Cost of Living Comparison Between Novi, MI and Calgary Cost of Living Comparison Between Novi, MI and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,498 in Novi, MI versus $2,462 in Calgary.

Estimated couple costs with rent: $3,801 in Novi, MI versus $3,628 in Calgary.

Monthly costs for a family of three with rent: $5,104 in Novi, MI versus $4,795 in Calgary.

Living in Novi, MI is roughly 1% more expensive than in Calgary, driven mainly by Getting Around.

Both cities are pricier than the global median: Novi, MI 87% above, Calgary 84% above.

Meal at Budget Restaurant

$17.25 $17.25

$18.33 CA$25.70

-5.89%

Three-Course Dinner for Two, Mid-Range

$89.0 $89.0

$69.9 CA$98.0

27.32%

Fast Food Meal (McDonalds, etc)

$8.38 $8.38

$10.95 CA$15.35

-23.47%

Cappuccino

$3.91 $3.91

$3.74 CA$5.24

4.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.92 $3.92

$2.04 CA$2.86

92.16%

Water (0.33 liter bottle)

$2.22 $2.22

$1.67 CA$2.34

32.93%

Local Beer (0.5 liter draught)

$6.62 $6.62

$5.20 CA$7.29

27.31%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$6.71 CA$9.41

-40.09%

Milk (1 liter)

$0.94 $0.94

$2.25 CA$3.15

-58.22%

White Bread (500g)

$4.04 $4.04

$2.75 CA$3.85

46.91%

Rice (white) (1kg)

$5.62 $5.62

$3.23 CA$4.53

73.99%

Eggs

$3.38 $3.38

$3.45 CA$4.83

-2.03%

Local Cheese (1kg)

$19.65 $19.65

$14.40 CA$20.19

36.46%

Chicken Fillets (1kg)

$13.82 $13.82

$12.89 CA$18.07

7.21%

Beef Round Steak (1kg)

$25.01 $25.01

$15.86 CA$22.24

57.69%

Apples (1kg)

$8.23 $8.23

$4.30 CA$6.02

91.40%

Banana (1kg)

$2.74 $2.74

$1.34 CA$1.88

104.48%

Oranges (1kg)

$4.82 $4.82

$3.85 CA$5.40

25.19%

Tomato (1kg)

$4.90 $4.90

$4.25 CA$5.97

15.29%

Potato (1kg)

$2.32 $2.32

$2.55 CA$3.57

-9.02%

Onion (1kg)

$2.78 $2.78

$2.62 CA$3.68

6.11%

Lettuce (1 head)

$1.94 $1.94

$2.80 CA$3.92

-30.71%

Water (1.5 liter bottle)

$2.17 $2.17

$1.95 CA$2.73

11.28%

Cigarettes 20 Pack (Marlboro, Camel)

$8.18 $8.18

$14.97 CA$20.99

-45.36%

Wine (Bottle)

$14.41 $14.41

$13.90 CA$19.49

3.67%

Local Beer (0.5 liter bottle)

$1.85 $1.85

$2.92 CA$4.10

-36.64%

Imported Beer (0.33 liter bottle)

$3.45 $3.45

$3.91 CA$5.48

-11.76%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.74 CA$3.84

-28.83%

Public Transport Monthly Pass (Regular Price)

$87.8 CA$123

Taxi Start (Normal Tariff)

$3.42 $3.42

$3.60 CA$5.04

-5.00%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.30 CA$1.82

22.31%

Taxi 1hour Waiting (Normal Tariff)

$28.90 $28.90

$28.70 CA$40.24

0.70%

Gasoline (1 liter)

$0.84 $0.84

$1.12 CA$1.57

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$25.5K CA$35.7K

18.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$21.7K CA$30.5K

17.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$213 CA$299

-11.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.34 $40.34

$40.96 CA$57.4

-1.51%

Internet (50+ Mbps, Unlimited Data)

$94.6 $94.6

$57.9 CA$81.2

63.27%

Gym Membership (Monthly)

$29.95 $29.95

$54.2 CA$76.0

-44.72%

Tennis Court (1 Hour on Weekend)

$53.8 CA$75.4

Cinema Ticket

$11.81 $11.81

$12.63 CA$17.71

-6.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,556 $1,556

$874 CA$1,226

77.98%

International Primary School, 1 Child (Yearly)

$17.7K $17.7K

$15.9K CA$22.3K

11.19%

Jeans (Levis 501 Or Similar)

$44.68 $44.68

$58.6 CA$82.2

-23.78%

Summer Dress (H&M, Zara, etc)

$39.87 $39.87

$47.01 CA$65.9

-15.19%

Sport Shoes (Adidas, Nike)

$104 $104

$85.1 CA$119

22.10%

Men's Leather Business Shoes

$84.0 $84.0

$108 CA$151

-21.97%

1-bedroom Apartment, City Center (Monthly)

$1,700 $1,700

$1,380 CA$1,935

23.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,266 $1,266

$1,159 CA$1,625

9.23%

3-bedroom Apartment, City Center (Monthly)

$2,935 $2,935

$2,324 CA$3,259

26.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,105 $2,105

$1,905 CA$2,670

10.51%

Buy Apartment in City Center (m2)

$2,707 $2,707

$3,786 CA$5,308

-28.51%

Buy Apartment Outside City Center (m2)

$2,402 $2,402

$3,511 CA$4,922

-31.59%

Average Monthly Net Salary (After Tax)

$6,116 $6,116

$2,940 CA$4,121

108.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

5.71

16.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi, MI: July 12, 2026

Last update for Calgary: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,700 in Novi, MI and $1,380 in Calgary. Housing cost is often the main lever when comparing two cities.

Novi, MI pays 108% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Novi, MI vs $70.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $482 vs $396 per month, with Calgary cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi, MI vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 108% higher in Novi, MI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,700 in Novi, MI versus $1,380 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,556 in Novi, MI versus $874 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $70.0 versus $89.0 in Novi, MI. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,462 in Calgary versus $2,498 in Novi, MI, a $2,500 budget is realistic in Calgary but tight or insufficient in Novi, MI. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi, MI and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 1% less than in Novi, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.