Cost of Living Comparison Between North Shore and Dunedin Cost of Living Comparison Between North Shore and Dunedin

Monthly Cost of Living

Monthly costs for one person with rent: $1,815 in North Shore versus $1,840 in Dunedin.

Estimated couple costs with rent: $2,814 in North Shore versus $2,828 in Dunedin.

Monthly costs for a family of three with rent: $3,812 in North Shore versus $3,817 in Dunedin.

Living in North Shore costs roughly 1% less than in Dunedin, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: North Shore 35% above, Dunedin 37% above.

Meal at Budget Restaurant

$14.88 NZ$25.41

$12.01 NZ$20.50

23.90%

Three-Course Dinner for Two, Mid-Range

$76.9 NZ$131

$73.1 NZ$125

5.20%

Fast Food Meal (McDonalds, etc)

$8.22 NZ$14.04

$10.82 NZ$18.48

-24.03%

Cappuccino

$3.38 NZ$5.77

$3.45 NZ$5.89

-2.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 NZ$3.63

$2.23 NZ$3.80

-4.93%

Water (0.33 liter bottle)

$1.78 NZ$3.04

$2.10 NZ$3.59

-15.24%

Local Beer (0.5 liter draught)

$7.18 NZ$12.27

$7.44 NZ$12.70

-3.49%

Imported Beer (0.33 liter bottle)

$7.44 NZ$12.70

$5.96 NZ$10.17

24.83%

Milk (1 liter)

$1.72 NZ$2.94

$2.15 NZ$3.68

-20.00%

White Bread (500g)

$1.56 NZ$2.66

$1.88 NZ$3.21

-17.02%

Rice (white) (1kg)

$1.99 NZ$3.40

$1.84 NZ$3.13

8.15%

Eggs

$5.84 NZ$9.98

$5.68 NZ$9.70

2.82%

Local Cheese (1kg)

$8.58 NZ$14.66

$8.38 NZ$14.32

2.39%

Chicken Fillets (1kg)

$9.36 NZ$15.98

$10.78 NZ$18.40

-13.17%

Beef Round Steak (1kg)

$8.80 NZ$15.02

$12.89 NZ$22.01

-31.73%

Apples (1kg)

$2.79 NZ$4.76

$2.95 NZ$5.03

-5.42%

Banana (1kg)

$2.07 NZ$3.54

$2.28 NZ$3.89

-9.21%

Oranges (1kg)

$3.33 NZ$5.69

$3.42 NZ$5.85

-2.63%

Tomato (1kg)

$4.13 NZ$7.05

$4.46 NZ$7.61

-7.40%

Potato (1kg)

$2.06 NZ$3.53

$1.92 NZ$3.28

7.29%

Onion (1kg)

$1.65 NZ$2.83

$2.05 NZ$3.50

-19.51%

Lettuce (1 head)

$1.91 NZ$3.26

$2.54 NZ$4.33

-24.80%

Water (1.5 liter bottle)

$0.67 NZ$1.14

$1.08 NZ$1.84

-37.96%

Cigarettes 20 Pack (Marlboro, Camel)

$25.15 NZ$42.94

$24.59 NZ$42.00

2.28%

Wine (Bottle)

$9.68 NZ$16.52

$9.22 NZ$15.74

4.99%

Local Beer (0.5 liter bottle)

$1.84 NZ$3.14

$2.60 NZ$4.43

-29.23%

Imported Beer (0.33 liter bottle)

$1.23 NZ$2.10

$3.60 NZ$6.15

-65.83%

One-way Ticket (Public Transport)

$2.39 NZ$4.07

$1.24 NZ$2.11

92.74%

Public Transport Monthly Pass (Regular Price)

$65.3 NZ$111

$72.5 NZ$124

-10.00%

Taxi Start (Normal Tariff)

$2.08 NZ$3.55

$6.08 NZ$10.38

-65.79%

Taxi (Normal Tariff) (1km)

$1.91 NZ$3.26

$1.09 NZ$1.87

75.23%

Taxi 1hour Waiting (Normal Tariff)

$34.84 NZ$59.5

$30.44 NZ$52.0

14.45%

Gasoline (1 liter)

$1.61 NZ$2.75

$1.71 NZ$2.93

-5.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K NZ$48.1K

$20.0K NZ$34.2K

40.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K NZ$38.1K

$25.4K NZ$43.4K

-12.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 NZ$249

$103 NZ$176

41.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.12 NZ$25.83

$35.86 NZ$61.2

-57.84%

Internet (50+ Mbps, Unlimited Data)

$43.64 NZ$74.5

$56.2 NZ$95.9

-22.31%

Gym Membership (Monthly)

$28.87 NZ$49.30

$52.2 NZ$89.2

-44.73%

Tennis Court (1 Hour on Weekend)

$12.12 NZ$20.70

$6.17 NZ$10.54

96.43%

Cinema Ticket

$10.97 NZ$18.74

$9.44 NZ$16.12

16.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$896 NZ$1,530

$589 NZ$1,005

52.27%

International Primary School, 1 Child (Yearly)

$13.5K NZ$23.1K

$12.0K NZ$20.6K

12.49%

Jeans (Levis 501 Or Similar)

$71.3 NZ$122

$66.0 NZ$113

7.98%

Summer Dress (H&M, Zara, etc)

$49.17 NZ$84.0

$34.95 NZ$59.7

40.69%

Sport Shoes (Adidas, Nike)

$93.5 NZ$160

$96.5 NZ$165

-3.08%

Men's Leather Business Shoes

$90.2 NZ$154

$122 NZ$209

-26.18%

1-bedroom Apartment, City Center (Monthly)

$1,060 NZ$1,810

$898 NZ$1,534

18.00%

1-bedroom Apartment, Outside City Center (Monthly)

$792 NZ$1,353

$775 NZ$1,324

2.19%

3-bedroom Apartment, City Center (Monthly)

$2,930 NZ$5,004

$1,507 NZ$2,573

94.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,385 NZ$2,365

$1,340 NZ$2,288

3.35%

Buy Apartment in City Center (m2)

$7,390 NZ$12.6K

$2,898 NZ$4,948

155.04%

Buy Apartment Outside City Center (m2)

$6,095 NZ$10.4K

$1,986 NZ$3,391

206.89%

Average Monthly Net Salary (After Tax)

$2,927 NZ$4,999

$2,548 NZ$4,351

14.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

7.07

-9.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Shore: June 6, 2026

Last update for Dunedin: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,060 in North Shore and $898 in Dunedin. Housing cost is often the main lever when comparing two cities.

North Shore pays 15% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $77.0 in North Shore vs $73.0 in Dunedin. Groceries flip the comparison at $280 vs $324, with North Shore cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

North Shore vs Dunedin: Cost of Living - Frequently Asked Questions

North Shore and Dunedin differ by about 1% in total monthly costs ($1,815 vs $1,840 including rent). North Shore is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

North Shore pays 15% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,060 in North Shore versus $898 in Dunedin. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in North Shore runs roughly 11% less than in Dunedin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $896 in North Shore versus $589 in Dunedin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,815 in North Shore versus $1,840 in Dunedin, a $3,000 budget is realistic in North Shore but tight or insufficient in Dunedin. The gap between the two cities makes North Shore the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, North Shore and Dunedin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find North Shore gentler on the wallet – expenses run 1% less than in Dunedin. Beyond cost, consider language, visa policies, and how big the international community is in each city.