Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $744 in Novo Hamburgo, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,192 in Novo Hamburgo, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,640 in Novo Hamburgo, rent included.

Ubud, Bali costs about 88% more than Novo Hamburgo, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Novo Hamburgo is 46% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$4.83 R$24.75

-30.23%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$18.20 R$93.3

112.03%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$6.81 R$34.91

-18.94%

Cappuccino

$2.64 Rp 46.6K

$1.58 R$8.10

67.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.28 R$6.54

30.47%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.88 R$4.49

-12.50%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.27 R$11.61

15.86%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.92 R$14.99

46.58%

Milk (1 liter)

$1.55 Rp 27.3K

$0.88 R$4.52

76.14%

White Bread (500g)

$2.22 Rp 39.2K

$1.66 R$8.49

33.73%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.73 R$3.76

54.79%

Eggs

$2.09 Rp 36.8K

$2.10 R$10.76

-0.48%

Local Cheese (1kg)

$17.39 Rp 306.7K

$8.71 R$44.63

99.66%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$4.41 R$22.58

-12.24%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$7.00 R$35.89

79.29%

Apples (1kg)

$3.62 Rp 63.8K

$2.35 R$12.04

54.04%

Banana (1kg)

$1.56 Rp 27.5K

$1.06 R$5.43

47.17%

Oranges (1kg)

$2.35 Rp 41.5K

$0.80 R$4.11

193.75%

Tomato (1kg)

$2.06 Rp 36.2K

$1.22 R$6.23

68.85%

Potato (1kg)

$1.90 Rp 33.5K

$1.16 R$5.94

63.79%

Onion (1kg)

$2.34 Rp 41.2K

$0.97 R$4.99

141.24%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.87 R$4.47

18.39%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.60 R$3.06

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$1.78 R$9.10

26.40%

Wine (Bottle)

$23.81 Rp 419.8K

$7.30 R$37.39

226.16%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.13 R$5.80

104.42%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$2.06 R$10.57

35.92%

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.78 R$4.00

-65.38%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$44.27 R$227

-80.44%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$1.24 R$6.34

-61.29%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$0.78 R$4.02

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$8.13 R$41.67

-29.64%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.08 R$5.51

-29.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$23.1K R$118.5K

5.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$33.0K R$169.2K

-2.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$73.3 R$375

14.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$12.16 R$62.3

-46.88%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$21.69 R$111

-12.45%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$25.21 R$129

122.02%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

$27.05 R$139

-31.16%

Cinema Ticket

$4.28 Rp 75.5K

$6.71 R$34.36

-36.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$294 R$1,505

65.67%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$7,339 R$37.6K

-20.21%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$44.94 R$230

1.38%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$36.23 R$186

0.41%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$77.2 R$395

6.18%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$39.75 R$204

102.26%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$258 R$1,323

332.33%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$184 R$944

280.65%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$544 R$2,786

550.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$428 R$2,193

311.69%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,623 R$8,318

74.09%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,128 R$5,779

103.18%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$475 R$2,434

-64.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Novo Hamburgo: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $258 in Novo Hamburgo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 180% higher in Novo Hamburgo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $18.00 in Novo Hamburgo. Monthly groceries follow the same trend: $293 vs $174 – making Novo Hamburgo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novo Hamburgo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 88%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,115 in Novo Hamburgo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 68% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $18.00 in Novo Hamburgo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $744, than in Ubud, Bali at $1,396. In Novo Hamburgo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.