Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $699 in Novo Hamburgo, rent included.

A couple spends around $2,582 per month in Ubud, Bali vs $1,098 in Novo Hamburgo, rent included.

A family of three spends $3,757 per month in Ubud, Bali vs $1,498 in Novo Hamburgo, rent included.

Ubud, Bali costs about 101% more than Novo Hamburgo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Novo Hamburgo is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$4.44 R$22.06

-22.97%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$16.67 R$82.9

97.72%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$6.17 R$30.68

-17.67%

Cappuccino

$2.82 Rp 48.5K

$1.46 R$7.24

93.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.12 R$5.59

22.32%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.82 R$4.07

-13.41%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$2.12 R$10.53

40.09%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$2.77 R$13.75

41.16%

Milk (1 liter)

$1.75 Rp 30.0K

$0.83 R$4.13

110.84%

White Bread (500g)

$2.52 Rp 43.2K

$1.40 R$6.93

80.00%

Rice (white) (1kg)

$1.21 Rp 20.8K

$0.70 R$3.48

72.86%

Eggs

$2.33 Rp 40.1K

$2.00 R$9.92

16.50%

Local Cheese (1kg)

$14.50 Rp 249.2K

$8.02 R$39.86

80.80%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.12 R$20.49

5.83%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$6.46 R$32.12

86.53%

Apples (1kg)

$3.82 Rp 65.6K

$1.98 R$9.85

92.93%

Banana (1kg)

$1.61 Rp 27.7K

$0.99 R$4.92

62.63%

Oranges (1kg)

$2.70 Rp 46.5K

$0.75 R$3.74

260.00%

Tomato (1kg)

$2.23 Rp 38.3K

$1.20 R$5.99

85.83%

Potato (1kg)

$1.90 Rp 32.6K

$1.10 R$5.49

72.73%

Onion (1kg)

$2.18 Rp 37.5K

$0.91 R$4.54

139.56%

Lettuce (1 head)

$1.03 Rp 17.7K

$0.78 R$3.88

32.05%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.53 R$2.61

45.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$1.64 R$8.15

93.90%

Wine (Bottle)

$23.23 Rp 399.2K

$7.36 R$36.60

215.63%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$0.98 R$4.88

190.82%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.85 R$9.21

47.03%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.79 R$3.93

-63.29%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$37.91 R$188

-77.76%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$1.59 R$7.92

-69.18%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.04 R$5.19

-56.73%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$5.38 R$26.73

16.73%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.03 R$5.14

-17.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$24.2K R$120.4K

7.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$27.9K R$138.8K

12.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$61.3 R$305

30.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$14.58 R$72.5

-71.95%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$19.64 R$97.6

22.51%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$22.67 R$113

324.31%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$21.60 R$107

-69.77%

Cinema Ticket

$4.13 Rp 71.1K

$6.36 R$31.60

-35.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$311 R$1,548

-4.70%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$7,134 R$35.5K

-6.62%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$42.92 R$213

28.05%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$33.96 R$169

14.10%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$73.4 R$365

22.10%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$38.24 R$190

106.33%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$239 R$1,190

325.36%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$172 R$854

283.94%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$524 R$2,604

555.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$389 R$1,935

427.29%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,651 R$8,203

80.59%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,181 R$5,870

100.48%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$494 R$2,453

-65.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Novo Hamburgo: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,018 in Ubud, Bali versus $239 in Novo Hamburgo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 187% higher in Novo Hamburgo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Ubud, Bali versus $17 in Novo Hamburgo. Monthly groceries follow the same trend: $299 vs $160 – making Novo Hamburgo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novo Hamburgo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 101%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,049 in Novo Hamburgo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 87% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $17.00 in Novo Hamburgo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $699, than in Ubud, Bali at $1,408. In Novo Hamburgo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.