99 R$5.03

64.65%

Oranges (1kg)

$2.71 Rp 48.5K

$0.75 R$3.78

261.33%

Tomato (1kg)

$2.26 Rp 40.4K

$1.18 R$5.98

91.53%

Potato (1kg)

$1.93 Rp 34.5K

$1.15 R$5.80

67.83%

Onion (1kg)

$2.19 Rp 39.3K

$0.92 R$4.65

138.04%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.76 R$3.87

34.21%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.52 R$2.64

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$1.63 R$8.26

95.09%

Wine (Bottle)

$23.84 Rp 426.8K

$7.25 R$36.66

228.83%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.02 R$5.18

171.57%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$1.87 R$9.48

47.06%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.73 R$3.71

-63.01%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$38.74 R$196

-78.83%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$1.61 R$8.12

-70.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.05 R$5.30

-60.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$5.25 R$26.55

14.86%

Gasoline (1 liter)

$0.82 Rp 14.7K

$1.03 R$5.23

-20.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$24.4K R$123.6K

8.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$28.1K R$142.4K

14.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$60.0 R$303

30.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$14.51 R$73.4

-73.05%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$20.25 R$102

18.07%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$22.64 R$115

324.82%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$21.20 R$107

-69.20%

Cinema Ticket

$4.01 Rp 71.9K

$6.27 R$31.71

-36.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$310 R$1,570

-2.53%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$7,320 R$37.0K

-10.51%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$41.95 R$212

31.85%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$33.68 R$170

13.78%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$72.0 R$364

22.96%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$37.16 R$188

106.51%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$241 R$1,217

309.81%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$172 R$869

297.06%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$515 R$2,606

564.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$394 R$1,992

426.87%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,659 R$8,392

66.50%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$1,162 R$5,880

92.95%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$484 R$2,450

-65.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Novo Hamburgo: July 20, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $241 in Novo Hamburgo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Novo Hamburgo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $17.00 in Novo Hamburgo. Monthly groceries follow the same trend: $298 vs $159 – making Novo Hamburgo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novo Hamburgo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 100%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $1,050 in Novo Hamburgo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 87% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $17.00 in Novo Hamburgo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $700, than in Ubud, Bali at $1,397. In Novo Hamburgo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.