Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Novo Hamburgo

For one person, living is cheaper in Novo Hamburgo: $776 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
38

Cost of Living Index in Novo Hamburgo
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Novo Hamburgo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Novo Hamburgo

🇧🇷 Brazil

$776

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Novo Hamburgo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Novo Hamburgo actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $776 in Novo Hamburgo, rent included.

Ubud, Bali $1,353
Novo Hamburgo $776

A couple spends around $2,297 per month in Ubud, Bali vs $1,241 in Novo Hamburgo, rent included.

Ubud, Bali $2,297
Novo Hamburgo $1,241

A family of three spends $3,241 per month in Ubud, Bali vs $1,706 in Novo Hamburgo, rent included.

Ubud, Bali $3,241
Novo Hamburgo $1,706

Ubud, Bali costs about 74% more than Novo Hamburgo, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Novo Hamburgo is 43% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$4.88 R$24.74

-33.81%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$18.79 R$95.3

85.63%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.91 R$35.05

-17.51%

Cappuccino

$2.62 Rp 47.1K

$1.58 R$7.99

65.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.29 R$6.53

33.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.89 R$4.50

-8.99%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.47 R$12.53

7.29%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.98 R$15.11

46.64%

Milk (1 liter)

$1.57 Rp 28.3K

$0.94 R$4.75

67.02%

White Bread (500g)

$2.19 Rp 39.5K

$1.69 R$8.54

29.59%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.78 R$3.95

51.28%

Eggs

$2.16 Rp 38.8K

$2.16 R$10.97

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.19 R$46.58

92.06%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.56 R$23.12

-17.11%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.14 R$36.22

67.37%

Apples (1kg)

$3.60 Rp 64.8K

$2.39 R$12.12

50.63%

Banana (1kg)

$1.59 Rp 28.6K

$1.10 R$5.60

44.55%

Oranges (1kg)

$2.31 Rp 41.6K

$0.82 R$4.17

181.71%

Tomato (1kg)

$1.91 Rp 34.3K

$1.32 R$6.70

44.70%

Potato (1kg)

$1.78 Rp 32.1K

$1.21 R$6.14

47.11%

Onion (1kg)

$2.33 Rp 41.9K

$0.98 R$4.97

137.76%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.88 R$4.44

13.64%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.58 R$2.94

-8.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.78 R$9.02

28.65%

Wine (Bottle)

$22.07 Rp 397.3K

$7.60 R$38.53

190.39%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.16 R$5.88

102.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.23 R$11.29

33.63%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.83 R$4.20

-72.29%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$43.74 R$222

-79.65%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.26 R$6.40

-62.70%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.79 R$4.03

-45.57%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$8.16 R$41.35

-32.97%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.12 R$5.68

-25.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$24.2K R$122.9K

-1.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$33.3K R$168.9K

-1.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$78.2 R$397

2.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$12.71 R$64.4

-48.39%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$22.18 R$112

-16.14%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$26.30 R$133

105.78%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$27.58 R$140

-33.72%

Cinema Ticket

$4.25 Rp 76.5K

$7.38 R$37.39

-42.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$281 R$1,425

75.28%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$7,080 R$35.9K

-20.94%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$46.87 R$238

-2.75%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$38.13 R$193

-8.31%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$80.3 R$407

-3.16%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$42.13 R$214

86.38%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$267 R$1,354

323.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$190 R$965

253.51%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$571 R$2,892

533.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$444 R$2,249

283.50%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,709 R$8,661

59.04%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,221 R$6,191

83.52%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$510 R$2,585

-67.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Novo Hamburgo: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Novo Hamburgo

$190 24.6% 71.7% $483

Groceries & Markets

Ubud, Bali

$287 21.2%

Novo Hamburgo

$180 23.2% 37.4% $107

Clothing & Footwear

Ubud, Bali

$107 7.9%

Novo Hamburgo

$93 12% 12.4% $13

Eating Out

Ubud, Bali

$106 7.9%

Novo Hamburgo

$106 13.6% 0.7% $0.7

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Novo Hamburgo

$113 14.6% 7.6% $8

Sport & Entertainment

Ubud, Bali

$63 4.6%

Novo Hamburgo

$41 5.3% 34.4% $22

Getting Around

Ubud, Bali

$12 0.9%

Novo Hamburgo

$52 6.7% 321% $40

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $267 in Novo Hamburgo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 207% higher in Novo Hamburgo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $19.00 in Novo Hamburgo. Monthly groceries follow the same trend: $287 vs $180 – making Novo Hamburgo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇷 Novo Hamburgo

🕒 Local time

03:57 3:57 AM

16:57 4:57 PM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

227,646

💱 Currency

Indonesian Rupiah IDR Rp

Brazilian Real BRL R$

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Novo Hamburgo 15,530 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Novo Hamburgo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Novo Hamburgo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 74%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $1,163 in Novo Hamburgo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 60% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $19.00 in Novo Hamburgo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $776, than in Ubud, Bali at $1,353. In Novo Hamburgo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Novo Hamburgo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.